1

Lets respect a genuine

To the members of Sahara Housingfina Corporation Limited, The Board presents its Twenty-Second Annual Report and the Audited Statement of Accounts of the Company for the year ended arch !", #$"!%

&'(A(C'AL H')HL')HTS *Rs%+

Particulars
)R,SS '(C, Less2 &inancial Cost ,5erheads 6epreciation 7rofit Before Ta8 *7BT+ 7ro5ision for Ta8ation 9 Current Ta8 9 6eferred Ta8

2012-2013
#",.#,##,$/.

2011-2012
#$,"0,.$,01"

"!,$",3/,.03 .,/1,1!,.1$ "/,#/,3#/

"#,4$,./,3.. 3,##,31,$"$ ".,"1,/$# #,11,#.,0#3

#,/3,..,30.

10,..,.$$ *!!,41,.$.+

4",..,!0/ *3,#.,//"+ #!,0!0

9 'ncome Ta8 related to earlier years

!4,/3$

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7rofit After Ta8 *7AT+ Add2 7rofit carried from earlier years #,$$,.$,43$ #,#",0#, #0"

4,1#,!0,4$4

0,!#,#.,!3$ 1,.!,10,/""

7rofit a5ailable for appropriations "$,1#,44,/34 Appropriations Transfer to Special Reser5e u:s !/*"+*5iii+ of the 'ncome Ta8 Act, "1/" /1,!3,!.1 Balance carried to Balance t "$,#!,.3,#41

/",.1,4$! 4,1#,!0,4$4

Sheet Sahara pariwar has been in to the following business Infrastructure & Housing Consumer Merchandise FMCG Retail enture !u"ur# Real $state & !ifest#le %er&ices 'air# and Hos(italit# Media & $ntertainment Manufacturing Information )echnolog# International Hotels %ugar Factor#* 'istiller# and Po+er Generation Plant

Rs, In Crores

Particulars Liquid Investment, Cash & Bank balances and Fi ed !eposits etc" Sundr* !ebtors, Loan and +dvances, ta refundable and other current assets etc" Land, construction .ork in progress, Finished Stock and Fi ed +ssets etc" Total Group Assets

Book Value #$,%$& ,,)-$ -,,$'$ 54,96

Market Value #$,'() ,,)-$ /-,#%$ !,"9,##4

+s per S0BI Subrat ro*1s Co Sahara India has taken 2s -'&&& cr from market customers b* making false promise"But S0BI should not destro* entrepreneurship and release Subrot ro* immediatel*"

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Because 3e can make '$4 and (#4 stake sharing like big builders like 5ukesh +mbani constructions, 6alpataru or 27+ builders so that the sold stake is paid back and the new stake holder ma* be including 89 :ovt bears the responsibilit*" +nd be permitted to float shares,debentures in the market" Be permitted to make new business ventures" ;a 3olida* and compounding charges are relieved forthwith <n one hand 95 sir claims open econom* and in contrast not simpl* failed for providing =obs but also torture to aspiring business man M$%&AS ' ()AL*+G (A+% ,-GA 5udras are eas* to perform at an*time, although sitting in the lotus position and focusing on the healing can be an advantage" +lthough mudras can be used for healing certain ailments, regular practise of mudras will contribute to *our overall good health and can be used as a preventive measure" Continuous practice of the mudras will create minute changes in *our bod* using pulse centres on parts of *our hands, which trigger certain healing processes within the corresponding bod* part"

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5udras are to be performed with both hands at the same time, unless otherwise specified" Fingers should remain comfortable during the procedure and not held stiffl* or tight

;he science of 5udra >ig*an is deepl* m*sterious and ama?ing" It is not difficult to harmoni?e the undercurrents of the mind" ;hrough this science it is also not difficult to achieve concentration of mind" 5udra >ig*an is most important aspect of the meditation of the supreme self" 3ere, @og 5udras
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AgesturesBare being presented as miraculous remedies, which affect some illness like an in=ection" 5udras can cure almost an* ailment from a simple ear ache to heart attack" 0ar ache can be cured in =ust a few minutes, b* the Shun*a 5udra" Similarl*, man* urinar* infections will be cured b* the +pan 5udra" In the case of severe heart attack, 5ritsan=iveni 5udra provides instant relief within a few seconds" (asta.u/ra <ur bod* is composed of five elements C earth, water, air, fire and ether AspaceB" ;hese five elements also form our cosmos" ;hese five elements have assigned functions in our bod* to keep it health*" +fter intensive research, Indian sages have found that 3astamudras Ahand gesturesB are ver* important, for keeping a balance in the energ* the flow among the five elements" +ll five fingers regulate the five elements of bod*" These are as 0ollo1s2 7o 3a4 354 3c4 Finger ;humb 0lement Fire element +ir element Space or ether element 0arth element

Inde finger 5iddle finger

3/4 3e4

2ing finger .ater element

Little finger

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7oteD If an* finger is kept at the root of thumb then fire energ* over the other element of the respective finger prevails concernedErelated element of the respective finger is increased" If tips of thumb and an* other finger tip is =oined the concernedErelated element of the respective finger is increased"

;hus, hasta mudras are helpful in maintaining good health hand getting relief from diseases also" Foining the tips of the fingers or pressing b* thumb, regulate and balance respective elements in the bod*" Its dail* practice can keep oneself health* for life" It has tremendous healing power and if practiced properl*, all ma=or diseases can be cured" It also offers happiness and spiritual attainments" 6i7e 8in/s o0 Breath relate/ to .u/ras Pran 9 (eart Apan 9 Belo1 the +a7el Sa.an 9 Bet1een (eart an/ +a7el $/an V:an 9 Throat 9 ;hole Bo/:

9rana, literall* the Gforward moving air,G moves inward and governs reception of all t*pes from the eating of food, drinking of water, and inhalation of air, to the reception of sensor* impressions and mental e periences" It is propulsive in nature, setting things in motion and guiding them" It provides the basic energ* that drives us in life" 9rana >a*u governs the movement of energ* from the head down to the navel, which is the 9ranic center in the ph*sical bod*" Apana9 +pana, literall* the Gair that moves awa*,G moves downward and outward and governs all forms of elimination and reproduction Awhich also has a downward movementB" It governs the elimination of the stool and the urine, the e pelling of semen, menstrual fluid and the fetus, and the elimination of carbon dio ide through the breath" <n a deeper level it rules the elimination of negative sensor*, emotional and mental e periences" It is the basis of our immune function on all levels"

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+pana >a*u governs the movement of energ* from the navel down to the root chakra" $/an9 8dan, literall* the Gupward moving air,G moves upward and qualitative or transformative movements of the lifeCenerg*" It governs growth of the bod*, the abilit* to stand, speech, effort, enthusiasm and will" It is our main positive energ* in life through which we can develop our different bodies and evolve in consciousness" 8dana governs the movement of energ* from the navel up to the head" Sa.an9 Saman, literall* the Gbalancing air,G moves from the peripher* to the center, through a churning and discerning action" It aids in digestion on all levels" It works in the gastrointestinal tract to digest food, in the lungs to digest air or absorb o *gen, and in the mind to homogeni?e and digest e periences, whether sensor*, emotional or mental" Saman >a*u governs the movement of energ* from the entire bod* back to the navel" V:an9 >*an, literall* the Goutward moving air,G moves from the center to the peripher*" It governs circulation on all levels" It moves the food, water and o *gen throughout the bod*, and keeps our emotions and thoughts circulating in the mind, imparting movement and providing strength" In doing so it assists all the other 9ranas in their work" >*an >a*u governs the movement of energ* out from the navel throughout the entire bod*" +o1, 1e 1oul/ learn 7arious hasta.u/ras as 0ollo1s2 G:an .u/ra9 Sit down comfortabl* with *our back and neck straight" Foin tips of inde fingers and thumb and keep three fingers straight" 6eep *our hand at *our folded knee, remember to keep palm facing up" 9ut a little pressure on =oined tips and rest of the hand would be in rela ed position" 9ractice it for -&C%& minutes ever* da*" It is beneficial for improving memory and concentration and nervous system.It also prevents headache, loss of sleep, tension, anxiety, depression and fears. It helps in spiritual attainments. <aution9
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;his is a ver* beneficial mudra and an*one can practice this" Bene0its9

+s the name suggests, this mudra is meant to increase *our concentration and memor* power" ;his mudra sharpens *our brain power" It has the abilit* to cure insomnia" 9ractice this mudra regularl* to heal *ourself of all mental and ps*chological disorders like anger, stress, an iet* or even depression" Va:u .u/ra9

keep *our inde fingers at the root of *our thumbs and press it with thumb" In this gesture, inde finger is in touch with middle finger" ;hen keep both *our hands at folded knee so that palm is facing up" 9ut a little pressure in *our palm and rest of the hand would be in rela position" 9ractice it for -&C%& minutes ever* da*" This hastamudra is helpful for health problems like Gastro problems, joint pains, backache, sciatica and arthritis. <aution9 <nce *ou achieve the benefits from this mudra, stop doing it" +fter a certain time, it ma* cause imbalance within *our s*stem" Bene0its9 +s the name suggests vaa*u mudra, it balances the air element within *our bod*" ;his mudra releases e cess wind from stomach and bod* thereb* reducing rheumatic and chest pain"

Akash .u/ra9 Foin tips of middle fingers and thumb and keep other three fingers straight" 6eep *our hand on *our folded knee, remember to keep palm facing upwards" 9ut a little pressure on =oined tips and keep the rest of the hand rela ed" 9ractice it for -&C%& minutes ever* da*" It is beneficial for removing all ear problems, vomiting and vertigo.
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Shun:a .u/ra9 6eep *our middle fingers at the root of *our thumbs and press it with thumb" ;hen keep both *our hands on folded knees so that the palms face upwards" 9ut a little pressure on *our palm and rest of the hand would be rela ed" 9ractice it for -&C%& minutes ever*da*" This hastamudra is helpful for health problems like deafness, vomiting, vertigo and thyroid problems. Bene0its9

9racticing this mudra with full concentration will cure earache within (C #& minutes at the most" It is also ver* helpful if someone is deaf or mentall* challenged" But those who are handicapped inborn won1t benefit from this mudra"

<autions9 +fter *ou are cured of these diseases, stop practicing this mudra" Prith7i .u/ra9 Foin tips of ring fingers and thumb and keep other three fingers straight" 6eep *our hands on *our folded knees, remember to keep palms facing up" 9ut a little pressure on =oined tips and rest of the hand would be rela ed" 9ractice it for -&C%& minutes ever* da*" It is beneficial for removing all digestive problems and helps to gain weight. <aution9 7othing at all" 9erform this asana freel*" Bene0its9 It improves blood circulation throughout the bod*" Increases patience and tolerance"

Increases concentration while meditating" 3elps strengthen weak and lean bones" +lso increases weight of people suffering from low weight" It reduces weakness, e haustion and dullness of mind"

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;his mudra makes *ou more beautiful b* improving *our comple ion and giving a natural glow to *our skin" Agni .u/ra9 keep *our ring fingers at the root of *our thumbs and press with thumb" ;hen keep both *our hands on folded knees so that palms are facing up" 9ut a little pressure in *our palm and rest of the hand would be in rela ed position" 9ractice it for -&C%& minutes ever* da*"

This hastamudra is helpful for health problems like diabetes, liver problems, reduces cholesterol levels and strengthens the body. <aution9But if *ou are suffering from acidit* or indigestion, avoid this mudra" Bene0its9

It helps to dissolve the e tra fat boosting metabolism and controls obesit*" Huickens digestion" Improves bod* strength" 2educes stress and tension" Controls high cholesterol levels" Varun .u/ra9 Foin tips of little fingers and thumb and keep other three fingers straight" 6eep *our hand on *our folded knees, remember to keep palms facing up" 9ut a little pressure on =oined tips and rest of the hand rela ed" 9ractice it for -&C%& minutes ever* da*"

It is beneficial for removing all blood related problems, skin as well as urinary problems. <aution9

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;ake care not to press the tip of the little finger near the nail" ;hat will cause deh*dration instead of balancing the water level in *our bod*" Bene0its9+ number of benefits can be achieved b* doing this mudraD

>arun 5udra balances the water content in our bod*" It activates fluid circulation within the bod* keeping it moisturi?ed alwa*s" It cures all skin issues like dr*ness, skin diseases and skin infections" 5oreover it also prevents the appearance of pimples for a longer time" It adds a natural glow and luster to *our face" >arun 5udra also relieves and prevents an* muscle pains that *ou ma* suffer from" +panCva*u mudraD

Foin tips of ring fingers, middle fingers and thumb and keep *our inde fingers at the root of *our thumbs keeping *our little fingers straight" 6eep *our hands on *our folded knees, remember to keep palms facing up" 9ut a little pressure on =oined tips and rest of the hand rela ed" 9ractice it for -&C%& minutes ever* da*" It is beneficial for removing acidity, reducing high blood pressure, curing Asthma and all cardiac problems. It gives instant relief in heart attack. Apan .u/ra9 Foin tips of ring fingers, middle fingers and thumb and keep the other two fingers straight" 6eep *our hands on *our folded knees, remember to keep palms facing up" 9ut a little pressure on =oined tips and rest of the hand rela ed" 9ractice it for -&C%& minutes ever* da*" It is beneficial for removing kidney stones, kidney problems, piles and helps in removing all toxins from the body. Pran .u/ra9 Foin tips of ring fingers, little fingers and thumb and keep the other two fingers straight" 6eep *our hands on *our
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folded knees, remember to keep palms facing up" 9ut a little pressure on =oined tips and rest of the hand rela ed" 9ractice it for -&C%& minutes ever* da*" It is beneficial for removing eye and nerves related problems. It energises the body and balances vitamins in the body. Bene0its9 ;his mudra improves *our immune s*stem" It also increases *our e*e power and also cures an* sort if e*e diseases"

It reduces fatigue and tiredness" V:an .u/ra9

Foin tips of inde fingers, middle fingers and thumb and keep other two fingers straight" 6eep *our hand at *our folded knees, remember to keep palms facing up" 9ut a little pressure on =oined tips and rest of the hand rela ed" 9ractice it onl* for #( to -& minutes ever* da*" It removes stress and cures high blood pressure problem. Shi7linga .u/ra9 Clasp all fingers of both hands together keeping *our right thumb erect" 9ut a little pressure and sit rela ed" 9ractice it for -&C%& minutes ever* da*" It is beneficial for removing cough, curing common cold, asthma, esinophelia, sinus and low blood pressure problem. ou must take enough li!uids like fruit juice, milk or water after doing this mudra.

V)&, *MP-&TA+T +-T) "#or immediate result hastmudras must be practiced daily with light neurobics to restore healthy vibrations in the body for minimum $% minutes. All these hastmudras except Akash and &hunya mudra can bepracticed while walking and in lying position also. 'owever if 'astmudras are practiced in a comfortable sitting position, it gives better and !uicker results.(

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An Article downloaded from internet by kailash )*%)++,)+$

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