IBMSALES AND DISTRIBUTION
Solution Brief
Understand risk. Make decisions based on your firm’s affinity for it.
Financial risk solutions forfinancial services
Highlights
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Meet prudential requirements whileoptimizing risk management cost-effectiveness
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Gain state-of-the-art risk managementcapabilities
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Integrate individual risk managementcapabilities into an enterpriseframework
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Achieve higher levels of portfolio opti-mization and business profitability
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Create a firm-wide risk managementculture
The current global financial crisis underscores the importance of maintaining high standards in financial risk management. To improvepractices, financial institutions must find balance between commercialsuccess and business sustainability. Increase the quality, transparency and timeliness of risk information. Proactively manage risk exposureand liquidity. Understand complex risk effects such as contagion andcorrelation. These issues will likely be translated into new regulation. Modern financial risk management requires a unified approach to meetthe challenges.In order to make and support decisions consistent with your firm’s risk appetite, you must understand your firm’s risk exposure across multiplelines of business—at any point of time and in a timely fashion.IBMfinancial risk management solutions can help you:
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Design, implement and enhance solutions to meet prudentialrequirements, such as Basel II and Solvency II, while optimiz-ing risk management cost-effectiveness.
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Gain state-of-the-art risk management capabilities for each risk category, including market, credit, counterparty and liquidity.
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Integrate individual risk management capabilities into an enter-prise framework supported by unified reporting and data man-agement software, as well as a high-performance infrastructure.
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Connect risk, finance and business information systems toenable risk-based management and decision support, and con-sequently achieve higher levels of portfolio optimization andbusiness profitability.
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Create a firm-wide risk management culture that is ingrainedin the business strategy and throughout the entire productdevelopment life cycle.IBMhas a proven track record in helping financial companies addressincreasingly complex financial risk. Our capabilities and expertise areglobally recognized by analyst and research organizations. IBMrisk management solutions cover a range of services, from risk strategy development, execution and management, to business intelligence,security and data management.