EPRA International Journal of Economics, Business and Management Studies-ISSN:2347-4378 is a annual double blind peer Reviewed and Refereed international Print journal.
EPRA International Journal of Economics, Business and Management Studies-ISSN:2347-4378 is a annual double blind peer Reviewed and Refereed international Print journal.
EPRA International Journal of Economics, Business and Management Studies-ISSN:2347-4378 is a annual double blind peer Reviewed and Refereed international Print journal.
We Need a Relook at the Entire Approach to Development in Tribal Area.
O disha is one of those gifted landscape of the world, which is richly endowed with mines and minerals. Out of total mineral resources of India, Odisha has 99 per cent Chromate ore, 92 per2ent of Nickel are, 65 per cent of Graphite and Pyrophylite, 66 per cent of Bauxite, 31 per cent of Mineral sand, 32 per cent of Manganese, 28 per cent of Iron ore and 24 per cent of coal within its geographical boundary. Even Odisha is one of the poorest states of the nation. Incidentally, the storehouse of the mineral resources in Odisha, that is, western and southern parts of the state are the most naxal-infested areas in the state. KEYWORDS: Machkund, Balimela, Kalab, Naxalism, Development, Rehabilitation DEVELOPMENT CHALLENGES IN NAXAL AFFECTED AREAS: A STUDY OF MALKANGIRI DISTRICT IN ODISHA Prof. Kedar Nath Bishoyi 1 & Dr. Govinda Chandra Panda 2 1 Principal& Head, Department of Political Science, Science College, Konkorada, Ganjam Odisha -761144 2 Head, Department of Economics, Science College, Konkorada, Ganjam, Odisha -761144 1 Economics, Business and Management Studies 2 A STUDY ON DISCLOSURE OF INTEREST BY DIRECTORS OF COMPANIES IN TAMIL NADU- WITH REFERENCE TO SECTION 299 TO 301 OF THE COMPANIES ACT Dr. N. Ragavan 1 1 Assistant Professor, Department of Commerce, University of Madras, Chennai - 600005, Tamil Nadu, India. ABSTRACT T he enabling provisions like Section 299, Section 300 and Section 301 provide for disclosure of these types of contracts to the other members of the Board. This family group should also be accountable to the other members of the company for their genuine or frivolous acts. Indian Companies are witnessing, these types of group entities and the application of the specific legal provisions is not Transparent to other stakeholders. Accordingly the disclosure practices and level of transparency should be assessed and analyzed in threadbare with legal ramifications. KEY WORDS: AOD, IT, PSE, ICAI, ICSI ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 3 ROLE OF SELF HELP GROUPS BEYOND THE FINANCIAL EMPOWERMENT OF WOMEN: A CASE STUDY OF KUNDAPURA TALUK OF UDUPI DIST IN KARNATAKA Dr. Gaonkar Gopalkrishna. M 1 1 Associate Professor and Head, Department of Economics, Govt. First Grade College and Centre for PG Studies, Tenkanidiyoor, Udupi-576106, Karnataka. ABSTRACT T he world is developing in different dimensions. A number of new issues have to be addressed to effect social and economic progress of every nation. The most important one is womens empowerment because in many countries women are marginalized section of the society .In the beginning as a step towards womens empowerment, financial empowerment of women through microfinance programs were engineered by a few well thinking planners to generate income and employment and alleviate poverty especially in the developing countries. The approach is accepted by the World Bank and other financial institutions as an important tool for poverty eradication and enhancement of living standards. Moreover, microfinance has come to be regarded as a supplementary development tool that widens the financial service delivery system by linking a large rural women population with formal financial institutions through self-help groups. KEYWORDS: Wages, Community, Savings, Rural Women, Farmers, Development Economics, Business and Management Studies 4 HETEROSCEDASTICITY ANALYSIS OF INTER-STATE MIGRATION IN 2001 CENSUS INDIA Dr. C. Muniyandi 1 , G. Mahalakshmi 2 & M. Manimegalai 3 1 Assistant Professor, Department of Econometrics, School of Economics,Madurai Kamaraj University, Madurai-21,Tamil Nadu, India. 2 M. Phil Scholar, Department of Econometrics, School of Economics, Madurai Kamaraj University, Madurai- 21 , Tamil Nadu, India. 3 M. Phil Scholar, Department of Economics, School of Economics, Madurai Kamaraj University, Madurai-21,Tamil Nadu, India. ABSTRACT T he present study aimed at the heteroscedasticity analysis of Inter-state migration in India. Migration is the geographic movement of people across a specified boundary for the purpose of establishing a new permanent or semi-permanent residence. The main objective of this studyis to be the spatial pattern and levels of inter state migration and to understand how regional disparities in development influences inter state migration pattern in India. This study is based on 2001 census migration data. In this analysis, two rates were considered namely in migration and out migration rates. It has been computed separately for both male and female. The researcher has been used heteroscedasticity Spearman rank correlation, Goldfeld Quandt test, Park test and percentage for the purpose of analysis and interpretation of the data. Econometric analysis of heteroscedasticity has been used to find out the linkage between regional disparities in development and migration. It shows that people mainly moved to the states were have higher growth rates of urbanization and achieved higher economic development. KEY WORDS: Inter state migration in India, Regional disparities, heteroscedasticity Spearman rank correlation, Goldfeld Quandt test, Park test and percentage and Higher economic development. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 5 WOMEN ENTREPRENEURS ISSUES AND TRIBULATIONS (A SPECIAL STUDY IN COIMABTORE DISTRICT) Ms. T.Subha 1 & Ms. R.Kirthika 2 1&2 Assistant Professors, School of Management, VLB Janakiammal College of Arts & Science, Kovaipudur, Coimbatore-641042, Tamil Nadu. ABSTRACT T he women entrepreneurship development is influenced by many complicated factors including economic, social, cultural and physiological prevailing in the society. Keeping this in view, the present study focused on the motivating factors influencing women entrepreneurship and these identified factors were Autonomy and Adequate Income, Flexible Working Environment, Opportunities to use & develop human capacity, Inducement of Empowerment and growth and Promotion of Societal Responsiveness and moreover, women entrepreneurs were also encountered with certain problems which are discussed in detail in this paper. KEYWORDS: Adequate Income, Flexible Working Environment, Opportunities, Human capacity. E-GOVERNANCE AND SUSTAINABILITY: CASE STUDY OF SELECTED E-GOVERNANCE INVENTIVENESS IN WEST BENGAL Satarupa Das Majumder 1 1. Research Fellow, Centre for Research in Material Management, IISWBM, Kolkata, West Bengal. ABSTRACT I n order to align the various Government services with best practices of the developed countries, e-governance in developing countries has emerged not only as a useful tool to make government more efficient; rather its effectiveness ranged, if not restricted from creation of a decentralized to a corruption free system. In India, through National e-Governance plan several significant initiatives have already been taken to implement different e-Governance projects across the country to give Governments internal and external communication a facelift through speed, accuracy, simplicity leading to operational, economic and environmental efficiency. Realizing the potentials of e-Governance, the Government of West Bengal has taken up several initiatives to generate multi-faceted changes in the life of both urban and rural residents. This paper attempts to evaluate selected e-Governance initiatives of West Bengal in the light of sustainability, against a theoretical background. KEY WORDS: e-Governance, sustainability, ICT, G2C Economics, Business and Management Studies 6 MAKING BETTER ENVIRONMENTAL DECISIONS: GREEN ECONOMY AND SUSTAINABLE DEVELOPMENT CONTINUITY AND BRINGING BACK THE SOCIAL DIMENSION Dr.Ashwini 1 1 Assistant Professor, Department of Studies and Research in Sociology,Tumkur University, Tumkur-572103, Karnataka. ABSTRACT T his study serves to identify the enabling factors that contribute to the sustainability of green economy, in case of negative factors, the constraints that the development has faced in achieving sustainability. Due to the economic development and to rapid growth of population, the ecology and natural environment have been gradually damaged by various pollution problems threatening public health and living environment. Green Economy and Sustainable Development is the process by which development is regulated. It does not involve managing the environment itself, but it is the process of taking steps and behaviors to have a positive effect on the environment and sustainable development. What do green economy policies, as well as different models of transition, imply for the continuity or transformation of structures, institutions and social relations that reproduce or reinforce inequality and vulnerability? In this backdrop the problem of green economy and development represents a general problem of the mankind, a problem that needs a modern, systematic and integrative approach for sustainability. The systematic approach for green economy continuity, transformation of structures and institutions with social relations allows, on one hand, the global development of the problems according to an adequate policy, and on the other hand, builds the frame for the solving of the actual problems and for the supervision of the activity concerning the sustainable development and ecological protection. Further the paper will be dealt with the performances obtained in the field of green economy and sustainable development and management depend on the exploitation of the new knowledge sources. By transforming the green economy model there are two major ways of reducing negative human impact and enhancing ecosystem services. Conversely, how do existing patterns of inequality and vulnerability obstruct or facilitate the potential for different approaches to green economy to contribute to sustainable development and poverty eradication with sustainable future. KEY WORDS: Green Economy, Sustainable Development, Local Government, Ecology, Systematic Approach. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 7 COMMUNITY POLICING AND CRIME PREVENTION: A REVIEW STUDY Dr. Nandini G, Devarmani 1 1 Assistant Professor, School of Criminology and Criminal Justice, Rani Channamma University, Belagavi. Karnataka, India. ABSTRACT C ommunity plays an important role to have peace and security in the society. When we say peace and security it is important to concentrate on crime rate. When can there be peace in the society, how are we to protect the society are some of the aspects which needs to be concentrated. The recent statistics shows us that the rate of crime is in an increasing trend. Why is it so? Who are responsible? What is to be done? These are the questions to be answered with appropriate implications to see that the crime rate does not go in the present trend. The main reason for that is the public-police ratio. Due to the increasing population the number of police persons is insufficient. In such situation the police cannot control the crime easily and the public raises the finger on the working of the police. The second reason for increasing crime is the lack of faith of the public on the police. People do not report for the crime thinking that police will not do anything which boosts up the moral of the criminals. Both the reasons are very justified. People today are not in a position to move around alone leaving aside the women and children when men are not secured. We are in such a society where though the individual has it he /she is not in a position to enjoy it. For example women are fond of gold ornaments even though they purchase they dont wear because of the fear of insecurity. They are many instances which can be quoted like we speak about woman liberation but how safe is a women to move about alone what stops her is the question to be thought and can it be made possible. Community has long been invoked as a positive tool through crimes can be controlled. Sociological analyses of crime and community from the 1930s till date have revealed how patterns of crime differ from place to place and the study of the area wise crime helps us to know how a particular type of crime which is in a particular area can be controlled .this is possible only by the intervention or by the participation of Community. (Evans 1997, Hope 2001, Hope and Foster 1992, Walklate and Evans 1999). This paper helps us to know the role played by the community in prevention of crime and what are the measures to be taken up to make community policing more effective. KEYWORDS: peace, security, crime rate, public-police, Community, Justice. Economics, Business and Management Studies 8 EFFECT OF EMPLOYEES STRESS ON BUSINESS AND ORGANIZATIONAL DEVELOPMENT Mr. Basavaraj Biradar 1 1. Research Scholar, Dept of Social Work, Karnatak University Dharwad, Karnataka, India. ABSTRACT S tress is frequently considered as the most common disease of the modern age. It is considered as an important phenomenon affecting the organizational health and health of its members. It affects the behaviour of employees of employees worship in the organizations. Today, many organizations and employees are experiencing the effects of stress on work performance. The effect of stress can be either positive or negative. In this paper took effort to analyze the relations among employees stress, business issues and organizational development. An attempt has been made through this paper to know the reasons of stress among employees in various organizations and its effect on organizational development. KEY WORDS: Stress, Employees, Business, Organizational Development ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 9 DOUBLE TAXATION AVOIDANCE AGREEMENT ON SPECIFIC TAX HAVEN COUNTRIES A FLEETING LOOK Mr. S. Thameemul Ansari 1 & Dr. T. Sivalingam 2 1 Assistant Professor, Department of Commerce, The New College (Autonomous), Royapettah, Chennai 600014, Tamil Nadu. 2 Former HOD, PG and Research Department of Commerce, Presidency College (Autonomous), Chennai 600005, Tamil Nadu. ABSTRACT A Double Taxation avoidance agreement is an agreement entered into between two countries in order to avoid taxing the same income twice, promote exchange of goods, persons, services and investment of capital. International juridical double Taxation can be generally defined as, The Imposition of comparable taxes in two or more states on the same tax payer in respect of the same subject matter and for identical periods. Its harmful effects on the exchange of goods and services and movements of capital technology and persons are so well known that it is scarcely necessary to stress the importance of removing the obstacles that double taxation present to the development of economic relations between countries. Double Taxation Avoidance Agreement is a tax treaty that India has with 101 countries. In simple language, what it means for an NRI is, if he/she is a resident in any of those 101 countries and is paying taxes on the income earned in that country, then he/she is eligible for a lower deduction of tax on income earned in India in that financial year. In the present scenario Double Taxation Avoidance Agreement in India with Tax Haven countries are misused by the individual, corporate etc. to be more specific, India is also in the list of nations who loses huge revenue because of tax havens. Though the Government had entered into DTAA with tax haven countries, there is lack of transparency and lack of establishment of effective exchange of information in tax matters. It does not generate enough revenue from both tax and non-tax sources. This contributes to budget deficit on an annual basis and impacts negatively on development and economic growth, creating a culture of aid dependency. Limited revenue mobilization may result from failure by governments to rally enough taxes through revenue administration. KEY WORDS: DTAA, FDI, DIPP, OFDI etc. Economics, Business and Management Studies 10 INCLUSIVE GROWTH AND NEEDS OF GOOD GOVERNANCE IN INDIA Sunaina 1 1 Research Scholar, Department of Economics, Kurukshetra University, Kurukshetra, Haryana- 136119 ABSTRACT I ndia which had poverty reduction as the central focus of its development strategy over the last 50 years, not able to get desired results. Even economy able to grow at the 6% growth rate in last two decade but the concerning fact is that poverty decline in only modest pace and inequality increased in post reform era. Poor implementation of poverty reduction and other social welfare programs, rampant corruptions are the main reasons of poverty failure. In 11 th plan the government India shifted to inclusive growth strategies. Inclusive growth take care of all section of society which require effective policy implementation and an administration responding to vulnerable and still neglected section( women, SC, ST, Minority, Elderly, Disabled) . Governments all efforts to achieve rapid and inclusive development will not successful if good governance is not ensured in implementation of programmes and the way government interacts with the ordinary citizen. Inclusive development requires inclusive governance. This paper will analyzed government efforts of inclusive development and state of governance in India. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 11 CURRENT ACCOUNT DEFICIT AND ITS IMPACT ON INDIAN ECONOMY Prof. Kiran .R 1 & Faiyaz Musani 2 1 Senior Professor, Department of Management Studies, Teachers Academy Group of Institutions, Bangalore University, Bangalore- 560043, Karnataka. 2 Asst. Professor Department of Commerce and Management, Teachers Academy Group of Institutions, Bangalore University, Bangalore- 560043, Karnataka. ABSTRACT A trade deficit occurs when the value of a countrys imports is greater than the value of its exports. This means that the countrys balance of trade is negative. Obviously, a trade deficit is caused when a country cannot produce all it needs. However, the true causes run a little deeper than that. A country cannot have a trade deficit unless other countries are willing to loan it the funds needed to finance the purchases of imports. Therefore, a country with a trade deficit will most likely have a current account deficit (CAD). The largest element is the trade deficit. When the country imports more goods and services than it exports, another element is a deficit in net income, when foreign investment income exceeds the savings of the countrys inhabitants. This kind of foreign investment gives the direction towards economic growth. However, if they do not get a return on their investment with a reasonable amount of time, they will withdraw their funds, causing anxiety. KEYWORDS: Deficit, CAD, Economy, Trade, Rupee value, GDP, inhabitants Economics, Business and Management Studies 12 SOCIO- CULTURAL BACKGROUND AND THE LEARNING DIFFICULTIES OF THE LAMBADA (TRIBAL) CHILDREN AT PRIMARY LEVEL- A STUDY Devender Bhukya 1 1 Research Scholar, Department of Education, Kakatiya University, Warangal,Telangana. ABSTRACT T he English term Tribe is derived from the Latin word tribus designating a particular kind of social and political organization existing in all the societies. Originally, it was used to imply three divisions among the early Romans. Later on, it was used to mean the poor or the masses. In English language, the word appeared in the sixteenth century denoted a community of persons claiming descent from a common ancestor. In India, the term tribe has legal and administrative connotations. British census officials-cum-anthropologists first used the term tribe for the purpose of enumerating social groups in India and the term was used from 1881 to 1931 censuses. The Government of India Act, 1935 used the term backward tribe. The Indian Constitution has retained the terminology with slight modification using Scheduled in place of Backward. India has been rightly described as a melting pot of race and tribes. The tribals in India are an integral part of the Indian civilization. Various elements in the ancient civilization of India were contributed by the tribals. The tribal culture blooms in the isolated highlands and forests of India. It is not easy to define a tribe or a tribal society conclusively and by any standardization in this regard is very difficult. A tribe is a social group with territorial affiliation, endogamous, with no specialization of functions, ruled by tribal officers, hereditary or otherwise, united in language or dialect, recognizing social distance with other tribes or castes, without any social obligation attaching to them. Ideally, tribal societies are small in scale and are restricted in the spatial and temporal range of their social, legal, and political relations, and posses, morality, a religion and world-view of corresponding dimensions. A tribe may be a collection of families bearing a common name, speaking a common dialect and occupying a common territory, yet is not usually endogamous. A tribe is a group of people occupying a contingent territory and having a feeling of unity deriving from numerous similarities in culture, frequent contacts and it also have community interest. They also have faith in a common ancestor. KEY WORDS: Tribe, denotified tribe, Lambada, learning difficulties, tribal education, dropout. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 13 IS FEMALE REALLY THE SECOND SEX? ECOFEMINISM AS VOICE OF THE VOICELESS Dr.V D.Radhakrishnan 1 ABSTRACT T here is an increasing trend of looking down upon women as the second sex. In fact, this reveals the inability of the contemporary society to cope with difference. Some people view this inability as similar to the development paradigm that leads to the displacement and extinction of diversity in the biological world. The patriarchal model of progress achieves at the cost of diversity, thereby pushing society towards monocultures, uniformity and lack of heterogeneity. In this perverted logic of progress, even conservation suffers. Agricultural development continues to work towards erasing diversity. Ecofeminism holds the view that an attractive calculus of productivity and skill can be built that respects, not destroy diversity. In many Third World societies, biodiversity is simultaneously a means of production and an object of consumption. Ecofeminists argue that patriarchal societys values and beliefs have resulted in the oppression of both women and nature. It blames the androcentric dualism man/woman. This dualism distinguishes men from women on the grounds of some alleged quality such as larger brain size, and then assumes that this distinction confers superiority upon men. Similarly the anthropocentric dualism humanity/nature is the ultimate source of anti-ecological beliefs and practices. It distinguishes humans from nature on the grounds of some alleged quality such as possession of an immortal soul or rationality, and then assumes that this distinction confers superiority upon men. Ecofeminists identify logic of domination in these arguments. They argue that the patriarchal society asserts this domination by presenting their master model that women have been associated with nature, the material, the emotional, and the particular, while men have been associated with culture, the nonmaterial, the rational, and the abstract. Here, we see a convergence between the feminists and ecologists, preparing a common ground of struggle for equity-social, economic, cultural and political. KEY WORDS: Ecofeminism, patriarchal society, diversity, environment, Eurocentric 1 Assistant Professor, Department of Political Science, Sreenarayana College, Cherthala, Alappuzha, Kerala. Economics, Business and Management Studies 14 STATUS OF LAND AND SOIL RESOURCES IN DHARMAVARAM MANDAL OF DROUGHT PRONE ANANTAPUR DISTRICT, ANDHRA PRADESH V.Sreenivasulu 1 & M.Karunakara Rao 2 1&2 Research Scholars, Department of Geography, Sri Krishnadevaraya University, Anantapur, Andhra Pradesh. ABSTRACT L and is a finite and valuable resource upon which we depend for basic amenities of life. Soil, especially the topsoil is classified as a renewable resource because it is continuously regenerated by natural process at a very slow rate. With increasing population, the dependency for arable land to produce food, fiber and fuel wood is also increasing. Hence, there is more and more pressure on the limited land resources which are getting degraded due to over exploitation. Agriculture, being the main livelihood of rural India, natural resources management with sound environmental principles is essential for protection and conservation. In this context an attempt is made here to study the status of land soil resources with respect to land capability, Land irrigability soil class, soil depth, soil texture, soil slope, soil gravelliness soil degradation and soil quality in Dharmavaram mandal of drought prone Anantpur district, Andhra Pradesh. KEY WORDS: Land capability, Land irrigability, Soil classes, Soil depth, Soil texture. Soil slope, Soil gravelliness, soil degradation and soil quality. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 15 BARRIERS TO ADULT LEARNING: SOME PRACTICAL GUIDANCE Dr. G. Vasudevaiah 1 1 Teaching Personnel, Dept. of Adult, Continuing Education & Extension, S.K.University, Anantapuramu, Andhra Pradesh. ABSTRACT A basic feature of adult education is involving adults in becoming lifelong learners. More often than not, this requires removing barriers to learning, especially those relating to the actual organisational or institutional learning process. This article explores some of the main barriers to adult learning and examines some practical guidance on how to overcome them. KEY WORDS: Adult, Barriers, Learning, Guidance. Economics, Business and Management Studies 16 A STUDY OF COMPUTER PHOBIA OF SECONDARY SCHOOL STUDENTS Harpreet 1 & Dr. Neelam Rani 2 1 Research Scholar, Sai Nath University, Ranchi, Jharkhand 2 Research Guide & Principal, Gold Field College of Education, Faridabad ABSTRACT C omputer phobia is a resistance to talking about computers or even thinking about computers, fear or anxiety towards computers, hostile or aggressive thoughts about computers. Computer phobia is commonly believed to mean a fear of computers which includes fear with emotional content, incompetent belief working with computer and state of readiness to act and react with hesitation. Computer phobia is influenced by an individuals knowledge, experiences and familiarity both planned and random with computers. The present study was conducted to study the computer phobia of secondary school students towards learning. 160 students (80 boys and 80 girls) secondary schools students have been selected randomly from 16 secondary schools located in Faridabad district of Haryana. The data was collected with the help of computer phobia inventory developed by the investigator. The data collected was analysed by using statistical techniques such as mean, standard deviation and t-test. The study revealed that the mean score of computer phobia of girls were found to be higher than the mean score of computer phobia of the boys. There is also significant difference between the computer phobia of the students studying in secondary schools located in urban and rural areas of Faridabad district. KEYWORDS: Computer, Phobia, Computer phobia; ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 17 FACE BOOK USAGE: A TACTIC FOR BONDING SOCIAL CAPITAL IN ANNAMALAI UNIVERSITY Mr. R.Dhamotharan 1 1 Research Associate, Department of Economics, Annamalai University, ChidambaramTamilnadu, India ABSTRACT E conomics is used to explain human behavior based on the rational choices of individuals acting in their own self-interest through getting information. The economics of information is quietly different from classic goods and services viz.., cars, restaurant meals, or pencils. Information good have been differed from other goods by its different features. Basically information has large fixed costs of producing the first unit and relatively lower marginal cost for producing additional units. The value of information depends on when it is sold. Information when sold is still retained by the seller; information when purchased cannot be easily returned. And information can be enjoyed by more than one consumer without a decrease in the amount produced. Social networking sites are online spaces that allow individuals to present themselves, expressive their social networks, and establish or maintain connections with others. Social networking sites now rival search engines as the most visited sites on the Web; Facebook now has close to half a billion users. The key features of such sites are user-constructed public or semi-public profiles, a set of connections to other users on the system, and the ability to view and follow ones own connections as well as the connections of others. KEYWORDS: Social Capital, Social Network, Facebook, Bond Capital, Information Economics, Business and Management Studies 18 A STUDY ON NON- PERFORMING ASSETS OF COMMERCIAL BANKS IN INDIA S.Manicka Vasuki 1 & M.Nesamani 2 1 Assistant Professor, Department of Business Administration, Thassim Beevi Abdul Kader College, Kilakarai, Ramanathapuram (Dt), Tamil Nadu. 2 Assistant Professor, Department of Commerce, Thassim Beevi Abdul Kader College, Kilakarai, Ramanathapuram (Dt), Tamil Nadu. ABSTRACT T he banking sector has for centuries now formed one of the pillars of economic prosperity. In modern economy commercial banks play an important role. These days the function of commercial banks is confined not only to advancing loan to the public and accepting their deposits, they also contribute in accelerating the economic development. A strong banking sector is important for flourishing economy; however the problem of NPA is an alarming threat to the banking industry in our country sending distressing signal on the sustainability and endurability of the affected banks. Thus there is a need to study the position of NPA in commercial banks. KEY WORDS: NPA, Loan, Deposits, Economy, Banking Industry. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 19 MOTIVATIONAL FACTORS ON BUYING DECISION OF CELLULAR SERVICE (With reference to Public (BSNL) vs Private (Airtel) telecom, Guntur Andhra Pradesh, India) Kambam. Priyadarshini 1 , Pallekonda. Srinivasa Rao 2 & Prof. Naladi. Vijaya Ratnam 3 1 PhD Research Scholar, Department of Commerce and Business Administration, Acharya Nagarjuna University, Nagarjuna Nagar, Guntur, Andhra Pradesh. 2 PhD Research Scholar & Guest Faculty, Department of MBA (Hospital Administration), Acharya Nagarjuna University, Nagarjuna Nagar, Guntur, Andhra Pradesh 3 Professor & Ex- Chairman BOS (PG) Courses, Department of Commerce and Business Administration, Acharya Nagarjuna University, Nagarjuna Nagar, Guntur, Andhra Pradesh. ABSTRACT T his study is based on primary data with of 880 sample respondents 440 each from BSNL and Airtel companies operating at Guntur dist. Andhra Pradesh. The objective of this paper is to present an analytical picture of motivational factors that affect customers behavior in availing the cellular services. Based on the opinions of the survey of the sample respondents related to BSNL and AIRTEL service providers in the select rural and urban areas of Tenali and Guntur revenue divisions of Guntur District this study has been pursued. Statistical tools like percentage, Chi-square test and p-values were used to analyse the data collected. KEYWORDS: Motivation, Buying Decisions, BSNL, Airtel. Economics, Business and Management Studies 20 ROLE OF SEBI IN REGULATING THE FUNCTIONING OF INDIAN CAPITAL MARKET Dr.S.Mayilvaganan 1 & Ms.N.Suganthi 2 1 Assistant Professor of Commerce, A.V.C.College (Autonomous), Mannampandal, Mayiladuthurai 609 305 Nagapattinam District, Tamil Nadu India. 2 Ph.D (Full -Time) Research Scholar A.V.C.College (Autonomous), Mannampandal, Mayiladuthurai 609 305 Nagapattinam District, Tamil Nadu India. ABSTRACT I ndia is one of the few countries among the developing nations. Capital market is the growing component of financial system of India. A healthy growth of capital market is essential to promote and expanding savings and investments on the country. Despite the rapid growth of capital market in 1980s a number of abuses existed such as insider trading, misleading prospects of company, manipulation of price etc., for prevent the investors from this malpractices the government of India taken various measures. One of the important measures is Securities Exchange Board of India. On 31 st March 1992, the SEBI was established as an autonomous and statutory body. The SEBI is the regulatory authority to oversee the new issues, protect the interest of investors, and promote the development of capital market and to regulate the workings of Stock Exchange. KEY WORDS: Role of SEBI and Capital Market ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 21 A STUDY ON MANAGING GLOBAL HUMAN RESOURCES AND ITS STAFFING POLICY BASED ON ITS MODULES Ms.B.Chitra 1 & Dr.U.Vani 2 1 Assistant Professor, Department of Commerce (UA Day), PSG College of Arts & Science, Coimbatore -14, Tamil Nadu. 2 Head, Department of Commerce (UA Day), PSG College of Arts & Science, Coimbatore 14, Tamil Nadu. ABSTRACT A s a Company grows, relying on manual HR systems to manage activities like worldwide safety, benefits administration, payroll and succession planning become unwidely. More firms are therefore automating and integrating their HR systems into human resource information systems (HRIS). Thus HRIS is defined as interrelated components working together to collect, process, store and disseminate information to support decision making, coordination, control, analysis and visualization of an organisations human resource management activities. Integrating and updating a firms HR systems, particularly in a global firm, makes using an Internet based HRIS especially is more beneficial. This Internet based system that include human resource and benefits administration, applicant tracking and resume scanning, training administration and succession planning and development. With this HRIS, managers at any firms locations around the world can access and update the reports. And the firms home office managers can monitor global HR activities on a real-time basis. KEY WORDS: Human Resource, Components, Modules, Activities etc., Economics, Business and Management Studies 22 ROLE OF INFORMATION TECHNOLOGY IN BANKING SERVICES A RECOLLECTION OF REMINISCENCES C.Uthaiya 1 1 Assistant Professor, Department of Management Studies, Dr.Sivanthi Aditanar College of Engineering, Tiruchendur- 628215, Tamil Nadu. ABSTRACT T oday in every aspect of our life, we are using information technology to make our life comfortable. IT revolution introduced various new technologies in manufacturing and service sectors. Information technology (IT) has become a key element in economic development and a backbone of knowledge-based economies in terms of operations, quality delivery and productivity of services. Therefore, taking advantage of information technologies (IT) is an increasing challenge for developing countries. There is now growing evidence to show that Knowledge-driven innovation is a decisive factor in the competitiveness of nations, industries, and firms. Service like the banking services have benefited substantially from e-banking, which is one among the IT applications for strengthening the competitiveness. This paper presents the current trend in the application of IT in the banking industries and gives an insight into how quality banking has been enhanced via; IT. The paper further reveals that the deployment of IT facilities in the Banking industry has brought about fundamental changes in the content and quality of banking business. These include the nature and degree of adoption of innovative technologies; degree of utilization of the identified technologies; and the impact of adoption of IT devices in banking operations. This paper makes an attempt to recollect conceptually the Information Technology enabled banking services to reinforce/ anchor the earlier understanding and to update the other services added recently. KEYWORDS: Information technology, banking sector, competitiveness, multifunctional and internet ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 23 NON- PERFORMING ASSETS A CURSE TO PUBLIC SECTORS BANKS IN INDIA Mrs. Chandra Shaardha 1 & Dr. Ajay Jain 2 1 Research Scholar, SRM University, Delhi NCR campus, Modinagar, Ghaziabad. 2 HOD, Integrated MBA, SRM University, Delhi NCR campus, Modinagar, Ghaziabad. ABSTRACT T he Indian banking scenario has under gone many facets after the independence of India. The banking regulations acts 1949 were amended to bring growth in banking sectors. After globalisation in 1991, the service of the banking sectors has been widened and opened the door for the other countries to enter the Indian markets for the business and moving towards the new origin. The good healthy competition is formed between the bankers and it creates an environment of a Feel Friendly nature in the investors, customers and borrowers. Though the liberalisations make the way for the foreign investment to pour in, on the other hand the loan sanctioned to borrowers becomes sticky, bad and return on the loan started declining and affects the profitability of the banks. The non-generation of income from the loan advanced to borrowers particularly in Public sectors banks is comparatively higher than the private sectors banks. The reasons being are decline in the economic growth, slow in recovery process on a global wise, uncertainty in the global markets and other external & internal factors across the world. This paper is an attempt to analysis the various factors that increases the burdens of nonperforming assets more in the public sectors banks than private sectors banks in India. KEY WORDS: Globalisation, Liberalisation, profitability, Gross and Net NPAs, Economic Growth. Economics, Business and Management Studies 24 EARLIER FEEDING HELPS TO REACH PERFECT DESTINATION Mr.S.Sankar 1 & Dr.V.Rajagopalan 2 1 Assistant Professor,Department of Commerce and Management Studies, Saradha Gangadharan College, Pondicherry-605004 . 2 PhD Research Guide, Sri Venkateshwara College of Arts &Science Peravurani-614804, Tamil Nadu. ABSTRACT S tock Market is synonymous with the word gambling for both the experts and the beginners. It is highly advisable to understand the functioning of the stock market before making any transaction or investment. This can be easily accomplished by performing quality research, paying fee for experts opinion and proper consideration to the trends and tactics of the market. It is very important to learn the techniques of buying and selling of shares with the perfect sense of timing in order to earn huge profits. In public offer the companies are offering their shares to the public and the interested investors can participate in buying their shares. In the secondary market the process of buying and selling of stock is executed through the Stock Exchanges. The real game starts with the tactics and strategies that are used by the investors. KEY WORDS: Stock, Stock market, Investment. ISSN : 2347 - 4378 Vol. 2 August - July 2014-15 25 PASSENGERS SATISFACTION TOWARDS ON BOARD AMENITIES IN INDIAN RAILWAY (A Comparative Study of Three Divisions in the State of Andhra Pradesh,India) M. Sarada Devi 1 & Jada. Jayendra 2 1 Professor, Department of Commerce and Management Studies, Andhra University, Visakhapatnam, Andhra Pradesh. 2 Research Scholar, Department of Commerce and Management Studies, Andhra University, Visakhapatnam, Andhra Pradesh. ABSTRACT T he newly formed Indian government has increased the railway charges to the tune of 14%, and wants to improve the Railways in general and passenger amenities in particular. In this connection a study has been conducted to know the satisfaction levels of passengers towards the on board amenities in Indian railways. India has the largest network of railways throughout the country. Indian railway network is the largest in Asia and the second largest in the world. Andhra Pradesh has an extensive railway line to cover all the parts of state and also its surrounding States. The trains which travel from one state to another state would pass through Andhra Pradesh, and all the passengers would get chance to visit Andhra Pradesh. The state today has progressed in all the aspects and railways played a significant role in developing industries and tourism in the state. The major problem faced by Indian railways is frequent accidents with old and outdated tracks, wagons and some single line routes. There is also negligence of employees due to lack of regular training and control. Many passengers have to reach the destination very fast and have to catch the connecting trains / air / bus. But they are facing problem when the trains are running late and sometimes sudden cancelations. This causes not only the cost but also dissatisfaction of the passengers unlike in advanced countries. The main aim of my research is to identify the attributes which passengers use to evaluation the service quality of Indian railways and passengers satisfaction. KEY WORDS: Railway, Passengers, Satisfaction, Amenities Economics, Business and Management Studies 26 ECONOMIC ANALYSIS OF ALCOHOL CONSUMPTION AND HEALTH CARE COST IN CUDDALORE DISTRICT, TAMIL NADU T. Govindharaj 1 and Dr. A. Jayakodi 2 1 Ph.D Research Scholar, Department of Economics, Annamalai University, Annamalai Nagar Chidambaram- 608 002, Tamil Nadu, 2 Assistant Professor, Department of Economics, Annamalai University, Annamalai Nagar, Chidambaram- 608 002, Tamil Nadu. ABSTRACT T he present study analyses alcohol consumption and health care cost in Cuddalore district, Tamil Nadu. From the analysis, relationship between the household income and health care cost are directly related. In the case of relationship between occupation and expenditure private employee and daily wagers spent more for alcohol. Schools-based drug education programs must be employed to safeguard the future generations from the alcohol. KEYWORDS: alcohol, health, income, occupation