Professional Documents
Culture Documents
Online Payments
Merchant Solutions
IOPMS
Cost Effective
Global Payment Solutions
Making A Difference
Real and Personal Property, Tools, and Durable Goods were handed
down among family members.
• MasterCharge, Inc.
was established and
competed with VISA.
• MasterCharge became
MasterCard
The Network
Processor
The Front End
National Processor -
Provides the
Authorization Network
(i.e. local area nodes,
connections, data
centers and software
which enables the
authorizations to be
routed correctly.)
•Provides all accounting
functions for the
merchants, customers,
acquiring banks and
card issuing banks
•Provides Software for
the Authorization Point
of Sale Terminals
•Provide Customer
Service for Merchants
Consumer
Consumer
Consumer
Card Issuing
Banks Consumer
Merchants
MasterCard
IOPMS Merchants
Merchant
Banks
Dial Up
Network
Network
Internet
Processor
Credit & Debit Networks
Maestro
Consumer
Consumer Consumer
MasterCard
IPOMS Merchants
Merchant
Banks
Dial Up
Network Network
Internet
Processor
Honor
NYCE
Cash Advance
High Risk Merchant Business Building Gift
Programs Financing Solutions – Up and Loyalty Cards
to $150K
• Redundancy = Reliability
On-Line Web Based Reporting
VISA MasterCard
IOPMS
Alliances with
World Class Member Banks
Other Independent
Sales Org
$$$
As A Result Of Our
Wholesale Interchange Rates
10%
15%
20% or more!!!
In
In fact,
Fact,the
theSAVINGS
Savings you
you can
can expect
expect
withNBOCMS
with IPOMS isisGuaranteed!!!
Guaranteed!!!
We Guarantee
You Will Receive the Lowest Price Possible!
Sincerely
IOPMS
Making A Difference
What Does it Take to Determine the
SAVINGS to Your Business?
• Retail Merchants
» Retail
• Qualified Rates = 1.69% - 1.79%
• Mid Qualify Rates = 2.39% - 2.79%
• Non Qualified Rates = 3.0% - 4.0%
• 25 cents per Authorization
• 20 cents T&E
• 20 cents Batch Fee
• $10/Mo Statement Fee
• $3/Mo On-Line Reporting
• MOTO/Internet Merchants
• Mid Qualify Rates = 3.39% - 3.79%
• Non Qualified Rates = 3.59% - 4.59%
• 25 cents per Authorization
• 20 cents T&E
• 20 cents Batch Fee
• $10/Mo Statement Fee
• $3/Mo On-Line Reporting
High Risk Merchants may be solicited however the Discount Rates need to be higher.
• Advance Delivery
• Adult XX
• Travel
• Telemarketing
• Credit Repair
• Diet Products
• Bail Bonds
• Gaming
• Multilevel Marketing
• On-Line Pharmacies
• Subscriptions
• Tobacco
• Warranties
• Money Transfer
Application Specific Software for All
Merchants
Retail Applications
•Retail with Tip
•IP Web Based Terminals with High Speed Internet
Connection
•Wireless Solutions
•CVV2 Verification Prompts
•Password enabled voids & credits
Restaurant Applications
Reporting by Server or Table
Waiter Banking and Tip Reporting
Restaurant Management System Integration
Debit at the Table Solutions
Loyalty Card
Reporting allows you
to SEE exactly where
your business is
coming from so you
can MAXIMIZE your
advertising budget!
GIFT CARDS
USE the
Cash Personal money for
Advance is With Cash
or anything
simply a Advance
Business you want NO HAVE the
pre you can
Credit is – expand Personal money in
purchase of qualify for
your future NOT a inventory, Guarantee as little as
up to
VISA and factor remodelin necessary five days
$150,000
MasterCard with Cash g, opening
Cash
receivables Advance a new
location
Payroll Processing
An ATM Machine
draws in more
walk-in customers!
ATM Machines
produce
ADDITIONAL REVENUE
streams for your
Business!
Provide your
customers with
additional CASH to
spend in your
store!
International Online Payments Merchant Solutions has
strategic partnerships ensuring Six Secure Internet Payment
Gateways to meet all the processing requirements of our
customers.
• USA ePay
• Authorize.Net
• eProcessing.com
• Cynergydata Lucy Gateway
• Red Fin Network
• Plug ‘n Pay
Touch Screen Retail
Enhanced Point of Sale
Computer System