INDIA`S INTERNATIONAL BANK

BANK OF BARODA

Bank of Baroda believes in the strength and

integrity of relationships built with its customers
like you. With over 101 years of experience in the
banking industry and a wide network of over 3098
branches all over the country, we have always
been active in extending financial support and
adapting to your changing needs.
 No. of Branches
Our countrywide branches offer you
convenience & ease in operating your account
wherever you are anywhere, anytime.
Geographical Area
• Bank of Baroda has significant international presence with a network of
76 offices in 25 countries including 48 branches/offices of the Bank, 25
branches of its 7 Subsidiaries and 3 Representative Offices in Malaysia,
Thailand & Australia. The Bank also has a Joint Venture in Zambia with
11 branches.
• The Bank has presence in world's major financial centers i.e. New York,
London, Brussels, Dubai, Hong Kong, and Singapore.
 PRODUCTS &SERVICES
 By Branches in India

The banking services at the International Business Branches

(IBB), Non Resident Indian Branches, 115 Authorized
Branches as well as more than 2600 other branches are
provided for the benefit of Indian customers, corporations,
NRI's, Overseas Corporate Bodies, Foreign Companies/
Individuals as well as Foreign Banks etc. Services that target
these groups include:
• NRI Services
• Foreign Currency Loans in India (FCNR 'B' Loans)
• Export Finance / Services
• Import Finance / services
• Correspondence Banking Services in India
• All General Banking Services
• Treasury Services
 PRODUCTS & SERVICES…….
 By Branches outside India
• The international banking services of Bank of Baroda at its overseas
branches are provided for the benefit of its Indian customers, local
customers, NRI's, subsidiaries and joint ventures of Indian corporations
operating out of India, foreign entities, multinational corporations, banks
as well as customers around the globe.
• Services that target these groups include:
• All general Banking Services including Corporate/ Retail lending
• NRI Services
• Foreign currency credits to the Indian corporations
• Arranging/ participating in the Syndicated loans of Indian corporations as
well as rated multinational corporations.
• Correspondent Banking services to the Indian Banks/ corporations
• Trade Finance (Bills Discounting)
• International Treasury Services
• The cross border foreign currency lending to Indian corporate, trade
finance and treasury services are provided at the money center branches
as well as the subsidiary in Hong Kong. General banking services are
provided at all the branches/ subsidiaries/ joint ventures.
 PRODUCTS & SERVICES…….

Deposit Products & Services

Baroda Fixed Deposit Account
Why just let your money idle, when you
can idle it with interest? Depending on
the period, our various fixed deposit
products help you get the best out of your
savings by offering you good interest
rates.
 For Deposits upto 12 months:
• Short Deposits

 For Deposits over 12 months:

• Fast Access Deposit Scheme
• BoB Flexible Fixed Deposit Scheme
• Regular Income Plan
• Monthly Income Plan
• Regular Income Cum Recurring Deposit
• Capital Gain Account Scheme, 1988
• Term Deposits
• Baroda Tax Savings Term Deposit

 As Recurring Deposits:
• General Scheme
• Baroda Flexible Recurring Deposit Account
 CURRENT DEPOSITS
 Current Deposits product is ideal for firm,
companies, institutions, HUF, individuals etc., who
need banking facility more frequently. This is one of
the most basic and flexible deposit options, allowing
transaction without limiting the numbers.
 You may choose from:
• Baroda Advantage Current Account
• Baroda Premium Current Account (BPCA)
• Baroda Premium Current Account-Privilege
(BPCAP)
Baroda Savings Account
Depending on the nature of the account and the governing terms and
conditions, Bank of Baroda offers you under Savings Accounts. Click
each product for more information.
• Baroda Centenary Savings Account

• Savings Bank Account

• Super Savings Account

• Nagrik Bachat Khata

• Baroda Salary Advantage Saving Account

• Baroda Bachat Mitra

 RETAIL LOANS
A wide range of solutions for your financial
needs.
Bank of Baroda offers a wide range of retail loans to meet your
diverse needs. Whether the need is for a new house, child's
education, purchase of a new car or home appliances, our
unique and need specific loans will enable you to convert your
dreams to realities
• Key products
Home Loan
Home Loans to NRIs / PIOs
Home Improvement Loan
Loan Against Future Rent Receivables
Advance Against Property
Advance Against Securities
Education Loan
Baroda Career Development Loan
Auto Loan
Two Wheeler Loan
Loan to Doctors
Traders Loan
Personal Loan
Baroda Ashray (Reverse Mortgage Loan)
 SERVICES
Apart from the Loans, Deposits, Credit and Debit Cards,
Bank of Baroda offers other services to make financial
dealings easy and convenient.
Key services
Demat
Baroda Health
Remittances (Baroda Money Express)
Collection Services
ECS (Electronic Clearing Services)
Government Business (PPF, DSRGE, Tax Collections and
Savings Bonds)
 E-Channel Products of our Bank
1) ATM and Debit card
2) Baroda Connect
3) Phone Banking
4) RTGS/NEFT
5) Depository Services
6) E Shoppe
Thank you