Growing entrepreneurs.

It’s what we know. It’s what we do.

“We pride ourselves on
being rated number 1
in service!”

The bank has been around for over 54 years servicing South
African entrepreneurs and small to medium size businesses.
In November 2019, Capitec acquired Mercantile Bank to offer
business banking solutions to enterprises in South Africa,
based on the same fundamentals that made Capitec successful
in the retail banking sector.

We offer a full suite of financial services and focus on a

relationship-based service model, which gives each client a single
point of contact for all their banking needs.
THE MERCANTILE BANK OFFERING DESIGNED WITH
ENTREPRENEURS IN MIND
BUSINESS BANKING
TRANSACTIONAL PRODUCTS
AND SOLUTIONS
Mercantile Bank offers a comprehensive range
of business banking transactions, along with
a personal assurance of professional service
delivery at all times. We focus on you and your
business to ensure that your unique needs are
met quickly, effectively and in line with your
expectations.
• Business Transactional Account
• Debit Card
• Credit Card
• Business Internet Banking
• Mobile Banking • Merchant Loan
• SafeCash
BUSINESS BANKING
BORROWING SOLUTIONS
We offer a range of business lending products
tailored to suit your unique requirements, all
at highly competitive rates. We understand an
entrepreneur’s requirements when it comes to
operational efficiencies and expansion opportunities.
We offer a range of financing options for all your
motor vehicle, fleet and capital equipment needs
at competitive rates. Enjoy flexible and affordable
asset finance facilities including:
• Overdrafts
• Business Term Loans
• Asset Finance
• Property Finance
• Cash Advance Loan
• Rental Finance
BUSINESS AND PERSONAL INVESTMENT SOLUTIONS

Mercantile Bank offers a full suite of business savings products

and services. Our Business Savings products cater for all your
investment needs and deliver a solid return on your investment.
These accounts include:

• Call Accounts
• Notice Deposits
• Tax Exempt Savings Account
 BUSINESS BANKING

PAYMENT SOLUTIONS MERCHANT SERVICES

We have successfully assisted our clients
improve unpaid collections up to 35%. With a
focus on service, security and cost efficiencies,
we offer direct access to the payment system,
regulators and BankservAfrica which ensures
that we are part of, and have an influence over,
the ever-changing payments environment.
Our Point of Sale (POS) terminals can be linked
to your Mercantile Bank transactional bank
account, enabling you to receive same-day
value for all VISA and MasterCard Credit and
Debit card transactions.

Electronic Banking Services provides solutions

to third parties and offers access to the following:

• Debit Order Collections

• DebiCheck
• NAEDO Collections
• AEDO Collections
• Bank Account Validation
• Account Verification Services (AVS)
PRIVATE BANK
Mercantile Bank Private Bank is the first bank in
South Africa that caters exclusively for entrepreneurs.
We’ve taken what we’ve learnt from five decades
of banking this sector to create South Africa’s first
Private Bank, custom-created for an entrepreneur’s
personal banking needs. Our seasoned private
bankers will support you when you need them to
ensure a more personal service and quick turnaround.
Our loyalty programme offers Private Bank and
Private Practice clients
• Access to premier lounges at airports around
South Africa
• Access to a loyalty app - the first offering of
its kind in South Africa - which allows client to
earn points that can be redeemed at a number
of handpicked premium stores from a cup of
coffee to a holiday you will be able to reward
yourself with what you desire most.
PRIVATE PRACTICE
As a healthcare professional with your own
practice, you’re an entrepreneur charting new
waters with your business. Yet, when it comes to
your personal and business banking needs, you
find you are still largely unsupported because your
current bank can’t think beyond your profession.
We have created the Mercantile Bank Private
Practice Solution to help your business grow
beyond your profession. Whether you are
employed, training as a medical professional or
thinking of starting your own practice - we have
a solution for you. Because we understand the
hard work and time you have invested in your
profession. This means you can concentrate
on doing what you do best-looking after your
healthcare practice while our banking expertise
allow you to steer your business in the right
direction. You will be provided with a dedicated
Private Practice Banker for both your personal
and business needs.
FOREIGN EXCHANGE & TREASURY PRODUCTS

Mercantile Bank is an authorised foreign exchange dealer, offering

a range of services for both importers and exporters active in
cross-border trade. Our Treasury employs professionals with a
wealth of experience, able to advise you astutely and address all of
your forex requirements:

• Bills for Collection

• Forward Exchange Contracts (FECs)
• FOREX trade
• Letters of Credit
• Trade Guarantees
• CFC Accounts
• FCA
• Treasury Advisory
Let us help you take your business to the
next level of growth. Get in touch today!

Contact us on 086 030 9250 or businessbanking@mercantile.co.za

www.mercantile.co.za

Mercantile Bank a division of Capitec Bank Limited Registration Number: 1980/003695/06. An authorised financial services
provider (FSP46669) and registered credit provider (NCRCP13).