IRI BENEFITS SUMMARY

IRI provides employees with a wide range of benefits, depending on employee eligibility. The following chart
provides a brief description of these benefits.

Effective
Benefit Description Cost Eligibility Enrollment
Date
Blue Cross/Blue Shield single, Upon
single +1 or family medical submission
Medical insurance for US based Cost is Employees in regular of
Insurance employees. POS & PPO plans shared with Date of Hire positions scheduled to work enrollment
available employee a minimum of 30 hours per form to
week Human
US Expats based overseas Resources
covered through CIGNA
Provided by BCBS- Davis Vision No Upon
additional Employees in regular submission
Available to employees who of health
cost for positions scheduled to work
Vision Benefits enroll in medical coverage in Date of Hire care
employees a minimum of 30 hours per
the United States enrollment
that elect week; must elect medical
medical coverage form to
Minimal coverage provided by Human
CIGNA for Expats. coverage
Resources
No Upon
Provided by Blue Cross/Blue additional Employees in regular submission
Dental Insurance Shield for US based staff. cost for positions scheduled to work of dental
employees Date of Hire a minimum of 30 hours per enrollment
that elect week form to
Expats covered through CIGNA. medical Human
coverage Resources
Upon
Term insurance that provides a submission
Life Insurance death benefit equal to 3x the Premium paid Employees in regular of
annual salary upon death of an in full by Date of Hire positions scheduled to work beneficiary
employee IRI a minimum of 30 hours per form to
week Human
Resources
Accidental death benefit equal Upon
Accident
to three times the annual Employees in regular submission
Insurance Premium paid
salary; lump sum benefit for positions scheduled to work of
(Accidental in full by Date of Hire
accidental dismemberment a minimum of 30 hours per beneficiary
Death and IRI
week form to
Dismemberment)
Human
Resources
Upon
Employer continuation of 60% Employees in regular
Long-term Premium paid submission
of basic monthly earnings positions scheduled to work
Disability in full by Date of Hire of claims
beginning the 91st day of an a minimum of 30 hours per
Insurance IRI form to
approved medical absence week Human
Resources
Upon
Short-term Employees in regular submission
Disability Employer continuation of 60% Benefit paid of claims
positions scheduled to work
Insurance of current wages for day 31 in full by Date of Hire form to
a minimum of 30 hours per
through day 90 of approved IRI Human
week
medical absence Resources

Premium paid Upon

Long-term Care Up to $50 per day through by IRI; submission
Insurance Prudential Insurance Company Employee of
pays for any Date of Hire All Employees enrollment
additional form to
coverage Human
Resources
$350,000 maximum benefit for Upon
Business Travel accidental death; scheduled issuance of
Accident lump sum benefit for Premium paid ticket
Insurance accidental dismemberment while in full by Date of Hire All employees through
traveling on IRI business IRI IRI’s travel
(Available when traveling in a office
aircraft for business
purposes)
Graduate Student Employer will contribute up to IRI pays After one Upon
Loan Repayment $7,000 per year ($583 $7,000 per year of submission
See Human Resources for
Program monthly)/ $60,000 maximum year ($583 satisfactory of loan
further details
towards post graduate studies monthly) service. agreement
at an accredited graduate Form to
school only. Human
Resources

Business Travel Enrollment

Insurance $100,000 maximum benefit for Premium paid Date of Hire All Employees Effective on
(During Stay) travel in full by Hire Date
IRI
Employees
Assistance provided in the traveling or
International event that evacuation from working
Evacuation Premium paid Date of Hire abroad
foreign country required while in full by
Coverage on business travel or working All employees should
IRI request a
abroad. Currently provided
thru International SOS. Service Card
prior to
travel
Employees in regular
Accrued paid time off for Recorded by
Accrued cost Date of Hire positions;
vacation & personal use. See IRI Payroll
Vacation Leave paid by IRI part-time employees accrue
IRI Employee Handbook for Department
on a prorated basis
accrual rates.
Accrued paid time off for Employees in regular Recorded by
illness or planned medical Accrued cost positions; IRI Payroll
Sick Leave care for self or immediate paid by the Date of Hire part-time employees accrue Department
family member. Company on a prorated basis
Accrues at 10 days/yr.

2 days/year for employee’s use Employees in regular Recorded by

Personal Days Cost paid Date of Hire
for personal reasons positions IRI Payroll
Leave IRI
Department

Employees Upon
who have submission
Entitlement to 16 weeks of Accrued sick
Family and been of FMLA
unpaid leave for serious leave,
Medical Leave employed for Employees in regular Request Form
health condition of self or annual
12 months, positions and medical
immediate family member leave, and
and who have certifica-
leave
worked 1,000 tion
without pay
hours in the
last 12
months
4 weeks paid leave available All employees in regular Upon
to mother or fathers to be positions working more that submission
Parental Leave taken during first 3 months Cost paid by After one
IRI year of 30 hours/week for Leave
following birth or adoption of slip
a child. service.

First full Upon

403(b): pay period submission
Retirement savings plan with No cost to after six All employees subject to of
IRI employer-only contribution participate months of U.S. income taxes who work enrollment
Savings and of 10%. service & more than 30 hours/wk form to IRI
Retirement 403(b)+ Roth: submission HR Dept
Plans – 403(b) of
and Roth IRA Retirement savings plan for Employee enrollment Upon
employee-only contributions. sets salary form. All employees subject to US submission
Contributions are subject to deferral income taxes who work more of
I.R.S. annual limits. amount Date of Hire than 30 hours/wk enrollment
form to
Human
Resources

Paid in full Upon

by employee submission
Flex America $3000 Max. Health Employees who work 30+
through Date of Hire of Flex
$5000 Max. Dependent hours/wk
payroll America
deduction. enrollment
Use it or form to
lose it Human
Resources
Up to $115/month subsidy
Transportation towards commuting for DC-based
Subsidy Cost paid by Date of Hire Employees who work 30+ Processed by
employees. Available as a
IRI hours/wk Human
SmarTrip card or as partial
Resources
payment on parking at IRI
building.
 Upon
Corporate Gym Paid in full submission
Membership Monthly discount by employee of
at Washington Sports Club through Date of Hire All employees and interns
enrollment
payroll forms to
deduction Human
Resources