Professional Documents
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All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies.
What You Will Pay
Common Medical Limitations, Exceptions, & Other
Services You May Need Participating Provider Non-Participating Provider
Event Important Information
(You will pay the least) (You will pay the most)
Primary care visit to treat an
$20/visit 50% coinsurance
injury or illness ----------------------None-----------------------
If you visit a health Specialist visit $20/visit 50% coinsurance
care provider's office You may have to pay for services that
or clinic Preventive care/screening aren’t preventive. Ask your provider if
No Charge Not Covered
/immunization the services needed are preventive.
Then check what your plan will pay for.
Lab & Path:
Lab & Path:
50% coinsurance
$20/visit
X-Ray & Imaging:
Diagnostic test (x-ray, blood X-Ray & Imaging: The services listed are at a
50% coinsurance
work) $20/visit freestanding location.
Other Diagnostic
Other Diagnostic Examination:
Examination:
$20/visit
If you have a test 50% coinsurance
Outpatient Radiology Center:
Outpatient Radiology Center: 50% coinsurance
Preauthorization is required. Failure to
No Charge Outpatient Hospital:
Imaging (CT/PET scans, MRIs) obtain preauthorization may result in
Outpatient Hospital: 50% coinsurance up to
non-payment of benefits.
$100/visit $350/day plus 100% of
additional charges
Retail: 25% coinsurance+
If you need drugs to Retail: $15/prescription
Tier 1 $15/prescription Preauthorization is required for select
treat your illness or Mail Service: $30/prescription
Mail Service: Not Covered drugs. Failure to obtain
condition
Retail: 25% coinsurance+ preauthorization may result in non-
More information about Retail: $30/prescription
Tier 2 $30/prescription payment of benefits.
prescription drug Mail Service: $60/prescription
Mail Service: Not Covered Retail: Covers up to a 30-day supply;
coverage is available at
Retail: 25% coinsurance+ Mail Service: Covers up to a 90-day
blueshieldca.com/ Retail: $45/prescription
Tier 3 $45/prescription supply.
formulary Mail Service: $90/prescription
Mail Service: Not Covered
Other Covered Services (Limitations may apply to these services. This isn't a complete list. Please see your plan document.)
Acupuncture Bariatric surgery Chiropractic Care
Your Rights to Continue Coverage: There are agencies that can help if you want to continue your coverage after it ends. The contact information for those agencies
is: Department of Health and Human Services, Center for Consumer Information and Insurance Oversight, at 1-877-267-2323 x61565 or cciio.cms.gov. Other coverage
options may be available to you too, including buying individual insurance coverage through the Health Insurance Marketplace. For more information about the
Marketplace, visit HealthCare.gov or call 1-800-318-2596.
Your Grievance and Appeals Rights: There are agencies that can help if you have a complaint against your plan for a denial of a claim. This complaint is called a
grievance or appeal. For more information about your rights, look at the explanation of benefits you will receive for that medical claim. Your plan documents also provide
complete information to submit a claim, appeal, or a grievance for any reason to your plan. For more information about your rights, this notice or assistance, contact:
Blue Shield Customer Service at 1-888-256-1915 or the Department of Labor's Employee Benefits Security Administration at 1-866-444-EBSA (3272) or
dol.gov/ebsa/healthreform. Additionally, you can contact the California Department of Managed Health Care Help at 1-888-466-2219 or visit helpline@dmhc.ca.gov or
visit http://www.healthhelp.ca.gov.
–––––––––––––––––––––To see examples of how this plan might cover costs for a sample medical situation, see the next section.––––––––––––––––––––––
This is not a cost estimator. Treatments shown are just examples of how this plan might cover medical care. Your actual costs will be
different depending on the actual care you receive, the prices your providers charge, and many other factors. Focus on the cost sharing
amounts (deductibles, copayments and coinsurance) and excluded services under the plan. Use this information to compare the portion of
costs you might pay under different health plans. Please note these coverage examples are based on self-only coverage.
Peg is Having a Baby Managing Joe’s Type 2 Diabetes Mia’s Simple Fracture
(9 months of participating pre-natal care and a (a year of routine participating care of a well- (participating emergency room visit and follow up
hospital delivery) controlled condition) care)
The plan’s overall deductible $0 The plan’s overall deductible $0 The plan’s overall deductible $0
Specialist copayment $20 Specialist copayment $20 Specialist copayment $20
Hospital (facility) copayment $250 Hospital (facility) copayment $250 Hospital (facility) copayment $250
Other copayment $20 Other copayment $20 Other copayment $20
This EXAMPLE event includes services like: This EXAMPLE event includes services like: This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Primary care physician office visits (including Emergency room care (including medical
Childbirth/Delivery Professional Services disease education) supplies)
Childbirth/Delivery Facility Services Diagnostic tests (blood work) Diagnostic test (x-ray)
Diagnostic tests (ultrasounds and blood work) Prescription drugs Durable medical equipment (crutches)
Specialist visit (anesthesia) Durable medical equipment (glucose meter) Rehabilitation services (physical therapy)
Total Example Cost $12,800 Total Example Cost $7,400 Total Example Cost $1,900
In this example, Peg would pay: In this example, Joe would pay: In this example, Mia would pay:
Cost Sharing Cost Sharing Cost Sharing
Deductibles $0 Deductibles $0 Deductibles $0
Copayments $570 Copayments $1,350 Copayments $320
Coinsurance $0 Coinsurance $0 Coinsurance $0
What isn’t covered What isn’t covered What isn’t covered
Limits or exclusions $60 Limits or exclusions $60 Limits or exclusions $0
The total Peg would pay is $630 The total Joe would pay is $1,410 The total Mia would pay is $320
A49808-DMHC-REV (1/18)
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California does not exclude people or treat them differently because of race, color, national origin, ancestry, religion, sex, marital status,
gender, gender identity, sexual orientation, age, or disability.
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