ALLAHABAD BANK

Quarter Ended
Sl
No.

Highlights

1. Capital
2. Reserves
3. Net Worth (excl Reval. Reserve)
4. Deposits
% Growth
5. Working Funds
% Growth
6. Advances (Gross)
% Growth
7. Advances (Net)
8. Investments (Gross)
% Growth
9. Interest Earned on
a. Advances
b. Investments
c. RBI Bal/Inter Bank Lending
d. Others
Total Interest Earned
% Growth
10. Other Income
a. Commission & Exchange
b. Investment Trading Profit
c. Others
Total Other Income
% Growth
11. Total Income
% Growth
12. Interest Paid on
a. Deposits
b. Borrowings
Total Interest Paid
% Growth

13. Establishment Expenses

14. Other Operating Expenses
15. Total Expenses
% Growth
16. Operating Profit
% Growth
17. Provisions
18. Net Profit
% Growth
19. Spread
% Growth
20 Provisions

a) N P A
b) Depreciation on Investment
c) Standard Advance
d) I R S
e) Income tax
f) Others

31.12.11

Rs/crore
Year Ended

31.12.10

31.03.11

476.22
9529.94
9145.10
145299.51
20.13%
168319.10
20.94%
101639.65
17.05%
100447.57
51499.35
35.36%

446.70
7466.91
7048.27
120947.71
28.44%
139170.10
26.87%
86836.83
32.21%
85722.20
38045.81
10.38%

476.22
8031.17
7643.15
131887.16
24.36%
151286.36
24.31%
94570.93
30.56%
93624.89
43544.84
12.58%

2927.05
935.22
38.23
11.37
3911.87
37.00%

2130.93
711.72
10.83
1.96
2855.44
35.47%

8274.18
2670.27
54.68
15.56
11014.69
31.61%

212.76
21.12
114.53
348.41
35.23%
4260.28
36.85%

174.27
19.91
63.46
257.64
-24.12%
3113.08
27.21%

856.76
160.24
353.41
1370.41
-9.60%
12385.10
25.29%

2376.19
155.18
2531.37
40.33%
489.79
209.16
3230.32
38.96%
1029.96
30.63%
469.53
560.43
34.78%
1380.50
31.27%
469.53
305.65
63.31
27.23
17.49
48.30
7.55

1667.05
136.76
1803.81
25.95%
319.59
201.25
2324.65
29.35%
788.43
21.27%
372.63
415.80
20.39%
1051.63
55.67%
372.63
175.00
35.79
13.01
7.42
136.75
4.66

6498.32
493.90
6992.22
22.27%
1557.62
780.68
9330.52
27.18%
3054.58
19.86%
1631.47
1423.11
17.97%
4022.47
51.76%
1631.47
800.00
130.84
81.81
12.34
507.60
98.88

Rs/crore
Year Ended

Quarter Ended
Sl
No.

Highlights

21. Business Growth over previous year

a. Deposits
b. Advances
c. Investments
22. Ratios
a. Yield on Advances
b. Yield on Investments
c. Yield on Funds
d. Cost of Deposits
e. Cost of Borrowings
f. Cost of Funds

31.12.11

31.12.10

31.03.11

20.13%
17.05%
35.36%

28.44%
32.21%
10.38%

24.36%
30.56%
12.58%

12.21%
7.58%
10.51%
6.80%
6.42%
6.77%

10.58%
7.14%
9.34%
5.95%
5.73%
5.93%

10.50%
7.04%
9.19%
5.83%
6.07%
5.85%

15.16%

13.75%

16.69%

h. Other Op. Exp to Total Exp

6.47%

8.66%

8.37%

i. Operating Exp to AWF

1.72%

1.60%

1.82%

j. Operating Profit to AWF

2.54%

2.42%

2.37%

g. Establishment Exp to Total Exp

k. Avg Yield on Working Funds

8.56%

l. Avg Cost of Working Funds

5.44%

m. Spread to Avg Working Funds

k. Net Interest Margin

3.73%

3.44%

3.12%
3.38%

12.75%

12.78%

12.96%

m. Gross NPA to Gross Advances

1.86%

1.77%

1.74%

n. Net NPA to Net Advance

0.79%

0.59%

0.79%

o. Earning per Shares (Rs.)

11.77

9.31

31.85

1.39%

1.28%

1.11%

q. Return on Avg. Net Worth

27.69%

24.31%

21.04%

r. Book Value per Share [Rs]

210.12

177.16

178.64

l. Capital Adequacy Ratio

p. Return on Assets