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Appeal Brief FL 120326

Appeal Brief FL 120326

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Published by robchaney
Florida Second District Court Appeal, Initial Brief of Appellants, Florida Default Law Group, Highlands County, Note is Debt, Mortgage is Dormant, FDCPA, lawyers, attorneys liable, no immunity privilege, assignment executed after filing lawsuit 2D11-5276 Ammann
Florida Second District Court Appeal, Initial Brief of Appellants, Florida Default Law Group, Highlands County, Note is Debt, Mortgage is Dormant, FDCPA, lawyers, attorneys liable, no immunity privilege, assignment executed after filing lawsuit 2D11-5276 Ammann

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Published by: robchaney on Mar 28, 2012
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08/10/2013

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IN THE DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDASECOND DISTRICT1005 EAST MEMORIAL BOULEVARD, LAKELAND, FL 33801-2019POST OFFICE BOX 327, LAKELAND, FL 33802-0327
Monday, 26 March 2012Jeremiah T. Ammann and
CASE NO. 2D11-5276
Laura U. Ammann,L.T. No.: GC08-937Appellantsv.Chase Home Finance, L.L.C.,
et al.
Appellees. _______________________________ APPEALFROM THE CIRCUIT COURT OFHIGHLANDS COUNTY, FLORIDACASE NO.
GC08-937
TRIAL JUDGE: HONORABLE PETER F. ESTRADA __________________________________________________________________ 
INITIAL BRIEF OF APPELLANTS
 __________________________________________________________________ Jeremiah T. Ammann, andLaura U. AmmannAppellants, Self-Represented1820 Iris AvenueSebring, FL 33875-6090(863) 385-3138
 
TABLE OF CONTENTS
PageTABLE OF CONTENTS .................................................................................iTABLE OF AUTHORITIES ............................................................................iiPRELIMINARY STATEMENT .......................................................................vI. STATEMENT OF THE CASE AND FACTS ...............................................1A.NATURE OF THE CASE BELOW ................................................11. The Parties, Four Complaints, and Three Answers .....................32. The Guarantee that Limits Indorsement ......................................193. The Counter-Claim and Cross-Claims ........................................20(a) Count I: Violations of Consumer Protection Laws ..............25(b) Count II: Quiet Title (Slander of Title) ................................264. CHF's Insufficient Notices and Assignment ................................265. The Initial Communications and the FDCPA ..............................296. Using "In Rem" to Avoid FDCPA Liability .................................307. Elements of an FDCPA Claim Were Alleged ..............................338. Elements of a "Quiet Title" Action Were Alleged .......................36II. SUMMARY OF ARGUMENT ...................................................................38III. ARGUMENT .............................................................................................39IV. CONCLUSION ..........................................................................................45CERTIFICATE OF SERVICE .........................................................................47CERTIFICATE OF COMPLIANCE ................................................................47
i
 
TABLE OF AUTHORITIES
Cases Page
 Boca Burger v. Forum,
912 So.2d 561, 564 (2005) .........................................38
Cochrane v. Florida v. Florida East Coast Ry Co.,
145 So. 217, 218 (Fla. 1932) ..................................................................24
 Deseret Ranches of Florida, Inc. v. Bowman
, 3402 So. 2d 1232, 1233 ...........43
 Edgar Johnson v. BAC Home Loans Servicing, et al.,
 No. 5:10-CV-303-F, US Dist. Ct., E.D. North Carolina,Western Division, September 29, 2011, ORDER, paragraph under "1. Consumer Debt." ...................................................25
 Edwards v. Landsman
, 51 So.3d 1208, 1214-1215 (4th DCA 2011) ...............17,42
 Feltus v. US Bank 
,
N.A.
, 2D10-3727,Opinion Filed 19 Oct. 2011, p. 3, last ¶ .................................................6
Garzon v. State,
980 So.2d 1038, 1045 (Fla. 2008) .........................................24
Gates v. Utsey
, 177 So. 2d 486, 1st DCA (July 27, 1965), at 488. ..................19
 Heintz v Jenkins
, 514 US 291; 115 S Ct 1489; 131 L Ed 2d 395 (1995) .........34,35
 IndyMac v. Garcia
, 2010 NY Slip Op 51127(U),7282-2008, 22 June 2010 .......................................................................14, 20
 Jeff-Ray v. Jacobsen
, 566 So.2d 885 (Fla. 4th DCA 1990) ..............................16
 Jerman v. Carlisle,
130 S.Ct. 1605, 1609 and 1618 (April 2010) ...................32
 Johnson v. BAC Home Loans Servicing, et al 
., No. 5:10-CV-303-F., U. S. Dist. Ct, E.D. North Carolina,Western Division. September 29, 2011 ..................................................33
 Marianna v Maund 
, 56 So. 760 (Fla. 1911) .....................................................16
 McLean v. JPMCB as Trustee
, 4 DCA, No. 4D10-3429,14 December 2011 .................................................................................23
 Portley v. Litton Loan Servicing 
, U.S. Dist. Ct.,Eastern District of Pennsylvania, NO. 08-2799,Memorandum and Order, Tucker J., April 2010 ....................................44
 Progressive v. McGrath
, 913 So.2d 1281 (Fla. 2nd DCA 2005) ......................16
 Ridgewood Utilities Corp. v. R. L. King 
,426 So.2d 49, 50 (Fla. 2d DCA 1982) ...................................................38
Safeco v. Ware
, 401 So.2d 1129, 1130 (4 DCA 1981) ......................................21
Taylor v. Bayview
, 2D10-1493,Opinion filed 9 November 2011, page 5, 1st ¶ ......................................14
Troupe v. Redner,
562 So.2d 394, 395 (Fla. 2d Dist. App. 1995) .....................35
ii

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