While the Fyre Festival proves you can't buy common sense, but you can put a price on ignorance, Rich and Marcus use this week in viral events to try to figure out how a few Instagram models and an admittedly well-produced marketing video scammed hundreds of people out of thousands of dollars. Further, in an attempt to go platinum with no guest features, we bring back the Money Minute and This Week in Work segments this week. Finally, the hostest with the mostest wrap-up with a listener question on a career problem we wish we faced ourselves, "is it ok to take a break between jobs?" Money Minute "I ain't too proud to budget" The 50/30/20 budget might be the easiest budgeting tool you didn't know you were missing How you can modify the traditional "envelope system" to help design a budget you'll actually use This Week In Work Another week, another (old) person makes a sweeping generalization about Millennials Rich and I share our pros, cons, and (un)solicted opinions on John Pollard v. Millennials Sponsor Special thanks to our sponsor, FreshBooks. To get a free 30-day trial of their super-easy-to-use cloud accounting software, visit freshbooks.com/paychecks and enter “paychecks and balances” in the How Did You Hear About Us section. References DebtFreeorDieTrying.com/Budget YoungAdultMoney.com: 6 Different Ways to Manager Your Budget Free 50/30/20 Budget Tool Millennial Savages Me on Glass Door for Giving Her ... Constructive Feedback GlassDoor.com  ICYMI PB34: Become a Money Boss ft. J.D. Roth PB51: How to Live Paycheck to Paycheck on $500,000 ft. The Financial Samurai Announcements Get your personal finances in order with Marcus' NerdWallet features: How This 34-Year-Old Man Fixed His Spending and Paid Off $30,000 in Debt – “Marcus Garrett is a natural spender. Saving money, on the other hand, was more of an acquired skill…” This article focuses on tips Marcus uses to force automate his budget and savings plans because, as we all know, budgeting sucks. How One Man Dug Out From $30,000 in Debt – The story covers 5 tips Marcus used to get out of and state out of debt and includes a FREE 50/30/20 budget tool from NerdWallet. PB Blog: Rich and Marcus tackle a personal finance topic and listener question. Check them out! Personal Finance: I Can’t Get Down With Ditching Digit Ask PB: Should I Save for Retirement or Pay Off My Credit Cards First? Check out Rich’s roundtable with Stacking Benjamins! We’re on Soundcloud! Check out our PATREON page! We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book on how he buried and dug his way out of over $30,000 in debt, Debt Free Or Die Trying, on Amazon. Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances and Instagram at the same name!