Fixture Secured: Platinum Dealers

Finance Program Rate Sheet

Rates Effective: Draft

STANDARD INSTALLMENT LOAN - NO DEALER FEE

PAYMENT FACTOR: 6.99% x 180 Months = 0.0089827 / 6.99% x 144 Months = 0.0102785
Loan Amount A (720+)* B (680-719)* C (650-679)* D (640-649)* Program #
$2,500 to $20,000 6.99% 6.99% 6.99% 6.99%
$20,001 to $35,000 6.99% 6.99%
101
$35,001 to $100,000 + 6.99%
UCC Required? **When $5,000+ **When $5,000+ YES YES

OTHER INSTALLMENT LOAN OPTIONS

Rate Term Dealer Fee Payment Factor Program #
4.99% 144 Months 4.00% 0.0092438 2414
4.99% 180 Months 4.00% 0.0079027 2418
5.99% 144 Months 2.00% 0.0097533 2514
5.99% 180 Months 2.00% 0.0084332 2518
3.99% 144 Months 15.00% 0.0087504 2314
4.99% 36 Months 0.00% 0.0299664 2436
5.99% 60 Months 0.00% 0.0193282 2560
*Credit tiers loosely based on credit scores. Minimum credit score is 640. **UCC may also be required at underwriter discretion-disclosed on your approval notification.

DEFERRED: NO INTEREST-NO PAYMENT LOAN - UCC REQUIRED

PAYMENT FACTOR: 8.99% x 144 Months = 0.0113747 / 9.49% x 84 Months = .0163389
No Interest Program Permanent Rate Dealer Fee Interest Starts First Payment Due Program #
3-Months Deferred Payments 8.99% 2.00% 3 months after funding 4 months after funding 303
6-Months Deferred Payments 8.99% 4.00% 6 months after funding 7 months after funding 306
12-Months Deferred Payments 8.99% 8.00% 12 months after funding 13 months after funding 312
12-Months Deferred - SPECIAL* 9.49% 5.25% 12 months after funding 13 months after funding 313
18-Months Deferred - SPECIAL* 9.49% 8.25% 18 months after funding 19 months after funding 319

240 MONTH-SOLAR LOANS ONLY

Rate Term (Months) Dealer Fee Payment Factor Program #
5.99% 240 6.00% 0.0071585 4524
6.99% 240 3.00% 0.0077470 4624
7.99% 240 0.00% 0.0083582 4724

FIXTURE PROGRAM DETAILS Flex-Approval gives you an additional $1,500 above the
initial approval without a phone call!

Home Ownership: Applicants must be homeowners and property owner-occupied. Rentals are not permitted.
Commitment Period: Approvals are good for 180 days. Recommitment required after expiration.
Maximum Term: 240 months - Solar / 180 months - Standard / 144 months - Deferred / 84 months - Deferred SPECIAL*
UCC: See UCC table for fees by state and/or county.
Manufactured Homes: Borrower-owned land, 1990 or newer, will not finance in parks.
Consolidations: Consolidation loan requests must be more than $2,500. New work only.
Restrictions: No split financing. No reverse mortgage deals.

Submit loan applications and print documents online at https://dealer.fsbwa.com/ For 1st Security Bank Dealer Use Only. Rates and Terms Subject to Change without Notice.
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