PERSONAL BUDGET
REVENUE
INCOME JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR SPARKLINE
Wages $2,600.00 $2,600.00 $2,600.00 $7,800.00
Interest/dividends $649.00 $313.00 $664.00 $1,626.00
Miscellaneous $474.00 $643.00 $380.00 $1,497.00
Total $3,723.00 $3,556.00 $3,644.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $10,923.00
EXPENSES
HOME JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Mortgage $750.00 $750.00 $750.00 $2,250.00
Insurance $0.00
Repairs $75.00 $75.00
Services $35.00 $35.00 $35.00 $105.00
Utilities $165.00 $165.00 $165.00 $495.00
Total $950.00 $950.00 $1,025.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2,925.00
DAILY LIVING JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Groceries $191.00 $152.00 $145.00 $488.00
Child care $200.00 $200.00 $200.00 $600.00
Dry cleaning $20.00 $20.00 $40.00
Dining out $55.00 $56.00 $111.00
Housecleaning service $25.00 $17.00 $7.00 $49.00
Dog walker $10.00 $5.00 $7.00 $22.00
Total $501.00 $374.00 $435.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,310.00
TRANSPORTATION JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Gas/fuel $195.00 $125.00 $171.00 $491.00
Insurance $165.00 $165.00 $165.00 $495.00
Repairs $0.00
Car wash/detailing services $10.00 $10.00
Parking $10.00 $40.00 $20.00 $70.00
Public transportation $20.00 $40.00 $30.00 $90.00
Total $400.00 $370.00 $386.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,156.00
ENTERTAINMENT JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Cable TV $85.00 $85.00 $85.00 $255.00
Video/DVD rentals $7.00 $8.00 $9.00 $24.00
Movies/plays $9.00 $5.00 $9.00 $23.00
Concerts/clubs $5.00 $5.00 $7.00 $17.00
Total $106.00 $103.00 $110.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $319.00
HEALTH JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Health club dues $50.00 $50.00 $50.00 $150.00
Insurance $225.00 $225.00 $225.00 $675.00
Prescriptions $100.00 $100.00 $100.00 $300.00
Over-the-counter drugs $6.00 $2.00 $9.00 $17.00
Co-payments/out-of-pocket $20.00 $41.00 $61.00
Veterinarians/pet medicines $4.00 $25.00 $29.00
Life insurance $55.00 $55.00 $55.00 $165.00
Total $460.00 $432.00 $505.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,397.00
VACATIONS JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Plane fare $485.00 $485.00
Accommodations $245.00 $245.00
Food $95.00 $95.00
Souvenirs $0.00
Pet boarding $0.00
Rental car $85.00 $85.00
Total $0.00 $910.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $910.00
RECREATION JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Gym fees $0.00
Sports equipment $0.00
Team dues $0.00
Toys/child gear $39.00 $33.00 $40.00 $112.00
Total $39.00 $33.00 $40.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $112.00
DUES/SUBSCRIPTION JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Magazines $0.00
Newspapers $0.00
Internet connection $0.00
Public radio $0.00
Public television $0.00
Religious organizations $29.00 $18.00 $17.00 $64.00
Charity $0.00
Total $29.00 $18.00 $17.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $64.00
PERSONAL JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Clothing $29.00 $29.00
Gifts $35.00 $35.00
Salon/barber $25.00 $25.00 $25.00 $75.00
Books $0.00
Music (CDs, etc.) $0.00
Total $25.00 $60.00 $54.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $139.00
FINANCIAL OBLIGATIONS JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Long-term savings $25.00 $25.00 $25.00 $75.00
Retirement (401k, Roth IRA) $45.00 $45.00 $45.00 $135.00
Credit card payments $75.00 $75.00 $75.00 $225.00
Income tax (additional) $0.00
Other obligations $32.00 $34.00 $1.00 $67.00
Total $177.00 $179.00 $146.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $502.00
MISC PAYMENTS JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Other $0.00
Other $0.00
Other $0.00
Other $0.00
Other $0.00
Total $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
TOTALS JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR
Total expenses $2,687.00 $3,429.00 $2,718.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $8,834.00
Cash short/extra $1,036.00 $127.00 $926.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2,089.00
