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More Than Car Insurance Not Renewing

The document informs a customer that their car insurance provider More Than Low Miler will not be renewing their policy. It provides contact details for Swinton Insurance, a similar alternative provider, and reminds the customer that it is illegal to drive without insurance.
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0% found this document useful (0 votes)
161 views3 pages

More Than Car Insurance Not Renewing

The document informs a customer that their car insurance provider More Than Low Miler will not be renewing their policy. It provides contact details for Swinton Insurance, a similar alternative provider, and reminds the customer that it is illegal to drive without insurance.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
  • Insurance Non-Renewal Notice: Communicates the decision not to renew the customer's motor insurance policy and outlines the reasons and available alternatives.
  • Frequently Asked Questions: Answers common questions related to the insurance non-renewal decision including implications and actions the policyholder can take.
  • Proof of No Claims Discount: Provides official documentation for the customer's No Claims Discount, specifying its validity and transferability.

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CONTACT US
Email:
lowmiler@morethan.com
Policy Number:
MTLM00004462

FAQs

Mrs Heather Macleod Jones


21 Truswell Road
Sheffield
South Yorkshire
S10 1WH

Date: 07/07/2023

Dear Heather,

MORE THAN LOW MILER INSURANCE WILL NOT BE RENEWING YOUR CAR INSURANCE
We are writing to let you know that More Than has decided not to sell car Insurance anymore. This doesn’t
affect your policy right now, and your cover will continue until your policy expires on 01/08/2023. If you still need
cover for your vehicle after this date you will need to arrange this with a new car insurance provider.

Swinton Insurance offer a similar insurance policy to More Than Low Miler

If you need support in organising your new car insurance cover for when your current More Than policy expires
we know Swinton Insurance offer cover for low mileage drivers.

Getting your personalised Swinton quote is straightforward - just go online at Swinton.co.uk. Or if you’d rather
call for a quote, their number is 0333 035 9131 and they’re open weekdays 9am to 6pm and Saturday 9am to
4pm. Please see the FAQs below for more information about Swinton.

You can also compare the prices and cover offered by alternative providers that may be suitable for your needs.

We’ve enclosed proof of your No Claims Bonus to share with your new insurer.

Proof of your No Claims Bonus is enclosed. Swinton Insurance or any other new insurance provider may request
this when you set up your new car insurance policy.

It is illegal to drive without insurance

Remember that driving without insurance is an offence under the Road Traffic Act 1988. It is important that you
have insurance cover in place for you and your car. The police can check the Motor Insurance Database which
enables them and other statutory bodies, such as the DVLA, to check if a current insurance policy is in force
for your vehicle.

Please accept our apologies for any inconvenience our decision may cause you.

Email us at lowmiler@morethan.com or call the MORE TH>N Customer Team on 0345 078 7549. Our opening hours are Monday
to Friday 8am - 6pm and Saturday 9am - 5pm.
This document and all our literature is available on request in large print, audio and braille. If you have hearing or speech
difficulties, you can contact us using Relay UK by phone or app (for more information go to relayuk.bt.com).
MORE THAN Low Miler is a trading style of Royal & Sun Alliance Insurance Ltd (No. 93792) and is administered and sold by R&SA
Marketing Services Ltd (No.2145778) which is an appointed representative of Royal & Sun Alliance Insurance Ltd (Financial Services
Register Number: 202323) authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority. Royal & Sun Alliance Insurance Ltd and R&SA Marketing Services Ltd are registered in England and
Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Calls may be recorded and monitored.
The information in this email is confidential and may be read, copied or used only by the intended recipients. If you have received it in error
please contact the sender immediately by returning the email. Please delete the email and do not disclose any of its contents to anyone.
No responsibility is accepted for loss or damage arising from viruses or changes made to this message after it was sent.
If you have any queries or questions relating to this email, please contact us on 0345 078 7549 and we will be
happy to help.

Yours sincerely,

Anthony Aronin
Head of MORE TH>N Low Miler

FREQUENTLY ASKED QUESTIONS

Q: Do I need to advise my future insurers that you chose to not invite renewal?
A: No, this is our decision which does not need to be disclosed as ‘a refusal to offer insurance’. This is not a
reflection of you as an individual and affects all our motor insurance customers in the same way.

Q: Does More Than’s decision to not invite renewal affect my current insurance policy?
A: No, your current More Than policy will continue unaffected until the renewal date. You will be able to make
changes and access your portal as normal.

Q: Who is Swinton Insurance?


A: Swinton Insurance is one of the largest insurance brokers in the UK, with over 60 years’ experience insuring
thousands of drivers. Swinton Insurance is a trading name of Atlanta Insurance Intermediaries Limited and is
part of the Ardonagh Group. Atlanta Insurance Intermediaries Limited is authorised and regulated by the
Financial Conduct Authority (Financial Services reference number: 309599).

Q: Why are More Than no longer offering car insurance?


A: More Than continues to remain a strong brand in the marketplace for home and pet insurance. A business
decision has been made to concentrate on these products and withdraw from providing More Than car insurance.

Q: I have an outstanding claim, who do I need to contact in future?


A: Your ongoing claim will not be transferred to your replacement insurer. It will continue to be dealt with by
More Than until the claim has been closed.

Q: If I need to report a new claim, who do I need to contact?


A: If the incident occurs before your renewal date, you should report your claim to us. If your incident occurs
after your renewal date, you should report it to your new insurance provider.

Email us at lowmiler@morethan.com or call the MORE TH>N Customer Team on 0345 078 7549. Our opening hours are Monday
to Friday 8am - 6pm and Saturday 9am - 5pm.
This document and all our literature is available on request in large print, audio and braille. If you have hearing or speech
difficulties, you can contact us using Relay UK by phone or app (for more information go to relayuk.bt.com).
MORE THAN Low Miler is a trading style of Royal & Sun Alliance Insurance Ltd (No. 93792) and is administered and sold by R&SA
Marketing Services Ltd (No.2145778) which is an appointed representative of Royal & Sun Alliance Insurance Ltd (Financial Services
Register Number: 202323) authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority. Royal & Sun Alliance Insurance Ltd and R&SA Marketing Services Ltd are registered in England and
Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Calls may be recorded and monitored.
The information in this email is confidential and may be read, copied or used only by the intended recipients. If you have received it in error
please contact the sender immediately by returning the email. Please delete the email and do not disclose any of its contents to anyone.
No responsibility is accepted for loss or damage arising from viruses or changes made to this message after it was sent.
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34545323455document_name,138136379_138136381_A_RENDECLM_BCD_23Jul07103110
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34545323455tray5,
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CONTACT US
Email:
lowmiler@morethan.com
Policy Number:
MTLM00004462

FAQs

Mrs Heather Macleod Jones


21 Truswell Road
Sheffield
South Yorkshire
S10 1WH

Date: 07/07/2023

Dear Heather,

Proof of your No Claims Discount


Inception date 02/08/2022
Renewal date 02/08/2023
Policy end date 01/08/2023
At expiry of the policy on 01/08/2023 the No Claims Discount was:
No of year(s): 10
Car registration: WD19FEF
Please note 9 years NCB is our maximum NCB. If you came to us with more than 9 years NCB and you need
to prove this then you will need to obtain proof from previous insurers.
If you have any queries or questions relating to this email, please contact us on 0345 078 7549 and we will be
happy to help.

Yours sincerely,

Anthony Aronin
Head of MORE TH>N Low Miler

Email us at lowmiler@morethan.com or call the MORE TH>N Customer Team on 0345 078 7549. Our opening hours are Monday
to Friday 8am - 6pm and Saturday 9am - 5pm.
This document and all our literature is available on request in large print, audio and braille. If you have hearing or speech
difficulties, you can contact us using Relay UK by phone or app (for more information go to relayuk.bt.com).
MORE THAN Low Miler is a trading style of Royal & Sun Alliance Insurance Ltd (No. 93792) and is administered and sold by R&SA
Marketing Services Ltd (No.2145778) which is an appointed representative of Royal & Sun Alliance Insurance Ltd (Financial Services
Register Number: 202323) authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority. Royal & Sun Alliance Insurance Ltd and R&SA Marketing Services Ltd are registered in England and
Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Calls may be recorded and monitored.
The information in this email is confidential and may be read, copied or used only by the intended recipients. If you have received it in error
please contact the sender immediately by returning the email. Please delete the email and do not disclose any of its contents to anyone.
No responsibility is accepted for loss or damage arising from viruses or changes made to this message after it was sent.

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