SBI Online-Banking Made Easy

Team Members:
1. Rushabh Shah - 62
2. Hemangi Oza - 29
3. Arpita Sengal - 54
Users: (Entities)
1. Admin
2. Guest
3. Account Holder
4. Branch Manager
5. Loan Manager
6. Locker Manager
7. Government
8. Payment Parties
9. Insurance Companies
10. All Banks
Security
1. Encryption while DATA Transfer
2. Data Stored in Encrypted Form in Database
3. No Multi Session (CSRF Protected)
4. Phishing Attack Problem // Technique
5. Triple Password Protection with a Security Question
6. Virtual Keyboard (On All Password Panels)
Modules:
1. Open a New Account / Close Account
1.1 Fill in Details
1.2 Letter of Appreciation
Welcome to our bank admin sends to account holder
(Auto generates and sends)
(Closing an account)
1.3 Input Account Number to transfer funds while closing account
Dropdown (Bank Names)
Are you sure...?
Fund transferred... We are sorry to see you going.
2. Authentications (Log-In)
2.1 Forgot Password
2.2 Request a New Password
2.3 Security Question (Hint Question) (Set on 1st Login) 2.4 Login History
 3 Password tries wrong then Logout and“Your account has

 been seized contact your branch to reactivate
it or visit (down page link) see the point below.”
Upload your documents (new page – reactivate_account.aspx)
(PAN card scan, Address Proof Scan, Photo ID Scan) along with
account number and username for reactivating your account.
3. Informative Module
3.1 Account Information
3.1.1 Current Account
Proprietor name / Company Name
0% Interest
Minimum Balance 10,000
3.1.2 Savings Account
Joint (2 names) & Minor (2 names, 1 big 1 minor)
4% Interest
Minimum Balance 1000
3.1.3 NRI Account
(Opened after submitting your visas/green card)
4% US, CANADA
Else 3.5% 3.1.4 PPF Account (8.8%)
3.1.5 Overdraft Account
3.1.6 Cash Credit Account
3.2 Statement Details
3.2.1 Current Account 3.2.2 Savings Account 3.2.3 NRI Account
3.2.4 PPF Account
Dropdown select account
Input account number and get the balance
Mini statement and time span (calendar)
Statement Downloads – PDF/ Word/Excel
Find Transactions
3.3
Between Dates
Between Amount
Mini statement and time span (calendar)
Statement Downloads – PDF/ Word/Excel
4. Security
4. Set/Change User NameSet/Change
1 PasswordSet/Change Profile
4. PasswordSet/Change Transaction
2 PasswordSet/Change Hint QuestionSet/Change
4. Profile DetailsStop Payment (Input Cheque
3 Number & Amount)Dropdown for reasons
 4.
4
4.
5
4.
6
4.
7
o Issuing Error
o Stolen
o Lost in Post
o Cheque Reissued
o Paid in Cash
o Others
4.8 SMS Alerts on Transaction 4.9 E-Mail Alerts on Transaction
Periodic Statements
4.10
Weekly
15 Days
Monthly
On 5/10/15/20/50 New Transactions
4.11 Transaction Limit (Up till 1,00,000)
5. Request
5.1 Request for a Cheque Book
5.1.1 Travellers Cheque
Input Amount
Input Date Criterions (3 Months Limit)
eg. 1-1-2010 to 31-3-2010
5.1.2 Regular Cheque
Savings (10,20,30 Pages) (Free)
Current (50,100 Pages) (100,200 Rupees)
5.2 Request for Periodic Statement Automatic Mails
Weekly
15 Days
Monthly
On 5/10/15/20/50 New Transactions
5.3 Request For Locker
5.3.1 A Type (Small) 1000 Per Year 5.3.2 B Type (Medium) 1500 Per Year 5.3.3
C Type (Large) 2500 Per Year
5.3.4 D Type (Ultra Large) 3000 Per Year
Select Your Nearest Branch
Pay and Book
5.4 Request Demand Draft Set Limit (1,00,000)
Enter Amount.
Select Your Nearest Branch & Collect it from there.
Courier to party (Add Address) Charge 100 rupees.
5.5 Request for SMS Alerts on Transaction 5.6 Request for Email Alerts for
Transaction
5.7 Request Mobile Banking
Enter Mobile Company Name
Enter Mobile Series
Enter Handset Number
Enter Mobile Number
5.8 Request for Loan
5.8.1 Home Loan (10.75%)
5.8.2 Car Loan (11.25%)
5.8.3 Study Loan (5% India & 10% Abroad) 5.8.4 Personal Loan (10%)
5.8.5 Mortgage Loan (Security’s 70%) (8%) (Un-Movable)
Min 15 lacks security needed
Manually put a calculator that if your security of ____
is submitted then you can get loan of ___ (70%) and
your interest would be 8%
“You do not have enough security with BANK to
access this facility”
5.8.6 Gold Loan (Gold’s 80%) (8%)
Minimum Gold 1 lacks
Manually put a calculator that if your security of ____
is submitted then you can get loan of ___ (80%) and
your interest would be 8%
“You do not have enough security with BANK to
access this facility”
5.8.7 Loan against Security (Security’s 70%) (8%) (Movable)
Minimum Security 20 lacks
Manually put a calculator that if your security of ____
is submitted then you can get loan of ___ (70%) and
your interest would be 8%
“You do not have enough security with BANK to
access this facility”
5.8.8 Loan against Government Schemes (Security’s 70%) (8%)
Manually put a calculator that if your security of ____
is submitted then you can get loan of ___ (70%) and
your interest would be 8%
“You do not have enough security with BANK to
access this facility
5.9 Request a Debit Card/Credit Card (Drop Down with Logo)
5.9.1 Visa
5.9.2 Master Card 5.9.3 Maestro
Request for SBI Vishwa Yatra Foreign Travel
5.10
CardRequest for Updates (Newer Schemes) ( Email &
5.11
SMS)
Request for Direct Electricity Bill PayInput
5.12
Service number 3053976 (Validations)
Set Limit
5.13 Request for Direct Telephone Bill Pay
Input Unique ID:- GJATD-20020576927
(validations)
Input Bill No.:- T0611201130804549 (validations)
Set Limit
5.14 Request for Direct Mobile Bill Pay
Mobile Number
Company name
Set Limit
Request for Direct Gas Bill PayInput Registration
5.15
No.:- 9000142113 (validations)
Input Customer ID:- 1000178778 (validations)
5.16 Request for Direct Insurance Pay
Input Policy Number:- PON-1838428458
(validations)
6. Payment
6.1 Tax-Payment
6.1.1 Pay State Tax
Dropdown 1 (Select State)
Dropdown 2 (Type of Tax)
Enter PAN Number
Random Amount Appears (with selected type of Tax)
Tax paid Thank You.
6.1.2 Income-Tax
Input Name, PAN Card Number
Random Amount Appears
Service Charges
<1lacks – 1%
>1lacks – 1.5%
6.1.3 Service-Tax
Input Name, Amount, PAN Card Number, and
Service Tax Number (3 alphabets, 10 numbers)
eg. ADV-1288763590
6.2 SBI e-Filing
Enter Your e-File Number
Enter Your Financial Year
Enter Your (State City )
Enter CA Registration Number
Random Amount Appears
Proceed to Payment
6.3 Bill Payment
6.3.1 Electricity Bill (With Logo)
6.3.1.1 Torrent 6.3.1.2 Reliance
Input Service Number:- 3053976 (validations)
Random Amount Appears + Month Year
Proceed to Payment
6.3.2 Telephone Bill (Landline) (With Logo)
6.3.2.
BSNL
1
6.3.2.
MTNL
2
6.3.2.
Reliance
3
6.3.2. TATA
4 Indicom
Input Unique ID:- GJATD-20020576927
(validations)
Input Bill No.:- T0611201130804549 (validations)
Random Amount Appears + Month Year
Proceed to Payment
6.3.3 Gas Bill (With Logo)
6.3.3.
Adani
1
6.3.3.
Bharat
2
Gas
6.3.3.
Reliance
3
Input Registration No.:- 9000142113 (validations)
Input Customer ID:- 1000178778 (validations)
Random Amount Appears +Month year
Proceed to Payment
6.3.4 Mobile Bills (Post-Paid) (With Logo)
6.3.4.
Idea
1
6.3.4.
Airtel
2
6.3.4.
Vodafone
3
6.3.4.
BSNL
4
6.3.4. TATA
5 Docomo
6.3.4.
Uninor
6
6.3.4.
Videocon
7
6.3.4.
Reliance
8
Dropdown in Carrier
Enter Mobile Number
Logo Appears on Selection
Random Amount Appears
Proceed to Payment
6.4 Dish Connections (With Logo)
6.4.1 Tata Sky 6.4.2 Reliance TV 6.4.3 Airtel TV 6.4.4 Big TV
6.4.5 Dish TV 6.4.6 Videocon d2h 6.4.7 Sun Direct
Input Customer ID:- CUI300626342
Random Amount Appears + Month Year
Proceed to Payment
Note: Tick (Pay Automatic from Next Time) when the bills are paid for the first
time. (As Discussed)
6.5 Mobile Recharge (Prepaid) (With Logo)
6.5.1 Idea 6.5.2 Airtel 6.5.3 Vodafone 6.5.4 BSNL 6.5.5 TATA Docomo 6.5.6
Uninor 6.5.7 Videocon 6.5.8 Reliance
Enter Mobile Number
Random Carrier Appears (With Logo)
Enter amount of recharge
Proceed to Payment
6.6 Pay Mediclaim
Input Policy Number:- PON-1838428458 (validations)
Input Amount
Thank You
6.7 Pay Insurance (With Logo) 6.7.1 LIC
6.7.2 SBI Mutual Fund 6.7.3 Aviva
6.7.4 Kotak Mahindra
Drop Down (Insurance All General)
Input Policy Number:- PON-1838428458 (validations)
Random Amount Appears
Proceed to Payment
Show ”paying insurance for year:” (2010-2011)
Show insurance left (3-20)
Pay now in advance -- Show a calculation
You saved (-----) random amount
Insurance Paid -- Thank You
7. Transfer of Funds (FT)
7.1.1 Multiple-Payment (1-10)
(Ac Name / Ac No / Bank Name / Amount ) 7.1.2 Same Party Transfer (Inter-
Account Transfer ) 7.1.3 Third Party Transfer (Inter-Bank Transfer)
7.1.4 NEFT (National Electronic Fund Transfer <2Lacs)
Different Bank (With Logo)
Enter Account Number
Random Bank Name Comes
Proceed With Payment <2lacs
7.1.5 RTGS (Real Time Gross Settlement >2Lacs)
Different Bank (With Logo)
Enter Account Number
Random Bank Name Comes
Proceed With Payment >2lacs
7.1.6 Donations
7.1.6.
Blind Man Association
1
7.1.6.
Disabled Groups
2
7.1.6. Orphan ClubsOld-Age
3 HomesSatyamev Jayate
7.1.6. (With Logo)
4
7.1.6.
 5
Enter Account Number
Dropdown Episode Number (1-18)
Proceed to Payment
8. Crystal Reports
Extra Features:
1. Branch Locators
2. Foreign Branches
3. ATM Machines Locators
4. Recent Login (Pop Up)
5. Static Pages
Sitemap
Developers
Warnings
6. Copy Paste Code feedback recommendations suggestions
complaints
7. Add a payee (direct payee)
AC No
AC Name
Bank Name
Transactions Limit
8. Close an Account
9. VBV, Visa, Master Card, Maestro Logo to be used at all time payments.
10.Add Rupee Symbol in Every Transaction.
11. Calculate My Points (Royalty Points) (Calculator I mailed you .swf)
12.Change Local Branch
13. Schedule Payments
14. Receive a Bill
15. Manage A Biller (Automatic Pay)
16. You are Visitor Number _____.
17. Session Expires in 10 minutes.
18. Multiple Savings Account (Divided)
19. Set Account Nick Name.
20. Fixed Deposit Account (1 Year 9% & Senor Citizens 9.5% )
Create a FD
o Drop DownTime Span