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Prepared For

BRITTANY M COSTA
Personal & Confidential

Date Generated
Oct 19, 2022
Report Number

2511-6495-40

At a
Glance 20 Accounts 0 Public Records 21 Hard Inquiries

Personal Information

11 Names 23 Addresses 1 SSN Variations 4 Employers 2 Personal Statements 4 Other Records

Because your personal information is reported by you, your creditors, and other sources, it's typical to
see small variations in reported personal information, like names and addresses. For security
reasons, many of these items can't be disputed online, but don't worry—they don't affect your credit
score.

Names

BRITTANY M BRITTANY COSTA BRITTANY MARIE BRITTNY COSTA

COSTA COSTA
Name ID #18906 Name ID #25195
Name ID #19036 Name ID #16553

BRITTNEY COSTA BRITTNEY M BRITTANY MATIE BRITTANY MARIE

COSTA
Name ID #11186 Name ID #8941 Name ID #23657
Name ID #20287

COSTA BRITTANY BRIANNA COSTA BRITTANNY

MARIE COSTA
Name ID #27635
Name ID #15772 Name ID #9801

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Addresses

859 REBUS SW 481 WELLWOOD 810 ARMISTED ST 71 CLARK ST

AVE SW ST AVON PARK FL, UNIT236
PALM BAY FL, PALM BAY FL, 33825-4204 TRENTON NJ,
32908-6296 32908-3438 08611-1856
Address ID
Address ID Address ID #0076232303 Address ID
#0613356344 #0070503801 Single family #0874717256
Single family Single family Multifamily

REBUS AVENUE 4347 SUNRISE 6981 SW 27TH ST 39 PROSPECT ST

BREVARD SHORES AVE MIRAMAR FL, BROCKTON MA,
COUNTY ROAD NORTH LAS 33023-3754 02301-2749
PALM BAY FL, VEGAS NV,
Address ID Address ID
32908 89031-0442
#0627481758 #0003947541
Address ID Address ID Single family Single family
#0954053114 #0322638709
Single family

11 W PARK ST 717 CRESTVIEW 34314 LAKELAND 411 LAKE ST

BROCKTON MA, DR AVE WILDWOOD FL,
02301-5240 MILLBRAE CA, LEESBURG FL, 34785-4410
94030-2139 34788-4311
Address ID Address ID
#0003958950 Address ID Address ID #0082346026
Single family #0189185490 #0082378744 Single family
Single family Single family

492 HIRSCH AVE 715 TUCKER AVE 148 W 5TH ST 859 REBUS SW
CALUMET CITY IL, WAYNESBORO JACKSONVILLE AVE #12
60409-3514 GA, 30830-1163 FL, 32206-4422 PALM BAY FL,
32908-6296
Address ID Address ID Address ID
#0118225437 #0067794029 #0214930487 Address ID
Single family Single family Single family #0948275755
Single family

3402 W DOUGLAS 3402 W DOUGLAS 850 REBUS SW 9050 BARBERRY

BLVD APT2 BLVD APT2CW AVE LN
CHICAGO IL, CHICAGO IL, PALM BAY FL, DES PLAINES IL,
60623-1600 60623-1600 32908-6295 60016-4204

Address ID Address ID Address ID Address ID

#0420752018 #0948579121 #0947407818 #0116443441
Apartment Apartment Single family Single family
complex complex

1030 BIANCA NE 1862 CATO CT 1245 PALM BAY

DR INDIALANTIC FL, NE RD APTX204
32903-2570

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PALM BAY FL, Address ID PALM BAY FL,

32905-6061 #0481707190 32905-7655
Single family
Address ID Address ID
#0070474144 #0070477665
Single family Apartment
complex

Social Security Numbers

XXX-XX-7930

Year of Birth

1995

Phone Numbers

(321) 355-9891 (321) 432-3717 (321) 682-9238

Cellular Cellular Cellular

Employers

HOLMES NA BRITTANY PETER HOPKIN

REGIONAL BUSINESS
MEDICAL C

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Personal Statements

ID SECURITY ALERT: FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY

IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR
SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST VERIFYING THE IDENTITY OF THE APPLICANT.
I CAN BE REACHED AT 321-682-9238. THIS SECURITY ALERT WILL BE MAINTAINED FOR 1 YEAR
BEGINNING 01-10-22.

FILE FROZEN DUE TO FEDERAL LEGISLATION.

Accounts
Includes credit cards, real estate loans and installment loans. This information is reported to the
credit bureaus from your creditors.

AARGON AGENCY
Potentially Negative

 Account Info
Account Name AARGON AGENCY

Account Number 402623XXXX

Account Type Collection

Responsibility Individual

Date Opened 03/17/2022

Status Collection account. $1,337 past due as of Aug 2022.

Status Updated Mar 2022

Balance $1,337

Balance Updated 08/07/2022

Recent Payment $0

Monthly Payment $0

Original Balance $1,337

Highest Balance $0

Terms 1 Months

On Record Until Dec 2027

 Payment History
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J F M A M J J A S O N D

2022 — — — — — — — C — — — —

C Collection
Payment history guide
Collection as of Aug 2022

 Historical Info HOLMES REGIONAL MEDICAL

Original Creditor
CENTER

 Contact Info
Address 8668 SPRING MOUNTAIN RD,
LAS VEGAS NV 89117

Phone Number (800) 852-0411

AFFIRM INC
Potentially Negative

 Account Info
Account Name AFFIRM INC

Account Number BFRUXXXX

Account Type Unsecured

Responsibility Individual

Date Opened 11/24/2020

Status Paid, Closed.

Status Updated Aug 2022

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $862

Highest Balance $0

Terms 24 Months

 Payment History
J F M A M J J A S O N D
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2022        CLS — — — —

2021  — 30         

 Current on payments 30 30 Days Past Due

CLS Closed

Payment history guide

30 days past due as of Mar 2021

 Balance Histories
Date Balance Scheduled Payment Paid

Jul 2022 $179 $35 $35 on 6/24/2022

Jun 2022 $215 $35 $35 on 5/24/2022

May 2022 $251 $35 $35 on 4/24/2022

Apr 2022 $287 $35 $35 on 3/24/2022

Mar 2022 $323 $35 $35 on 2/24/2022

Feb 2022 $359 $35 $35 on 1/24/2022

Jan 2022 $395 $35 $35 on 12/24/2021

Dec 2021 $431 $35 $35 on 11/24/2021

Nov 2021 $467 $35 $35 on 10/24/2021

Oct 2021 $503 $35 $35 on 9/24/2021

Sep 2021 $539 $35 $35 on 8/24/2021

Aug 2021 $575 $35 $35 on 7/24/2021

Jul 2021 $611 $35 $35 on 6/24/2021

Jun 2021 $647 $35 $35 on 5/24/2021

May 2021 $683 $35 $35 on 4/24/2021

Apr 2021 $719 $35 $107 on 3/24/2021

Mar 2021 $826 $35 $0 on 1/4/2021

Jan 2021 $862 $35 $0

Additional info
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The original amount of this account was $862

 Contact Info
Address 650 CALIFORNIA ST FL 12,
SAN FRANCISCO CA 94108

Phone Number (855) 423-3729

 Comment
Current:

Account previously in dispute - investigation complete, reported

by data furnisher

Previous:

Account information disputed by consumer (Meets requirement

of the Fair Credit Reporting Act).

Jul 2022

 Reinvestigation Info
This item remained unchanged from our processing of your
dispute in Jul 2022.

APPLE CARD/GS BANK USA

 Account Info
Account Name APPLE CARD/GS BANK USA

Account Number 120001XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 10/24/2021

Status Open/Never late.

Status Updated Sep 2022

Balance $153

Balance Updated 09/30/2022

Recent Payment $0

Monthly Payment $25

Credit Limit $250

Highest Balance $249

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Terms NA

 Payment History
J F M A M J J A S O N D

2022          — — —

2021 — — — — — — — — —   

 Current on payments

 Balance Histories
Date Balance Scheduled Payment Paid

Aug 2022 $133 $25 $0 on 8/31/2022

Jul 2022 $114 $25 $0 on 7/31/2022

Jun 2022 $131 $25 $0 on 6/29/2022

May 2022 $88 $25 $0 on 5/31/2022

Apr 2022 $157 $25 $0 on 4/29/2022

Mar 2022 $44 $25 $0 on 3/30/2022

Feb 2022 $105 $0 $0 on 1/21/2022

Jan 2022 $0 $0 $0 on 1/21/2022

Dec 2021 $3 $0 $0

Nov 2021 $0 $0 $0

Oct 2021 $0 $0 $0

Additional info
Between Oct 2021 and Aug 2022, your credit limit/high balance was $250

 Contact Info
Address LOCKBOX 6112 P.O. BOX 7247,
PHILADELPHIA PA 19170

Phone Number (877) 255-5923

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CAPITAL ONE

 Account Info
Account Name CAPITAL ONE

Account Number 400344XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 09/08/2013

Status Open/Never late.

Status Updated Sep 2022

Balance $4,662

Balance Updated 09/22/2022

Recent Payment $0

Monthly Payment $168

Credit Limit $4,500

Highest Balance $4,738

Terms NA

 Payment History
J F M A M J J A S O N D

2022          — — —

2021            

2020            

2019            

2018            

2017            

2016            

2015 — — — — — — — — —   

 Current on payments

 Balance Histories
Date Balance Scheduled Payment Paid

Aug 2022 $4,710 $170 $0 on 7/18/2022

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Date Balance Scheduled Payment Paid

Jul 2022 $4,570 $130 $0 on 7/18/2022

Jun 2022 $4,738 $153 $0 on 5/17/2022

May 2022 $4,632 $125 $0 on 5/17/2022

Apr 2022 $4,549 $121 $0 on 4/18/2022

Mar 2022 $4,596 $123 $0 on 3/17/2022

Feb 2022 $4,554 $114 $0 on 2/14/2022

Jan 2022 $4,490 $115 $0 on 1/12/2022

Dec 2021 $3,866 $88 $0 on 11/27/2021

Nov 2021 $4,282 $98 $0 on 11/19/2021

Oct 2021 $257 $25 $0 on 3/17/2020

Sep 2021 $0 $0 $0 on 3/17/2020

Aug 2021 $0 $0 $0 on 3/17/2020

Jul 2021 $0 $0 $0 on 3/17/2020

Jun 2021 $0 $0 $0 on 3/17/2020

May 2021 $0 $0 $0 on 3/17/2020

Apr 2021 $0 $0 $0 on 3/17/2020

Mar 2021 $0 $0 $0 on 3/17/2020

Feb 2021 $0 $0 $0 on 3/17/2020

Jan 2021 $0 $0 $0 on 3/17/2020

Dec 2020 $0 $0 $0 on 3/17/2020

Nov 2020 $0 $0 $0 on 3/17/2020

Oct 2020 $0 $0 $0 on 3/17/2020

Additional info
Between Oct 2020 and Aug 2022, your credit limit/high balance was $4,500

Contact Info
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 Address PO BOX 31293,

SALT LAKE CITY UT 84131

Phone Number (800) 955-7070

CAPITAL ONE

 Account Info
Account Name CAPITAL ONE

Account Number 523914XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 10/10/2014

Status Open/Never late.

Status Updated Sep 2022

Balance $4,248

Balance Updated 09/22/2022

Recent Payment $0

Monthly Payment $169

Credit Limit $4,100

Highest Balance $4,365

Terms NA

 Payment History
J F M A M J J A S O N D

2022          — — —

2021            

2020            

2019 — — — — — — — — —   

 Current on payments

 Balance Histories
Date Balance Scheduled Payment Paid

Aug 2022 $4,290 $169 $0 on 7/20/2022

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Date Balance Scheduled Payment Paid

Jul 2022 $4,164 $131 $0 on 7/20/2022

Jun 2022 $4,365 $166 $0 on 5/9/2022

May 2022 $4,243 $125 $0 on 5/9/2022

Apr 2022 $4,218 $122 $0 on 4/13/2022

Mar 2022 $4,208 $123 $0 on 3/2/2022

Feb 2022 $4,082 $113 $0 on 2/18/2022

Jan 2022 $4,128 $119 $0 on 1/12/2022

Dec 2021 $4,005 $115 $0 on 12/6/2021

Nov 2021 $3,790 $116 $0 on 11/17/2021

Oct 2021 $4,212 $156 $0 on 9/24/2021

Sep 2021 $3,345 $129 $0 on 8/18/2021

Aug 2021 $2,767 $93 $0 on 8/18/2021

Jul 2021 $2,756 $82 $0 on 7/17/2021

Jun 2021 $2,840 $92 $0 on 6/18/2021

May 2021 $2,833 $86 $0 on 5/17/2021

Apr 2021 $2,984 $123 $0 on 3/18/2021

Mar 2021 $2,890 $85 $0 on 3/18/2021

Feb 2021 $2,895 $80 $0 on 2/17/2021

Jan 2021 $2,933 $87 $0 on 1/15/2021

Dec 2020 $2,966 $84 $0 on 12/17/2020

Nov 2020 $1,931 $28 $0 on 10/5/2020

Oct 2020 $0 $0 $0 on 10/5/2020

Additional info
Between Nov 2020 and Aug 2022, your credit limit/high balance was $4,100

Between Oct 2020 and Oct 2020, your credit limit/high balance was $2,100

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 Contact Info
Address PO BOX 31293,
SALT LAKE CITY UT 84131

Phone Number (800) 955-7070

CAPITAL ONE AUTO FINANCE

 Account Info
Account Name CAPITAL ONE AUTO FINANCE

Account Number 620635XXXXXXXXXXX

Account Type Auto Loan

Responsibility Individual

Date Opened 12/18/2017

Status Open/Never late.

Status Updated Sep 2022

Balance $4,328

Balance Updated 09/30/2022

Recent Payment $281

Monthly Payment $281

Original Balance $16,830

Highest Balance $0

Terms 72 Months

 Payment History
J F M A M J J A S O N D

2022          — — —

2021            

2020            

2019            

2018            

2017 — — — — — — — — — — — 

 Current on payments

 Balance Histories
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Date Balance Scheduled Payment Paid

Aug 2022 $4,587 $281 $281 on 8/13/2022

Jul 2022 $4,843 $281 $0 on 6/27/2022

Jun 2022 $4,817 $281 $281 on 6/27/2022

May 2022 $5,073 $281 $281 on 5/17/2022

Apr 2022 $5,326 $281 $281 on 4/18/2022

Mar 2022 $5,579 $281 $281 on 3/17/2022

Feb 2022 $5,830 $281 $281 on 2/17/2022

Jan 2022 $6,083 $281 $281 on 1/11/2022

Dec 2021 $6,332 $281 $281 on 12/6/2021

Nov 2021 $6,579 $281 $281 on 11/17/2021

Oct 2021 $6,826 $281 $281 on 10/19/2021

Sep 2021 $7,070 $281 $281 on 9/24/2021

Aug 2021 $7,314 $281 $281 on 8/17/2021

Jul 2021 $7,555 $281 $281 on 7/17/2021

Jun 2021 $7,796 $281 $281 on 6/17/2021

May 2021 $8,036 $281 $281 on 5/17/2021

Apr 2021 $8,274 $281 $281 on 4/17/2021

Mar 2021 $8,512 $281 $281 on 3/17/2021

Feb 2021 $8,747 $281 $281 on 2/17/2021

Jan 2021 $8,986 $281 $281 on 1/15/2021

Dec 2020 $9,219 $281 $281 on 12/17/2020

Nov 2020 $9,450 $281 $281 on 11/14/2020

Oct 2020 $9,682 $281 $281 on 10/17/2020

Additional info
The original amount of this account was $16,830

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 Contact Info
Address PO BOX 259407,
PLANO TX 75025

Phone Number (800) 946-0332

CMRE FINAN SERV 877-572-7555.

Potentially Negative

 Account Info
Account Name CMRE FINAN SERV 877-572-7555.

Account Number T710AEXXXXXXXXXXXXXX

Account Type Collection

Responsibility Individual

Date Opened 09/09/2021

Status Collection account. $68 past due as of Sep 2022.

Status Updated Sep 2021

Balance $68

Balance Updated 09/24/2022

Recent Payment $0

Monthly Payment $0

Original Balance $67

Highest Balance $0

Terms 1 Months

On Record Until Dec 2027

 Payment History
J F M A M J J A S O N D

2022 C C C C C C C C C — — —

2021 — — — — — — — — — — — C

C Collection
Payment history guide
Collection as of Feb 2022 to Sep 2022, Feb 2022, Dec 2021

 Balance Histories
Date Balance Scheduled Payment Paid

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Date Balance Scheduled Payment Paid

Aug 2022 $68 $0 $0

Jul 2022 $68 $0 $0

Jun 2022 $68 $0 $0

May 2022 $68 $0 $0

Apr 2022 $68 $0 $0

Mar 2022 $68 $0 $0

Feb 2022 $68 $0 $0

Feb 2022 $68 $0 $0

Dec 2021 $68 $0 $0

Additional info
The original amount of this account was $67

 Historical Info BREVARD PHYSICIANS ASSOC

Original Creditor
PLLC

 Contact Info
Address 3075 E IMPERIAL HWY STE 200,
BREA CA 92821

Phone Number (877) 572-7555

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 01/29/2015

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance
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Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $2,750

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

 Payment History
J F M A M J J A S O N D

2018  — —   — CLS — — — — —

2017         —  — 

2016            

2015            

 Current on payments CLS Closed

 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 03/19/2015

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

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Original Balance $1,000

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

 Payment History
J F M A M J J A S O N D

2018  — —   — CLS — — — — —

2017         —  — 

2016            

2015 — —          

 Current on payments CLS Closed

 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 06/09/2015

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $2,750

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

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 Payment History
J F M A M J J A S O N D

2018  — —   — CLS — — — — —

2017         —  — 

2016            

2015 — — — — —       

 Current on payments CLS Closed

 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 07/21/2015

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $1,000

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

 Payment History
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J F M A M J J A S O N D
2018
 — —   — CLS — — — — —

2017         —  — 

           
2016
— — — — — —      

2015

Current on payments CLS Closed



 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 02/23/2016

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $2,750

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

Payment History
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
J F M A M J J A S O N D

2018  — —   — CLS — — — — —

2017         —  — 

2016 —           

 Current on payments CLS Closed

 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 03/15/2016

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $1,000

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

 Payment History
J F M A M J J A S O N D

2018  — —   — CLS — — — — —
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2017         —  — 

2016 — —          

 Current on payments CLS Closed

 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 09/13/2016

Status Paid, Closed/Never late.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $2,750

Highest Balance $0

Terms 120 Months

On Record Until Jul 2028

 Payment History
J F M A M J J A S O N D

2018  — —   — CLS — — — — —

2017         —  — 

2016 — — — — — — — —    

 Current on payments CLS Closed

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 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

Phone Number (800) 722-1300

DEPT OF ED/AIDVANTAGE
Potentially Negative

 Account Info
Account Name DEPT OF ED/AIDVANTAGE

Account Number 944303XXXXXXXXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 07/25/2018

Status Open.

Status Updated Nov 2019

Balance $18,469

Balance Updated 09/30/2022

Recent Payment $0

Monthly Payment $0

Original Balance $17,553

Highest Balance $0

Terms 240 Months

 Payment History
J F M A M J J A S O N D

2022          — — —

2021            

2020            

2019 — — — —     90 —  

2018 — — — — —      — —

 Current on payments 90 90 Days Past Due

Payment history guide

90 days past due as of Oct 2019

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 Balance Histories
Date Balance Scheduled Payment Paid

Aug 2022 $18,469 $0 $0 on 8/7/2022

Jul 2022 $18,469 $0 $0 on 7/7/2022

Jun 2022 $18,469 $0 $0 on 6/7/2022

Apr 2022 $18,469 $0 $0 on 4/7/2022

Mar 2022 $18,469 $0 $0 on 3/7/2022

Feb 2022 $18,469 $0 $0 on 2/7/2022

Nov 2021 $18,469 $0 $0 on 11/7/2021

Oct 2021 $18,469 $0 $0 on 10/7/2021

Sep 2021 $18,469 $0 $0 on 9/7/2021

Aug 2021 $18,469 $0 $0 on 8/7/2021

Jul 2021 $18,469 $0 $0 on 7/7/2021

Jun 2021 $18,469 $0 $0 on 6/7/2021

May 2021 $18,469 $0 $0 on 5/7/2021

Apr 2021 $18,469 $0 $0 on 4/7/2021

Mar 2021 $18,469 $0 $0 on 3/7/2021

Feb 2021 $18,469 $0 $0 on 2/7/2021

Jan 2021 $18,469 $0 $0 on 1/7/2021

Dec 2020 $18,469 $0 $0 on 12/7/2020

Nov 2020 $18,469 $0 $0 on 11/7/2020

Oct 2020 $18,469 $0 $0 on 10/7/2020

Additional info
The original amount of this account was $17,553

 Contact Info
Address PO BOX 9635,
WILKES BARRE PA 18773

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Phone Number (800) 722-1300

 Reinvestigation Info
This item was updated from our processing of your dispute in Jul
2022.

JEFFERSON CAPITAL SYSTEMS

Potentially Negative

 Account Info
Account Name JEFFERSON CAPITAL SYSTEMS

Account Number 353600XXXXXXX

Account Type Debt Buyer

Responsibility Individual

Date Opened 02/21/2020

Status Collection account. $1,561 past due as of Sep 2022.

Status Updated Feb 2020

Balance $1,561

Balance Updated 09/24/2022

Recent Payment $0

Monthly Payment $0

Original Balance $1,561

Highest Balance $0

Terms 1 Months

On Record Until Sep 2023

 Payment History
J F M A M J J A S O N D

2022 C C — C C C C C C — — —

2021 C C C C C C C C C C C C

2020 — — — — — C C C C C C C

C Collection
Payment history guide
Collection as of Apr 2022 to Sep 2022, Jun 2020 to Feb 2022

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 Balance Histories
Date Balance Scheduled Payment Paid

Aug 2022 $1,561 $0 $0

Jul 2022 $1,561 $0 $0

Jun 2022 $1,561 $0 $0

Apr 2022 $1,561 $0 $0

Feb 2022 $1,561 $0 $0

Jan 2022 $1,561 $0 $0

Dec 2021 $1,561 $0 $0

Nov 2021 $1,561 $0 $0

Oct 2021 $1,561 $0 $0

Sep 2021 $1,561 $0 $0

Aug 2021 $1,561 $0 $0

Jul 2021 $1,561 $0 $0

Jun 2021 $1,561 $0 $0

May 2021 $1,561 $0 $0

Apr 2021 $1,561 $0 $0

Mar 2021 $1,561 $0 $0

Feb 2021 $1,561 $0 $0

Jan 2021 $1,561 $0 $0

Dec 2020 $1,561 $0 $0

Nov 2020 $1,561 $0 $0

Oct 2020 $1,561 $0 $0

Additional info
The original amount of this account was $1,561

 Historical Info
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Original Creditor VERIZON WIRELESS

 Contact Info
Address 16 MCLELAND RD,
SAINT CLOUD MN 56303

Phone Number (866) 219-0725

 Comment
Current:

Account information disputed by consumer (Meets requirement

of the Fair Credit Reporting Act).

Previous:

Account information disputed by consumer (Meets requirement

of the Fair Credit Reporting Act).

Jun 2022 to Aug 2022

 Reinvestigation Info
This item was updated from our processing of your dispute in
Jun 2022.

JPMCB CARD

 Account Info
Account Name JPMCB CARD

Account Number 426684XXXXXXXXXX

Account Type Credit Card

Responsibility Individual

Date Opened 01/18/2018

Status Open/Never late.

Status Updated Oct 2022

Balance $4,569

Balance Updated 10/03/2022

Recent Payment $0

Monthly Payment $147

Credit Limit $4,400

Highest Balance $6,218

Terms NA
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Terms NA

 Payment History
J F M A M J J A S O N D

2022           — —

2021            

2020            

2019            

2018 —           

 Current on payments

 Balance Histories
Date Balance Scheduled Payment Paid

Sep 2022 $4,641 $176 $0 on 7/27/2022

Aug 2022 $4,545 $145 $0 on 7/27/2022

Jul 2022 $4,483 $139 $0 on 6/28/2022

Jun 2022 $4,528 $139 $0 on 5/28/2022

May 2022 $4,502 $135 $0 on 4/28/2022

Apr 2022 $4,487 $135 $0 on 3/25/2022

Mar 2022 $4,390 $121 $0 on 2/26/2022

Feb 2022 $4,090 $122 $0 on 1/11/2022

Jan 2022 $4,080 $114 $0 on 12/25/2021

Dec 2021 $3,072 $102 $0 on 11/19/2021

Nov 2021 $4,330 $132 $0 on 10/28/2021

Oct 2021 $4,415 $174 $0 on 10/1/2021

Sep 2021 $4,597 $177 $0 on 7/27/2021

Aug 2021 $4,466 $135 $0 on 7/27/2021

Jul 2021 $4,481 $132 $0 on 6/26/2021

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Date Balance Scheduled Payment Paid

Jun 2021 $4,472 $130 $0 on 5/27/2021

May 2021 $3,895 $116 $0 on 4/28/2021

Apr 2021 $3,982 $130 $0 on 2/8/2021

Mar 2021 $2,360 $35 $0 on 2/8/2021

Feb 2021 $1,611 $69 $0 on 9/16/2020

Jan 2021 $1,060 $35 $0 on 9/16/2020

Dec 2020 $0 $0 $0 on 9/16/2020

Nov 2020 $0 $0 $0 on 9/16/2020

Oct 2020 $0 $0 $0 on 9/16/2020

Additional info
Between May 2021 and Sep 2022, your credit limit/high balance was $4,400

Between Oct 2020 and Apr 2021, your credit limit/high balance was $6,200

 Contact Info
Address PO BOX 15369,
WILMINGTON DE 19850

Phone Number (800) 935-9935

SYNCB/WALMART DC

 Account Info
Account Name SYNCB/WALMART DC

Account Number 523914XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 10/10/2014

Status Closed/Never late.

Status Updated Oct 2019

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0
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Credit Limit $2,100

Highest Balance $2,176

Terms NA

On Record Until Oct 2029

 Payment History
J F M A M J J A S O N D

2019          CLS — —

2018            

2017 — — — — —       

 Current on payments CLS Closed

 Historical Info
Company Sold CAPITAL ONE

 Contact Info
Address PO BOX 965024,
ORLANDO FL 32896

Phone Number (855) 893-5848

 Comment
Current:

Purchased by another lender.

Previous:

None

THE HOME DEPOT/CITIBANK

 Account Info
Account Name THE HOME DEPOT/CITIBANK

Account Number 603532XXXXXXXXXX

Account Type Charge Card

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Responsibility Individual

Date Opened 07/07/2019

Status Open/Never late.

Status Updated Oct 2022

Balance $564

Balance Updated 10/19/2022

Recent Payment $0

Monthly Payment $29

Credit Limit $600

Highest Balance $892

Terms NA

 Payment History
J F M A M J J A S O N D

2022           — —

2021            

2020            

2019 — — — — — —      

 Current on payments

 Balance Histories
Date Balance Scheduled Payment Paid

Sep 2022 $629 $36 $0 on 7/11/2020

Aug 2022 $600 $29 $0 on 7/11/2020

Jul 2022 $0 $0 $0 on 7/11/2020

Jun 2022 $0 $0 $0 on 7/11/2020

May 2022 $0 $0 $0 on 7/11/2020

Apr 2022 $0 $0 $0 on 7/11/2020

Mar 2022 $0 $0 $0 on 7/11/2020

Feb 2022 $0 $0 $0 on 7/11/2020

Jan 2022 $0 $0 $0 on 7/11/2020

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Date Balance Scheduled Payment Paid

Dec 2021 $0 $0 $0 on 7/11/2020

Nov 2021 $0 $0 $0 on 7/11/2020

Oct 2021 $0 $0 $0 on 7/11/2020

Sep 2021 $0 $0 $0 on 7/11/2020

Aug 2021 $0 $0 $0 on 7/11/2020

Jul 2021 $0 $0 $0 on 7/11/2020

Jun 2021 $0 $0 $0 on 7/11/2020

May 2021 $0 $0 $0 on 7/11/2020

Apr 2021 $0 $0 $0 on 7/11/2020

Mar 2021 $0 $0 $0 on 7/11/2020

Feb 2021 $0 $0 $0 on 7/11/2020

Jan 2021 $0 $0 $0 on 7/11/2020

Dec 2020 $0 $0 $0 on 7/11/2020

Nov 2020 $0 $0 $0 on 7/11/2020

Oct 2020 $0 $0 $0 on 7/11/2020

Additional info
Between Oct 2020 and Sep 2022, your credit limit/high balance was $600

 Contact Info
Address PO BOX 6497,
SIOUX FALLS SD 57117

Phone Number (800) 950-5114

UNIV OF CENTRAL FLORIDA

Potentially Negative

 Account Info
Account Name UNIV OF CENTRAL FLORIDA

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Account Number 570099XXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 03/31/2015

Status Paid, Closed.

Status Updated Jul 2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $2,000

Highest Balance $0

Terms 120 Months

 Payment History
J F M A M J J A S O N D

2018 150 C C C C C C — — — — —

2017        — 30 60 90 120

2016            

2015 — — — — — — — —    

 Current on payments 30 30 Days Past Due

60 60 Days Past Due 90 90 Days Past Due
120 120 Days Past Due 150 150 Days Past Due
C Collection

Payment history guide

Collection as of Feb 2018 to Jul 2018

150 days past due as of Jan 2018

120 days past due as of Dec 2017

90 days past due as of Nov 2017

60 days past due as of Oct 2017

30 days past due as of Sep 2017

 Contact Info
Address 12424 RESEARCH PKWY STE 395,
ORLANDO FL 32826

Phone Number (407) 882-1000

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 Reinvestigation Info
This item was updated from our processing of your dispute in
Sep 2022.

Public Records
Information gathered from courts or other government agencies about legal matters associated with
you. The most common Public Records are bankruptcies, tax liens, and monetary judgments.

No public records reported.

Hard Inquiries
Hard inquiries are requests for your consumer information based on an action or process initiated by
you generally related to a credit or other monetary obligation, such as when you apply for credit, rental
property, or utility service, or default on a loan causing it to be sent to a collection agency. Hard
inquiries are displayed to companies that receive your consumer report and may stay on your report
at least two years.

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AMEX DISCOVER COLLEGE BK OF AMER

Inquired on FINANCIAL AVE/FIRSTRUS Inquired on
06/26/2022 SERVI T SA 06/22/2022
Inquired on Inquired on
PO BOX 31525 06/25/2022 06/24/2022 PO BOX 982238
SALT LAKE EL PASO TX,
CITY UT, 84131 12 READS WAY PO BOX 5863 79998
NEW CASTLE CAROL
Unspecified. This Unspecified. This
DE, 19720 STREAM IL,
inquiry is inquiry is
60197
scheduled to Unspecified. This scheduled to
continue on record inquiry is continue on record
Credit Granting.
until Jul 2024. scheduled to until Jul 2024.
This inquiry is
continue on record scheduled to
until Jul 2024. continue on record
until Jul 2024.

DISCOVER CITBANK NA., TRANSFORM CREDIT ONE

FINANCIAL BEST BUY CREDIT INC BANK
SERVI Inquired on Inquired on Inquired on
Inquired on 06/21/2022 06/20/2022 06/16/2022
06/22/2022
5800 S 332 S PO BOX 98875
12 READS WAY CORPORATE PL MICHIGAN AVE LAS VEGAS NV,
NEW CASTLE SIOUX FALLS FL 9 CHICAGO 89193
DE, 19720 SD, 57108 IL, 60604
Unspecified. This
Unspecified. This Unspecified. This Credit card of < inquiry is
inquiry is inquiry is $100 with 0 scheduled to
scheduled to scheduled to Months repayment continue on record
continue on record continue on record terms. This inquiry until Jul 2024.
until Jul 2024. until Jul 2024. is scheduled to
continue on record
until Jul 2024.

BLUESTEM/WE EMS/AMERISA MACYS/CBNA CREDCO

BBANK/FINGER VE MORTGAGE Inquired on Inquired on
HUT C 05/28/2022 05/27/2022
Inquired on Inquired on
06/07/2022 05/28/2022 PO BOX 8218 PO BOX 509124
MASON OH, SAN DIEGO CA,
6250 4300 45040 92150
RIDGEWOOD WESTOWN
Unspecified. This Real Estate on
RD SAINT PKWY STE 200
inquiry is behalf of
CLOUD MN, WEST DES
scheduled to LOANDEPOT.COM
56303 MOINES IA, continue on record LLC. This inquiry is
50266 until Jun 2024. scheduled to

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Unspecified. This Mortgage. This continue on record

inquiry is inquiry is until Jun 2024.
scheduled to scheduled to
continue on record continue on record
until Jul 2024. until Jun 2024.

CAP ONE NA BK OF AMER TD BANK N.A. TD RETAIL

Inquired on Inquired on Inquired on CARD
05/23/2022 05/21/2022 05/21/2022 SERVICES
Inquired on
PO BOX 30281 PO BOX 982238 70 GRAY RD 05/21/2022
SALT LAKE EL PASO TX, FALMOUTH ME,
CITY UT, 84130 79998 04105 1000
MACARTHUR
Unspecified. This Unspecified. This Unspecified. This
BLVD MAHWAH
inquiry is inquiry is inquiry is
NJ, 07430
scheduled to scheduled to scheduled to
continue on record continue on record continue on record
Unspecified. This
until Jun 2024. until Jun 2024. until Jun 2024.
inquiry is
scheduled to
continue on record
until Jun 2024.

BK OF AMER CAP ONE NA ONEMAIN BLUESTEM/WE

Inquired on Inquired on Inquired on BBANK/FINGER
01/24/2022 01/23/2022 01/23/2022 HUT
Inquired on
PO BOX 982238 PO BOX 30281 PO BOX 1010 01/21/2022
EL PASO TX, SALT LAKE EVANSVILLE IN,
79998 CITY UT, 84130 47706 6250
RIDGEWOOD
Unspecified. This Unspecified. This Unspecified. This
RD SAINT
inquiry is inquiry is inquiry is
CLOUD MN,
scheduled to scheduled to scheduled to
continue on record continue on record continue on record 56303
until Feb 2024. until Feb 2024. until Feb 2024.
Unspecified. This
inquiry is
scheduled to
continue on record
until Feb 2024.

ONEMAIN
Inquired on
01/21/2022

PO BOX 1010
EVANSVILLE IN,
47706

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Unspecified. This
inquiry is
scheduled to
continue on record
until Feb 2024.

Soft Inquiries
Soft inquiries are generally initiated by others, like companies making promotional offers or lenders
periodically reviewing your existing credit accounts. Soft inquiries also include checking your own
credit report or using credit monitoring services, and have no impact on your credit.

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EXPERIAN JPMCB CJ EXPERIAN CITI

Inquired on Inquired on Inquired on COMMERCE
10/19/2022 10/17/2022, 10/15/2022, SOLUTIONS
10/01/2022, 09/30/2022, Inquired on
475 ANTON 09/04/2022, 08/21/2022, 10/10/2022
BLVD, 08/22/2022, 07/14/2022,
COSTA MESA 08/06/2022, 06/26/2022, 541 SID
CA 92626 07/10/2022, 06/25/2022, MARTIN RD,
06/25/2022, 06/24/2022, GRAY TN 37615
06/24/2022, 06/22/2022, (800) 331-3703
06/22/2022, 06/21/2022,
06/21/2022, 06/20/2022,
06/20/2022, 06/17/2022,
06/16/2022, 06/16/2022,
06/11/2022, 06/07/2022,
06/07/2022, 05/29/2022,
05/28/2022, 05/28/2022,
05/27/2022, 05/27/2022,
05/23/2022, 05/24/2022,
05/21/2022, 05/23/2022,
05/17/2022, 05/22/2022,
05/15/2022, 05/21/2022,
04/16/2022, 05/16/2022,
04/06/2022, 04/14/2022,
03/27/2022, 04/05/2022,
03/20/2022, 03/26/2022,
02/24/2022, 03/18/2022,
02/19/2022, 02/23/2022,
01/28/2022, 01/26/2022,
01/24/2022, 01/24/2022,
01/23/2022, 01/23/2022,
01/22/2022, 01/22/2022,
01/21/2022, 01/21/2022,
01/07/2022, 01/10/2022,
01/01/2022, 01/07/2022,
12/31/2021, 12/30/2021,
12/23/2021, 12/24/2021,
11/28/2021, 12/23/2021,
11/24/2021 an 11/27/2021 an
d 10/28/2021 d 10/27/2021

PO BOX 15298, 475 ANTON

WILMINGTON BLVD,
DE 19850 COSTA MESA
(888) 401-0550 CA 92626

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EXPERIAN JPMCB CARD THE GOLDMAN CAPITAL ONE

Inquired on Inquired on SACHS GROUPI AUTO FIN PO#
10/01/2022, 09/30/2022 Inquired on Inquired on
09/17/2022, 09/28/2022 09/27/2022
09/03/2022, PO BOX 15298,
08/20/2022, WILMINGTON 200 WEST ST, PO BOX
08/06/2022, DE 19850 NEW YORK NY 259407,
07/23/2022, (800) 432-3117 10282 PLANO TX
07/09/2022, 75025
07/01/2022, (800) 946-0332
06/29/2022,
06/28/2022,
06/16/2022,
06/11/2022,
05/28/2022,
05/14/2022,
04/30/2022,
04/16/2022,
04/02/2022,
03/05/2022,
02/19/2022,
02/05/2022 an
d 01/09/2022

475 ANTON
BLVD,
COSTA MESA
CA 92626
(866) 431-3471

CAPITAL ONE CAPITAL ONE EXPERIAN EXPERIAN

Inquired on Inquired on Inquired on Inquired on
09/13/2022 09/13/2022 09/10/2022, 09/10/2022,
06/16/2022, 08/04/2022,
PO BOX 30281, 15000 CAPITAL 06/09/2022 an 06/16/2022 an
SALT LAKE ONE DR, d 01/09/2022 d 01/09/2022
CITY UT 84130 RICHMOND VA
(800) 955-7070 23238 475 ANTON 475 ANTON
BLVD, BLVD,
COSTA MESA COSTA MESA
CA 92626 CA 92626
(866) 673-0140

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JPMCB CARD FIRST FIRST EXPERIAN

Inquired on ADVANTAGE/E ADVANTAGE/E Inquired on
09/04/2022 MPLOYMENT MPLOYMENT 07/01/2022,
Inquired on Inquired on 06/28/2022 an
PO BOX 15298, 09/02/2022 an 08/29/2022 d 01/09/2022
WILMINGTON d 08/29/2022
DE 19850 None Provided PO BOX 2002,
(800) 432-3117 140 FOUNTAIN ALLEN TX
On behalf of
PKWY N STE 75013
TPUSA INC for 30
410, (888) 397-3742
ST
PETERSBURG
FL 33716
(727) 290-1000

On behalf of
TPUSA INC for 30

EXPERIAN JPMCB CREDIT KARMA AMEX

CREDITMATCH Inquired on Inquired on Inquired on
Inquired on 07/01/2022, 06/29/2022, 06/26/2022
07/01/2022, 06/01/2022, 06/25/2022,
06/29/2022, 05/01/2022, 06/22/2022, PO BOX 31525,
06/28/2022, 04/01/2022, 06/18/2022, SALT LAKE
06/16/2022 an 03/01/2022, 06/15/2022, CITY UT 84131
d 01/09/2022 02/01/2022, 06/11/2022, (800) 874-2717
01/07/2022, 06/08/2022,
475 ANTON 12/01/2021 an 06/04/2022,
BLVD # D4, d 11/01/2021 06/01/2022,
COSTA MESA 05/28/2022,
CA 92626 PO BOX 15298, 05/25/2022,
WILMINGTON 05/21/2022,
DE 19850 05/18/2022,
(800) 432-3117 05/14/2022,
05/11/2022,
05/07/2022,
05/04/2022,
04/30/2022,
04/27/2022,
04/23/2022,
04/20/2022,
04/16/2022,
04/13/2022,
04/09/2022,
04/06/2022,
04/02/2022,
03/30/2022,

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03/26/2022,
03/19/2022,
03/12/2022,
03/09/2022,
03/05/2022,
03/02/2022,
02/26/2022,
02/23/2022,
02/19/2022,
02/16/2022,
02/12/2022,
02/09/2022,
02/05/2022,
02/02/2022,
01/29/2022,
01/26/2022,
01/22/2022,
01/15/2022,
01/12/2022,
01/08/2022,
01/05/2022,
01/01/2022,
12/29/2021,
12/25/2021,
12/22/2021,
12/18/2021,
12/15/2021,
12/11/2021,
12/08/2021,
12/04/2021,
12/01/2021,
11/27/2021,
11/24/2021,
11/20/2021,
11/17/2021,
11/13/2021,
11/10/2021,
11/06/2021,
11/04/2021,
10/30/2021,
10/27/2021,
10/23/2021 an
d 10/20/2021

760 MARKET
ST FL 2,

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SAN
FRANCISCO CA
94102

CREDIT KARMA DISCOVER DISCOVER WF DDA

INC FINANCIAL FINANCIAL Inquired on
Inquired on SERVI SERVI 06/25/2022,
06/26/2022, Inquired on Inquired on 05/30/2022,
06/25/2022, 06/25/2022 an 06/25/2022 an 04/16/2022 an
06/24/2022, d 06/22/2022 d 06/22/2022 d 02/08/2022
06/22/2022,
06/21/2022, 2500 LAKE 12 READS WAY, PO BOX 14517,
06/20/2022, COOK RD, NEW CASTLE DES MOINES IA
06/16/2022, RIVERWOODS DE 19720 50306
06/07/2022, IL 60015 (800) 347-2683 (800) 642-4720
05/28/2022,
05/27/2022,
05/23/2022,
05/21/2022,
01/24/2022,
01/23/2022,
01/21/2022,
01/07/2022 an
d 12/23/2021

760 MARKET
ST FL 2,
SAN
FRANCISCO CA
94102

DISCOVER BK OF AMER DISCOVER AFFIRM

FINANCIAL Inquired on FINANCIAL INC/CROSS
SVCS 06/22/2022, SVCS RIVER B
Inquired on 06/09/2022, Inquired on Inquired on
06/23/2022 an 05/23/2022, 06/22/2022 06/21/2022 an
d 06/22/2022 05/22/2022, d 05/26/2022
05/21/2022, 2500 LAKE
2500 LAKE 01/24/2022, COOK RD, 30 ISABELLA
COOK RD, 01/23/2022 an RIVERWOODS ST FL 4L12,
RIVERWOODS d 12/23/2021 IL 60015 PITTSBURGH
IL 60015 PA 15212
PO BOX (855) 423-3729
982238,

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EL PASO TX
79998
(800) 421-2110

FREEDOM ON THE CONTINENTAL DISCOVER

PLUS/CRB BARRELHEAD FINANCE/CELT FINANCIAL
Inquired on LLC Inquired on SVCS
06/19/2022 Inquired on 06/17/2022 Inquired on
06/19/2022 an 06/17/2022,
1875 S GRANT d 01/31/2022 4550 NEW 06/17/2022 an
ST STE 400, LINDEN HILL d 04/25/2022
SAN MATEO CA 1309 E 3RD RD #400,
94402 AVE NO 202, WILMINGTON 2500 LAKE
(888) 950-4829 DURANGO CO DE 19808 COOK RD,
81301 RIVERWOODS
(970) 840-2221 IL 60015

DISCOVER EXPERIAN LENDINGCLUB ONEMAIN

FINANCIAL Inquired on BANK NA Inquired on
SVCS 06/16/2022 an Inquired on 06/16/2022,
Inquired on d 01/09/2022 06/16/2022 an 06/02/2022,
06/17/2022 an d 01/21/2022 05/21/2022,
d 04/25/2022 475 ANTON 04/25/2022,
BLVD, 2701 N 04/22/2022,
2500 LAKE COSTA MESA THANKSGIVING 02/03/2022,
COOK RD, CA 92626 WAY #300, 01/31/2022,
RIVERWOODS LEHI UT 84043 01/23/2022 an
IL 60015 (888) 596-3157 d 01/21/2022

PO BOX 1010,
EVANSVILLE IN
47706
(844) 298-9773

AFFIRM AFFIRM BK OF AMER OPORTUN INC

Inquired on Inquired on Inquired on Inquired on
06/14/2022 an 06/11/2022 06/09/2022 06/08/2022
d 06/11/2022
None Provided 1000 SAMOSET 2 CIRCLE STAR
650 DR, WAY,
CALIFORNIA ST NEWARK DE SAN CARLOS
FL 12, 19713 CA 94070
SAN (866) 488-6090
FRANCISCO CA
94108

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(855) 423-3729

WEBBANK/FIN PATHWARD DISCOVER CLARITY/FIRST

GERHUT NA/OPORTUN FINANCIAL ELCTBK-OPPL
Inquired on Inquired on SVCS Inquired on
06/07/2022 an 06/04/2022 Inquired on 06/02/2022
d 01/21/2022 06/03/2022
2 CIRCLE STAR 2150 S 1300 E,
6250 WAY, 2500 LAKE SALT LAKE
RIDGEWOOD SAN CARLOS COOK RD, CITY UT 84106
RD, CA 94070 RIVERWOODS
SAINT CLOUD (866) 488-6090 IL 60015
MN 56303
(866) 734-0342

CLARITY/FIRST QUINSTREET/G CITIBANK AMERISAVE

ELCTBK-OPPL UIDE TO LEND Inquired on MORTGAGE
Inquired on Inquired on 06/01/2022 CORP
06/02/2022 06/02/2022 an Inquired on
d 01/31/2022 100 CITIBANK 05/28/2022
2150 S 1300 E, DR,
SALT LAKE 950 TOWER LN SAN ANTONIO 3525
CITY UT 84106 FL 6, TX 78245 PIEDMONT RD
FOSTER CITY (888) 248-4226 NE # 600,
CA 94404 ATLANTA GA
30305

CARVANA, LLC CARVANA, LLC CAPITAL ONE BEST EGG

Inquired on Inquired on Inquired on Inquired on
05/26/2022 05/26/2022 05/23/2022, 05/21/2022,
01/23/2022 an 04/10/2022 an
1621 W RIO 1621 W RIO d 01/07/2022 d 01/03/2022
SALADO PKWY, SALADO PKWY,
TEMPE AZ TEMPE AZ 15000 CAPITAL 1523 CONCORD
85281 85281 ONE DR, PIKE STE 201,
RICHMOND VA WILMINGTON
23238 DE 19803
(302) 358-2730

TD BANK SOFI LENDING CLARITY/SNAP CLARITY/SNAP

NA/AVANT CORPORATION FINANCE FINANCE LLC

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Inquired on Inquired on Inquired on Inquired on

05/21/2022 04/25/2022, 04/22/2022 04/22/2022
04/10/2022,
222 N LASALLE 04/10/2022, 1141 W 2400 S, 1141 W 2400 S,
DR #1700, 03/12/2022, SALT LAKE SALT LAKE
CHICAGO IL 01/21/2022, CITY UT 84119 CITY UT 84119
60601 01/19/2022 an
(877) 300-4030 d 01/11/2022

2750 E
COTTONWOOD
PKWY,
COTTONWOOD
HEIGHTS UT
84121
(855) 456-7634

CLARITY/SNAP JPMCB CCB JPMCB CCB VERIZON

FINANCE LLC Inquired on Inquired on WIRELESS
Inquired on 04/20/2022 04/20/2022 Inquired on
04/22/2022 04/18/2022
PO BOX 15298, PO BOX 15298,
1141 W 2400 S, WILMINGTON WILMINGTON PO BOX
SALT LAKE DE 19850 DE 19850 650051,
CITY UT 84119 (800) 935-9935 (800) 935-9935 DALLAS TX
75265

VERIZON ONE LENDINGPOINT MIDFLORIDA

WIRELESS FINANCE/COAS LLC CREDIT UNION
Inquired on TAL COMM Inquired on Inquired on
04/18/2022 Inquired on 04/10/2022 04/10/2022
04/14/2022
PO BOX 1201 ROBERTS 129 S
650051, 2407 J ST STE BLVD NW STE KENTUCKY
DALLAS TX 300, 200, AVE,
75265 SACRAMENTO KENNESAW GA LAKELAND FL
CA 95816 30144 33801
(855) 830-6200 (844) 885-8713

SOFI BANK NA SOFI BANK NA BK OF AMER CLARITY/RISE

Inquired on Inquired on Inquired on CREDIT-ELEV
04/10/2022 an 03/12/2022 02/19/2022, Inquired on
d 03/12/2022 02/16/2022 an 02/19/2022
None Provided d 02/10/2022
234 1ST ST, 4150 INTL
SAN PLAZA STE300,
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FRANCISCO CA PO BOX 25118,

94105 TAMPA FL FORT WORTH
(415) 385-0419 33622 TX 76109
(800) 432-1000

CLARITY/RISEC RISE RISE/EDS BK OF AMER

REDIT-ELEVA Inquired on Inquired on Inquired on
Inquired on 02/19/2022 02/19/2022 02/10/2022
02/19/2022
4150 4150 PO BOX 25118,
4150 INTL INTERNATIONA INTERNATIONA TAMPA FL
PLAZA SUITE L PLZ STE 300, L PLZ STE 300, 33622
300, FT WORTH TX FORT WORTH (800) 432-1000
FORT WORTH 76109 TX 76109
TX 76109 (866) 580-1226

MERRICK QUINSTREET/G INTUIT ON THE

BANK UIDE TO LEND PAYMENT BARRELHEAD
Inquired on Inquired on SOLUTIONS LLC
02/03/2022 02/03/2022 Inquired on Inquired on
01/31/2022 01/31/2022
PO BOX 9201, 950 TOWER LN
OLD BETHPAGE FL 6, 21215 1309 E 3RD
NY 11804 FOSTER CITY BURBANK BLVD AVE NO 202,
(800) 253-2322 CA 94404 STE 100, DURANGO CO
(650) 578-7700 WOODLAND 81301
HILLS CA (970) 317-0974
91367

CLARITY/SMA FINGERHUT/W CREDIT ONE ECS/ MCE WEB

RTPAY EBBANK BANK AUTHENTICAT
LEASING Inquired on Inquired on Inquired on
Inquired on 01/21/2022 01/11/2022 01/09/2022
01/24/2022
6250 6801 S 475 ANTON
7755 RIDGEWOOD CIMARRON RD, BLVD,
MONTGOMERY RD, LAS VEGAS NV COSTA MESA
RD STE 500, SAINT CLOUD 89113 CA 92626
CINCINNATI OH MN 56303 (415) 459-6100
45236 (866) 734-0342

CAP ONE NA MARLETTE BK OF AMER MARLETTE

SERVICING LLC SERVICING LLC

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Inquired on Inquired on Inquired on Inquired on

01/07/2022 01/04/2022 an 12/23/2021 12/15/2021
d 12/15/2021
PO BOX 30281, PO BOX 3419
SALT LAKE 3419 982238, SILVERSIDE RD,
CITY UT 84130 SILVERSIDE RD, EL PASO TX WILMINGTON
(800) 227-4825 WILMINGTON 79998 DE 19810
DE 19810 (800) 421-2110

ONEMAIN
Inquired on
11/02/2021

PO BOX 1010,
EVANSVILLE IN
47706
(844) 298-9773

Important Messages

Medical Information
By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral
health or condition). Although we do not generally collect such information, it could appear in the
name of a data furnisher (i.e., "Cancer Center") that reports your payment history to us. If so, those
names display on your report, but on reports to others they display only as "MEDICAL PAYMENT
DATA." Consumer statements included on your report at your request that contain medical
information are disclosed to others.

Public Records Information

If your report contains public records, the Public Records section includes items from courts that
Experian may have obtained through a third party vendor, LexisNexis Risk Data Management Inc. You
may contact them at LexisNexis Consumer Center, PO Box 105615, Atlanta, GA 30348-5108, or visit
https://experianconsumers.lexisnexis.com .

Contact Experian

Online
Visit Experian.com/dispute to dispute any inaccurate information, or click the dispute link next to the
item. For FAQs and online access to your Experian Credit Report, Fraud Alerts, and Security Freezes,

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visit Experian.com/help

Phone Mail
Monday - Friday Experian
9am to 5pm PO Box 9701
(855) 414-6047 Allen, TX 75013

Know Your Rights

Fair Credit Reporting Act (FCRA)

Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la Consumer
Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act.

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of
information in the files of consumer reporting agencies. There are many types of consumer reporting
agencies, including credit bureaus and specialty agencies (such as agencies that sell information
about check writing histories, medical records, and rental history records). Here is a summary of your
major rights under the FCRA. For more information, including information about additional rights, go
to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G
Street N.W., Washington, D.C. 20552.

You must be told if information in your file has been used against you. Anyone who uses a credit
report or another type of consumer report to deny your application for credit, insurance, or
employment — or to take another adverse action against you — must tell you, and must give you the
name, address, and phone number of the agency that provided the information.

You have the right to know what is in your file. You may request and obtain all the information about
you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide
proper identification, which may include your Social Security number. In many cases, the disclosure
will be free. You are entitled to a free file disclosure if:

a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months upon request from
each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See
www.consumerfinance.gov/learnmore for additional information.

You have the right to ask for a credit score. Credit scores are numerical summaries of your
creditworthiness based on information from credit bureaus. You may request a credit score from
consumer reporting agencies that create scores or distribute scores used in residential real property

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loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score
information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you identify information in
your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency
must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an
explanation of dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable

information. Inaccurate, incomplete or unverifiable information must be removed or corrected,
usually within 30 days. However, a consumer reporting agency may continue to report information it
has verified as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases, a
consumer reporting agency may not report negative information that is more than seven years old, or
bankruptcies that are more than 10 years old.

Access to your file is limited. A consumer reporting agency may provide information about you only
to people with a valid need — usually to consider an application with a creditor, insurer, employer,
landlord, or other business. The FCRA specifies those with a valid need for access.

You must give your consent for reports to be provided to employers. A consumer reporting agency
may not give out information about you to your employer, or a potential employer, without your written
consent given to the employer. Written consent generally is not required in the trucking industry. For
more information, go to www.consumerfinance.gov/learnmore.

You may limit "prescreened" offers of credit and insurance you get based on information in your
credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone
number you can call if you choose to remove your name and address from the lists these offers are
based on. You may opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of
consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA,
you may be able to sue in state or federal court.

Identity theft victims and active duty military personnel have additional rights. For more
Information, visit www.consumerfinance.gov/learnmore.

Consumers Have The Right To Obtain A Security Freeze

You have a right to place a 'security freeze' on your credit report, which will prohibit a consumer
reporting agency from releasing information in your credit report without your express authorization.
The security freeze is designed to prevent credit, loans, and services from being approved in your
name without your consent. However, you should be aware that using a security freeze to take control
over who gets access to the personal and financial information in your credit report may delay,
interfere with, or prohibit the timely approval of any subsequent request or application you make
regarding a new loan, credit, mortgage, or any other account involving the extension of credit.

As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on
your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit
file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps

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to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you
are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on
behalf of the person or entity, with which you have an existing account that requests information in
your credit report for the purposes of reviewing or collecting the account. Reviewing the account
includes activities related to account maintenance, monitoring, credit line increases, and account
upgrades and enhancements.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some
cases, you may have more rights under state law. For more information, contact your state or local
consumer protection agency or your state Attorney General. For more information about your
federal rights, contact:

FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:

1.a. Banks, savings associations, and credit unions with total a. Bureau of Consumer
assets of over $10 billion and their affiliates. Financial Protection
1700 G Street NW
b. Such affiliates that are not banks, savings associations, or Washington, DC 20552
credit unions also should list in addition to the Bureau:
b. Federal Trade
Commission: Consumer
Response Center - FCRA
Washington, DC 20580
(877) 382-4357

2. To the extent not included in item 1 above: a. Office of the

Comptroller of the
a. National banks, federal savings associations, and federal Currency
branches and federal agencies of foreign banks Customer Assistance
Group
b. State member banks, branches and agencies of foreign banks 1301 McKinney Street,
(other than federal branches, federal agencies, and insured state Suite 3450
branches of foreign banks), commercial lending companies Houston, TX 77010-9050
owned or controlled by foreign banks, and organizations
operating under section 25 or 25A of the Federal Reserve Act b. Federal Reserve
Consumer Help Center
c. Nonmember Insured banks, Insured State Branches of Foreign PO Box 1200
Banks, and insured state savings associations Minneapolis, MN 55480

d. Federal Credit Unions c. FDIC Consumer

Response Center
1100 Walnut Street, Box
#11

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Kansas City, MO 64106

d. National Credit Union

Administration
Office of Consumer
Protection (OCP)
Division of Consumer
Compliance and
Outreach (DCCO)
1775 Duke Street
Alexandria, VA 22314

3. Air carriers Asst. General Counsel

for Aviation Enforcement
& Proceedings
Aviation Consumer
Protection Division
Department of
Transportation
1200 New Jersey
Avenue SE
Washington, DC 20590

4. Creditors Subject to Surface Transportation Board Office of Proceedings,

Surface Transportation
Board
Department of
Transportation
395 E Street, SW
Washington, DC 20423

5. Creditors Subject to Packers and Stockyards Act Nearest Packers and

Stockyards
Administration area
supervisor

6. Small Business Investment Companies Associate Deputy

Administrator for Capital
Access
United States Small
Business Administration
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409 Third Street, SW, 8th

Floor
Washington, DC 20416

7. Brokers and Dealers Securities and Exchange

Commission
100 F St NE
Washington, DC 20549

8. Federal Land Banks, Federal Land Bank Associations, Federal Farm Credit
Intermediate Credit Banks, and Production Credit Associations Administration
1501 Farm Credit Drive
McLean, VA 22102-5090

9. Retailers, Finance Companies, and All Other Creditors Not FTC Regional Office for
Listed Above region in which the
creditor operates or
Federal Trade
Commission: Consumer
Response Center - FCRA
Washington, DC 20580
(877) 382-4357

Notification of Rights
Notification of Rights for California Consumers
Notification of Rights for Colorado Consumers
Notification of Rights for Connecticut Consumers
Notification of Rights for Maryland Consumers
Notification of Rights for Massachusetts Consumers
Notification of Rights for Texas Consumers
Notification of Rights for Vermont Consumers
Notification of Rights for Washington Consumers

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