26-11-2024
Quote No : ch426ttbpzh
Benefit Illustration for HDFC Life Click 2 Protect Super
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: xy Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 22 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: xy Unique Identification No: 101N145V05
Age: 22 GST Rate: 4.50%* for first year
Gender: Male 2.25%* second year onwards
Policy Term: 40 Years
Premium Payment Term: 10 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.16224
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 5000000
Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 5000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit Yes Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable
Parent Secure Option No Life Stage Option No
Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable
Premium Summary
PP PP HPR HPR Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) Premium
Instalment Premium without GST 16224 0 0 0 0 0 0 16224
First Year Premium
Instalment Premium with First Year GST 16954 0 0 0 0 0 0 16954
Instalment Premium without GST 16224 0 0 0 0 0 0 16224
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 16589 0 0 0 0 0 0 16589
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(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Surrender Special Surrender
Premium Payable
Additions Benefits Benefit Value Value Value
1 16,224 0 0 0 50,00,000 0 0 3,556 3,556
2 16,224 0 0 0 50,00,000 0 9,734 7,431 9,734
3 16,224 0 0 0 50,00,000 0 17,035 11,664 17,035
4 16,224 0 0 0 50,00,000 0 32,448 16,295 32,448
5 16,224 0 0 0 50,00,000 0 40,560 21,369 40,560
6 16,224 0 0 0 50,00,000 0 48,672 26,937 48,672
7 16,224 0 0 0 50,00,000 0 56,784 33,046 56,784
8 16,224 0 0 0 50,00,000 0 66,194 39,745 66,194
9 16,224 0 0 0 50,00,000 0 77,388 47,090 77,388
10 16,224 0 0 0 50,00,000 0 87,610 55,134 87,610
11 0 0 0 0 50,00,000 0 89,232 58,119 89,232
12 0 0 0 0 50,00,000 0 90,854 61,281 90,854
13 0 0 0 0 50,00,000 0 94,099 64,625 94,099
14 0 0 0 0 50,00,000 0 95,722 68,149 95,722
15 0 0 0 0 50,00,000 0 97,344 71,858 97,344
16 0 0 0 0 50,00,000 0 98,966 75,756 98,966
17 0 0 0 0 50,00,000 0 1,02,211 79,838 1,02,211
18 0 0 0 0 50,00,000 0 1,03,834 84,110 1,03,834
19 0 0 0 0 50,00,000 0 1,05,456 88,565 1,05,456
20 0 0 0 0 50,00,000 0 1,07,078 93,204 1,07,078
21 0 0 0 0 50,00,000 0 1,10,323 98,017 1,10,323
22 0 0 0 0 50,00,000 0 1,11,946 1,02,987 1,11,946
23 0 0 0 0 50,00,000 0 1,13,568 1,08,101 1,13,568
24 0 0 0 0 50,00,000 0 1,15,190 1,13,329 1,15,190
25 0 0 0 0 50,00,000 0 1,18,435 1,18,633 1,18,633
26 0 0 0 0 50,00,000 0 1,20,058 1,23,965 1,23,965
27 0 0 0 0 50,00,000 0 1,21,680 1,29,265 1,29,265
28 0 0 0 0 50,00,000 0 1,23,302 1,34,470 1,34,470
29 0 0 0 0 50,00,000 0 1,26,547 1,39,503 1,39,503
30 0 0 0 0 50,00,000 0 1,28,170 1,44,281 1,44,281
31 0 0 0 0 50,00,000 0 1,29,792 1,48,730 1,48,730
32 0 0 0 0 50,00,000 0 1,31,414 1,52,776 1,52,776
33 0 0 0 0 50,00,000 0 1,34,659 1,56,347 1,56,347
34 0 0 0 0 50,00,000 0 1,36,282 1,59,372 1,59,372
35 0 0 0 0 50,00,000 0 1,37,904 1,61,789 1,61,789
36 0 0 0 0 50,00,000 0 1,39,526 1,63,536 1,63,536
37 0 0 0 0 50,00,000 0 1,42,771 1,64,544 1,64,544
38 0 0 0 0 50,00,000 0 1,44,394 1,64,733 1,64,733
39 0 0 0 0 50,00,000 0 1,46,016 1,64,006 1,64,006
40 0 0 0 1,62,240 50,00,000 0 0 0 0
Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).
I , have explained the premiums/ charges, and benefits under the policy fully to the I xy ,having received the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.
Place :
Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder
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