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NACH Loan Disbursement Conditions

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0% found this document useful (0 votes)
67 views2 pages

NACH Loan Disbursement Conditions

Uploaded by

chintalapudi87
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

12/26/23, 6:52 PM File Master

NAME : MR CHINTALAPUDI MANOJ VENKATA


FILE NO : 702055926 STATUS : SN/SANC :20/11/2023
RAJ KUMAR
BRANCH : BANGALORE C APPRAISER : SOUNDARYA G H G L APPRAISER : SOUNDARYA G H G

Summary Details Legal Technical Disbursement Fee Transactions Remarks Login Details
FILE DETAILS
EXPECTED RCD
LOAN AMT : 4626177
:
EXPECTED O/S
TERM : 300
:
ROI : 9.90 DISB FIXED :
SPREAD : 3.40 CUMUL. DISB. :
EMI AMOUNT : 41713
LOAN AMOUNT DUES
ERROR

NO DATA FOUND

CUSTOMER LOAN RELATION


NAME CAPACITY

CHINTALAPUDI MANOJ VENKATA RAJ KUMAR BORROWER

RAVI RAJ REFREE

HEMA CHANDRA REDDY REFREE

CROSS LINK
ERROR

NO DATA FOUND

CONTACT DETAILS
NAME TELEPHONE MOBILE OFFICE TEL OFFICE EXT EMAIL

CHINTALAPUDI MANOJ VENKATA RAJ KUMAR 8150881199 8150881199 918884297365 CHINTALAPUDI87@GMAIL.COM

EMPLOYER DETAILS
NAME EMPLOYER ADDRESS

CHINTALAPUDI MANOJ VENKATA SCHNEIDER ELECTRIC IT BUSINESS - 167/3 & 88/3, JIGANI BANGALORE BENGALURU PIN:562106
RAJ KUMAR BENGALURU STATE:KARNATAKA

SPECIAL CONDITIONS
SR
CODE STATUS SPECIAL CONDITION
NO

YOU ARE REQUESTED TO SUBMIT AMENITIES AGREEMENT OR DETAILED ESTIMATE ALONG WITH AFFIDAVIT FOR
1 NS
THE PROPOSED ADDITIONAL WORKS OF 10 % ON COST OF THE PROPERTY BEFORE FIRST DISBURSEMENT.

REPAYMENT OF THE LOAN IN EQUATED MONTHLY INSTALMENTS (EMIS) WILL BE FROM YOUR BANK A/C NO
2 ACH1
569318210000122 WITH BANK OF INDIA, THROUGH NATIONAL AUTOMATED CLEARING HOUSE (NACH) SYSTEM

THIS IN-PRINCIPLE APPROVAL STANDS VALID SUBJECT TO:A. VERIFICATION CHECKS AS CONDUCTED BY HDFC
BANK WITH RESPECT TO CREDIT HISTORY, EMPLOYMENT, RESIDENCE, IDENTITY, PROPERTY, ETC ARE FOUND
SATISFACTORY.B. ALL MATERIAL FACTS CONCERNING YOUR INCOME, OR ABILITY TO REPAY OR ANY OTHER
4 LP1
RELEVANT ASPECT OF YOUR IN-PRINCIPLE APPROVAL OR YOUR APPLICATION FOR LOAN ARE FULLY DISCLOSED.C.
DOCUMENTS/CLARIFICATIONS/INFORMATION SOUGHT FROM TIME TO TIME ARE PROVIDED AS TO THE
SATISFACTION OF HDFC BANK.

WE RECOMMEND SERVICING OF EMIS FROM HDFC BANK ACCOUNT TO ALLOW US TO OFFER OUR 'PREMIER
5 BKAC
BANKING ' SERVICES AND SUITE OF FINANCIAL PRODUCTS AS PER YOUR REQUIREMENTS AND ELIGIBILITY.

AS PER THE APPLICABLE PROVISIONS, THE PURCHASER/TRANSFREE/BUYER OF PROPERTY IS MANDATED TO


DEDUCT APPLICABLE TAX AT SOURCE BASED ON THE REQUIREMENTS OF THE CASE, ON BEHALF OF THE
6 TDS VENDOR/TRANSFEROR/SELLER FROM THE CONSIDERATION FOR THE TRANSFER OF THE PROPERTY. IN VIEW OF
THE SAME, YOU WILL BE REQUIRED TO PROVIDE NECESSARY EVIDENCE OF HAVING DEDUCTED THE SAME AND
REMITTED TO THE GOVERNMENT AUTHORITIES BEFORE AVAILING THE DISBURSEMENT OF THE LOAN.

FOLLOWING STAMP DUTY IS PAYABLE AS PER THE KARNATAKA STAMP ACT AT THE TIME OF OR BEFORE FIRST
DISBURSEMENT OF LOAN BY SUBMITTING A NON-JUDICIAL STAMP PAPER/E-STAMP PAPER PURCHASED IN THE
7 KAS NAME APPLICANT/CO-APPLICANT :- (1) AT THE RATE OF 0.1% OF LOAN AMOUNT SUBJECT OF MINIMUM OF
RS.500/- IF THE LOAN AMOUNT IS NOT EXCEEDING RS.10.00 LAKHS, (2) AT THE RATE OF 0.2% OF LOAN AMOUNT
SUBJECT TO MAXIMUM OF RS.10.00 LAKHS IF THE LOAN AMOUNT EXCEEDS RS.10.00 LAKHS.

8 VAL THE LOAN AMOUNT WILL BE SUBJECT TO VALUATION OF THE PROPERTY, AS ASSESSED BY HDFC BANK LTD.

9 ARM10 ARM OFFER

192.168.10.61/dsalt/File/Details.aspx 1/2
12/26/23, 6:52 PM File Master
10 ARM30 ARM EMI VARIATIONS

11 LT10 LOAN WILL BE DISBURSED SUBJECT TO LEGAL AND TECHNICAL CLEARANCE OF THE PROPERTY FINANCED.

12 ARM20 ARM LOAN AGREEMENT

YOU WILL BE REQUIRED TO PROVIDE NACH MANDATE FORM DULY SIGNED BY YOU AND ALL THE OTHER BANK
13 ACH2 ACCOUNT HOLDERS, AUTHORIZING YOUR ABOVE BANK TO DEBIT THE ABOVE MENTIONED ACCOUNT WITH THE
AMOUNT OF THE EMI

14 NOC YOU WILL HAVE TO SUBMIT THE NOC FROM IDBI TRUSTEE

FOR PURPOSES OF KYC VERIFICATION, MR CHINTALAPUDI MANOJ VENKATA RAJ KUMAR WILL BE REQUIRED TO
SPECIAL CARRY THE FOLLOWING ORIGINAL DOCUMENTS : TELEPHONE / MOBILE / INTERNET BILL WITH ADDRESS (FROM A
100 KYCPF COND IS TELECOM OPERATOR) AS ADDRESS PROOF , PAN CARD AS PAN PROOF , PROOF OF POSSESSION OF AADHAAR
MET NUMBER AS PADDRESS PROOF AND PROOF OF POSSESSION OF AADHAAR NUMBER AS IDENTITY PROOF
RESPECTIVELY, WHEN HE VISITS US FOR AVAILING OF LOAN DISBURSEMENT OR PRIOR TO THAT.

DISBURSEMENT OF THE LOAN WILL ALSO BE SUBJECT TO SUBMISSION OF ATTESTED COPIES OF DOCUMENTS IN
99 KYC CONNECTION WITH PROOF OF RESIDENCE AND PROOF OF IDENTITY AS MENTIONED IN THE APPLICATION FORM
AND HDFC BANK FINDING THE SAME SATISFACTORY.

YOU HAVE TO CARRY A RECENT PASSPORT SIZE PHOTO OF ALL APPLICANTS WHEN YOU VISIT HDFC BANK LTD
15 PHOTO
OFFICE FOR EXECUTING THE LOAN AGREEMENT

16 PMLA LETTER OF UNDERTAKING AS PER PMLA 2002 TO BE SUBMITTED BEFORE DISBURSEMENT

THE PROCESSING FEE BENEFIT IS BEING OFFERED UNDER A SPECIAL LIMITED PERIOD CAMPAIGN. THIS BENEFIT
17 FEMP
WILL BE APPLICABLE ONLY IF FIRST DISBURSEMENT IS AVAILED BY 31-DEC-2023.

DISBURSEMENT IS SUBJECT TO LEGAL AND TECHNICAL CLEARANCE AND AS PER VALUATION BY HDFC BANK
18 DLT
LIMITED

SPECIAL
SUBJECT TO SUBMISSION OF REMAINING PROCESSING FEES BEFORE DISBURSEMENT. KINDLY IGNORE IF
19 ISTPF COND IS
ALREADY PAID.
MET

20 TRI TRIPARTITE AGREEMENT

PROOF OF OWN CONTRIBUTION/ BANK STATEMENT REFLECTING THE PAYMENT OF OWN CONTRIBUTION MADE TO
21 NS
BE COLLECTED BEFORE DISBURSEMENT

Special Conditions Security

192.168.10.61/dsalt/File/Details.aspx 2/2

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