bank aapkI
mutthi mein
HDFC BANK
HDFC Bank Contactless Credit Card Guide
What is HDFC Bank Contactless Credit Card?
Contactless Card is a fast and convenient way to pay for every day purchases. It is a secure, contactless chip technology designed
to help you spend less time at the cash register and give you the freedom to do the things that matter most to you.
How to activate Contactless transactions?
Contactless usage can be enabled on Credit Card using one of the following options.
Eva
Step 1 Ask "Enable Contactless transaction on my credit Card" in EVA.
Step 2-Enter the Mobile numberthen OTP and followed by Last 4 digit Card number.
Step 3-Drag thesliderto enatble Contactess transactions
Step 4-Click on to Proceed to complete thetransactions
NetBanking
Step 1-Login with NetBankingcustomerid and password.
Step 2-Click "'Set card usage/limits" under Requesttab in the cards section
Step 3-Selectthe required card from drop down.
Step 4-Setthe required Daily domestic and Internationallimitfor Contactless channel.
Step 5-Click Continue to reviewthe limits.
Step 6- Authenticate using OTP
How does the Contactless Card work?
Step 1
Look for the contactless logo at the point of sale.
Step 2
The cashier will enter the purchase amount into the terminal which will be displayed on the
contactless reader.
Step 3
Hold your card over the reader or at the POS at close range (less than 4 cm) from the
contactless reader and within few seconds your payment will be approved.
Step 4
Fourgreen indicator lights or a beep sound willindicate when the transaction is complete.
A message will also be displayed on the screen indicating the transaction is complete.
No PIN is required for amounts less than 5,000.
Please notethatin India,paymentthrough contactless mode is allowed for a maximum of 5000 for a single transaction here you are not asked to input
your Credit Card PIN. However, if the amount is greater than 5000 the card holder has to enter the Credit Card PIN for security reasons
bank aapki
HDFC BANK mutthi mein
What are the benefits?
Contactless payment functionality is specially designed to give you speed, convenience and security
Theres no dipping, swiping, entering PIN or tumbling for cash.You are ready to go in just a few seconds
ldeal for places like fast-food joints, petrol stations, movie theatres etc.
During a contactless transaction the card never leaves your hand. This greatly reduces the risk of card
loss and fraud through counterfeit/skimming. AContactless Card has its own, unique, built-in, secret key
which is used to generate a unique code for every contactless transaction, thus making it more secure.
You dont need to look for cash/coins for smal ticket everyday purchases. It is also easier to keep track
of these expenses.
Frequently Asked Question
What is HDFC Bank Contactless Credit Card?
Contactless Card is atast and convenient way to pay tor every day purchases.Itisa secure, contactless chiptechnology designed to help
you spend less inme at the cash register and give you the treedom to do he things that matter most to yau. HDFC Banks Contactess Credit
Cardisa Chipenabledradiorequencyantennaembedded Credit Card.This card can be used at allthe NFC enabled contactless terminals
allover the world.
Is there alimitfor a contactless transaction amount? Can Iset my own limit?
Payment through the contactless mode is allowed for a limit of maximum 75,000 for a single transaction in India. For any transaction
amount, which is more than T5,000 you will be asked to provide your Credit Card PIN.This limit is common for all customers and seting up
of individual limit is not possible.
Can l use my Contactless Card at other merchants who are not enabled for contactless payment acceptance as wel1?
Yes, for the merchants not enabled for contactless payment acceptance, you can use this card for a normal dip or swipe transaction.
Could I be debited twice if 1have more than one Contactless Card?
No, as contactless readers will only communicate with one card at atime. Ifi the shops reader finds more than one Contactless Card in your
wallet or purse, you will be asked to select one card to pay.
Could I unknowingly have made a purchase if I walk past the reader?
No. Your card has to be waved within 4cm of the card reader for more than half a second and the retailer must have first entered the amount
for you to approve.Terminals can only process one payment transaction at a time, therefore reducing transaction errors
Is there any difference in the process for ATM and Internet transactions for this Contactless Card?
There is no diference in transaction process tor ATM or any card-not-present transactions including Internet transactions. For ATM transactions
you need to enter the PIN and for Internet transactions you need to enter your 3D secure PIN or OTP
Can I use my Contactless Credit Card if the purchase amount is more than 5,000?
Yes. Based on the transaction amount, you will be asked to input your Credit Card PIN. If your transaction amount is more than 5,000, you will
be asked to Input your Credit Card PIN and if the transaction amount is up to R5,000, you need not input you Credit Card PIN.
SECUREDo not share your internet banking username/password or Crediv/Debit Card number/CW/OTP via e-mail or over the phone.
BANKINGRBI will never seek an individual's account or Card related information.
