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Axis Bank Financial Ratios Analysis 2024

The document provides financial data for Axis Bank, including key metrics such as CASA ratio, net profit, total revenue, and net interest income for the years 2024 to 2022. It highlights a decrease in CASA ratio from 47% in 2023 to 43% in 2024, while net profit significantly increased from 95.8 million in 2023 to 248.6 million in 2024. Additionally, the document outlines various ratios including net interest margin and cost of income ratio, reflecting the bank's financial performance over the years.

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harishnemade18
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157 views17 pages

Axis Bank Financial Ratios Analysis 2024

The document provides financial data for Axis Bank, including key metrics such as CASA ratio, net profit, total revenue, and net interest income for the years 2024 to 2022. It highlights a decrease in CASA ratio from 47% in 2023 to 43% in 2024, while net profit significantly increased from 95.8 million in 2023 to 248.6 million in 2024. Additionally, the document outlines various ratios including net interest margin and cost of income ratio, reflecting the bank's financial performance over the years.

Uploaded by

harishnemade18
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd

AXIS BANK

CASA RATIO
NPM
NET INTEREST INCOME
NET INTERSET MARGIN
COST OF INCOME RATIO
ASSET TURNOVER RATIO
CREDIT DEPOSITE RATIO
TO BE CALCULATED
ROE
SPREAD
EQUITY MULTIPLIER
YIELD
#VALUE!
2024 2023
Deposite
From Bank 46,953,146 47,600,930
From Other Bank 1,525,727,040 1,443,604,049
Total (Bank+Other Bank) 1,572,680,186 1,491,204,979

Saving Bank Deposite 3,021,325,802 2,974,159,723

Total(Deposite+Saving Bank Deposi 4,594,005,988 4,465,364,702

TOTAL 10,686,413,920 9,469,452,104

CASA RATIO 43% 47%


2022 2021 2019

47,926,445 51,455,112 38,888,253


1,225,135,013 1,081,306,636 862,256,063
1,273,061,458 1,132,761,748 901,144,316

2,424,492,469 2,044,725,279 1,735,916,234

3,697,553,927 3,177,487,027 2,637,060,550

8,217,209,051 6,979,852,901 6,401,049,373

45% 46% 27%


2024 2023 2022
NET PROFIT (I-II) 248,614,332 95,796,785 65,885,006
TOTAL REVENUE 690,063,634 476,803,376 327,789,553

NPM 36% 20% 20%


2021 2020
16,272,154 46,766,083
259,502,107 277,196,601

6% 17%
2024 2023 2022
INTEREST INCOME 1,093,686,327 851,637,656 673,768,296
INTEREST EXPENSE 594,741,459 422,180,212 342,446,131

NET INTEREST INCOME 498,944,868 429,457,444 331,322,165


2021 2020
633,462,321 626,351,574
341,071,103 374,289,538

292,391,218 252,062,036
2024 2023
NET INTEREST INCOME 498,944,868 429,457,444

AVERAGE ADVANCES & INVESTMENT


ADVANCES 9,650,683,843 8,453,028,410
INVESTMENT 3,315,272,496 2,888,148,338

AVERAGE ADVANCES & INVESTMENT 12153566543.5 9209068129.5

NET INTERSET MARGIN 4% 5%


2022 2021 2020
331,322,165 292,391,218 252,062,036

7,076,959,511 6,143,993,979 1,567,343,203 4,947,979,721


2,755,972,009 2,261,196,213 5,714,241,564 1,749,692,759

9119060856 7843387479.5 6989628623.5

4% 4% 4%
2024 2023 2022
OPERATING EXPENSE 352,132,840 392,985,377 236,107,543
TOTAL INCOME 1,318,105,879 1,013,071,851 825,973,749

COST OF INCOME RATIO 27% 39% 29%


2021 2020
183,751,491 173,046,243
756,098,306 781,717,181

24% 22%
Asset Turnover Ratio = Income/Average Asset INCOME (Total Income)
2024 1,318,105,879
2023 1,016,646,373
2022 825,973,749
2021 756,098,306
2020 781,717,181
AVERAGE ASSET (Total Cap & Liability) ATR Ratio
13972670663 0.0943345700181984 14,772,086,006
19,050,399,070 0.0533661457308254 13,173,255,320
16,685,769,241 0.0495016883591097 11,751,781,088
14,443,800,387 0.0523476014461327 9,867,976,306
13,156,630,819 0.0594162131441046 9,151,648,161
13173255320
11,754,287,500
9,867,976,306
9,151,648,161
8,009,965,316
Credit Deposite Ratio TOTAL ADVANCES TOTAL DEPOSITE
2024 9,650,683,843 10,686,413,920
2023 8,453,028,410 9,469,452,104
2022 7,079,465,923 8,219,715,463
2021 6,143,993,979 6,979,852,901
2020 5,714,241,564 6,401,049,373
CD Ratio
90%
89%
86%
88%
89%

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