ªA relationship that can

help you achieve what

truly mattersº
Account Opening Form
 Personal Account Opening Form
Please complete all details in CAPITAL letter and strike out the non-applicable fields/boxes

Date: Organisation’s Name:

Account Number: Monthly Income:

Unique Customer ID Code: Source of Fund:

(Bank use only)

Standard Chartered eTIN Number (if any):

Branch Contact Information:

I/We are applying to open an account in your branch/bank.
Present Address/Residence Address:
My/Our account-related and personal details are provided below:

1 Account Related Information

Apartment: House No.: Street:
Account Title in Bangla:
Post Code: Upazila/Thana: District:
Account Title in English: If your present address is the same as your permanent address, then you do not have to fill
up the permanent address section below.
Type of Account: Super Savers Premium Super Savers
eSavers Current SND RFCD NFCD FC Permanent Address:

Smart Account Standard Chartered Freelancer Account

LDR Account Others Apartment: House No.: Street:
Currency: Taka Dollar Euro Pound Other
Post Code: Upazila/Thana: District:
Mode of Operation: Singly Jointly Anyone Either/Survivor

Amount of Initial Deposit (in digits): Work Address:

(in words):
Street: Post Code:
Purpose of Opening Account:
Thana: District:

2 Applicant’s Personal Information1 Mailing Address: Present Address Permanent Address

Work Address
Name of Accountholder in Bangla:
Phone No.:
Name of Accountholder in English:
Mobile No.:
Date of Birth: D D / M M / Y Y Y Y
Email:
Country of Birth:
Place of Birth: Identification Document:

(a) National Identification (NID) No.:

Please check “√ ” Yes or No for each of the following
For adult Resident Bangladesh Nationals
questions:
Yes/No OR
1. Are you a U.S. Resident?
(b) Passport No./Birth Certificate Registration No./Other2
2. Are you a U.S. Citizen?
(Please specify):
3. Are you holding a U.S. Permanent Resident Card
(Green Card)?
I hereby confirm the information provided above is true, accurate and complete.
Subject to applicable local laws, I hereby consent for Standard Chartered PLC or any of Date of Issue:
its affiliates (collectively ‘‘the Bank’’) to share my information with domestic and
overseas tax authorities where necessary to establish my tax liability in any jurisdiction.
Expiry Date:

Father’s Name: Country of Issuance:

Mother’s Name: Introducer Information (applicable only for customers who
Husband/Wife’s Name: do not have NID):
Nationality (Please mention all your nationalities) :
(For foreign national, copy of valid passport with VISA has to be mandatorily collected.)
Name of Introducer:

a. b. c. Account No. (if any):

Gender: NID No.:

Residence Status: Resident Non-Resident Date of Birth:

Where applicable, Bangladesh Bank’s Guidelines on Foreign Exchange Transactions has to
be followed

Occupation (with Designation): Signature Date

1
If there are multiple accountholders, or the accountholder is a minor, the personal information
Work Type: of the additional accountholders, or the guardian of the minor accountholder (Father, Mother
or any other Legal Guardian) must be added individually with the second section.
Salaried (Controller/Owner/Director) Salaried Self-employed 2
Only the identification document relevant for financial inclusion products are
Homemaker Student Unemployed Retired acceptable by the Bank.
(For Non-Resident Bangladeshi, copy of valid passport is mandatory.)

1 of 18
 3 Nominee(s)3 Related Information Information Specific to Credit Card
4 (linked to Priority Account Balance)

Number of Nominee(s): Select Your Choice Of Card :

Visa Signature Visa Platinum
Account Number:
(Bank use only)
Your name, as you would like it on the card:
I/We hereby nominate the following person(s) to receive the fund of this (leave one space between names, do not use title and nick name, with spaces
account after my/our death. I/We reserve the right to cancel/amend this maximum 19 characters allowed):
nomination at any time using appropriate forms and giving at least 30 days
lead time to the Bank. I/We further declare that the Bank will not be liable for
any payment affected according to my/our instruction. This nomination will
be applicable for all existing and future accounts with and services from your Residence Type (ownership of residence):
Bank, unless otherwise specified by me/us. I/We further agree that the Bank Owned/Family owned Rented Company provided
will make payments as per my/our instruction and if the payment is made, all
its obligations in respect of the fund concerned shall be deemed fulfilled. Educational Qualification
Post-graduate Graduate HSC Other
Nominee Details:
Mailing Instructions for Card Delivery
Name:
Your card will be delivered to your present address (address as
mentioned in this application form).
Date of Birth: D D / MM / Y Y Y Y
Please be informed that if we are unable to deliver your card at
your mailing address, the card may be forwarded to your
Present Address: preferred branch.

Please mention your preferred branch for card delivery:

Mobile Number:

Percentage (%) Nominated for:

Standing Instruction (mandatory)
Relationship with Accountholder:
Yes, I would like to have my account automatically debited
NID No./Passport No./Birth Certificate Registration No./Other each month for payment of my credit card dues as follows:
(please specify):
*Monthly payment % minimum amount due
% of current balance
In case the nominee is a minor, information on the individual who will receive the Note: *If this is left blank, your account will be debited for the Minimum Amount Due.
money as per section 103 (2) of The Bank Company Act, 1991 in the event of death *Conditions apply (as stated in Credit Card Terms & Conditions)
of the accountholder(s) where the nominee still remains a minor:

Emergency Contact Details (immediate family members only)

Name:
Name:
Permanent Address:
Mobile Number:

Relationship with Applicant:

NID No./Passport No./Birth Certificate Registration No./Other
(please specify): Residential Address:

Relationship with Nominee:

3
If there are multiple nominees, each nominee’s personal information has to be
recorded separately in Section 3 or as an enclosure with Section 3.

5 Information on your Other Bank Accounts/Other Loan Accounts/Other Credit Card

Type of account operated (please tick)
Bank and Branch Name
Deposit Account Loan Account Credit Card

2 of 18
 MOST IMPORTANT DOCUMENT/MÖvnK m¤§wZcÎ
(For Personal Account Opening only)/ïaygvÎ cv‡m©vbvj A¨vKvD›U I‡cwbs‡q cÖ‡hvR¨ Customer Copy/ Kv÷gvi Kwc
(Please read and sign to confirm that all information relevant to your bank account has been provided to you at the time of account opening)
(wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o I ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi A¨vKvD›U †Lvjvi mgq A¨vKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)
Accountholder's Declaration: I confirm that I have understood & agreed with all the following product features:
A¨vKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ AvwQ I m¤§wZ Ávcb KiwQ:
I agree with the interest rate applicable for my account which is available in the product brochure/interest rate matrix in Standard Chartered branch and interest accrual in my account will
start from the date of account opening.
e¨vsK KZ…©K cÖKvwkZ †cÖvWv± †eªvwkIi/B›Uv‡i÷ nv‡ii ZvwjKv Abyhvqx Avgvi A¨vKvD‡›Ui cÖ‡hvR¨ B›Uv‡i‡÷i nvi wnmve †Lvjvi mgq Avgv‡K Rvbv‡bv n‡q‡Q Ges A¨vKvD›U †Lvjvi ZvwiL †_‡K Avgvi A¨vKvD‡›Ui B›Uv‡i÷ MYbv ïiæ n‡e|
Fees & Charges: Fees and charges have been explained to me and I have read and understood the latest Schedule of Charges.
wd I PvR© mg~n: wd I PvR© mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK PvR© mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|
Ancillary Products: I understand that Phone Banking (telephone identification number), SMS Banking and debit card (charge applicable) are mandatory for my account.
mnvqK †cÖvWv± mg~n: Avwg AeMZ AvwQ †h, †dvb e¨vswKs (†Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges †WweU KvW© (PvR© cÖ‡hvR¨) Avgvi A¨vKvD‡›Ui Rb¨ eva¨Zvg~jK|
Turnaround Time: I understand that it may require a minimum of two working days to deliver my debit card and chequebook (if applicable).
Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeyK †c‡Z Kgc‡ÿ `yÕwU Kg©w`em mgq jvM‡e (cÖ‡hvR¨ ‡¶‡Î)|
Discretion of the Bank: I understand that the interest rate, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered.
e¨vsK Gi GLwZqvi: Avwg AeMZ AvwQ †h, B›Uv‡i‡÷i nvi wKsev wd I PvR© mg~n ÷¨vÛvW© PvU©vW©-Gi GKK wm×v‡šÍ †h †Kv‡bv mgq cwieZ©b n‡Z cv‡i|
I/We hereby declare that I/we agree to have my/our security items (viz. chequebook, debit card and other security items) delivered to my/our mailing address and also understand that the
debit card will be delivered in deactivated status for security reason.
Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡`i e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeyK, †WweU KvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK KZ…©K Avgvi/Avgv‡`i †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU
KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|
If there is no transaction initiated by me for 2 years in case of savings account and 1 year in case of current account/SND account, then the account will be classified as “Dormant”.
After my account turns dormant, if there is no transaction initiated by me for 4 years in case of savings account and 5 years in case of current account/SND account, then the account will be classified as
"Unclaimed."
mÂqx wnmv‡ei ‡¶‡Î 2 eQi Ges PjwZ wnmve/Gm.Gb.wW wnmv‡ei ‡¶‡Î 1 eQi Avgvi Øviv ‡Kv‡bv ‡jb‡`b bv n‡j GKvD›UwU "Wi‡g›U" e‡j MY¨ n‡e| Avgvi A¨vKvD›UwU Wi‡g›U nIqvi ci, Avwg hw` ‡mwfsm A¨vKvD‡›Ui ‡¶‡Î 4 eQi Ges Kv‡i›U A¨vKvD›U/GmGbwW
A¨vKvD‡›Ui ‡¶‡Î 5 eQ‡ii g‡a¨ ‡KvbI ‡jb‡`b bv Kwi, Z‡e ‡mB A¨vKvD›U "Avb‡K¬BgW" wn‡m‡e MY¨ n‡e|
I agree an interest charge will be applicable on my account if balance is overdrawn which is mentioned in the Schedule of Charges.
Avwg GB g‡g© m¤§Z nw”Q †h, Avgvi A¨vKvD›U n‡Z e¨v‡jÝ IfviWªb n‡j wkwWDj Ad PvR© Abyhvqx B›Uv‡ió PvR© Kiv n‡e|
I/We hereby confirm that I/we have read and understood all the eligibility, features, required documents along with terms & conditions mentioned in the official website of Standard
Chartered for the product I/We choose to open with Standard Chartered.
Avwg/Avgiv wbðqZv w`w”Q †h, Avwg/Avgiv ‡hB ‡cÖvWv±wU wbe©vPb K‡iwQ Zv M «n‡Yi hveZxq ‡hvM¨Zv, ‰ewkó¨, cÖ‡qvRbxq KvMRcÎ Ges kZ©vewj ÷¨vÛvW© PvU©vW©-Gi Awdwmqvj I‡qemvBU ‡_‡K h_vh_fv‡e c‡owQ Ges eyS‡Z ‡c‡iwQ|
I/We hereby confirm that I/we have read and understood all the fees & charges mentioned in Schedule of charges and unconditionally accept the same.
Avwg/Avgiv wbðqZv w`w”Q †h, Avwg/Avgiv e¨vs‡Ki mKj wd/ PvR© ZvwjKv c‡owQ, ey‡SwQ Ges wbtkZ©fv‡e m¤§wZ Ávcb KiwQ|
Interest Application: I Understand that, interest in my account will be applicable:
B›Uv‡i÷ A¨vwcø‡Kkb: Avwg eyS‡Z cviwQ †h, Avgvi A¨vKvD‡›U my`/B›Uv‡i÷ cÖ‡hvR¨ n‡e|

Account Type Interest Accrual on Average balance Interest Application

A¨vKvD‡›Ui aiY Mo e¨v‡j‡Ýi Dci AwR©Z B›Uv‡i÷ B›Uv‡i÷ A¨vwcø‡Kkb
Super Savers Premium Account/Smart Account/Graduate Account Monthly Monthly
mycvi ‡mfvim wcÖwgqvg A¨vKvD›U/¯§vU© A¨vKvD›U/Mª¨vRy‡qU A¨vKvD›U gvwmK gvwmK
Super Savers/eSavers/School Banking Account Monthly Quarterly
mycvi ‡mfvim/B-‡mfvim/¯‹yj e¨vswKs A¨vKvD›U gvwmK ‰ÎgvwmK
RFCD Account Monthly Monthly/Quarterly/Annually*
AviGdwmwW A¨vKvD›U gvwmK gvwmK/‰ÎgvwmK/evwl©K*

For overdrawn balance, interest charge will be applied quarterly for current account. IfviW«b e¨v‡j‡Ýi Rb¨, Kv‡i›U A¨vKvD‡›Ui Rb¨ B›Uv‡i÷ PvR© ‰ÎgvwmK wfwˇZ cÖ‡qvM Kiv n‡e|
*If applicable *cÖ‡hvR¨ ‡¶‡Î
Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvR¨
I agree that if the salary is not credited/deposited in my account for six (6) consecutive months, the Bank will have the right to de-enroll me from the Payroll Banking benefits at any point
in time.
GKvav‡i Qq gvm Avgvi †eZb GB A¨vKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c-‡ivj e¨vswKs myweavw` GB A¨vKvD‡›U cÖ‡hvR¨ n‡e bv|
Credits reversal or refunds of salary from the payroll accounts will be done based on the instruction from the employers if there is an erroneous instruction from the employer.
fzjekZ m¨vjvwi A¨vKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc‡Y©i Rb¨ Avgvi wb‡qvMKZ©vi BÝUªvKkb cÖ‡hvR¨ n‡e|

Special features applicable only for Smart Account/ïaুgvÎ ¯§vU© A¨vKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg‚n:
Usage of alternate channels*: I understand that for Smart Account, all transactions are supposed to be carried out through alternate channels of Standard Chartered.
Avwg AeMZ AvwQ †h, ¯§vU© A¨vKvD›U- Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvU©vW© Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|
Chequebook: No chequebook is available for Smart Accounts.
†PKeB: ¯§vU© A¨vKvD‡›Ui Rb¨ †PKeB cÖ‡hvR¨ bq|
Cash deposit/withdrawal and other transaction facility: Cash deposit facilities at branches or CRMs (Cash Recycle Machines) are not allowed. Cash withdrawal through ATMs is only allowed within
the limits set by the Bank. Other available transaction facilities at branches or through Online Banking or SC Mobile App can be availed.
UvKv Rgv/ D‡Ëvjb Ges Ab¨vb¨ †jb‡`‡bi myweav: eªv Ges CRM (K¨vk wimvB‡Kj †gwkb) Gi gva¨‡g UvKv Rgv †`Iqv hv‡e bv| ïaygvÎ e¨vsK KZ©K
… wba©vwiZ D‡Ëvjb mxgvi g‡a¨ GwUGg †_‡K UvKv D‡Ëvjb Kiv hv‡e| Ab¨vb¨ mKj †jb‡`‡bi myweav eªv A_ev AbjvBb e¨vswKs Ges
**as per Bangladesh bank requirement

SC Mobile App †_‡K MªnY Kiv hv‡e|

I understand that I will be able to enjoy the benefits of a credit card and or personal loan and/or USD RFCD account with International debit card along with my account as part of Easy/Employee
Banking Value Pack subject to fulfillment of the Bank's credit norms. The annual fees for the cards and processing fee for Personal Loan will be discounted as appropriate. The activation, usage,
and retention of the credit card will be solely at my discretion.
Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK A¨vKvD‡›Ui cvkvcvwk BwR/Ggcøwq e¨vswKs f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/B›Uvib¨vkbvj †WweU KvW©mn BDGm Wjvi AviGdwmwW A¨vKvD›U/cv‡m©vbvj †jv‡bi myweav Dc‡fvM Ki‡ev| Kv‡W©i
†ÿ‡Î n «vmK…Z evwl©K wd Ges cv‡m©vbvj †jv‡bi †ÿ‡Î n «vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| †µwWU KvW© mwµqKiY, e¨envi Ges Pvjy ivLv Avgvi we‡ePbvaxb n‡e|
I/We hereby confirm that I/we have read and understood all the eligibility, features, required documents along with terms & conditions mentioned in the official website of Standard Chartered for the product
I/We choose to open with Standard Chartered.
Avwg/Avgiv wbðqZv w`w”Q ‡h Avwg/Avgiv ‡hB ‡cÖvWv±wU wbe©vPb K‡iwQ Zvi hveZxq mKj ‡hvM¨Zv, ‰ewkó, cÖ‡qvRbxq KvMRcÎ Ges kZ©vejx ÷¨vÛvW© PvU©vW© e¨vs‡Ki Awdwmqvj I‡qemvBU ‡_‡K h_vh_fv‡e c‡owQ Ges Abyaveb K‡iwQ|
I/We hereby confirm that I/we have read and understood all the fees & charges mentioned in Schedule of charges and unconditionally accept the same.
Avwg/Avgiv wbðqZv w`w”Q ‡h Avwg/Avgiv e¨vs‡Ki mKj wd/PvR© ZvwjKv c‡owQ Ges Abyaveb K‡iwQ Ges webv kZ©‡Z m¤§wZ Ávcb KiwQ |
I understand that my Standard Chartered Freelancer Account is a non-interest-bearing FCY current account where my earning through outsourcing from abroad can be credited and it will be bundled with a BDT
account. Also, I can use my FCY debit card of Freelancer Account for **bonafide purposes abroad and there won’t be any cheque book with my Standard Chartered Freelancer Account.
Avwg eyS‡Z †c‡iwQ †h, Avgvi ÷¨vÛvW© PvU©vW© wd«j¨vÝvi A¨vKvD›UwU GKwU my`wenxb Kv‡i›U A¨vKvD›U (we‡`wk gy`vª ), †hLv‡b we‡`k †_‡K AvDU‡mvwm©s‡qi gva¨‡g DcvwR©Z A_© Rgv Ki‡Z cvi‡ev Ges GwU GKwU UvKv A¨vKvD‡›Ui mv‡_ hy³ _vK‡e| GQvovI, Avwg Avgvi wd«j¨vÝvi
A¨vKvD‡›Ui USD †WweU KvW© we‡`‡k **†evbvdvBW D‡Ï‡k¨ e¨envi Ki‡Z cvi‡ev, Z‡e Avgvi ÷¨vÛvW© PvU©vW wd«j¨vÝvi A¨vKvD‡›Ui mv‡_ †Kv‡bv †PK eB Bm¨y Kiv n‡e bv|
*Conditions apply/*kZ© cÖ‡hvR¨

I understand that, in my Standard Chartered Freelancer Account, maximum **35% of freelancing earning can be kept. Rest will be converted in equivalent BDT and credited in my BDT account
which I have chosen after reading and understanding the nature of the account and schedule of charges.
Avwg eyS‡Z †c‡iwQ †h, Avgvi ÷¨vÛvW© PvU©vW wd«j¨vÝvi A¨vKvD‡›U wd«j¨vbwms DcvR©‡bi me©vwaK **35% ivLv hv‡e| evwK DcvR©b mgcwigvY UvKv‡Z iƒcvšÍwiZ n‡q Avgvi wbe©vwPZ UvKv A¨vKvD‡›U Rgv n‡e, hv Avwg A¨vKvD‡›Ui cÖKw… Z Ges Pv‡R©i mgqm~wP c‡o I ey‡S †e‡Q wb‡qwQ|

I/We agree that I/we will duly notify the Bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non-resident Taka (NRT) account from the date specified on
February 2025

the notification. I understand this NRT marking will have consequences of restricting several types of transactions as per applicable laws of Bangladesh. Similarly I/we will duly notify the Bank regarding
arrival in Bangladesh from abroad on temporary/permanent basis and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.
Avwg/Avgiv AeMZ AvwQ Ges m¤§Z n‡qwQ †h, Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_fv‡e Avgvi/Avgv‡`i hvÎvi ZvwiL e¨vsK-†K AewnZ Ki‡ev| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K AewnZ Kiv ZvwiL †_‡K Avgvi/Avgv‡`i A¨vKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges
evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx A¨vKvD›U‡U wewfbœ †jb‡`i mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡`i evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Ki‡ev Ges A¨vKvD›UwU wbevmx (Resident) wn‡m‡e we‡ewPZ n‡e D³
cÖZ¨veZ©‡bi welqwU e¨vsK-†K AewnZ Ki‡Yi ZvwiL †_‡K|
 Schedule of Charges (Abridged)/PvR© mg~‡ni ZvwjKv (ms‡ÿwcZ)
Super Savers Premium Super Savers Account eSavers Account School Banking Current Account RFCD Account Graduate Account/ Smart Account/
Charges/ Account Account Child Education Standard Chartered
mycvi †mfvim A¨vKvD›U B-†mfvim A¨vKvD›U Kv‡i›U A¨vKvD›U AviGdwmwW A¨vKvD›U
PvR© mg~n
mycvi †mfvim wcÖwgqvg ¯‹zj e¨vswKs A¨vKvD›U Savers Account Freelancer Account
MÖ¨vRy‡qU A¨vKvD›U/ ¯§vU© A¨vKvD›U/
A¨vKvD›U PvBì GWz‡Kkb ÷¨vÛvW© PvU©vW©
†mfvim A¨vKvD›U wd«j¨vÝvi A¨vKvD›U

Debit card
Tk. 600 & USD 30
annual fee (1st USD 30
(International debit
year fee will be (International
card for FCY Current
collected Not debit card) Not Not
upfront) Tk. 600 Account)
applicable applicable applicable
600 UvKv
†WweU KvW© evwl©K wd 600 UvKv I 30 BDGm 30 BDGm Wjvi
cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq
(1g eQ‡ii wd Wjvi (BDGm Wjvi Kv‡i›U (B›Uvib¨vkbvj †WweU
A¨vKvD›U †Lvjvi A¨vKvD›U-G B›Uvib¨vkbvj KvW©-Gi PvR©)
mgq cÖ‡`q) †WweU KvW©-Gi PvR©)

*For Employee Banking, debit card fee is applicable according to payroll agreements

Up to Tk, 10,000 0
Accounts Above Tk 10,000 up to Tk. 25,000 Tk. 100 half yearly Not Not Not Not
maintenance Above Tk. 25,000 up to Tk 200,000 Tk. 200 half yearly applicable Tk. 300 half yearly applicable applicable applicable
fee Above Tk. 200,000 up to Tk 1,000,000 Tk. 250 half yearly
Above Tk. 1,000,000 Tk. 300 half yearly
10,000 UvKv ch©šÍ -0
10,000 UvKvi E‡aŸ©© Ges 25,000 UvKv ch©šÍ -100 UvKv Aa©evwl©K
A¨vKvD›Um
25,000 UvKvi E‡aŸ©© Ges 200,000 UvKv ch©šÍ -200 UvKv Aa©evwl©K cÖ‡hvR¨ bq 300 UvKv Aa©evwl©K cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq
†gBb‡U‡bÝ wd 200,000 UvKvi E‡aŸ©© Ges 1,000,000 UvKv ch©šÍ -250 UvKv Aa©evwl©K
1,000,000 UvKvi E‡aŸ© -300 UvKv Aa©evwl©K

*Account maintenance fee is not applicable for Employee Banking and Smart Account

Minimum Balance Requirement to earn applicable interest:

Super Savers Premium account Tk. 5,00,000 Current account Not applicable
mycvi †mfvim wcÖwgqvg A¨vKvD›U 5,00,000 UvKv Kv‡i›U A¨vKvD›U cÖ‡hvR¨ bq

Super Savers account Tk. 1,00,000 Graduate account Not applicable

mycvi †mfvim A¨vKvD›U 1,00,000 UvKv MÖ¨vRy‡qU A¨vKvD›U cÖ‡hvR¨ bq

eSavers account Tk. 50,000 Smart account/Standard Chartered Not applicable

Freelancer Account
B-†mfvim A¨vKvD›U 50,000 UvKv ¯§vU© A¨vKvD›U/÷¨vÛvW© PvU©vW© wd«j¨vÝvi A¨vKvD›U cÖ‡hvR¨ bq

Minimum Standing Instructions:

Child Education Savers Tk. 5,000

PvBì GWz‡Kkb †mfvim 5,000 UvKv

Important Notes:
• 15% VAT is applicable for all fees and charges
• Government excise duty is applicable annually for all accounts
• The Bank reserves the right to amend the Schedule of Rates & Charges at any time
• For Priority Banking customers, separate Schedule of Fees & Charges are applicable
• For Employee Banking clients, fees and charges shall apply as per Employee Banking agreement

¸iæZ¡c~Y© Z_¨:
• mKj wd I PvR© mg~‡ni Ici 15% f¨vU cÖ‡hvR¨
• mKj A¨vKvD‡›Ui Ici evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨
• †h †Kv‡bv gyn~‡Z© †h †Kvb B›Uv‡i÷ †iU I PvR© cwieZ©‡bi wmØvšÍ e¨vsK KZ…©K msiwÿZ
• cÖv‡qvwiwU e¨vswKs Gi Rb¨ PvR© mg~‡ni wfbœ ZvwjKv cÖ‡hvR¨
• Ggcøwq e¨vswKs‡qi Rb¨ Ggcøwq e¨vswKs Pzw³ Abymv‡i wd Ges PvR© cÖ‡hvR¨

• The Income Tax Act, 2023 mandates to submit following documents as a proof of your latest tax return submission:
• An acknowledgment receipt of tax return prescribed by National Board of Revenue (NBR); or
• A system generated certificate (if tax return is submitted online) containing name and TIN of the person and the year for which return has been submitted; or
• A certificate issued by the office of Deputy Commissioner of Taxes (DCT) containing name and TIN of the person and the year for which return has been submitted.
• AvqKi AvBb, 2023 Abyhvqx Avcbvi me©‡kl U¨v· wiUvb© Rgv ‡`Iqvi cÖgvY wn‡m‡e wbgœwjwLZ bw_cÎ Rgv w`‡Z n‡e:
• RvZxq ivR¯^ ‡evW© (GbweAvi) Øviv wba©vwiZ U¨v· wiUv‡b©i GKwU ¯^xK…wZ iwm`; A_ev
• AbjvB‡b U¨v· wiUvb© Rgv w`‡j wm‡÷g ‡Rbv‡i‡UW mvwU©wd‡KU, hv‡Z e¨w³i bvg Ges wUAvBGb I †h eQ‡ii Rb¨ wiUvb© Rgv †`Iqv n‡q‡Q Zv D‡jøL _vK‡e; A_ev
• Ki Dc Kwgkbvi (wWwmwU) Awdm ‡_‡K Bm¨y Kiv GKwU mvwU©wd‡KU, hv‡Z e¨w³i bvg, wUAvBGb Ges †h eQ‡ii Rb¨ wiUvb© Rgv †`Iqv n‡q‡Q Zv D‡jøL _vK‡e|
• The Income Tax Act, 2023 and Finances Act, 2024 mandates that:
• If proof of the latest tax return is not submitted, 11.25% tax at source will be deducted from the inward remittance amount.
• If proof of the latest tax return is submitted, the applicable tax deduction will be reduced to 7.5%.
• AvqKi AvBb, 2023 Ges A_© AvBb, 2024 Abyhvqx:
• hw` me©‡kl U¨v· wiUv‡b©i cÖgvY Rgv bv †`Iqv nq, Z‡e cÖvß †iwgU¨v‡Ýi Dci 11.25% Dr‡m Ki KvUv n‡e|
• hw` me©‡kl U¨v· wiUv‡b©i cÖgvY Rgv †`Iqv nq, Z‡e cÖ‡hvR¨ Dr‡m K‡ii nvi Kwg‡q 7.5% Kiv n‡e|

For more details, please refer to Schedule of Charges available at all Standard Chartered branches/website.
we¯ÍvwiZ Z‡_¨i Rb¨ AbyMÖn K‡i ÷¨vÛvW© PvU©vW©-Gi †h †Kv‡bv eªvÂ/I‡qemvBU †_‡K PvR© mg~‡ni ZvwjKv msMÖn Kiæb|
 MOST IMPORTANT DOCUMENT/MÖvnK m¤§wZcÎ
(For Personal Account Opening only)/ïaygvÎ cv‡m©vbvj A¨vKvD›U I‡cwbs‡q cÖ‡hvR¨ Bank Copy/ e¨vsK Kwc
(Please read and sign to confirm that all information relevant to your bank account has been provided to you at the time of account opening)
(wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o I ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi A¨vKvD›U †Lvjvi mgq A¨vKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)
Accountholder's Declaration: I confirm that I have understood & agreed with all the following product features:
A¨vKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ AvwQ I m¤§wZ Ávcb KiwQ:
I agree with the interest rate applicable for my account which is available in the product brochure/interest rate matrix in Standard Chartered branch and interest accrual in my account will
start from the date of account opening.
e¨vsK KZ…©K cÖKvwkZ †cÖvWv± †eªvwkIi/B›Uv‡i÷ nv‡ii ZvwjKv Abyhvqx Avgvi A¨vKvD‡›Ui cÖ‡hvR¨ B›Uv‡i‡÷i nvi wnmve †Lvjvi mgq Avgv‡K Rvbv‡bv n‡q‡Q Ges A¨vKvD›U †Lvjvi ZvwiL †_‡K Avgvi A¨vKvD‡›Ui B›Uv‡i÷ MYbv ïiæ n‡e|
Fees & Charges: Fees and charges have been explained to me and I have read and understood the latest Schedule of Charges.
wd I PvR© mg~n: wd I PvR© mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK PvR© mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|
Ancillary Products: I understand that Phone Banking (telephone identification number), SMS Banking and debit card (charge applicable) are mandatory for my account.
mnvqK †cÖvWv± mg~n: Avwg AeMZ AvwQ †h, †dvb e¨vswKs (†Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges †WweU KvW© (PvR© cÖ‡hvR¨) Avgvi A¨vKvD‡›Ui Rb¨ eva¨Zvg~jK|
Turnaround Time: I understand that it may require a minimum of two working days to deliver my debit card and chequebook (if applicable).
Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeyK †c‡Z Kgc‡ÿ `yÕwU Kg©w`em mgq jvM‡e (cÖ‡hvR¨ ‡¶‡Î)|
Discretion of the Bank: I understand that the interest rate, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered.
e¨vsK Gi GLwZqvi: Avwg AeMZ AvwQ †h, B›Uv‡i‡÷i nvi wKsev wd I PvR© mg~n ÷¨vÛvW© PvU©vW©-Gi GKK wm×v‡šÍ †h †Kv‡bv mgq cwieZ©b n‡Z cv‡i|
I/We hereby declare that I/we agree to have my/our security items (viz. chequebook, debit card and other security items) delivered to my/our mailing address and also understand that the
debit card will be delivered in deactivated status for security reason.
Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡`i e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeyK, †WweU KvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK KZ…©K Avgvi/Avgv‡`i †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU
KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|
If there is no transaction initiated by me for 2 years in case of savings account and 1 year in case of current account/SND account, then the account will be classified as “Dormant”.
After my account turns dormant, if there is no transaction initiated by me for 4 years in case of savings account and 5 years in case of current account/SND account, then the account will be classified as
"Unclaimed."
mÂqx wnmv‡ei ‡¶‡Î 2 eQi Ges PjwZ wnmve/Gm.Gb.wW wnmv‡ei ‡¶‡Î 1 eQi Avgvi Øviv ‡Kv‡bv ‡jb‡`b bv n‡j GKvD›UwU "Wi‡g›U" e‡j MY¨ n‡e| Avgvi A¨vKvD›UwU Wi‡g›U nIqvi ci, Avwg hw` ‡mwfsm A¨vKvD‡›Ui ‡¶‡Î 4 eQi Ges Kv‡i›U A¨vKvD›U/GmGbwW
A¨vKvD‡›Ui ‡¶‡Î 5 eQ‡ii g‡a¨ ‡KvbI ‡jb‡`b bv Kwi, Z‡e ‡mB A¨vKvD›U "Avb‡K¬BgW" wn‡m‡e MY¨ n‡e|
I agree an interest charge will be applicable on my account if balance is overdrawn which is mentioned in the Schedule of Charges.
Avwg GB g‡g© m¤§Z nw”Q †h, Avgvi A¨vKvD›U n‡Z e¨v‡jÝ IfviWªb n‡j wkwWDj Ad PvR© Abyhvqx B›Uv‡ió PvR© Kiv n‡e|
I/We hereby confirm that I/we have read and understood all the eligibility, features, required documents along with terms & conditions mentioned in the official website of Standard
Chartered for the product I/We choose to open with Standard Chartered.
Avwg/Avgiv wbðqZv w`w”Q †h, Avwg/Avgiv ‡hB ‡cÖvWv±wU wbe©vPb K‡iwQ Zv M «n‡Yi hveZxq ‡hvM¨Zv, ‰ewkó¨, cÖ‡qvRbxq KvMRcÎ Ges kZ©vewj ÷¨vÛvW© PvU©vW©-Gi Awdwmqvj I‡qemvBU ‡_‡K h_vh_fv‡e c‡owQ Ges eyS‡Z ‡c‡iwQ|
I/We hereby confirm that I/we have read and understood all the fees & charges mentioned in Schedule of charges and unconditionally accept the same.
Avwg/Avgiv wbðqZv w`w”Q †h, Avwg/Avgiv e¨vs‡Ki mKj wd/ PvR© ZvwjKv c‡owQ, ey‡SwQ Ges wbtkZ©fv‡e m¤§wZ Ávcb KiwQ|
Interest Application: I Understand that, interest in my account will be applicable:
B›Uv‡i÷ A¨vwcø‡Kkb: Avwg eyS‡Z cviwQ †h, Avgvi A¨vKvD‡›U my`/B›Uv‡i÷ cÖ‡hvR¨ n‡e|

Account Type Interest Accrual on Average balance Interest Application

A¨vKvD‡›Ui aiY Mo e¨v‡j‡Ýi Dci AwR©Z B›Uv‡i÷ B›Uv‡i÷ A¨vwcø‡Kkb
Super Savers Premium Account/Smart Account/Graduate Account Monthly Monthly
mycvi ‡mfvim wcÖwgqvg A¨vKvD›U/¯§vU© A¨vKvD›U/Mª¨vRy‡qU A¨vKvD›U gvwmK gvwmK
Super Savers/eSavers/School Banking Account Monthly Quarterly
mycvi ‡mfvim/B-‡mfvim/¯‹yj e¨vswKs A¨vKvD›U gvwmK ‰ÎgvwmK
RFCD Account Monthly Monthly/Quarterly/Annually*
AviGdwmwW A¨vKvD›U gvwmK gvwmK/‰ÎgvwmK/evwl©K*

For overdrawn balance, interest charge will be applied quarterly for current account. IfviW«b e¨v‡j‡Ýi Rb¨, Kv‡i›U A¨vKvD‡›Ui Rb¨ B›Uv‡i÷ PvR© ‰ÎgvwmK wfwˇZ cÖ‡qvM Kiv n‡e|
*If applicable *cÖ‡hvR¨ ‡¶‡Î
Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvR¨
I agree that if the salary is not credited/deposited in my account for six (6) consecutive months, the Bank will have the right to de-enroll me from the Payroll Banking benefits at any point
in time.
GKvav‡i Qq gvm Avgvi †eZb GB A¨vKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c-‡ivj e¨vswKs myweavw` GB A¨vKvD‡›U cÖ‡hvR¨ n‡e bv|
Credits reversal or refunds of salary from the payroll accounts will be done based on the instruction from the employers if there is an erroneous instruction from the employer.
fzjekZ m¨vjvwi A¨vKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc‡Y©i Rb¨ Avgvi wb‡qvMKZ©vi BÝUªvKkb cÖ‡hvR¨ n‡e|

Special features applicable only for Smart Account/ïaুgvÎ ¯§vU© A¨vKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg‚n:
Usage of alternate channels*: I understand that for Smart Account, all transactions are supposed to be carried out through alternate channels of Standard Chartered.
Avwg AeMZ AvwQ †h, ¯§vU© A¨vKvD›U- Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvU©vW© Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|
Chequebook: No chequebook is available for Smart Accounts.
†PKeB: ¯§vU© A¨vKvD‡›Ui Rb¨ †PKeB cÖ‡hvR¨ bq|
Cash deposit/withdrawal and other transaction facility: Cash deposit facilities at branches or CRMs (Cash Recycle Machines) are not allowed. Cash withdrawal through ATMs is only allowed within
the limits set by the Bank. Other available transaction facilities at branches or through Online Banking or SC Mobile App can be availed.
UvKv Rgv/ D‡Ëvjb Ges Ab¨vb¨ †jb‡`‡bi myweav: eªv Ges CRM (K¨vk wimvB‡Kj †gwkb) Gi gva¨‡g UvKv Rgv †`Iqv hv‡e bv| ïaygvÎ e¨vsK KZ©K
… wba©vwiZ D‡Ëvjb mxgvi g‡a¨ GwUGg †_‡K UvKv D‡Ëvjb Kiv hv‡e| Ab¨vb¨ mKj †jb‡`‡bi myweav eªv A_ev AbjvBb e¨vswKs Ges
**as per Bangladesh bank requirement

SC Mobile App †_‡K MªnY Kiv hv‡e|

I understand that I will be able to enjoy the benefits of a credit card and or personal loan and/or USD RFCD account with International debit card along with my account as part of Easy/Employee
Banking Value Pack subject to fulfillment of the Bank's credit norms. The annual fees for the cards and processing fee for Personal Loan will be discounted as appropriate. The activation, usage,
and retention of the credit card will be solely at my discretion.
Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK A¨vKvD‡›Ui cvkvcvwk BwR/Ggcøwq e¨vswKs f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/B›Uvib¨vkbvj †WweU KvW©mn BDGm Wjvi AviGdwmwW A¨vKvD›U/cv‡m©vbvj †jv‡bi myweav Dc‡fvM Ki‡ev| Kv‡W©i
†ÿ‡Î n «vmK…Z evwl©K wd Ges cv‡m©vbvj †jv‡bi †ÿ‡Î n «vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| †µwWU KvW© mwµqKiY, e¨envi Ges Pvjy ivLv Avgvi we‡ePbvaxb n‡e|
I/We hereby confirm that I/we have read and understood all the eligibility, features, required documents along with terms & conditions mentioned in the official website of Standard Chartered for the product
I/We choose to open with Standard Chartered.
Avwg/Avgiv wbðqZv w`w”Q ‡h Avwg/Avgiv ‡hB ‡cÖvWv±wU wbe©vPb K‡iwQ Zvi hveZxq mKj ‡hvM¨Zv, ‰ewkó, cÖ‡qvRbxq KvMRcÎ Ges kZ©vejx ÷¨vÛvW© PvU©vW© e¨vs‡Ki Awdwmqvj I‡qemvBU ‡_‡K h_vh_fv‡e c‡owQ Ges Abyaveb K‡iwQ|
I/We hereby confirm that I/we have read and understood all the fees & charges mentioned in Schedule of charges and unconditionally accept the same.
Avwg/Avgiv wbðqZv w`w”Q ‡h Avwg/Avgiv e¨vs‡Ki mKj wd/PvR© ZvwjKv c‡owQ Ges Abyaveb K‡iwQ Ges webv kZ©‡Z m¤§wZ Ávcb KiwQ |
I understand that my Standard Chartered Freelancer Account is a non-interest-bearing FCY current account where my earning through outsourcing from abroad can be credited and it will be bundled with a BDT
account. Also, I can use my FCY debit card of Freelancer Account for **bonafide purposes abroad and there won’t be any cheque book with my Standard Chartered Freelancer Account.
Avwg eyS‡Z †c‡iwQ †h, Avgvi ÷¨vÛvW© PvU©vW© wd«j¨vÝvi A¨vKvD›UwU GKwU my`wenxb Kv‡i›U A¨vKvD›U (we‡`wk gy`vª ), †hLv‡b we‡`k †_‡K AvDU‡mvwm©s‡qi gva¨‡g DcvwR©Z A_© Rgv Ki‡Z cvi‡ev Ges GwU GKwU UvKv A¨vKvD‡›Ui mv‡_ hy³ _vK‡e| GQvovI, Avwg Avgvi wd«j¨vÝvi
A¨vKvD‡›Ui USD †WweU KvW© we‡`‡k **†evbvdvBW D‡Ï‡k¨ e¨envi Ki‡Z cvi‡ev, Z‡e Avgvi ÷¨vÛvW© PvU©vW wd«j¨vÝvi A¨vKvD‡›Ui mv‡_ †Kv‡bv †PK eB Bm¨y Kiv n‡e bv|
*Conditions apply/*kZ© cÖ‡hvR¨

I understand that, in my Standard Chartered Freelancer Account, maximum **35% of freelancing earning can be kept. Rest will be converted in equivalent BDT and credited in my BDT account
which I have chosen after reading and understanding the nature of the account and schedule of charges.
Avwg eyS‡Z †c‡iwQ †h, Avgvi ÷¨vÛvW© PvU©vW wd«j¨vÝvi A¨vKvD‡›U wd«j¨vbwms DcvR©‡bi me©vwaK **35% ivLv hv‡e| evwK DcvR©b mgcwigvY UvKv‡Z iƒcvšÍwiZ n‡q Avgvi wbe©vwPZ UvKv A¨vKvD‡›U Rgv n‡e, hv Avwg A¨vKvD‡›Ui cÖKw… Z Ges Pv‡R©i mgqm~wP c‡o I ey‡S †e‡Q wb‡qwQ|

I/We agree that I/we will duly notify the Bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non-resident Taka (NRT) account from the date specified on
February 2025

the notification. I understand this NRT marking will have consequences of restricting several types of transactions as per applicable laws of Bangladesh. Similarly I/we will duly notify the Bank regarding
arrival in Bangladesh from abroad on temporary/permanent basis and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.
Avwg/Avgiv AeMZ AvwQ Ges m¤§Z n‡qwQ †h, Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_fv‡e Avgvi/Avgv‡`i hvÎvi ZvwiL e¨vsK-†K AewnZ Ki‡ev| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K AewnZ Kiv ZvwiL †_‡K Avgvi/Avgv‡`i A¨vKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges
evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx A¨vKvD›U‡U wewfbœ †jb‡`i mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡`i evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Ki‡ev Ges A¨vKvD›UwU wbevmx (Resident) wn‡m‡e we‡ewPZ n‡e D³
cÖZ¨veZ©‡bi welqwU e¨vsK-†K AewnZ Ki‡Yi ZvwiL †_‡K|
 Schedule of Charges (Abridged)/PvR© mg~‡ni ZvwjKv (ms‡ÿwcZ)
Super Savers Premium Super Savers Account eSavers Account School Banking Current Account RFCD Account Graduate Account/ Smart Account/
Charges/ Account Account Child Education Standard Chartered
mycvi †mfvim A¨vKvD›U B-†mfvim A¨vKvD›U Kv‡i›U A¨vKvD›U AviGdwmwW A¨vKvD›U
PvR© mg~n
mycvi †mfvim wcÖwgqvg ¯‹zj e¨vswKs A¨vKvD›U Savers Account Freelancer Account
MÖ¨vRy‡qU A¨vKvD›U/ ¯§vU© A¨vKvD›U/
A¨vKvD›U PvBì GWz‡Kkb ÷¨vÛvW© PvU©vW©
†mfvim A¨vKvD›U wd«j¨vÝvi A¨vKvD›U

Debit card
Tk. 600 & USD 30
annual fee (1st USD 30
(International debit
year fee will be (International
card for FCY Current
collected Not debit card) Not Not
upfront) Tk. 600 Account)
applicable applicable applicable
600 UvKv
†WweU KvW© evwl©K wd 600 UvKv I 30 BDGm 30 BDGm Wjvi
cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq
(1g eQ‡ii wd Wjvi (BDGm Wjvi Kv‡i›U (B›Uvib¨vkbvj †WweU
A¨vKvD›U †Lvjvi A¨vKvD›U-G B›Uvib¨vkbvj KvW©-Gi PvR©)
mgq cÖ‡`q) †WweU KvW©-Gi PvR©)

*For Employee Banking, debit card fee is applicable according to payroll agreements

Up to Tk, 10,000 0
Accounts Above Tk 10,000 up to Tk. 25,000 Tk. 100 half yearly Not Not Not Not
maintenance Above Tk. 25,000 up to Tk 200,000 Tk. 200 half yearly applicable Tk. 300 half yearly applicable applicable applicable
fee Above Tk. 200,000 up to Tk 1,000,000 Tk. 250 half yearly
Above Tk. 1,000,000 Tk. 300 half yearly
10,000 UvKv ch©šÍ -0
10,000 UvKvi E‡aŸ©© Ges 25,000 UvKv ch©šÍ -100 UvKv Aa©evwl©K
A¨vKvD›Um
25,000 UvKvi E‡aŸ©© Ges 200,000 UvKv ch©šÍ -200 UvKv Aa©evwl©K cÖ‡hvR¨ bq 300 UvKv Aa©evwl©K cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq
†gBb‡U‡bÝ wd 200,000 UvKvi E‡aŸ©© Ges 1,000,000 UvKv ch©šÍ -250 UvKv Aa©evwl©K
1,000,000 UvKvi E‡aŸ© -300 UvKv Aa©evwl©K

*Account maintenance fee is not applicable for Employee Banking and Smart Account

Minimum Balance Requirement to earn applicable interest:

Super Savers Premium account Tk. 5,00,000 Current account Not applicable
mycvi †mfvim wcÖwgqvg A¨vKvD›U 5,00,000 UvKv Kv‡i›U A¨vKvD›U cÖ‡hvR¨ bq

Super Savers account Tk. 1,00,000 Graduate account Not applicable

mycvi †mfvim A¨vKvD›U 1,00,000 UvKv MÖ¨vRy‡qU A¨vKvD›U cÖ‡hvR¨ bq

eSavers account Tk. 50,000 Smart account/Standard Chartered Not applicable

Freelancer Account
B-†mfvim A¨vKvD›U 50,000 UvKv ¯§vU© A¨vKvD›U/÷¨vÛvW© PvU©vW© wd«j¨vÝvi A¨vKvD›U cÖ‡hvR¨ bq

Minimum Standing Instructions:

Child Education Savers Tk. 5,000

PvBì GWz‡Kkb †mfvim 5,000 UvKv

Important Notes:
• 15% VAT is applicable for all fees and charges
• Government excise duty is applicable annually for all accounts
• The Bank reserves the right to amend the Schedule of Rates & Charges at any time
• For Priority Banking customers, separate Schedule of Fees & Charges are applicable
• For Employee Banking clients, fees and charges shall apply as per Employee Banking agreement

¸iæZ¡c~Y© Z_¨:
• mKj wd I PvR© mg~‡ni Ici 15% f¨vU cÖ‡hvR¨
• mKj A¨vKvD‡›Ui Ici evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨
• †h †Kv‡bv gyn~‡Z© †h †Kvb B›Uv‡i÷ †iU I PvR© cwieZ©‡bi wmØvšÍ e¨vsK KZ…©K msiwÿZ
• cÖv‡qvwiwU e¨vswKs Gi Rb¨ PvR© mg~‡ni wfbœ ZvwjKv cÖ‡hvR¨
• Ggcøwq e¨vswKs‡qi Rb¨ Ggcøwq e¨vswKs Pzw³ Abymv‡i wd Ges PvR© cÖ‡hvR¨

• The Income Tax Act, 2023 mandates to submit following documents as a proof of your latest tax return submission:
• An acknowledgment receipt of tax return prescribed by National Board of Revenue (NBR); or
• A system generated certificate (if tax return is submitted online) containing name and TIN of the person and the year for which return has been submitted; or
• A certificate issued by the office of Deputy Commissioner of Taxes (DCT) containing name and TIN of the person and the year for which return has been submitted.
• AvqKi AvBb, 2023 Abyhvqx Avcbvi me©‡kl U¨v· wiUvb© Rgv ‡`Iqvi cÖgvY wn‡m‡e wbgœwjwLZ bw_cÎ Rgv w`‡Z n‡e:
• RvZxq ivR¯^ ‡evW© (GbweAvi) Øviv wba©vwiZ U¨v· wiUv‡b©i GKwU ¯^xK…wZ iwm`; A_ev
• AbjvB‡b U¨v· wiUvb© Rgv w`‡j wm‡÷g ‡Rbv‡i‡UW mvwU©wd‡KU, hv‡Z e¨w³i bvg Ges wUAvBGb I †h eQ‡ii Rb¨ wiUvb© Rgv †`Iqv n‡q‡Q Zv D‡jøL _vK‡e; A_ev
• Ki Dc Kwgkbvi (wWwmwU) Awdm ‡_‡K Bm¨y Kiv GKwU mvwU©wd‡KU, hv‡Z e¨w³i bvg, wUAvBGb Ges †h eQ‡ii Rb¨ wiUvb© Rgv †`Iqv n‡q‡Q Zv D‡jøL _vK‡e|
• The Income Tax Act, 2023 and Finances Act, 2024 mandates that:
• If proof of the latest tax return is not submitted, 11.25% tax at source will be deducted from the inward remittance amount.
• If proof of the latest tax return is submitted, the applicable tax deduction will be reduced to 7.5%.
• AvqKi AvBb, 2023 Ges A_© AvBb, 2024 Abyhvqx:
• hw` me©‡kl U¨v· wiUv‡b©i cÖgvY Rgv bv †`Iqv nq, Z‡e cÖvß †iwgU¨v‡Ýi Dci 11.25% Dr‡m Ki KvUv n‡e|
• hw` me©‡kl U¨v· wiUv‡b©i cÖgvY Rgv †`Iqv nq, Z‡e cÖ‡hvR¨ Dr‡m K‡ii nvi Kwg‡q 7.5% Kiv n‡e|

For more details, please refer to Schedule of Charges available at all Standard Chartered branches/website.
we¯ÍvwiZ Z‡_¨i Rb¨ AbyMÖn K‡i ÷¨vÛvW© PvU©vW©-Gi †h †Kv‡bv eªvÂ/I‡qemvBU †_‡K PvR© mg~‡ni ZvwjKv msMÖn Kiæb|
 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
Customer Copy/ Kv÷gvi Kwc
Dear Applicant, m¤§vwbZ Av‡e`bKvix,
Thank you for your application for Standard Chartered credit card. To ensure ÷¨vÛvW© PvU©vW© †µwWU KvW©-G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K© AeMwZi Rb¨
clarity regarding the Bank’s offer, we request you to go through the declaration wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi m¤§wZm~PK ¯^v¶i cÖ`vb
and salient points given below and sign your acceptance for the same. Kiæb|
Yes No
Customer Declaration / MÖvnK A½xKvibvgv n¨uv bv
• I am aware of the Schedule of Charges (mentioned overleaf) applicable to credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR© mg~n (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
• I am aware of the interest rate (mentioned overleaf) applicable for credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ my‡`i nvi (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
• I am aware of the monthly payment requirements of credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ wba©vwiZ gvwmK †c‡g›U m¤c‡K© Avwg AeMZ AvwQ|
• I am aware that the monthly assignment of credit limit is at the sole direction of the Bank.
†µwWU KvW©-Gi †µwWU wjwgU wba©vi‡Y e¨vsK me©¯^Z¡ msi¶Y K‡i Ges GB e¨vcv‡i Avwg AeMZ AvwQ|
• I am aware that the application processing may take up to 2-3 weeks time from the date of receipt of the application, provided the application is complete with all the
relevant documents and all the verification are positive.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Av‡e`bcÎwU e¨vsK KZ©…K MÖn‡Yi ci Zv cÖwµqvKi‡Y 2-3 mßvn mgq jvM‡Z cv‡i hw` h_vh_fv‡e Av‡e`bcÎwU c~iY, cÖ‡qvRbxq KvMRcÎ mshy³KiY Ges KvMRcÎ
hvPvBKi‡Yi djvdj BwZevPK n‡q _v‡K|
• I have applied for credit card without any undue influence.
†Kv‡bv iKg AhvwPZ cÖfve QvovB Avwg †µwWU KvW©-Gi Rb¨ Av‡e`b K‡iwQ|
• I have been explained about all benefits, features and uses of credit card.
†µwWU KvW©-Gi myweavw`, e¨envi Ges ÁvZe¨ welq mg~n m¤c‡K© Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q|
• I am aware that the Bank has the right to reject my application without assigning any reason.
Avwg AeMZ AvwQ †h, †Kv‡bv iKg KviY cÖ`k©b QvovB e¨vsK †µwWU KvW© Gi Rb¨ Avgvi Av‡e`b evwZj Ki‡Z cv‡i|
• I am aware that the Bank may seek to verify or confirm the validity of my information.
Avwg AeMZ AvwQ †h, Avgvi cÖ`Ë Z_¨vw`i mZ¨Zv cix¶Y I hvPvB Kivi AwaKvi e¨vsK msi¶Y K‡i|
• I am confirming that currently I am not a defaulter of any bank(s) or any financial institution(s).
Avwg wbwðZ KiwQ †h, GB gyû‡Z© †Kvb e¨vsK wKsev Avw_©K cÖwZôv‡bi Kv‡Q Avwg wWdëvi (FY‡Ljvcx) bB|
• I do not have any credit card(s) other than the one mentioned in the credit card application form. I am also aware that I cannot have unsecured credit limit of more than
BDT 1,000,000 from Standard Chartered on credit card as per regulatory directive.
†µwWU Kv‡W©i Av‡e`b c‡Î D‡j øL Kiv nqwb Ggb †Kvb †µwWU KvW© Avgvi †bB| evsjv‡`k e¨vsK-Gi wbqg Abyhvqx †µwWU KvW©-G †Kvb RvgvbZ e¨ZxZ 10 j¶ UvKvi AwaK mxgv ÷¨vÛvW© PvU©vW© Avgv‡K cÖ`vb Ki‡e
bv-GB Z_¨ Avgv‡K Rvbv‡bv n‡q‡Q|
• I am aware that my credit card is subject to the existing regulatory requirements and any future regulations that might be imposed by the Government.
Avwg AeMZ AvwQ †h, cÖPwjZ Ges Avmbœ mKj miKvix wewa mg~n Avgvi †µwWU Kv‡W©i Dci cÖ‡hvR¨ n‡e|
• I understand that my credit card and PIN should not be given away to anyone in any situation. However, while canceling or replacing the Card(s), it is my responsibility to
handover the card(s) to authorised bank official after cutting it into halves.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Ges wcb b¤^iwU †Kvb Ae¯’v‡ZB n¯ÍvšÍi †hvM¨ bq| Avgvi †µwWU KvW© evwZj wKsev cwieZ©‡bi Rb¨ Avwg KvW©wU †K‡U `yÕfv‡M fvM K‡i wbR `vwq‡Z¡ e¨vs‡Ki `vwqZ¡c~Y©
Awdwmqv‡ji nv‡Z n¯ÍvšÍi Ki‡ev|
• I hereby declare that I agree to have my security items (i.e, Client Care Centre TIN, card cheque, Internet Banking PIN, credit card PIN and other security items) delivered
to my mailing address and also understand that card cheque and credit card will be delivered in deactivated status for security reason.
Avwg †NvlYv KiwQ †h, Avgvi e¨vsK m¤cwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, K¬v‡q›U †Kqvi †m›Uvi wUb b¤^i, KvW© †PK, B›Uvi‡bU e¨vswKs wcb b¤^i, †µwWU KvW© wcb b¤^i I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK
KZ©…K Avgvi †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, KvW© †PK I †µwWU KvW© wbivcËvi ¯^v‡_© wbw®Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|

Documents Submitted/cÖ‡qvRbxq KvMRcÎ

Salary Slip/Pay Slip/Salary Certificate
m¨vjvwi w¯c/†c w¯c/m¨vjvwi mvwU©wd‡KU eTIN/eTIN certificate/IT-88 etc.
Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only) BwUb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨) Memorandum/Article of Association
Bank Statements †g‡gvivÛvg/AvwU©‡Kj Ad A¨v‡mvwm‡qkb
e¨vsK †÷U‡g›U Standing instruction to debit my account toward credit card payment
Trade License †µwWU KvW© †c‡g‡›Ui †¶‡Î A¨vKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
†UªW jvB‡mÝ Others (please specify)
National ID (NID) No. Ab¨vb¨ (AbyMÖnc~e©K D‡j øL Kiæb)
b¨vkbvj AvBwW (GbAvBwW) bs

I, ________________________________________________________________, have read and Avwg,________________________________________________, DcwiwjwLZ ø Ges

understood the above statements and the contents mentioned overleaf. I also confirm Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg wbwðZ KiwQ †h, GB Av‡e`bc‡Î Avgvi
that the declaration provided by me in this form is true and correct. I confirm that I cÖ`Ë Z_¨vw` m¤c~Y© wbf©yj Ges mZ¨| Avwg AviI wbwðZ KiwQ †h, Avgvi †µwWU KvW© Av‡e`bcÎwUi
have not given any cash or cheque to any person of the Bank for the approval of this Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb e¨w³‡K †Kvbiæc bM`
credit card application or for any other purpose in relation to this application. UvKv A_ev †PK cÖ`vb Kwiwb|
I also confirm that Mr./Ms. ______________________________________________________, Avwg wbwðZ KiwQ †h, Rbve/Rbvev _______________________________________,
bearing BDO/RM code ____________________________ has explained to me all the
wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW©© PvU©vW© †µwWU KvW© mswk øó
*Conditions apply/*kZ© cÖ‡hvR¨

features of Standard Chartered credit card. welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|

I acknowledge that I have received a copy of this MID.
Avwg wbwðZ KiwQ †h GB A½xKvibvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|
January 2025

Applicant’s Signature Application Number Date (dd/mm/yy)

 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
Frees & Fees
Please make a note of the following Schedule of Charges, so that you remain fully Avcbvi †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR© mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i wb‡Pi ZvwjKvwU
informed as to the charges applicable to your credit card. AbymiY Kiæb|
Visa Silver (Classic) Visa Gold Simply Cash Card Visa Platinum/Assurance Visa Signature Visa International Platinum
wfmv wmjfvi (K¬vwmK) wfmv †Mvì (MasterCard Titanium) Card/Smart Card* wfmv wmM‡bPvi wfmv B›Uvib¨vkbvj c¨vwUbvg
wm¤cwj K¨vk KvW© (gv÷viKvW© UvBUvwbqvg) wfmv cøvwUbvg/A¨vmy‡iÝ KvW/¯§vU© KvW©*©

General/mvaviY
Payment due date from statement date / 15 days/15 w`b
†÷U‡g‡›U D‡j øwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq
Minimum amount due / b~b¨Zg e‡Kqv 1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500) 1% or USD 10, whichever is
/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wb¤œ 500 UvKv) higher/1% ev 10 BDGmwW, †hwU †ewk
Cash advance limit / K¨vk A¨vWfvÝ wjwgU Up to 50% of credit limit/50% ch©šÍ
Maximum interest-free days available (in case of 100% payment
of current balance on or before due date)/m‡e©v”P B›Uv‡ió wd« w`em (wba©vwiZ 45 days /45 w`b
Zvwi‡Li g‡a¨ wKsev Zvi c~‡e©B 100% †÷U‡g›U e¨v‡jÝ cwi‡kv‡ai †¶‡Î cÖ‡hvR¨)
Fees / wd
Annual fee (primary card) /evwl©K wd (cÖvBgvix KvW©) BDT 1,500/ BDT 3,000/ BDT 5,000 (Standalone) BDT 5,000 BDT 12,000/12,000 UvKv USD 105/
1,500 UvKv 3,000 UvKv BDT 3,500 (Add-On) BDT 3,000 (Smart Card ) 105 BDGmwW
5,000 UvKv, 3,000 UvKv (¯§vU© KvW©)

Annual fee (for each supplementary card)/ evwl©K wd (cÖwZwU mvwc ø‡g›Uvwi KvW© Gi Rb¨) a)Free/wd« a)Free/wd« a)Free/wd« a)Free/wd«
a) For 1st and 2nd supplementary cards/(1g I 2q mvwc ø‡g›Uvwi KvW©) b) BDT 500/ b) BDT 1,000/ BDT 1,000/1,000 UvKv Not applicable/cÖ‡hvR¨ bq
b) BDT 1,000/1,000 UvKv b) BDT 1,000/1,000 UvKv
b) For 3rd supplementary card and onwards/3q mvwc ø‡g›Uvwi KvW© I cieZ©x Kv‡W©i †ÿ‡Î 500 UvKv 1,000 UvKv
Card replacement fee/KvW© cwieZ©‡bi wd BDT 200/200 UvKv BDT 500/500 UvKv BDT 500/500 UvKv BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv USD 12/12 BDGmwW
Late payment fee (if minimum due is not paid within due date) USD 15/15 BDGmwW
†jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨) BDT 450/450 UvKv BDT 600/600 UvKv BDT 750/750 UvKv BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv
Over limit fee/Ifvi wjwgU wd BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv BDT 1,500/1,500 UvKv BDT 1,500/1,500 UvKv USD 15/15 BDGmwW
Global usage privileges/†M øvevj BD‡mR wcÖwf‡jR FREE/ wd«
Not applicable/ Not applicable/ FREE/ wd« (up to FREE/ wd« (up to FREE/ wd« (up to FREE/ wd« (up to
Passenger handling service/†c‡mÄvi n¨vÛwjs mvwf©m cÖ‡hvR¨ bq cÖ‡hvR¨ bq 2 persons/m‡e©v”P 2 Rb ch©š)Í 2 persons/m‡e©v”P 2 Rb ch©š)Í 4 persons/m‡e©v”P 4 Rb ch©šÍ) 2 persons/m‡e©v”P 2 Rb ch©šÍ)
Priority Pass membership fee/cÖv‡qvwiwU cvm †g¤^viwkc wd Not applicable/ Not applicable/ Not applicable/ FREE/ wd« FREE/ wd« FREE/ wd«
cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq
USD 35 (3 FREE visits per calendar year for USD 35 ((Unlimited Free visits for cardholder, 6 Free USD 35 (3 Free visits per calendar
Priority Pass usage fee/cÖv‡qvwiwU cvm BD‡mR wd Not applicable/ Not applicable/ Not applicable/ cardholder)/ visits for guests per calendar year)/35 BDGmwW year for cardholder)/35 BDGmwW
cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq 35 BDGmwW (KvW©‡nvìvi‡`i Rb¨ cÖwZ eQi 3evi wd« wfwRU)
(KvW©‡nvìvi‡`i Rb¨ Avbwjwg‡UW wd« wfwRU, cÖwZ eQi AwZw_‡`i Rb¨
6evi wd« wfwRU) (KvW©‡nvìvi‡`i Rb¨ cÖwZ eQi 3evi wd« wfwRU)

Not applicable/ Not applicable/ Not applicable/ Free (for the cardholder only)** Free (cardholder and any 3 persons)** Free (for the cardholder only)**
Access to Airport Lounge/Gqvi‡cvU© jvD‡Ä cÖ‡ekvwaKvi cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq wd« (ïaygvÎ KvW©‡nvìvi‡`i Rb¨)** wd« (KvW©‡nvìvi Ges Av‡iv 3 Rb)** wd« (ïaygvÎ KvW©‡nvìvi‡`i Rb¨)**

Other fees & charges (all cards)/Ab¨vb¨ wd I PvR© mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
25% per annum/evwl©K 25%
Finance charges Accrued interest for cash transactions is billed from the transaction date. Fund transfers from your credit card to Mobile Wallets through Online Banking or SC
dvBb¨vÝ PvR© Mobile App will be treated as a cash advance transaction.
bM` †jb‡`‡bi Dci Rgv B›Uv‡i÷ †jb‡`‡bi ZvwiL †_‡K we‡j †hvM Kiv n‡e| ÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ U«vbR¨vKkb wn‡m‡e MY¨ n‡e|
2.5% of the withdrawal amount/bM` D‡Ëvj‡bi 2.5% 2.5% of the withdrawal amount
(Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance or USD 5, whichever is higher/
Cash advance fee/K¨vk A¨vWfvÝ wd D‡Ëvj‡bi cwigv‡Yi 2.5%
transaction, and incur cash advance fee)/(Avcbvi ‡µwWU KvW© ‡_‡K ‡gvevBj Iqv‡j‡U AbjvBb e¨vswKs ev Gmwm ‡gvevBj A¨v‡ci gva¨‡g dvÛ U«vÝdvi‡K bM` AwM«g ‡jb‡`b wn‡m‡e
we‡ePbv Kiv n‡e, Ges Gi mv‡_ bM` AwM«g wd c«‡hvR¨ n‡e|) A_ev 5 BDGmwW, †hwU †ewk

Wallet loading fee/Iqv‡jU †jvwWs wd 1% of the transaction amount (Applicable for add money/pass through transactions via MFS)/
†gvU †jb‡`‡bi 1% (GgGdGm-Gi gva¨‡g †jb‡`‡b A_© †hvM/cvm Kivi †¶‡Î cÖ‡hvR¨)
Monthly Statements/ gvwmK †÷U‡g›U FREE/wd«
Statement re-issue fee (last 2 months) †÷U‡g›U wi-Bm¨y wd (me©‡kl 2 gvm) FREE/wd«
Statement re-issue fee per statement (beyond last 2 months)/cÖwZ †÷U‡g›U wi-Bm¨y wd BDT 100/100 UvKv USD 2/2 BDGmwW
(me©‡kl 2 gv‡mi †ewk)
Returned cheque fee (due to insufficient fund)/wiUvb©W †PK wd (BÝvwdwm‡q›U dv‡Ûi Rb¨) BDT 50/50 UvKv Not applicable/cÖ‡hvR¨ bq
CIB Processing Fee/wmAvBwe cÖ‡mwms wd At actual****/cÖK…Zc‡¶ ****
Certificate charge/mvwU©wd‡KU PvR© FREE/ wd« FREE/ wd«
Credit card life insurance coverage/†µwWU KvW© jvBd BÝy‡iÝ Kfv‡iR 0.35% of the statement balance as at the statement date/†÷U‡g›U Zvwi‡Li wnmv‡e †÷U‡g›U e¨v‡j‡Ýi 0.35%
Premium Collection Fee-Life Insurance (paid by Insurance 40% of Premium Amount/wcªwgqvg cwigv‡Yi 40%
Company to the Bank)/ wcªwgqvg Kvj‡Kkb wd - jvBd Bbm¨yi‡Ý (Bbm¨yi‡Ý ‡Kv¤úvwb K©Z…K e¨vs‡K c«`Ë)
Chequebook issuance fee/†PKeyK Bm¨y‡qÝ wd:
a) 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv) FREE/ wd« Not applicable/cÖ‡hvR¨ bq
b) 2nd cheque book & onwards (20 Leaves)/2q Ges cieZ©x © †PKeyK (20 cvZv)
Card cheque processing fees/KvW© †PK cÖ‡mwms wd 3% of the card cheque amount (minimum BDT 500)/KvW© †P‡Ki cwigv‡Yi 3% (b¨~bZg 500 UvKv) Not applicable/cÖ‡hvR¨ bq
InstaBuys finance charges/BÝUvevBm dvBb¨vÝ PvR© mg~n 9.50% p.a. (flat rate)***/9.50% wc.G (d¬¨vU †iU)*** Not applicable/cÖ‡hvR¨ bq
InstaBuys pre-closure fee/BÝUvevBm wcÖ-†K¬vRvi wd 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2% Not applicable/cÖ‡hvR¨ bq
SMS Banking transaction alert fee/GmGgGm e¨vswKs U«vbR¨vKkb A¨vjvU©© wd FREE/ wd«
Internet Banking/B›Uvi‡bU e¨vswKs FREE/ wd«
Auto Billspay/A‡Uv wejm †c FREE/ wd«
3% of transaction amount (for transactions
International transaction charge/B›Uvib¨vkbvj U«vbR¨vKkb PvR© 3% of transaction amount/†gvU †jb‡`‡bi 3% in currency other than US Dollar)/†jb‡`‡bi
cwigv‡Yi 3% (BDGm Wjvi Qvov Ab¨ Kv‡iw݇Z †jb‡`‡bi Rb¨)

Finance charge - cash advance EMI/dvBb¨vÝ PvR© - K¨vk A¨vWfvÝ BGgAvB 9.5% p.a. (flat rate)***/evwl©K 9.5% (d¬¨vU †iU)*** Not applicable/cÖ‡hvR¨ bq
Processing fee - cash advance EMI/cÖ‡mwms wd - K¨vk A¨vWfvÝ BGgAvB 2% of credit amount/†µwWU A¨vgvD‡›Ui 2% Not applicable/cÖ‡hvR¨ bq
Pre-closure fee - cash advance EMI/wcÖ-†K¬vRvi wd - K¨vk A¨vWfvÝ BGgAvB 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2% Not applicable/cÖ‡hvR¨ bq
For 3 months: 2.5% of Cash advance amount/3 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 2.5%
Maintenance fee - cash advance EMI (applicable for zero-interest cash For 6 months: 4% of Cash advance amount/6 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 4%
Not applicable/cÖ‡hvR¨ bq
advance EMI)/‡gB‡›U‡bÝ wd - K¨vk A¨vWfvÝ BGgAvB (wR‡iv-B›Uv‡i÷ K¨vk A¨vWfvÝ BGgAvB Gi ‡¶‡Î c«‡hvR¨) For 9 months: 6% of Cash advance amount/9 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 6%
For 12 months: 8% of Cash advance amount/12 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 8%
15% VAT will be charged as applicable/15% f¨vU cÖ‡hvR¨ n‡e Effective from 1 January 2025/1 Rvbyqvwi 2025 †_‡K Kvh©Ki n‡e
Government excise duty is applicable as per Government regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e
*Annual fee BDT 3,000 will apply for both standalone and add-on Smart card/¯§vU© KvW© ÷¨vÛv‡jvb I A¨vW-Ab Dfq Kv‡W©i †¶‡Î evwl©K wd 3,000 UvKv cÖ‡hvR¨ n‡e
*supplementary card feature, passenger handling service, Priority Pass membership fee, Priority Pass usage fee, access to airport lounge service not applicable for Smart card
mvwc‡¬g›Uvwi KvW© myweav, c¨v‡mÄvi n¨vÛwjs mvwf©m, cÖv‡qvwiwU cvm †g¤^viwkc wd, cÖv‡qvwiwU cvm BD‡mR wd, Gqvi‡cvU© jvD‡Ä c‡« ekvwaKvi mvwf©m ¯§vU© Kv‡W©i †¶‡Î cÖ‡hvR¨ bq
**BDT 2,000 will be charged for each additional guest visit at the airport lounge (inclusive of VAT)/Gqvi‡cvU© jvDÄ e¨env‡ii †¶‡Î AwZwi³ AwZw_i cwi`k©‡bi Rb¨ †¶‡Î 2,000 UvKv PvR© cÖ‡hvR¨ n‡e
***The effective rate ranges between 15%-19% depending on the selected tenor/Kvh©Kix my‡`i nvi, wKw¯Í cwi‡kv‡ai ‡gqv` Abyhvqx 15%-19% ch©šÍ wba©vwiZ n‡e

Other Key Points KwZcq D‡jøL‡hvM¨ welq

Blocking of card (in case of non-payment) KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)
If you are availing multiple credit cards from Standard Chartered , we reserve the right to block all the cards if any of hw` Avcwb ÷¨vÛvW© PvU©vW©-Gi GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv Kivi `iƒb KvW©wU
the cards goes into delinquency due to non-payment. Your card will only be reinstated once payment on each account e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi ¶gZv msi¶Y K‡i| †KejgvÎ
is regulated and as per the Bank’s policy. KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv hv‡e|
Disclosure of Information
Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkb
You authorise the Bank to use and disclose detailed information relating to the credit card application and/or credit
card account, your relationship with the Bank to any credit rating agency, bank, financial institution, leasing company,
Avcbvi †µwWU KvW© Av‡e`bcÎ, †µwWU A¨vKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi I cÖKv‡ki AwaKvi msi¶Y K‡i
any regulatory authority with jurisdiction over the Bank, any person required by a court of competent jurisdiction, any Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³,
agent, contractor or third party service providers of the Bank, any potential assignee of the Bank, any company within ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³ A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv
the Standard Chartered group, and any other person under a duty of confidentiality to the Bank. Such disclosure will Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶Y K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|
be made for purposes as the Bank may in its sole discretion require and without any reference to you.
j¶¨bxq
Please note
• Your application form and all supporting documents will form part of Bank’s records and will not be returned.
• Avcbvi Av‡e`bcÎ Ges Zrmswkøó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶Y Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile. • cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g †hvMv‡hvM Ki‡e|
• The Bank reserves the right to reject this application without assigning any reason. • †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶Y K‡i|
• Subject to approval of this application, assignment of credit limit is at the sole discretion of the Bank. • Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶Y K‡i|
 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
Bank Copy/ e¨vsK Kwc
Dear Applicant, m¤§vwbZ Av‡e`bKvix,
Thank you for your application for Standard Chartered credit card. To ensure ÷¨vÛvW© PvU©vW© †µwWU KvW©-G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K© AeMwZi Rb¨
clarity regarding the Bank’s offer, we request you to go through the declaration wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi m¤§wZm~PK ¯^v¶i cÖ`vb
and salient points given below and sign your acceptance for the same. Kiæb|
Yes No
Customer Declaration / MÖvnK A½xKvibvgv n¨uv bv
• I am aware of the Schedule of Charges (mentioned overleaf) applicable to credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR© mg~n (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
• I am aware of the interest rate (mentioned overleaf) applicable for credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ my‡`i nvi (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
• I am aware of the monthly payment requirements of credit card.
†µwWU KvW©-Gi Dci cÖ‡hvR¨ wba©vwiZ gvwmK †c‡g›U m¤c‡K© Avwg AeMZ AvwQ|
• I am aware that the monthly assignment of credit limit is at the sole direction of the Bank.
†µwWU KvW©-Gi †µwWU wjwgU wba©vi‡Y e¨vsK me©¯^Z¡ msi¶Y K‡i Ges GB e¨vcv‡i Avwg AeMZ AvwQ|
• I am aware that the application processing may take up to 2-3 weeks time from the date of receipt of the application, provided the application is complete with all the
relevant documents and all the verification are positive.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Av‡e`bcÎwU e¨vsK KZ©…K MÖn‡Yi ci Zv cÖwµqvKi‡Y 2-3 mßvn mgq jvM‡Z cv‡i hw` h_vh_fv‡e Av‡e`bcÎwU c~iY, cÖ‡qvRbxq KvMRcÎ mshy³KiY Ges KvMRcÎ
hvPvBKi‡Yi djvdj BwZevPK n‡q _v‡K|
• I have applied for credit card without any undue influence.
†Kv‡bv iKg AhvwPZ cÖfve QvovB Avwg †µwWU KvW©-Gi Rb¨ Av‡e`b K‡iwQ|
• I have been explained about all benefits, features and uses of credit card.
†µwWU KvW©-Gi myweavw`, e¨envi Ges ÁvZe¨ welq mg~n m¤c‡K© Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q|
• I am aware that the Bank has the right to reject my application without assigning any reason.
Avwg AeMZ AvwQ †h, †Kv‡bv iKg KviY cÖ`k©b QvovB e¨vsK †µwWU KvW© Gi Rb¨ Avgvi Av‡e`b evwZj Ki‡Z cv‡i|
• I am aware that the Bank may seek to verify or confirm the validity of my information.
Avwg AeMZ AvwQ †h, Avgvi cÖ`Ë Z_¨vw`i mZ¨Zv cix¶Y I hvPvB Kivi AwaKvi e¨vsK msi¶Y K‡i|
• I am confirming that currently I am not a defaulter of any bank(s) or any financial institution(s).
Avwg wbwðZ KiwQ †h, GB gyû‡Z© †Kvb e¨vsK wKsev Avw_©K cÖwZôv‡bi Kv‡Q Avwg wWdëvi (FY‡Ljvcx) bB|
• I do not have any credit card(s) other than the one mentioned in the credit card application form. I am also aware that I cannot have unsecured credit limit of more than
BDT 1,000,000 from Standard Chartered on credit card as per regulatory directive.
†µwWU Kv‡W©i Av‡e`b c‡Î D‡j øL Kiv nqwb Ggb †Kvb †µwWU KvW© Avgvi †bB| evsjv‡`k e¨vsK-Gi wbqg Abyhvqx †µwWU KvW©-G †Kvb RvgvbZ e¨ZxZ 10 j¶ UvKvi AwaK mxgv ÷¨vÛvW© PvU©vW© Avgv‡K cÖ`vb Ki‡e
bv-GB Z_¨ Avgv‡K Rvbv‡bv n‡q‡Q|
• I am aware that my credit card is subject to the existing regulatory requirements and any future regulations that might be imposed by the Government.
Avwg AeMZ AvwQ †h, cÖPwjZ Ges Avmbœ mKj miKvix wewa mg~n Avgvi †µwWU Kv‡W©i Dci cÖ‡hvR¨ n‡e|
• I understand that my credit card and PIN should not be given away to anyone in any situation. However, while canceling or replacing the Card(s), it is my responsibility to
handover the card(s) to authorised bank official after cutting it into halves.
Avwg AeMZ AvwQ †h, Avgvi †µwWU KvW© Ges wcb b¤^iwU †Kvb Ae¯’v‡ZB n¯ÍvšÍi †hvM¨ bq| Avgvi †µwWU KvW© evwZj wKsev cwieZ©‡bi Rb¨ Avwg KvW©wU †K‡U `yÕfv‡M fvM K‡i wbR `vwq‡Z¡ e¨vs‡Ki `vwqZ¡c~Y©
Awdwmqv‡ji nv‡Z n¯ÍvšÍi Ki‡ev|
• I hereby declare that I agree to have my security items (i.e, Client Care Centre TIN, card cheque, Internet Banking PIN, credit card PIN and other security items) delivered
to my mailing address and also understand that card cheque and credit card will be delivered in deactivated status for security reason.
Avwg †NvlYv KiwQ †h, Avgvi e¨vsK m¤cwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, K¬v‡q›U †Kqvi †m›Uvi wUb b¤^i, KvW© †PK, B›Uvi‡bU e¨vswKs wcb b¤^i, †µwWU KvW© wcb b¤^i I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK
KZ©…K Avgvi †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, KvW© †PK I †µwWU KvW© wbivcËvi ¯^v‡_© wbw®Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|

Documents Submitted/cÖ‡qvRbxq KvMRcÎ

Salary Slip/Pay Slip/Salary Certificate
m¨vjvwi w¯c/†c w¯c/m¨vjvwi mvwU©wd‡KU eTIN/eTIN certificate/IT-88 etc.
Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only) BwUb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨) Memorandum/Article of Association
Bank Statements †g‡gvivÛvg/AvwU©‡Kj Ad A¨v‡mvwm‡qkb
e¨vsK †÷U‡g›U Standing instruction to debit my account toward credit card payment
Trade License †µwWU KvW© †c‡g‡›Ui †¶‡Î A¨vKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
†UªW jvB‡mÝ Others (please specify)
National ID (NID) No. Ab¨vb¨ (AbyMÖnc~e©K D‡j øL Kiæb)
b¨vkbvj AvBwW (GbAvBwW) bs

I, ________________________________________________________________, have read and Avwg,________________________________________________, DcwiwjwLZ ø Ges

understood the above statements and the contents mentioned overleaf. I also confirm Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg wbwðZ KiwQ †h, GB Av‡e`bc‡Î Avgvi
that the declaration provided by me in this form is true and correct. I confirm that I cÖ`Ë Z_¨vw` m¤c~Y© wbf©yj Ges mZ¨| Avwg AviI wbwðZ KiwQ †h, Avgvi †µwWU KvW© Av‡e`bcÎwUi
have not given any cash or cheque to any person of the Bank for the approval of this Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb e¨w³‡K †Kvbiæc bM`
credit card application or for any other purpose in relation to this application. UvKv A_ev †PK cÖ`vb Kwiwb|
I also confirm that Mr./Ms. ______________________________________________________, Avwg wbwðZ KiwQ †h, Rbve/Rbvev _______________________________________,
bearing BDO/RM code ____________________________ has explained to me all the
wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW©© PvU©vW© †µwWU KvW© mswk øó
*Conditions apply/*kZ© cÖ‡hvR¨

features of Standard Chartered credit card. welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|

I acknowledge that I have received a copy of this MID.
Avwg wbwðZ KiwQ †h GB A½xKvibvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|
January 2025

Applicant’s Signature Application Number Date (dd/mm/yy)

 Most Important Information for your Credit Card Application
Avcbvi †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
Frees & Fees
Please make a note of the following Schedule of Charges, so that you remain fully Avcbvi †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR© mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i wb‡Pi ZvwjKvwU
informed as to the charges applicable to your credit card. AbymiY Kiæb|
Visa Silver (Classic) Visa Gold Simply Cash Card Visa Platinum/Assurance Visa Signature Visa International Platinum
wfmv wmjfvi (K¬vwmK) wfmv †Mvì (MasterCard Titanium) Card/Smart Card* wfmv wmM‡bPvi wfmv B›Uvib¨vkbvj c¨vwUbvg
wm¤cwj K¨vk KvW© (gv÷viKvW© UvBUvwbqvg) wfmv cøvwUbvg/A¨vmy‡iÝ KvW/¯§vU© KvW©*©

General/mvaviY
Payment due date from statement date / 15 days/15 w`b
†÷U‡g‡›U D‡j øwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq
Minimum amount due / b~b¨Zg e‡Kqv 1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500) 1% or USD 10, whichever is
/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wb¤œ 500 UvKv) higher/1% ev 10 BDGmwW, †hwU †ewk
Cash advance limit / K¨vk A¨vWfvÝ wjwgU Up to 50% of credit limit/50% ch©šÍ
Maximum interest-free days available (in case of 100% payment
of current balance on or before due date)/m‡e©v”P B›Uv‡ió wd« w`em (wba©vwiZ 45 days /45 w`b
Zvwi‡Li g‡a¨ wKsev Zvi c~‡e©B 100% †÷U‡g›U e¨v‡jÝ cwi‡kv‡ai †¶‡Î cÖ‡hvR¨)
Fees / wd
Annual fee (primary card) /evwl©K wd (cÖvBgvix KvW©) BDT 1,500/ BDT 3,000/ BDT 5,000 (Standalone) BDT 5,000 BDT 12,000/12,000 UvKv USD 105/
1,500 UvKv 3,000 UvKv BDT 3,500 (Add-On) BDT 3,000 (Smart Card ) 105 BDGmwW
5,000 UvKv, 3,000 UvKv (¯§vU© KvW©)

Annual fee (for each supplementary card)/ evwl©K wd (cÖwZwU mvwc ø‡g›Uvwi KvW© Gi Rb¨) a)Free/wd« a)Free/wd« a)Free/wd« a)Free/wd«
a) For 1st and 2nd supplementary cards/(1g I 2q mvwc ø‡g›Uvwi KvW©) b) BDT 500/ b) BDT 1,000/ BDT 1,000/1,000 UvKv Not applicable/cÖ‡hvR¨ bq
b) BDT 1,000/1,000 UvKv b) BDT 1,000/1,000 UvKv
b) For 3rd supplementary card and onwards/3q mvwc ø‡g›Uvwi KvW© I cieZ©x Kv‡W©i †ÿ‡Î 500 UvKv 1,000 UvKv
Card replacement fee/KvW© cwieZ©‡bi wd BDT 200/200 UvKv BDT 500/500 UvKv BDT 500/500 UvKv BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv USD 12/12 BDGmwW
Late payment fee (if minimum due is not paid within due date) USD 15/15 BDGmwW
†jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨) BDT 450/450 UvKv BDT 600/600 UvKv BDT 750/750 UvKv BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv
Over limit fee/Ifvi wjwgU wd BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv BDT 1,000/1,000 UvKv BDT 1,500/1,500 UvKv BDT 1,500/1,500 UvKv USD 15/15 BDGmwW
Global usage privileges/†M øvevj BD‡mR wcÖwf‡jR FREE/ wd«
Not applicable/ Not applicable/ FREE/ wd« (up to FREE/ wd« (up to FREE/ wd« (up to FREE/ wd« (up to
Passenger handling service/†c‡mÄvi n¨vÛwjs mvwf©m cÖ‡hvR¨ bq cÖ‡hvR¨ bq 2 persons/m‡e©v”P 2 Rb ch©š)Í 2 persons/m‡e©v”P 2 Rb ch©š)Í 4 persons/m‡e©v”P 4 Rb ch©šÍ) 2 persons/m‡e©v”P 2 Rb ch©šÍ)
Priority Pass membership fee/cÖv‡qvwiwU cvm †g¤^viwkc wd Not applicable/ Not applicable/ Not applicable/ FREE/ wd« FREE/ wd« FREE/ wd«
cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq
USD 35 (3 FREE visits per calendar year for USD 35 ((Unlimited Free visits for cardholder, 6 Free USD 35 (3 Free visits per calendar
Priority Pass usage fee/cÖv‡qvwiwU cvm BD‡mR wd Not applicable/ Not applicable/ Not applicable/ cardholder)/ visits for guests per calendar year)/35 BDGmwW year for cardholder)/35 BDGmwW
cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq 35 BDGmwW (KvW©‡nvìvi‡`i Rb¨ cÖwZ eQi 3evi wd« wfwRU)
(KvW©‡nvìvi‡`i Rb¨ Avbwjwg‡UW wd« wfwRU, cÖwZ eQi AwZw_‡`i Rb¨
6evi wd« wfwRU) (KvW©‡nvìvi‡`i Rb¨ cÖwZ eQi 3evi wd« wfwRU)

Not applicable/ Not applicable/ Not applicable/ Free (for the cardholder only)** Free (cardholder and any 3 persons)** Free (for the cardholder only)**
Access to Airport Lounge/Gqvi‡cvU© jvD‡Ä cÖ‡ekvwaKvi cÖ‡hvR¨ bq cÖ‡hvR¨ bq cÖ‡hvR¨ bq wd« (ïaygvÎ KvW©‡nvìvi‡`i Rb¨)** wd« (KvW©‡nvìvi Ges Av‡iv 3 Rb)** wd« (ïaygvÎ KvW©‡nvìvi‡`i Rb¨)**

Other fees & charges (all cards)/Ab¨vb¨ wd I PvR© mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
25% per annum/evwl©K 25%
Finance charges Accrued interest for cash transactions is billed from the transaction date. Fund transfers from your credit card to Mobile Wallets through Online Banking or SC
dvBb¨vÝ PvR© Mobile App will be treated as a cash advance transaction.
bM` †jb‡`‡bi Dci Rgv B›Uv‡i÷ †jb‡`‡bi ZvwiL †_‡K we‡j †hvM Kiv n‡e| ÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ U«vbR¨vKkb wn‡m‡e MY¨ n‡e|
2.5% of the withdrawal amount/bM` D‡Ëvj‡bi 2.5% 2.5% of the withdrawal amount
(Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance or USD 5, whichever is higher/
Cash advance fee/K¨vk A¨vWfvÝ wd D‡Ëvj‡bi cwigv‡Yi 2.5%
transaction, and incur cash advance fee)/(Avcbvi ‡µwWU KvW© ‡_‡K ‡gvevBj Iqv‡j‡U AbjvBb e¨vswKs ev Gmwm ‡gvevBj A¨v‡ci gva¨‡g dvÛ U«vÝdvi‡K bM` AwM«g ‡jb‡`b wn‡m‡e
we‡ePbv Kiv n‡e, Ges Gi mv‡_ bM` AwM«g wd c«‡hvR¨ n‡e|) A_ev 5 BDGmwW, †hwU †ewk

Wallet loading fee/Iqv‡jU †jvwWs wd 1% of the transaction amount (Applicable for add money/pass through transactions via MFS)/
†gvU †jb‡`‡bi 1% (GgGdGm-Gi gva¨‡g †jb‡`‡b A_© †hvM/cvm Kivi †¶‡Î cÖ‡hvR¨)
Monthly Statements/ gvwmK †÷U‡g›U FREE/wd«
Statement re-issue fee (last 2 months) †÷U‡g›U wi-Bm¨y wd (me©‡kl 2 gvm) FREE/wd«
Statement re-issue fee per statement (beyond last 2 months)/cÖwZ †÷U‡g›U wi-Bm¨y wd BDT 100/100 UvKv USD 2/2 BDGmwW
(me©‡kl 2 gv‡mi †ewk)
Returned cheque fee (due to insufficient fund)/wiUvb©W †PK wd (BÝvwdwm‡q›U dv‡Ûi Rb¨) BDT 50/50 UvKv Not applicable/cÖ‡hvR¨ bq
CIB Processing Fee/wmAvBwe cÖ‡mwms wd At actual****/cÖK…Zc‡¶ ****
Certificate charge/mvwU©wd‡KU PvR© FREE/ wd« FREE/ wd«
Credit card life insurance coverage/†µwWU KvW© jvBd BÝy‡iÝ Kfv‡iR 0.35% of the statement balance as at the statement date/†÷U‡g›U Zvwi‡Li wnmv‡e †÷U‡g›U e¨v‡j‡Ýi 0.35%
Premium Collection Fee-Life Insurance (paid by Insurance 40% of Premium Amount/wcªwgqvg cwigv‡Yi 40%
Company to the Bank)/ wcªwgqvg Kvj‡Kkb wd - jvBd Bbm¨yi‡Ý (Bbm¨yi‡Ý ‡Kv¤úvwb K©Z…K e¨vs‡K c«`Ë)
Chequebook issuance fee/†PKeyK Bm¨y‡qÝ wd:
a) 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv) FREE/ wd« Not applicable/cÖ‡hvR¨ bq
b) 2nd cheque book & onwards (20 Leaves)/2q Ges cieZ©x © †PKeyK (20 cvZv)
Card cheque processing fees/KvW© †PK cÖ‡mwms wd 3% of the card cheque amount (minimum BDT 500)/KvW© †P‡Ki cwigv‡Yi 3% (b¨~bZg 500 UvKv) Not applicable/cÖ‡hvR¨ bq
InstaBuys finance charges/BÝUvevBm dvBb¨vÝ PvR© mg~n 9.50% p.a. (flat rate)***/9.50% wc.G (d¬¨vU †iU)*** Not applicable/cÖ‡hvR¨ bq
InstaBuys pre-closure fee/BÝUvevBm wcÖ-†K¬vRvi wd 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2% Not applicable/cÖ‡hvR¨ bq
SMS Banking transaction alert fee/GmGgGm e¨vswKs U«vbR¨vKkb A¨vjvU©© wd FREE/ wd«
Internet Banking/B›Uvi‡bU e¨vswKs FREE/ wd«
Auto Billspay/A‡Uv wejm †c FREE/ wd«
3% of transaction amount (for transactions
International transaction charge/B›Uvib¨vkbvj U«vbR¨vKkb PvR© 3% of transaction amount/†gvU †jb‡`‡bi 3% in currency other than US Dollar)/†jb‡`‡bi
cwigv‡Yi 3% (BDGm Wjvi Qvov Ab¨ Kv‡iw݇Z †jb‡`‡bi Rb¨)

Finance charge - cash advance EMI/dvBb¨vÝ PvR© - K¨vk A¨vWfvÝ BGgAvB 9.5% p.a. (flat rate)***/evwl©K 9.5% (d¬¨vU †iU)*** Not applicable/cÖ‡hvR¨ bq
Processing fee - cash advance EMI/cÖ‡mwms wd - K¨vk A¨vWfvÝ BGgAvB 2% of credit amount/†µwWU A¨vgvD‡›Ui 2% Not applicable/cÖ‡hvR¨ bq
Pre-closure fee - cash advance EMI/wcÖ-†K¬vRvi wd - K¨vk A¨vWfvÝ BGgAvB 2% of remaining balance/Aewkó e¨v‡j‡Ýi 2% Not applicable/cÖ‡hvR¨ bq
For 3 months: 2.5% of Cash advance amount/3 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 2.5%
Maintenance fee - cash advance EMI (applicable for zero-interest cash For 6 months: 4% of Cash advance amount/6 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 4%
Not applicable/cÖ‡hvR¨ bq
advance EMI)/‡gB‡›U‡bÝ wd - K¨vk A¨vWfvÝ BGgAvB (wR‡iv-B›Uv‡i÷ K¨vk A¨vWfvÝ BGgAvB Gi ‡¶‡Î c«‡hvR¨) For 9 months: 6% of Cash advance amount/9 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 6%
For 12 months: 8% of Cash advance amount/12 gv‡mi Rb¨: bM` AwMÖg cwigv‡Yi 8%
15% VAT will be charged as applicable/15% f¨vU cÖ‡hvR¨ n‡e Effective from 1 January 2025/1 Rvbyqvwi 2025 †_‡K Kvh©Ki n‡e
Government excise duty is applicable as per Government regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e
*Annual fee BDT 3,000 will apply for both standalone and add-on Smart card/¯§vU© KvW© ÷¨vÛv‡jvb I A¨vW-Ab Dfq Kv‡W©i †¶‡Î evwl©K wd 3,000 UvKv cÖ‡hvR¨ n‡e
*supplementary card feature, passenger handling service, Priority Pass membership fee, Priority Pass usage fee, access to airport lounge service not applicable for Smart card
mvwc‡¬g›Uvwi KvW© myweav, c¨v‡mÄvi n¨vÛwjs mvwf©m, cÖv‡qvwiwU cvm †g¤^viwkc wd, cÖv‡qvwiwU cvm BD‡mR wd, Gqvi‡cvU© jvD‡Ä c‡« ekvwaKvi mvwf©m ¯§vU© Kv‡W©i †¶‡Î cÖ‡hvR¨ bq
**BDT 2,000 will be charged for each additional guest visit at the airport lounge (inclusive of VAT)/Gqvi‡cvU© jvDÄ e¨env‡ii †¶‡Î AwZwi³ AwZw_i cwi`k©‡bi Rb¨ †¶‡Î 2,000 UvKv PvR© cÖ‡hvR¨ n‡e
***The effective rate ranges between 15%-19% depending on the selected tenor/Kvh©Kix my‡`i nvi, wKw¯Í cwi‡kv‡ai ‡gqv` Abyhvqx 15%-19% ch©šÍ wba©vwiZ n‡e

Other Key Points KwZcq D‡jøL‡hvM¨ welq

Blocking of card (in case of non-payment) KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)
If you are availing multiple credit cards from Standard Chartered , we reserve the right to block all the cards if any of hw` Avcwb ÷¨vÛvW© PvU©vW©-Gi GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv Kivi `iƒb KvW©wU
the cards goes into delinquency due to non-payment. Your card will only be reinstated once payment on each account e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi ¶gZv msi¶Y K‡i| †KejgvÎ
is regulated and as per the Bank’s policy. KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv hv‡e|
Disclosure of Information
Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkb
You authorise the Bank to use and disclose detailed information relating to the credit card application and/or credit
card account, your relationship with the Bank to any credit rating agency, bank, financial institution, leasing company,
Avcbvi †µwWU KvW© Av‡e`bcÎ, †µwWU A¨vKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi I cÖKv‡ki AwaKvi msi¶Y K‡i
any regulatory authority with jurisdiction over the Bank, any person required by a court of competent jurisdiction, any Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³,
agent, contractor or third party service providers of the Bank, any potential assignee of the Bank, any company within ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³ A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv
the Standard Chartered group, and any other person under a duty of confidentiality to the Bank. Such disclosure will Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶Y K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|
be made for purposes as the Bank may in its sole discretion require and without any reference to you.
j¶¨bxq
Please note
• Your application form and all supporting documents will form part of Bank’s records and will not be returned.
• Avcbvi Av‡e`bcÎ Ges Zrmswkøó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶Y Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile. • cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g †hvMv‡hvM Ki‡e|
• The Bank reserves the right to reject this application without assigning any reason. • †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶Y K‡i|
• Subject to approval of this application, assignment of credit limit is at the sole discretion of the Bank. • Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶Y K‡i|
 Most Important Information for your Saadiq Credit Card Application
Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
(Global Usage Privileges apply/†M øvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Customer Copy/ Kv÷gvi Kwc
Dear Applicant, m¤§vwbZ Av‡e`bKvix,
Thank you for your application for Standard Chartered Saadiq credit card. To ÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW©-G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K©
ensure clarity regarding the Bank’s offer, we request you to go through the AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi
declaration and salient points given below and sign your acceptance for the same. m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|
Yes No
Customer Declaration/ MÖvnK A½xKvibvgv n¨uv bv
• I am aware of the Schedule of Charges (mentioned overleaf applicable to Saadiq credit card.
mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
• I am aware of the monthly payment requirements of Saadiq credit card.
mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ wba©vwiZ gvwmK †c‡g›U m¤ú‡K© Avwg AeMZ AvwQ|
• I am aware that the assignment of credit limit is at the sole discretion of the Bank.
mvw`K †µwWU KvW©-Gi †µwWU wjwgU wba©vi‡Y e¨vsK me©¯^Z¡ msi¶Y K‡i Ges GB e¨vcv‡i Avwg AeMZ AvwQ|
• I am aware that the application processing may take up to 2 - 3 weeks time from the date of receipt of the application, provided the application is complete
with all the relevant documents and all verifications are positive.
Avwg AeMZ AvwQ ‡h, Avgvi mvw`K †µwWU KvW© Av‡e`bcÎwU e¨vsK KZ©…K MÖn‡Yi ci Zv cÖwµqvKi‡Y 2-3 mßvn mgq jvM‡Z cv‡i, hw` h_vh_fv‡e Av‡e`bcÎwU c~iY, cÖ‡qvRbxq KvMRcÎ mshy³KiY
Ges KvMRcÎ hvPvBKi‡Yi djvdj BwZevPK n‡q _v‡K|
• I have applied for Saadiq credit card without any undue influence.
†Kvb iKg AhvwPZ cÖfve QvovB Awg mvw`K †µwWU KvW© Gi Rb¨ Av‡e`b K‡iwQ|
• I have been explained about all benefits, features and uses of Saadiq credit card.
mvw`K †µwWU KvW©-Gi myweavw`, e¨envi Ges ÁvZe¨ welqmg~n m¤ú‡K© Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q|
• I am aware that the Bank has the right to reject my application without assigning any reason.
Avwg AeMZ AvwQ †h, †Kv‡bv iKg KviY cÖ`k©b QvovB e¨vsK mvw`K †µwWU KvW© Gi Rb¨ Avgvi Av‡e`b evwZj Ki‡Z cv‡i|
• I understand that this Saadiq card cannot be used for any POS/Online transaction(s) which is not Shariah compliant.
Avwg AeMZ AvwQ †h, Avgvi mvw`K KvW©wU kixqvn& m¤§Z bq Ggb †Kv‡bv c‡q›U Ad †mj/AbjvBb †jb‡`b G e¨envi Kiv hv‡e bv|
• I am aware that the Bank may seek to verify or confirm the validity of my information.
Avwg AeMZ AvwQ †h, Avgvi cÖ`Ë Z_¨vw`i mZ¨Zv cix¶Y I hvPvB Kivi AwaKvi e¨vsK msi¶Y K‡i|
• I am confirming that currently I am not a defaulter of any bank(s) or any financial institution(s).
Avwg †NvlYv KiwQ †h, GB gyû‡Z© †Kvb e¨vsK wKsev Avw_©K cÖwZôv‡bi Kv‡Q Avwg wWdëvi (FY‡Ljvcx) bB|
• I do not have any credit card(s) other than the one mentioned in the Credit Card Application Form. I am also aware that I cannot have unsecured credit limit
of more than BDT 500,000 from Standard Chartered on credit card as per regulatory directive.
†µwWU Kv‡W©i Av‡e`b c‡Î D‡j øL Kiv nqwb Ggb †Kvb †µwWU KvW© Avgvi †bB| evsjv‡`k e¨vsK-Gi wbqg Abyhvqx †µwWU KvW©-G †Kvb RvgvbZ e¨ZxZ 10 j¶ UvKvi AwaK mxgv ÷¨vÛvW© PvU©vW© Avgv‡K
cÖ`vb Ki‡e bv-GB Z_¨ Avgv‡K Rvbv‡bv n‡q‡Q|
• I am aware that my Saadiq credit card is subject to the existing regulatory requirements and any future regulations that might be imposed by the
Government.
Avwg AeMZ AvwQ †h, cÖPwjZ Ges Avmbœ mKj miKvix wewamg~n Avgvi mvw`K †µwWU Kv‡W©i Dci cÖ‡hvR¨ n‡e|
• I understand that my Saadiq credit card and PIN should not be given away to anyone in any situation. However, while canceling or replacing the card(s). It is
my responsibility to hand-over the card(s) to authorised Bank official after cutting it into halves.
Avwg AeMZ AvwQ †h, Avgvi mvw`K †µwWU KvW© Ges wcb b¤^iwU †Kvb Ae¯’v‡ZB n¯ÍvšÍi †hvM¨ bq| Avgvi mvw`K †µwWU KvW©wU evwZj wKsev cwieZ©‡bi Rb¨ Avwg KvW©wU †K‡U `y'fv‡M fvM K‡i wbR `vwq‡Z¡
e¨vs‡Ki `vwqZ¡c~Y© Awdwmqv‡ji nv‡Z n¯ÍvšÍi Ki‡ev|
• I assume full responsibility for complying with the provisions of the Foreign Exchange Regulation Act 1947, and rules, orders and directives issued thereunder.
Avwg d‡iBb G·‡PÄ †i¸‡jkb A¨v± 1947 Gi AvIZvaxb mKj iæjm, AW©vi, wb‡`©kbv †g‡b Pje|
• For services, the Bank will charge a fixed Monthly Maintenance Fee depending on the card type. However, the Bank may waive off the charges for any given
month on its own discretion.
Kv‡W©i ai‡Yi Dci wbf©i K‡i e¨vsK †mev cÖ`vb welqK gvwmK wd avh© I Av`vq Ki‡Z cv‡i| Z‡e, we‡ePbv mv‡c‡¶ e¨vsK †h †Kvb gv‡mB GB wd gIKyd Ki‡Z cv‡i|

Documents Submitted/ cÖ‡qvRbxq KvMRcÎ

Salary Slip/Pay Slip/Salary Certificate
m¨vjvwi wmc/†c-wm
ø øc/m¨vjvwi mvwU©wd‡KU eTIN/eTIN certificate/IT-88 etc.
Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only) BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨) Memorandum/Article of Association
Bank Statements †g‡gvivÛvg/AvwU©‡Kj Ae G¨v‡mvwm‡qkb
e¨vsK †÷U‡g›U Standing Instruction to debit my account toward Saadiq Credit Card Payments
Trade License mvw`K †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
†UªW jvB‡mÝ Others (Please specify)
National ID (NID) No. Ab¨vb¨ (AbyMnÖ c~eK
© D‡j øL Kiæb)
b¨vkbvj AvBwW (GbAvBwW) bs

I, ________________________________________________________________ have read and Avwg,________________________________________________ Dcwiwj øwLZ Ges

understood the above statements and the contents mentioned overleaf. I also confirm Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î Avgvi
that the declaration provided by me in this form is true and correct. I confirm that I cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi mvw`K †µwWU KvW©
have not given any cash or cheque to any person of the Bank for the approval of this Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb e¨w³‡K
Saadiq Credit Card Application or for any other purpose in relation to this application. †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|
I also confirm that Mr./Ms. _______________________________________________, Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,
Bearing BDO/RM code ____________________________ has explained to me all the
wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© †µwWU KvW© mswkóø
*Conditions apply/*kZ© cÖ‡hvR¨

features of Standard Chartered credit card.

welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|
I acknowledge that I have received a copy of this MID.
Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|

Applicant’s Signature Application Number Date (dd/mm/yy)

 Most Important Information for your Saadiq Credit Card Application
Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Frees & Fees
Please make a note of the following Schedule of Charges, so that you remain Avcbvi mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i
fully informed as to the charges applicable on your Saadiq credit card. wb‡Pi ZvwjKvwU AbymiY Kiæb :

Saadiq Visa Gold Credit Card Saadiq Visa Platinum Credit Card
mvw`K wfmv †Mvì †µwWU KvW© mvw`K wfmv c øvwUbvg †µwWU KvW©
General/mvaviY
Payment due date from statement date/
15 days/15 w`b
†÷U‡g‡›U D‡j øwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq

Minimum Amount Due /b~b¨Zg e‡Kqv 1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500)
/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wbgœ 500 UvKv)
Cash Advance Limit / K¨vk A¨vWfvÝ wjwgU

Fees / wd
Annual Fee (Primary Card)/evwl©K wd (cÖvBgvix KvW©) Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv

Annual Fee (1st and 2nd Supplementary Card)/evwl©K wd (1g I 2q mvwc ø‡g›Uvwi KvW©) FREE/wd«
3rd Supplementary Card & onwards/3q mvwc ø‡g›Uvwi KvW©) Tk. 1,000/1,000 UvKv
Card Replacement Fee/KvW© cwieZ©‡bi wd Tk. 500/500 UvKv Tk. 1,000/1,000 UvKv
Late Payment Fee (Applicable if minimum due is not paid within due date)
†jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨) Tk. 500/500 UvKv

Monthly Maintenance Fee (Monthly Maintenance Fee is only payable if

there is any outstanding amount. Bank will follow relevant Regulatory Tk. 2,500/2,500 UvKv Tk. 8,500/8,500 UvKv
Guideline applicable for charging maintenance fee)/gvwmK ‡gBb‡Ub¨vÝ wd (ïay
AvDU÷¨vwÛs A¨vgvD‡›Ui Rb¨ cÖ‡hvR¨| GB wd avh© Kivi Rb¨ e¨vsK mswk øó bxwZgvjv AbymiY Ki‡e)
Over Limit Service Fee/Ifvi wjwgU mvwf©m wd Tk. 1,000/1,000 UvKv
Global usage privileges/†M øvevj BD‡mR wcÖwf‡jR FREE/wd«
Access to Airport Lounge/Gqvi‡cvU© jvD‡Ä cÖ‡ekvwaKvi Not Applicable/cÖ‡hvR¨ bq Only Card holder/KvW©‡nvìv‡ii Rb¨
Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^viwkc wd Not Applicable/cÖ‡hvR¨ bq FREE/wd«
USD 35
(For the Primary Card holder, 3 FREE visits per calendar year)
Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd Not Applicable/cÖ‡hvR¨ bq
35 Wjvi
(cÖvBgvwi KvW© †nvìv‡ii Rb¨ cÖwZ eQi 3wU wd« wfwRU)
Passenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m Not Applicable/cÖ‡hvR¨ bq FREE/wd« (Up to 2 persons)
Other Fees & Charges/Ab¨vb¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
Tk. 300/300 UvKv
Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Bangladesh Mobile App will be
Cash Advance Service Fee/K¨vk A¨vWfvÝ mvwf©m wd treated as cash advance transaction, and incur cash advance fee.
÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC evsjv‡`k †gvevBj A¨vc e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨
n‡e Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|
1% of the transaction amount (Applicable when credit card is used to add money through mobile wallet portal)/
Wallet Loading Fee/Iqv‡jU †jvwWs wd †gvU †jb‡`‡bi 1% (†µwWU KvW© e¨envi K‡i †gvevBj Iqv‡jU †cvU©v‡j A¨vW gvwb-i †¶‡Î cÖ‡hvR¨)

Monthly e-Statements/gvwmK B-†÷U‡g›Um FREE/wd«

Statement re-issue fee(last 2 months)/‡÷U‡g›U wi-Bm¨y wd (‡kl 2 gvm) FREE/wd«
Statement re-issue fee per statement(beyond last 2 months) Tk. 100/100 UvKv
‡÷U‡g›U wi-Bm¨y wd cw« Z †÷U‡g›U (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨)
Returned cheque fee/wiUvb©W †PK wd Tk. 50/50 UvKv
CIB Processing Fee*/wmAvBwe cÖ‡mwms wd* At actual/cK« …Z LiP
Certificate charge/mvwU©wd‡KU PvR© FREE/wd«
Cheque book issuance Fee/†PK eyK Bmy¨‡qÝ wd:
* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv) FREE/wd«
* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv)
3% of the card cheque amount (minimum Tk. 500)
Card cheque processing fee/KvW© †PK cÖ‡mwms wd
KvW© †P‡Ki 3% (b~¨bZg 500 UvKv)
0% InstaBuys pre-closure fee/0% BÝUvevBm wcÖ-†K¬vRvi wd Tk. 1,000/1,000 UvKv
SMS Banking Transaction Alert fee/GmGgGm e¨vswKs Uªv‡ÄKkb A¨vjvU© wd FREE/wd«
Internet Banking/B›Uvi‡bU e¨vswKs FREE/wd«
Auto Billspay/A‡Uv wejm-†c FREE/wd«
Per Ticket Size Tk. 25,000/cÖwZ wU‡KU mvBR g~j¨ 25,000 UvKv
Insta Cash/Bb÷v K¨vk Per Ticket Fee Tk. 1,500/cÖwZ wU‡KU wd 1,500 UvKv
(Customer can avail in multiple of the ticket size with applicable fee for each ticket)/(MÖvnK cÖwZwU wUwK‡Ui Rb¨ cÖ‡hvR¨ wd mn
wUwKU mvB‡Ri GKvwaK myweav MÖnb Ki‡Z cvi‡eb)
15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡e Effective from 1 January 2025/1 Rvbyqvwi 2025 †_‡K Kvh©Ki n‡e
No reward points will be calculated for Card Cheque transactions/KvW© †PK-Gi †jb‡`‡bi †ÿ‡Î †Kvb cÖKvi wiIqvW© c‡q›U †hvM n‡e bv
Govt. excise duty is applicable as per Government Regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e
Monthly maintenance fee mentioned above are the maximum amount/gvwmK ‡gBb‡Ub¨vÝ wd-Gi me©vwaK cwigvY Dc‡i D‡j øwLZ
Currently CIB charge Tk.100/eZ©gv‡b wm AvB we PvR© 100 UvKv

Other Key Points KwZcq D‡jøL‡hvM¨ welq

Blocking of card (in case of non-payment) KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)
If you are availing multiple Credit Cards from Standard Chartered, we reserve the right to block all the cards if any of the hw` Avcwb ÷¨vÛvW© PvU©vW©-Gi GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv Kivi `iƒb KvW©wU
cards goes into delinquency due to non-payment. Your card will only be reinstated once payment on each account is e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi ¶gZv msi¶Y K‡i|
regulated and as per the Bank’s policy.
†KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv hv‡e|
Disclosure of Information
You authorise the Bank to use and disclose detailed information relating to the Saadiq Credit Card Application and/or Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkb
Saadiq Credit Card Account, your relationship with the Bank to any credit rating agency, bank, financial institution, Avcbvi mvw`K †µwWU KvW© Av‡e`bcÎ, mvw`K †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi I cÖKv‡ki
leasing company, any regulatory authority with jurisdiction over the bank; any person required by a court of competent AwaKvi msi¶b K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©K …
jurisdiction; any agent , contractor or third party service providers of the Bank, any potential assignee of the Bank, any
company within the Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such
`vwqZ¡cvÖ ß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©K
… `vwqZ¡cvÖ ß †Kvb e¨w³ A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb
February 2025

disclosure will be made for purposes as the Bank may in its sole discretion require and without any reference to you. cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶b K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~ev© bygwZi cÖ‡qvRb †bB|
Please note j¶¨bxq
• Your application form and all supporting documents will form part of Bank’s records and will not be returned. • Avcbvi Av‡e`bcÎ Ges Zrmswkó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile • cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g †hvMv‡hvM Ki‡e|
• The Bank reserves the right to reject this application without assigning any reason • †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i|
• Subject to approval of this application, assignment of credit limit is at the sole discretion of the Bank • Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|
 Most Important Information for your Saadiq Credit Card Application
Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
(Global Usage Privileges apply/†M øvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Bank Copy/ e¨vsK Kwc
Dear Applicant, m¤§vwbZ Av‡e`bKvix,
Thank you for your application for Standard Chartered Saadiq credit card. To ÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW©-G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K©
ensure clarity regarding the Bank’s offer, we request you to go through the AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi
declaration and salient points given below and sign your acceptance for the same. m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|
Yes No
Customer Declaration/ MÖvnK A½xKvibvgv n¨uv bv
• I am aware of the Schedule of Charges (mentioned overleaf applicable to Saadiq credit card.
mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n (Aci c„ôvq `ªóe¨) m¤c‡K© Avwg AeMZ AvwQ|
• I am aware of the monthly payment requirements of Saadiq credit card.
mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ wba©vwiZ gvwmK †c‡g›U m¤ú‡K© Avwg AeMZ AvwQ|
• I am aware that the assignment of credit limit is at the sole discretion of the Bank.
mvw`K †µwWU KvW©-Gi †µwWU wjwgU wba©vi‡Y e¨vsK me©¯^Z¡ msi¶Y K‡i Ges GB e¨vcv‡i Avwg AeMZ AvwQ|
• I am aware that the application processing may take up to 2 - 3 weeks time from the date of receipt of the application, provided the application is complete
with all the relevant documents and all verifications are positive.
Avwg AeMZ AvwQ ‡h, Avgvi mvw`K †µwWU KvW© Av‡e`bcÎwU e¨vsK KZ©…K MÖn‡Yi ci Zv cÖwµqvKi‡Y 2-3 mßvn mgq jvM‡Z cv‡i, hw` h_vh_fv‡e Av‡e`bcÎwU c~iY, cÖ‡qvRbxq KvMRcÎ mshy³KiY
Ges KvMRcÎ hvPvBKi‡Yi djvdj BwZevPK n‡q _v‡K|
• I have applied for Saadiq credit card without any undue influence.
†Kvb iKg AhvwPZ cÖfve QvovB Awg mvw`K †µwWU KvW© Gi Rb¨ Av‡e`b K‡iwQ|
• I have been explained about all benefits, features and uses of Saadiq credit card.
mvw`K †µwWU KvW©-Gi myweavw`, e¨envi Ges ÁvZe¨ welqmg~n m¤ú‡K© Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q|
• I am aware that the Bank has the right to reject my application without assigning any reason.
Avwg AeMZ AvwQ †h, †Kv‡bv iKg KviY cÖ`k©b QvovB e¨vsK mvw`K †µwWU KvW© Gi Rb¨ Avgvi Av‡e`b evwZj Ki‡Z cv‡i|
• I understand that this Saadiq card cannot be used for any POS/Online transaction(s) which is not Shariah compliant.
Avwg AeMZ AvwQ †h, Avgvi mvw`K KvW©wU kixqvn& m¤§Z bq Ggb †Kv‡bv c‡q›U Ad †mj/AbjvBb †jb‡`b G e¨envi Kiv hv‡e bv|
• I am aware that the Bank may seek to verify or confirm the validity of my information.
Avwg AeMZ AvwQ †h, Avgvi cÖ`Ë Z_¨vw`i mZ¨Zv cix¶Y I hvPvB Kivi AwaKvi e¨vsK msi¶Y K‡i|
• I am confirming that currently I am not a defaulter of any bank(s) or any financial institution(s).
Avwg †NvlYv KiwQ †h, GB gyû‡Z© †Kvb e¨vsK wKsev Avw_©K cÖwZôv‡bi Kv‡Q Avwg wWdëvi (FY‡Ljvcx) bB|
• I do not have any credit card(s) other than the one mentioned in the Credit Card Application Form. I am also aware that I cannot have unsecured credit limit
of more than BDT 500,000 from Standard Chartered on credit card as per regulatory directive.
†µwWU Kv‡W©i Av‡e`b c‡Î D‡j øL Kiv nqwb Ggb †Kvb †µwWU KvW© Avgvi †bB| evsjv‡`k e¨vsK-Gi wbqg Abyhvqx †µwWU KvW©-G †Kvb RvgvbZ e¨ZxZ 10 j¶ UvKvi AwaK mxgv ÷¨vÛvW© PvU©vW© Avgv‡K
cÖ`vb Ki‡e bv-GB Z_¨ Avgv‡K Rvbv‡bv n‡q‡Q|
• I am aware that my Saadiq credit card is subject to the existing regulatory requirements and any future regulations that might be imposed by the
Government.
Avwg AeMZ AvwQ †h, cÖPwjZ Ges Avmbœ mKj miKvix wewamg~n Avgvi mvw`K †µwWU Kv‡W©i Dci cÖ‡hvR¨ n‡e|
• I understand that my Saadiq credit card and PIN should not be given away to anyone in any situation. However, while canceling or replacing the card(s). It is
my responsibility to hand-over the card(s) to authorised Bank official after cutting it into halves.
Avwg AeMZ AvwQ †h, Avgvi mvw`K †µwWU KvW© Ges wcb b¤^iwU †Kvb Ae¯’v‡ZB n¯ÍvšÍi †hvM¨ bq| Avgvi mvw`K †µwWU KvW©wU evwZj wKsev cwieZ©‡bi Rb¨ Avwg KvW©wU †K‡U `y'fv‡M fvM K‡i wbR `vwq‡Z¡
e¨vs‡Ki `vwqZ¡c~Y© Awdwmqv‡ji nv‡Z n¯ÍvšÍi Ki‡ev|
• I assume full responsibility for complying with the provisions of the Foreign Exchange Regulation Act 1947, and rules, orders and directives issued thereunder.
Avwg d‡iBb G·‡PÄ †i¸‡jkb A¨v± 1947 Gi AvIZvaxb mKj iæjm, AW©vi, wb‡`©kbv †g‡b Pje|
• For services, the Bank will charge a fixed Monthly Maintenance Fee depending on the card type. However, the Bank may waive off the charges for any given
month on its own discretion.
Kv‡W©i ai‡Yi Dci wbf©i K‡i e¨vsK †mev cÖ`vb welqK gvwmK wd avh© I Av`vq Ki‡Z cv‡i| Z‡e, we‡ePbv mv‡c‡¶ e¨vsK †h †Kvb gv‡mB GB wd gIKyd Ki‡Z cv‡i|

Documents Submitted/ cÖ‡qvRbxq KvMRcÎ

Salary Slip/Pay Slip/Salary Certificate
m¨vjvwi wmc/†c-wm
ø øc/m¨vjvwi mvwU©wd‡KU eTIN/eTIN certificate/IT-88 etc.
Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only) BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨) Memorandum/Article of Association
Bank Statements †g‡gvivÛvg/AvwU©‡Kj Ae G¨v‡mvwm‡qkb
e¨vsK †÷U‡g›U Standing Instruction to debit my account toward Saadiq Credit Card Payments
Trade License mvw`K †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
†UªW jvB‡mÝ Others (Please specify)
National ID (NID) No. Ab¨vb¨ (AbyMnÖ c~eK
© D‡j øL Kiæb)
b¨vkbvj AvBwW (GbAvBwW) bs

I, ________________________________________________________________ have read and Avwg,________________________________________________ Dcwiwj øwLZ Ges

understood the above statements and the contents mentioned overleaf. I also confirm Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î Avgvi
that the declaration provided by me in this form is true and correct. I confirm that I cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi mvw`K †µwWU KvW©
have not given any cash or cheque to any person of the Bank for the approval of this Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb e¨w³‡K
Saadiq Credit Card Application or for any other purpose in relation to this application. †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|
I also confirm that Mr./Ms. _______________________________________________, Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,
Bearing BDO/RM code ____________________________ has explained to me all the
wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© †µwWU KvW© mswkóø
*Conditions apply/*kZ© cÖ‡hvR¨

features of Standard Chartered credit card.

welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|
I acknowledge that I have received a copy of this MID.
Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|

Applicant’s Signature Application Number Date (dd/mm/yy)

 Most Important Information for your Saadiq Credit Card Application
Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`
(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Frees & Fees
Please make a note of the following Schedule of Charges, so that you remain Avcbvi mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i
fully informed as to the charges applicable on your Saadiq credit card. wb‡Pi ZvwjKvwU AbymiY Kiæb :

Saadiq Visa Gold Credit Card Saadiq Visa Platinum Credit Card
mvw`K wfmv †Mvì †µwWU KvW© mvw`K wfmv c øvwUbvg †µwWU KvW©
General/mvaviY
Payment due date from statement date/
15 days/15 w`b
†÷U‡g‡›U D‡j øwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq

Minimum Amount Due /b~b¨Zg e‡Kqv 1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500)
/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wbgœ 500 UvKv)
Cash Advance Limit / K¨vk A¨vWfvÝ wjwgU

Fees / wd
Annual Fee (Primary Card)/evwl©K wd (cÖvBgvix KvW©) Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv

Annual Fee (1st and 2nd Supplementary Card)/evwl©K wd (1g I 2q mvwc ø‡g›Uvwi KvW©) FREE/wd«
3rd Supplementary Card & onwards/3q mvwc ø‡g›Uvwi KvW©) Tk. 1,000/1,000 UvKv
Card Replacement Fee/KvW© cwieZ©‡bi wd Tk. 500/500 UvKv Tk. 1,000/1,000 UvKv
Late Payment Fee (Applicable if minimum due is not paid within due date)
†jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨) Tk. 500/500 UvKv

Monthly Maintenance Fee (Monthly Maintenance Fee is only payable if

there is any outstanding amount. Bank will follow relevant Regulatory Tk. 2,500/2,500 UvKv Tk. 8,500/8,500 UvKv
Guideline applicable for charging maintenance fee)/gvwmK ‡gBb‡Ub¨vÝ wd (ïay
AvDU÷¨vwÛs A¨vgvD‡›Ui Rb¨ cÖ‡hvR¨| GB wd avh© Kivi Rb¨ e¨vsK mswk øó bxwZgvjv AbymiY Ki‡e)
Over Limit Service Fee/Ifvi wjwgU mvwf©m wd Tk. 1,000/1,000 UvKv
Global usage privileges/†M øvevj BD‡mR wcÖwf‡jR FREE/wd«
Access to Airport Lounge/Gqvi‡cvU© jvD‡Ä cÖ‡ekvwaKvi Not Applicable/cÖ‡hvR¨ bq Only Card holder/KvW©‡nvìv‡ii Rb¨
Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^viwkc wd Not Applicable/cÖ‡hvR¨ bq FREE/wd«
USD 35
(For the Primary Card holder, 3 FREE visits per calendar year)
Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd Not Applicable/cÖ‡hvR¨ bq
35 Wjvi
(cÖvBgvwi KvW© †nvìv‡ii Rb¨ cÖwZ eQi 3wU wd« wfwRU)
Passenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m Not Applicable/cÖ‡hvR¨ bq FREE/wd« (Up to 2 persons)
Other Fees & Charges/Ab¨vb¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
Tk. 300/300 UvKv
Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Bangladesh Mobile App will be
Cash Advance Service Fee/K¨vk A¨vWfvÝ mvwf©m wd treated as cash advance transaction, and incur cash advance fee.
÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC evsjv‡`k †gvevBj A¨vc e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨
n‡e Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|
1% of the transaction amount (Applicable when credit card is used to add money through mobile wallet portal)/
Wallet Loading Fee/Iqv‡jU †jvwWs wd †gvU †jb‡`‡bi 1% (†µwWU KvW© e¨envi K‡i †gvevBj Iqv‡jU †cvU©v‡j A¨vW gvwb-i †¶‡Î cÖ‡hvR¨)

Monthly e-Statements/gvwmK B-†÷U‡g›Um FREE/wd«

Statement re-issue fee(last 2 months)/‡÷U‡g›U wi-Bm¨y wd (‡kl 2 gvm) FREE/wd«
Statement re-issue fee per statement(beyond last 2 months) Tk. 100/100 UvKv
‡÷U‡g›U wi-Bm¨y wd cw« Z †÷U‡g›U (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨)
Returned cheque fee/wiUvb©W †PK wd Tk. 50/50 UvKv
CIB Processing Fee*/wmAvBwe cÖ‡mwms wd* At actual/cK« …Z LiP
Certificate charge/mvwU©wd‡KU PvR© FREE/wd«
Cheque book issuance Fee/†PK eyK Bmy¨‡qÝ wd:
* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv) FREE/wd«
* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv)
3% of the card cheque amount (minimum Tk. 500)
Card cheque processing fee/KvW© †PK cÖ‡mwms wd
KvW© †P‡Ki 3% (b~¨bZg 500 UvKv)
0% InstaBuys pre-closure fee/0% BÝUvevBm wcÖ-†K¬vRvi wd Tk. 1,000/1,000 UvKv
SMS Banking Transaction Alert fee/GmGgGm e¨vswKs Uªv‡ÄKkb A¨vjvU© wd FREE/wd«
Internet Banking/B›Uvi‡bU e¨vswKs FREE/wd«
Auto Billspay/A‡Uv wejm-†c FREE/wd«
Per Ticket Size Tk. 25,000/cÖwZ wU‡KU mvBR g~j¨ 25,000 UvKv
Insta Cash/Bb÷v K¨vk Per Ticket Fee Tk. 1,500/cÖwZ wU‡KU wd 1,500 UvKv
(Customer can avail in multiple of the ticket size with applicable fee for each ticket)/(MÖvnK cÖwZwU wUwK‡Ui Rb¨ cÖ‡hvR¨ wd mn
wUwKU mvB‡Ri GKvwaK myweav MÖnb Ki‡Z cvi‡eb)
15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡e Effective from 1 January 2025/1 Rvbyqvwi 2025 †_‡K Kvh©Ki n‡e
No reward points will be calculated for Card Cheque transactions/KvW© †PK-Gi †jb‡`‡bi †ÿ‡Î †Kvb cÖKvi wiIqvW© c‡q›U †hvM n‡e bv
Govt. excise duty is applicable as per Government Regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e
Monthly maintenance fee mentioned above are the maximum amount/gvwmK ‡gBb‡Ub¨vÝ wd-Gi me©vwaK cwigvY Dc‡i D‡j øwLZ
Currently CIB charge Tk.100/eZ©gv‡b wm AvB we PvR© 100 UvKv

Other Key Points KwZcq D‡jøL‡hvM¨ welq

Blocking of card (in case of non-payment) KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)
If you are availing multiple Credit Cards from Standard Chartered, we reserve the right to block all the cards if any of the hw` Avcwb ÷¨vÛvW© PvU©vW©-Gi GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv Kivi `iƒb KvW©wU
cards goes into delinquency due to non-payment. Your card will only be reinstated once payment on each account is e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi ¶gZv msi¶Y K‡i|
regulated and as per the Bank’s policy.
†KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv hv‡e|
Disclosure of Information
You authorise the Bank to use and disclose detailed information relating to the Saadiq Credit Card Application and/or Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkb
Saadiq Credit Card Account, your relationship with the Bank to any credit rating agency, bank, financial institution, Avcbvi mvw`K †µwWU KvW© Av‡e`bcÎ, mvw`K †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi I cÖKv‡ki
leasing company, any regulatory authority with jurisdiction over the bank; any person required by a court of competent AwaKvi msi¶b K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©K …
jurisdiction; any agent , contractor or third party service providers of the Bank, any potential assignee of the Bank, any
company within the Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such
`vwqZ¡cvÖ ß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©K
… `vwqZ¡cvÖ ß †Kvb e¨w³ A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb
February 2025

disclosure will be made for purposes as the Bank may in its sole discretion require and without any reference to you. cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶b K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~ev© bygwZi cÖ‡qvRb †bB|
Please note j¶¨bxq
• Your application form and all supporting documents will form part of Bank’s records and will not be returned. • Avcbvi Av‡e`bcÎ Ges Zrmswkó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile • cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g †hvMv‡hvM Ki‡e|
• The Bank reserves the right to reject this application without assigning any reason • †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i|
• Subject to approval of this application, assignment of credit limit is at the sole discretion of the Bank • Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|
 UNDERTAKING

LLID:
To
Amount:
The Manager,
Standard Chartered
67 Gulshan Avenue Annexure-Ka
Dhaka 1212

Subject: Provision of information on the ownership of companies and their bank liabilities and authorised for CIB Online.
Dear Sir,

I ………………………………............................……… owner/partner/director/guarantor of ……...........................................................................................……......................………...

am applying for sanction/renewal/rescheduling of a loan in my own name/aforementioned company’s name.
My father’s name ………….............……………….................................., mother’s name ..............……………………….............................….......................................................……….……..,
husband’s name ………………………………………………………...............................(in case of married woman), Street No./Village …………………….......................................,
Street Name/PS/Upazila ……………........................................................................……, District …………....................................................................……..…...........................……..…...,
Main (permanent) address: Street No./Village ……………….................................….., Street name/PS/Upazila ……...........………………, District ….........................…………,
Postal code …………………………......., Country ……………………………......................................., Date of birth .........................….............................................................…………………,
District of birth ………………...................………, Country of birth ..................……………………....., National ID number ………..............….....................................….…………,
Other ID documents (Passport/Driving License/Nationality Certificate) ID number ...............…….....................…., ID issue date……..……..........................…..…,
ID issue country …………......................……................................., Company eTIN No.: ………......................................................................................................................…………,
Personal eTIN No.: …........................................................………………, Gender: Male/Female, Telephone number ………………..................…...………, are given for your
kind consideration. The list of companies under the ownership of mine along with their bank liability status is given in the following table:

I would like to authorise you to search CIB report through CIB Online system based on the CIB undertaking provided by me. This undertaking
is valid until I would inform to disregard. You are also authorised to search CIB report through online as and when require by the Bank and use
the same for searching CIB online in future.

Whether the company is availing

any loan or not
Main Additional
SL
Name of the Company Address Address Yes No
No.
Name of the Name of the
bank/FI branch

Apart from stated above, if any liability in my own name or my company’s name is found, I will be bound to obey any decision made by the
authority concerned relating to sanctioning/rescheduling of the finance applied for and I will be punishable by law providing this false or
fabricated information.

Seal and Signature of the bank official who certified Customer’s Name:
the borrower Name of the Borrowing Organisation

*If necessary extra paper could be used for list companies.

15 of 18
Declaration and Signature
PRIORITY ELIGIBILITY CRITERIA:
I/We would like to open the account under the below criteria (tick one option):
Minimum half-yearly average balance of BDT 3.50 million in current/savings account
Minimum combined half-yearly average balance of BDT 5.00 million in current/savings account and term deposit
Mortgage loan outstanding of minimum BDT 7.00 million with the Bank
Employee Banking customers: Monthly net salary credit of BDT 400,000 or above in payroll account. (Please note that this
eligibility is subject to review after one year based on your overall relationship with the Bank).

I/We hereby declare that the above specified information is true. I/we will provide all information/documents as per
the Bank’s requirements.

I/We hereby declare that I/we have read and understood the Most Important Document (MID) and Terms and
Conditions available at www.sc.com/bd. If required I shall provide additional information at the request of the Bank.
I have also read and undertsood Bangladesh Bank’s notice on Money Laundering Prevention Act, 2012 (MLPA, amended
in 2015) and the Anti Terrorism Act, 2009 (ATA, amended in 2013), available for download from www.sc.com/bd, and will
co-operate the Bank and the regulatory authority to prevent money laundering and terrorist financing in the country.

Primary Card Applicant Declaration:

Your signature below is proof of having read the following:
l/We are applying to open a credit card account with your Bank. All my/our account related & personal information are
attached herewith. If required, l/we shall provide any additional information/documents at the request of the Bank. If the
credit card is granted, I shall solely operate the card account unless otherwise instructed. I/We declare that the
information provided in this application form is true, complete and accurate and l/we have not wilfully withheld any
material fact. I shall inform you of any changes thereto. I/We hereby authorise Standard Chartered to verify any
information pertaining to this application form whatever sources it may consider appropriate. I/We accept that
Standard Chartered is entitled in its absolute discretion to accept or reject this application without assigning any reason
whatsoever and that the application and its supporting documents shall become part of the Bank's records and shall not
be returned to me. Upon approval of my application I/we agree to pay the prevailing fees. Where requested, I authorise
Standard Chartered to issue supplementary card(s) for use on my account to the person(s) named who I undertake is or
over 18 years of age, and is a resident of Bangladesh and I agree that you may provide information to him/her about the
account. In consideration of the Bank agreeing to accept my request for sending my credit card monthly statements to
my email address in lieu of paper statements sent through courier service, I hereby agree that all statements (whether
through eStatements service or other means of transmission) sent by the Bank for my credit card shall be accepted and
upheld by me as correct and authentic. I declare that I shall not raise any objection against the Bank on its agreeing the
same and fully accept the risk and responsibility of statements transmitted by the Bank. The Bank does not warrant
against any external factors affecting the privacy and/or security of emails during internet transmission. I also agree to
keep the Bank indemnified against all actions, proceedings, liabilities and claims cases, damages costs and expenses in
relations to or arising out of accepting my request by the Bank and transmission statements and information through
email. I assure the Bank that I shall inform it in writing of any change in my email address or any request for
discontinuation of this facility to card services, Standard Chartered. The Bank shall not be liable or responsible for data
corruption, delay and/or interception of the information so given and the Bank reserves the right to update and vary such
information from time to time and at any time. I hereby agree to indemnify the Bank against any loss, damage, liability or
cost incurred by the Bank on account of any breach by me or the supplementary cardholder. I also understand that the
supplementary cardholder fees shall be billed in my statement and it shall be my primary responsibility to honor all
charges incurred on the supplementary cardholder. The continuation of the membership of the supplementary
cardholders shall be dependent on the continuation of my membership, I assume full responsibility for complying with the
provisions of the Foreign Exchange Regulation Act 1947, and rules, orders and directives issued there under. I understand
this card can be used for Internet transactions in line with Bangladesh Bank regulations pertaining to Internet
transactions which may change from time to time. I hereby declare that l/we agree to have my security items (viz.
Contact Centre TIN, card cheque, Internet Banking PIN, credit card PIN and other security items) delivered to my mailing
address and also understand that card cheque and credit card will be delivered in deactivated status for security reason.
I/We irrevocably authorise and permit Standard Chartered to disclose and furnish such information that it deems fit
concerning my application, my business, accounts held with the Bank or my relationship with the Bank to the Bank's
associates, branches, assignees, agents or other parties. I also irrevocably authorise and permit the Bank to disclose
information about my application/account to any credit rating/reference agency, bank, financial institution, any
Government regulatory agency or to any one else when the Bank deems it is in its interest to do so. The Bank will
immediately comply with disclosure of information to any authority under any law. The Bank shall have the right to check
my credit standing at any times as and when the Bank may deem fit without reference to me.

Terms & Conditions of Standard Chartered (‘the Bank') for cardholders availing the card cheque service:
In consideration of the Bank agreeing to accept my request for card cheque, the Bank may, in its absolute discretion, issue
a card chequebook in my name or in the name of my supplementary cardholder(s). If a card cheque book is issued, I
undertake to be fully responsible for its safe custody at all times and I will immediately notify the Bank if the card cheque
book or any of the card cheques contained therein, is lost or stolen. I understand that the Bank may in its absolute

16 of 18
discretion, accept from me any stop cheque instructions (either orally or in writing) in cases where I have lost the relevant
card cheque or, in other circumstances in which it shall be allowed by the law and agreed by the Bank. Should the Bank
accept any such instruction from me or from some other person purporting to be me, I hereby undertake to indemnify the
Bank against any loss, damage, cost (including any legal cost) or demand incurred by it as a result of, or in connection
therewith. I take full responsibility of ensuring availability of necessary credit limit in my credit card while issuing a card
cheque. I also fully acknowledge, confirm and accept that the card cheque is subject to the laws of Bangladesh. I further
acknowledge and confirm that I shall pay the fees and charges as determined by the Bank for return of card cheques
where my card cheque has been returned due to unavailability of credit limit.
I acknowledge that activation of my card cheque book will constitute binding and conclusive evidence of my
confirmation to be bound by these Terms and Conditions.

Disclosure Clause:
I/We hereby consent to Standard Chartered Bangladesh (the "Bank"), its officers and agents disclosing information
relating to me/us and my/our account(s) and/or dealing relationship(s) with the Bank, including but not limited to
details of my/our facilities, any security taken, transactions undertaken and balances and positions with the Bank, to (i)
the head office of the Bank, any of its subsidiaries or subsidiaries of its holding company, affiliates, representative and
branch offices in any jurisdiction (the "Permitted Parties"); (ii) professional advisers and service providers of the Permitted
Parties who are under a duty of confidentiality to the Permitted Parties; (iii) any actual or potential participant or sub
participant in relation to any of the Bank's rights and/or obligations under any agreement between us, or assignee,
novatee or transferee (or any agent or adviser of any of the foregoing); (iv) any rating agency, insurer or insurance broker
of, or direct or indirect provider of credit protection to any Permitted Party; (v) any court or tribunal or regulatory,
supervisory, governmental or quasi-governmental authority with jurisdiction over the Permitted Parties.

Undertaking of CIB Declaration:

I/We would like to authorise the Bank to retrieve my/our CIB report through CIB Online system based on the CIB
undertaking provided with this application. This undertaking is valid until we inform the Bank to disregard this
instruction. You are also authorised to search CIB report online as and when required by the Bank for the purpose of
applied loan or credit card. Please note that for any change in personal information or directorship (where applicable),
we will notify the Bank in writing to update the CIB database and obtain fresh CIB report.

Undertaking by Nominee:
I/We do hereby declare that, I/we have accepted the nomination as given above. I/We may or may not become eligible
for the balance amount of the accountholder(s) as nominee(s) and/or being the custodian(s) and trustee(s) of the said
balance of the accountholder(s). I/We shall follow and comply with the prevailing laws of the land as nominee(s) and
custodian(s) for this nomination.

I/We hereby declare that I/we have read and understood the “Client Terms” and “Credit Card Terms”
available at www.sc.com/bd.

Please Attach Please Attach

Photograph(s) Here Photograph(s) Here
[Applicant] [Nominee/Legal Guardian]

Attested by Attested by
Introducer Applicant

Applicant’s Signature4 Nominee/Legal Guardian’s Signature

Date Date

4
If the accountholder is a minor, guardian of accountholder will sign in place of Applicant’s signature.

17 of 18
For Bank Use Only

Branch ICM Referance No. 1.

Branch Code ICM Referance No. 2.
Relationship No. ICDD Reference No.
Master Employer Code
Instt. Class ARM/PBM Code
LLID NB ARM Code
Industry Scale Customer Segment Code
QLC Code Product Code
Sector Type Code FAM Code
(if applicable)
For Individual Lending: Deposit Code
Sector Code
Economic Purpose Code
Security Code
Product Code
SME Code

Transactional Profile
Important Notes: Transaction Profile of the account will be reviewed by the Bank as per the directions of Bangladesh Financial
Intelligence Unit (BFIU), Banking Regulation and Policy Department (BRPD) & Group CDD Standards.

Total Total
No. of Highest No. of Highest
Anticipated Type of Anticipated
Type of Anticipated Amount Anticipated Amount
Transaction(s) Withdrawal Transaction(s)
Deposit Transaction(s) of Single Transaction(s) of Single
Amount Amount
[Monthly] Transaction [Monthly] Transaction
[Monthly] [Monthly]

Cash Withdrawal
Cash (Including
(Including Online
Online & ATM)
& ATM)

Deposit through Payment through

Transfer/Instrument Transfer/instrument

Foreign Inward Foreign Outward

Remittance Remittance

Receipt of Export Payment against

Proceed Import

Deposit/transfer from Deposit/transfer in

BO (Stock market) BO (Stock market)
Account Account
Others Others
(Specify) (Specify)

Total Probable Total Probable

Deposit Withdrawal

(Account Opening Officer) (Account Opening Approver)

Name: Name:

Date: Date:

Seal: Seal:

18 of 18
Dhaka Chattogram
Gulshan Branch Chattogram Main Branch
67 Gulshan Avenue Sheikh Mujib Road, Agrabad

Gulshan North Branch Nasirabad Branch

Gulshan Centre Point 1 Shahid Abdul Halim Road
House 23 - 26, Road 90, East Nasirabad
Gulshan - 2
Sylhet
Banani Branch Sylhet Branch
14 Kemal Ataturk Avenue, Banani 7 Noya Sharak, Jail Road,
Ward-16
Dhanmondi Road 5 Branch
House 6, Road 5, Dhanmondi R/A

Uttara Branch
Update Tower, Shahajalal Avenue
Plot-1, Sector 6, Uttara

February 2025

Call our 24-hour Client Care Centre at 02 8332272 or 16233 (from mobile) or visit
your nearest Standard Chartered branch.