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Working Capital & Cash Flow

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14 views3 pages

Working Capital & Cash Flow

Uploaded by

yourcfo3
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd

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Working Capital & Cash Flow

 Mastering Working Capital Management

 Cash Flow Planning in a Seasonal Business

 Reducing Payment Delays from Clients & Debtors

🏦 2. Funding & Credit Access

 How to Raise Funds Without Diluting Equity

 SME Loan Options: Banks vs. NBFCs vs. Fintech

 Improving Credit Score & Eligibility for Business Loans

 Leveraging Government Schemes (CGTMSE, PMEGP, etc.)

📉 3. Cost Management & Profitability

 How to Reduce Hidden Costs in Your Business

 Budgeting for SMEs: Tools & Templates

 Break-even Analysis & Unit Economics Simplified

💸 4. Investor Readiness & Valuation

 How to Prepare Your SME for Investment

 Understanding Business Valuation for Funding or Exit

 Pitching to Angels, VCs & Institutional Lenders

📈 5. Financial Reporting & MIS

 Monthly MIS Reports Every SME Must Track

 How to Read a P&L, Balance Sheet, and Cash Flow Statement

 Making Data-Driven Business Decisions with Financial


Metrics

📜 Compliance Topics for Indian SMEs

🧾 1. Taxation

 GST Compliance Made Simple

 TDS, Advance Tax & Tax Planning for SMEs

 Income Tax Returns & Tax Audit Essentials

📚 2. MCA & ROC Compliance


 Annual ROC Filings & Secretarial Compliance for Pvt Ltd/LLP

 Understanding Director Duties & Board Resolutions

 Avoiding Penalties: Common MCA Mistakes by SMEs

3. Legal & Regulatory

 Must-Have Contracts for Every SME (NDA, MSA, SLA, etc.)

 Compliances under Labour Laws, Shops & Establishments

 IPR Basics: Trademarks, Copyrights & Patents

📦 4. Business Structure & Governance

 Pvt Ltd vs LLP vs Partnership: What’s Best for Your SME?

 How to Add or Remove a Partner/Director Legally

 Succession Planning & Shareholding Structure Design

🌐 5. Import-Export Compliance

 DGFT Registration & IEC Code Explained

 Understanding FEMA & RBI Guidelines for Exporters

 Setting Up an Entity Abroad – Legal & Tax Implications

Digital Transformation & Innovation

 Leveraging AI, automation, and blockchain for business


growth

 Embracing e-commerce and digital payments

 Cybersecurity and data privacy best practices

 Integrating cloud computing into SME operations

2. Access to Finance & Funding

 Navigating SME loan options and government credit schemes

 Preparing for IPOs and alternative fundraising

 Financial management and cash flow planning

 Incentives, subsidies, and tax benefits for SMEs


 Maintain accurate and updated books of accounts (monthly)
 ✔ Review cash flow statements and projections regularly
 ✔ Conduct monthly P&L and balance sheet reviews
 ✔ Track receivables and follow up on outstanding payments
 ✔ Ensure timely GST, TDS, and income tax compliance
 ✔ Analyze operating costs and identify savings opportunities
 ✔ Set quarterly budgets and compare with actuals
 ✔ Review vendor contracts and payment terms
 ✔ Prepare for fundraising or bank loan documentation
 ✔ Conduct internal audits or reviews at least twice a year
 ✔ Keep financial ratios and KPIs monitored
 ✔ Have a 3-year business forecast or strategic roadmap ready

📝 Note:

Need help implementing this checklist? Let's talk.


A Virtual CFO can transform how your business grows.

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