I-PRU CARE (TERM PLAN)
Minimum / Maximum age at entry Minimum Policy term 5 years
18 / 65 years (age last birthday)
Maximum Policy term
Regular Pay: 30 years One Pay: 10 years Policy term will be in multiples of 5 years 75 years (age last birthday) Rs. 3,000 (excluding service tax and education cess)
Maximum age at policy expiry Minimum premium Accidental Death Benefit (Only with iCare Option II) Minimum Sum Assured
Equal to Sum Assured, subject to a maximum of Rs. 50 lakhs
Rs. 10 lakhs subject to a minimum premium of Rs. 3,000 (excluding service tax and cesses, as applicable.) Age band (last birthday) Maximum Sum Assured
Maximum Sum Assured
18-50 51-65
1.5 crore 70 lakhs
Premium payment option
Regular Pay. Company may offer One Pay option for 5 and 10 year policy terms. Regular Pay: Yearly One Pay: Single Premium paid towards the policy will be eligible for tax benefits u/s 80C of the Income Tax Act, 1961 2
Mode of premium payment
Tax benefits
I SMART KIDS PLAN
Minimum Premium Modes of Premium Payment Minimum / Maximum Sum Assured Minimum / Maximum age at entry (Parent) Minimum / Maximum age at maturity (Parent) Minimum / Maximum age at entry (Child) Minimum / Maximum age at maturity (Child) Minimum / Maximum Policy Term Rs. 8,400 p.a. Yearly / Half yearly / Monthly Rs. 1,00,000 / Rs. 30,00,000 20 / 60 years 50 / 70 years 0 / 12 years 22 / 25 years 10 / 25 years
I SAVE AND PROTECT
Minimum Premium Modes of Premium Payment Minimum / Maximum Sum Assured Minimum / Maximum age at entry Minimum / Maximum age at maturity Minimum / Maximum Policy Term Rs. 6,000 p.a. Yearly / Half yearly / Monthly Rs. 50,000 / Rs. 1,00,00,000 0 / 60 years 18 / 70 years 10 / 30 years
I CASH BACK
Minimum Premium Modes of Premium Payment Minimum / Maximum Sum Assured Minimum / Maximum age at entry Minimum / Maximum age at maturity Policy Term Rs. 6,000 p.a. Yearly / Half yearly / Monthly Rs.75,000 / No limit 16 / 55 years 31 / 70 years 15 / 20 years
GSIP
Minimum / Maximum age at entry Minimum / Maximum maturity age Premium payment term Policy term Minimum Annual Premium (Rs.) Sum Assured Premium paying modes Grace Period 0 / 60 years 18 / 75 years 7 years 15 years 18,000 Annual Premium X Premium Paying Term Yearly / Half Yearly / Monthly 15 days for monthly mode, 30 days for yearly and half yearly modes 10 years 20 years 12,000
SMART KID PREMIUM (ULIP PLAN)
You Pay (Rs.) You Get (Rs.) Gender Age Term Child Entry Age Child maturity Age Annual Premium (Rs.) Sum Assured (Rs.) 18,000 Fund value at the end of term @ 6% yield (Rs.) 5,35,655 Male 30 Years 10 Years 2 Years 22 Years 18,000 1,80,000 Fund value at the end of term @ 8.43 % yield (Rs.) 8,58,848
PINNACLE
You can choose to put your money into the Highest NAV Fund B and enjoy guaranteed returns at maturity (conditions apply*) or select from nine different funds as per your risk appetite. *Highest NAV Fund B provides 110% of the "highest daily NAV of the fund in first 7 years, guaranteed at maturity. This guarantee is applicable only at maturity and is not available on partial withdrawal, surrender and death. There will be an additional charge for the cost of investment guarantee of 0.50% per annum. This will be made by adjustment to the NAV.
ICICI Pru Pinnacle Super at a glance Modes of Premium Payment Yearly Premium payment option Premium Payment Term (PPT) One pay Five pay Policy Term Minimum Sum Assured for age at entry < 45 years Minimum Sum Assured for age at entry >= 45 years Maximum Sum Assured for age at entry < 60 years Maximum Sum Assured for age at entry >= 60 years Minimum age at entry Maximum age at entry Minimum age at maturity Maximum age at maturity Tax Benefits 10 years (fixed) (125% of premium for one pay) and (10 annual premium for five pay) (125% of premium for one pay) and (10 annual premium for five pay) (500% of premium for one pay) and (As per maximum Sum Assured multiples) (125% of premium for one pay) and (As per maximum Sum Assured multiples) 8 years (70 years in case of one pay) and (65 years in case of five pay) 18 years (80 years in case of one pay) and (75 years in case of five pay) Premium and any benefit amount received under this policy will be eligible for the tax benefit as per the prevailing Income Tax laws Premium payment term 1 year 5 years
ELITE LIFE
Minimum Premium
One Pay - Rs. 200,000 Five Pay Rs. 200,000
Modes of Premium Payment
Yearly One Pay 1 year Five Pay 5 years
Premium Payment Term
Policy Term
10 to 30 years One Pay *
Age at entry 0 to 7 years 8 to 60 years > 60 years Sum Assured Five Pay
Minimum Sum Assured 125% of premium amount 125% of premium amount 125% of premium amount
Maximum Sum Assured 125% of premium amount 500% of premium amount 125% of premium amount
Age at entry 8 to <45 years >= 45 years
Sum Assured Higher of (10 X Annual Premium) and (0.5 X Policy Term X Annual Premium) Higher of (10 X Annual Premium) and (0.25 X Policy Term X Annual Premium)
LIFE TIME PREMIOUR
Regular Pay Minimum Premium Policy Term Premium Payment Term Minimum Sum Assured for age at entry below 45 yrs Minimum Sum Assured for age at entry 45 yrs & above Modes of Premium Payment Minimum / Maximum age at maturity Minimum / Maximum age at entry Rs.18,000 p.a. 10 / 15 / 20 / 25 / 30 years Regular pay Limited Pay Rs.50,000 p.a. 10 years 5 Years
Higher of (10 annual premium) and (0.5 Policy Term annual premium) Higher of (10 annual premium) and (0.25 Policy Term annual premium) Yearly 18 / 75 years 7 / 65 years
