Today's guest is a financial therapist and expert when it comes to financial wellness. Amanda Clayman is a clinician specializing in financial issues and helps people bring money into balance. Now, Amanda wasn't always good with money. At one point in her life she found herself in $20,000 worth of credit card debt and was able to change her relationship with money. She is also the founder of the Financial Wellness Program for national arts non-profit The Actors Fund. Here she pioneered a cognitive-behavioral approach to financial education. Amanda also runs seminars and groups for corporations as well as authored several online courses for the learning company, Lynda.com. With Amanda, we learn what is good financial hygiene? She also talks about her $19,000 haircut that served as the turning point in her financial life. For more information visit www.somoneypodcast.com.