Credit card expert David Rubsenstein (from CreditShout.com and CreditForums.com) chats with me about the most important things people need to know about credit reports, credit scores and credit cards. If you're looking for an in-depth podcast episode about credit that really gets down to the knitty-gritty, you found it! Long description: This is by far the most in-depth episode about credit cards I've ever done, so I hope that's is exactly what you're looking for! For this episode, I chat with credit card expert David Rubenstein from CreditShout and CreditForums and we get into all the important stuff you should know about credit. Now, we cover a lot of ground in this episode, but I an important thing I wanted to reiterate is the importance of checking your credit report once per year. In Canada, you can get free reports from Equifax Canada and Transunion Canada. In the U.S., you can get free credit reports from Experian, TransUnion and Equifax. Not only is this a way to help prevent against identity theft, it's just a good way to keep on top of your credit. Helpful Posts on CreditShout Top 11 Hidden Credit Card Perks Best Credit Cards for Building Credit Zero Percent APR Credit Cards: What You Need to Know in 2016 Best Credit Card Signup Bonus Offers of 2016 Card Hackers: New Credit Card Churning Rules to Limit Your Signup Rewards How To: Budget With The 50 / 30 / 20 Rules What Kind of Card Does David Use? I was interested to hear that even though David has such a vast knowledge of all the credit card sign-up offers and benefits around, he doesn't play the credit card churning game at all. Instead, he just keeps it simple and uses a 2% cashback credit card. Follow David on Social Follow CreditForums on Facebook Follow CreditForums on Twitter For more podcast episodes, check out the Podcast page. Shownotes: jessicamoorhouse.com/72