Professional Documents
Culture Documents
Honours & Awards News Makers Science Snippets Defence Summits Space Science Environment Sports Deaths Economic Scenario NationalRound-Up International Round-Up Knowledge Capsules Banking Awareness (For Bank PO & Clerks Exams) Current MCQ Capsules 28 2 5 7 8 9 12 13 14 15 16 18 20 23 26
Disclaimer : All Readers of this book undertake responsibility for the relevance and accuracy of its content. The Publisher cannot Guarantee the accuracy and Reliability of Content.
Latest
Current Affairs
is Jason Grunebaum who is the American Writer, academic and translator. Amitav Ghosh has been chosen for River of Smoke, Jeet Thayil for the debut novel Narcopolis and Uday Prakash for The Walls of Delhi. Well known litterateur K. Satchidanandan chairing the jury said that the list represented diversity of the South Asian fiction in terms of idiom and theme. These works, according to the jury member were stylistically innovative, thematically fresh and have a definitive contribution to the genre of novels. Another member of Prize Steering Committee, Manhad Narula, described these novels as well balanced and excellent which represent finest writing of South Asian region. The winner of the prize is scheduled to be announced on 25 January 2013 at DSC Jaipur Literature Festival.
Honours & Awards Rashtrakavi Ramdhari Singh Dinkar Sahitya Ratna Samman
The President of India, Shri Pranab Mukherjee 23rd November, 2012 gave away Rashtrakavi Ramdhari Singh Dinkar Sahitya Ratna Samman to 21 prominent writers and social workers at a function organized in Rashtrapati Bhavan. On the occasion, the President recalled the contribution of Shri Ramdhari Singh Dinkar in the freedom struggle and his service to Hindi literature. He also called upon the Indian writers to bring international laurels to the country through their writings.
Three Indian Writers Shortlisted for DSC South Asian Literature Prize 2013
Three Indian writers- Uday Prakash, Amitav Ghosh and Jeet Thayil were shortlisted for the US Dollar 50,000 DSC South Asian Literature Prize 2013. The names of shortlisted candidates were announced on 21 November 2012 in London. Others who were shortlisted for the prize include Pakistani novelists Jamil Ahmad and Mohammed Hanif as well as Tahmina Anam of Bangladesh. Only contender from beyond the boundaries of Indian Subcontinent
President of Liberia Ellen Johnson Sirleaf chosen for Indira Gandhi Peace Prize 2012
Liberian President and Nobel laureate Ellen Johnson Sirleaf on 19 November 2012 was chosen for 2012 Indira Gandhi Prize for Peace, Disarmament and Development for being an inspiration to women and ensuring return of peace and democracy in her country. The award is set up by Indira Gandhi Memorial Trust with an international jury chaired by Prime Minister Manmohan Singh. The Indira Gandhi Prize is being awarded to Ellen Johnson Sirleaf for serving as an example and inspiration to women in Africa and beyond and for ensuring the return of peace, democracy, development, security and order in Liberia. Ellen Johnson Sirleaf who is the 24th President of Liberia was commended by the jury for her strong interest in the consolidation and improvement of Liberia's relations with India. She was risen to the Presidency becoming the first elected female head of state of the African continent. Ellen Johnson Sirleaf took over office as the President of Liberia in 2006 acquiring a legacy of distrust, disharmony and mismanagement. She had successfully restored financial health her country which was on the verge of fiscal breakdown. numeracy for less fortunate and disadvantaged children and adults in India. The award is decided upon by an international jury, which includes the the US Librarian of Congress, Dr James Billington; the president of Peking University, Prof Zhou Qifeng; former UN high commissioner, Mary Robinson and the chairman of WISE, Dr Abdulla bin Ali Al-Thani. Centre with support from the state Directorate of Cultural Affairs.
President to Confer National Awards, Shilp Guru Awards and Sant Kabir Awards
The President of India, Shri Pranab Mukherjee will be conferring 20 Shilp Guru Awards, 18 Sant Kabir Awards along with 74 National Awards to master craftspersons and master weavers at a function in Vigyan Bhawan, New Delhi on November 9, 2012. Shilp Guru awards are conferred to legendary master craftspersons of Handicrafts whose work and dedication have contributed not only to the preservation of rich and diverse craft heritage of the country, but also to the resurgence of handicrafts sector as a whole. Each Award consists of one mounted gold coin, one shawl, Certificate and a Tamrapatra. In addition, financial assistance to the extent of Rs. 6 lakh is also given to each selected Awardee to innovate and create five new products of high level of excellence, high aesthetic value and high quality befitting the stature of the Guru. Sant Kabir Award is conferred on such outstanding weaver who has made valuable contribution in keeping alive the
present Special Secretary in RAW, will take over the reins of the key agency on December 30.
Indian Origin Autar Kaw among recipients of U.S. Professor of the Year award
Autar Kaw, an Indian born professor of mechanical engineering at the University of South Florida, is among the four recipients of the 2012 US Professor of the Year award. Kaw is known to tens of thousands of engineering students around the world as the "Numerical Methods Guy" via his Holistic Numerical Methods Institute website, his blog and YouTube video lectures. The US Professor of the Year award is the highest honor in the nation for undergraduate teaching.
The Internet addresses under the present version IPv4 (Internet Protocol version 4), are limited and service providers often assign single IP address to many users, making it difficult to identify the end user. The number of IPv6 addresses available is enormous. ISPs (Internet Service Providers) can allocate an IP address to their users. People can be easily identified if they are using IPv6, APNIC Director (Services and Operations) Sanjaya said at the roadshow for new version IPv6. APNIC, which is one of the five authorised bodies for issuing Internet addresses, has recognised Indian Registry for Internet Names and Numbers (IRINN) for issuing IP addresses in India. IRINN has been set-up under the state-run NIXI.
exercises DOSTI XI - off the coast of Male (Maldives) to strengthen the bonds of friendship and enhance mutual operational capability and cooperation in the region.
In this mission, missile technologists from the Defence Research and Development Organisation (DRDO) for the first time tested the configuration for destroying an incoming actual missile and another electronically simulated missile. According to top DRDO sources, the electronically simulated target which mimicked a missile coming from a distance of 1500 km, was electronically hit at an altitude of 120 km. Within minutes of the launch of the real attacker missile, a modified surface-to-surface Prithvi from Chandipur, the actual interceptor , Advanced Air Defence (AAD) missile took off from Wheeler Island and destroyed the hostile missile at an altitude of 15 km in the endo-atmosphere. As soon as target missile was launched, the Long-Range Tracking Radars and the Multi-Functional Radars tracked it and passed on the data to the guidance computer to launch the AAD, which homed on to the target missile and pulverised it.
The country will serve as host for the global climate conference to take place in Doha, the capital of Qatar. The summit is officially referred to as the 18th session of the Conference of the Parties to the United Nations Framework Convention on Climate Change (UNFCCC) and the 8th session of the Conference of the Parties serving as the Meeting of the Parties to the Kyoto Protocol. As the world is facing a grave climate change situation, the conference aims to carve an overall framework for intergovernmental efforts to deal with global warming. It identifies the fact that carbon dioxide emissions, industrial emissions and other greenhouse gases affect the climate system. Delegates meeting at Doha will aim at reviewing and framing a deal to slow down the process of climate change, such as floods, sandstorms, droughts, rise in sea levels and heat waves. The deal is meant to be reached by the end of 2015 and enter into force in 2020.
10
The theme selected for the 32nd edition of the India International Trade Fair is Skilling India and the event would focus on the initiatives undertaken by different agencies, government departments and other private participants for development of skills among the youths. To make the event successful and pass on the idea behind the theme, several seminars and workshops were also organized.
11
12
the Martian southern hemisphere was spotted earlier this month by the Mars Reconnaissance Orbiter circling overhead. The storm came within 840 miles (1,350 kilometers) of Opportunitys location. On the red planets opposite side, a weather station aboard NASAs newest rover, Curiosity, detected changes in air pressure and overnight temperature related to the storm. Scientists want to learn more about Martian dust storms, including why some morph into storms that blanket the planet. If this latest storm turns into a global one, the solar-powered Opportunity would see an energy decline. Curiosity, powered by plutonium, wont be as directly affected.
13
14
South Africa's Test victory at Lord's this year in 2012when the Proteas claimed the No.1 ranking in Test match cricket.
Mahesh Bhupathi and Rohan Bopanna won First ATP Tour Masters Title
Indian Tennis Player Mahesh Bhupathi and Rohan Bopanna on 4 November 2012 won their first ATP World Tour Masters 1000 title together defeating Pakistan's Aisam- UlHaq Qureshi and Netherlands' Jean- Julien Rojer by 7-6(6), 6-3 in the final of the BNP Paribas Masters in Paris. Mahesh Bhupati, till date, had won 16 ATP World Tour Masters 1000 trophies, while for Bopanna it his second shield. Also, together for Bhupati and Bopanna it is their second title of the year 2012. Earlier they had won the Dubai ATP event in March 2012 and ended runners-up at Cincinnati and Shanghai.
15
a refugee and joined Shankars weekly, where he contributed the Kalu and Meena, the silent strip cartoon and some more related to social life. As a staff cartoonist, he served Delhi edition of Times of India, where he became famous as the creator of the pocket cartoon named Babuji. After serving Times of India for a certain period of time, he joined Indian Express as a cartoonist and carried on with his featured cartoon Babuji and Garib, the next strip cartoon series. He was back with Times of India and served it and its Hindi daily Nav Bharat Times till 1985, the year of his retirement. was suffering from miscarriage when she was 17 weeks pregnant and the Irish law at the University C o l l e g e Hospital Galway denied abortion to her. This led to septicemia (blood poisoning), multiple organ failure leading to her death.
Kamala Sadagopan
The eminent Tamil writer and novelist Kamala Sadagopan died on 14 November 2012. She is survived by her husband Sadagopan who is also a screenplay writer known by the name of Chitralaya Gopu and four sons.
Savita Halappanavar
Savita Halappanavar a woman of Indian Origin and dentist by profession died on 28 October 2012 in Ireland after doctors refused to perform an abortion. The doctors denied the abortion with a claim that Ireland was a Catholic Country. Savita the Indian dentist
16
Economic Scenario India to get record $70 b remittances in 2012: World Bank
India will receive a record $70 billion remittances in 2012, topping the list of developing countries which are expected to receive a total of $406 billion this year, the World Bank has said. After India, China will stand second with $66 billion, followed by Mexico and the Philippines with $24 billion each, a latest report by the bank said. Other large recipients are Nigeria ($21 billion), Egypt ($18 billion), $14 billion each for Pakistan and Bangladesh, followed by Vietnam ($9 billion) and Lebanon ($7 billion). Officially recorded remittance flows to developing countries are estimated to grow by 6.5 per cent over $351 billion in 2011, with India again topping the chart with $58 billion, followed by China ($57 billion), Mexico ($24 billion) and the Philippines ($23 billion). Worldwide remittances, including those to high-income countries, are projected to grow to $685 billion in 2015. According to the World Bank, remittances to developing countries are expected to rise 8 per cent in 2013 and 10 per cent in 2014 to reach $534 billion in 2015.
target of including 20 lakh people under this plan. It is the big step because more people would qualify for the home loans now.
17
levels of liberalisation, says a World Economic Forum report. According to the fifth edition of the World Economic Forum's Financial Development Report 2012, India has been ranked 40th in the 2012 Index -- four-spot decline from last year (36 rank). The report highlighted a poor record in enforcing contracts, low levels of liberalisation, inadequate IT and communications infrastructure and general high costs of doing business. India has been ranked 9th out of the 15 Asia Pacific economies that were surveyed in the report.
18
seen before avatar. With the galaxy of stars like Akshay Kumar, Irrfan Khan, Tabu, Om Puri, Jackie Shroff, Vinay Pathak, the opening ceremony promises to be one of the greatest celebrations of the centenary year of Indian Cinema. establishment of 21 integrated textile parks which was sanctioned in the 11th Five Year Plan. The cabinet committee on economic affairs (CCEA), in a meeting held in New Delhi also had committed the government to provide for liability beyond 200 crore Rupees. It was in October 2010 that the CCEA had approved a proposal for setting up additional 21 integrated textile parks utilising the Rs.200 crore left in the 11th plan.
National Round-Up Tipu Sultans Era Cannon Discovered at Bangalore Metro Site
Workers digging the underground section of the Bangalore Metro rail were discover a 12 feet 18th century cannon as well as a 10 kg cannonball which is believed to be from the era of Tipu Sultan. The site of construction in Bangalore lies between the summer palace of Tipu Sultan and Bangalore Fort. This is the rarest discovery in the capital of Karnataka linked to that time period. The iron cannon weighs over a ton while the cannonball weighs 10kg. Muzzle is approximately 3/4th the size of cannon. After the discovery, officials from the Archaeological Survey of India (ASI) rushed to the site immediately and secured it. The cannon has survived rough weather conditions as well because of being buried in ground for so many years.
19
Vatsalya Mela
The Ministry of Women and Child Development is celebrating the Vatsalya Mela from 14-19 November 2012 at the Dilli Haat in New Delhi. Krishna Tirath, Minister of State for Women and Child Development will inaugurate the Mela on 14th November. The theme for this years Mela is Safety and Protection of Women and Child Rights. The inauguration of the Mela coincides with the Childrens Day, celebrated in memory of the birth anniversary of the first Prime of India, Pandit Jawahar Lal Nehru whose love and affection for children is well known.
Benefits under 29 welfare schemes through Aadhaar from 1st January 2013
Benefits under 29 welfare schemes being operated by different ministries would be transferred through Aadhaarenabled bank accounts in 51 districts spread over 16 states from 1st Jan next year, Finance Min P Chidambaram said.
20
U.S. House of Representatives. The 45 years old Bera took a lead of 184 votes against Dan Lungren, the Republican rival from the seventh Congressional District of California. Before Bera, two Indians to be elected for the US House of Representatives include Dalip Singh Saund in the 1950s and Bobby Jindal was the House member before being elected to be the Governor of Louisiana from 2005 to 2008. Except Dr. Bera, five more Indian-Americans namely Dr. Syed Taj, Dr. Manan Trivedi, Upendra Chivukula and Jack Uppala and Ricky Gill, were candidates, who lost from their seats in the US elections. Except Ricky Gill all the other four were from Democratic Party. Dr. Syed Taj, who was a representative from Democratic Party, is the younger brother of Syed Shahbuddin and he basically belongs from Bihar. He lost in the tough fight against his opponent K Bentivolio from the seat of Michigan's 11th Congressional District. Gabbard, who at present is serving as the Senator from the Hawaii State and her mother Carol Porter Gabbard, who is a Hindu is an educator and a business owner in Hawaii.
The elections were conducted on 6th November 2012 and this was the 57th quadrennial presidential election for the United States. Obama and Romney won 50 percent and 48.1 percent of votes respectively. 53 members in the Senate were from Democratic Party, whereas 45 are from Republican Party. In the House of Representatives, the lead went in the way of Republican Party with 232 seats and the Democratic Party was successful in securing 191 seats. Mitt Romney tied with the President Obama at 49 percent of the Popular Votes.
21
22
Tereza Fajksova of the Czech Republic was crowned Miss Earth 2012 on November 24 in the Philippines. Miss Philippines Stephany Stefanowitz as Miss Earth Air , Miss Venezuela Osmariel Villalobos as Miss Earth Water and Miss Brazil Camila Brant as Miss Earth Fire. Around 91 contestants from around the globe participated in the pageant with a theme in line with that of United Nations' (UN) celebration of the International Year of Sustainable Energy for all. There were many favourites including Miss Prachi Mishra who represented India and had bagged the Friendship subtitle at Miss Earth 2012. Miss Earth 2012, Tereza Fajksova was crowned by her predecessor- Miss Earth 2011-Olga Alava of Ecuador.
23
Knowledge Capsules
Banking Glossary
ATM: An automated teller machine (ATM) is a machine in which a customer can use his card along with PIN to get cash, information and other services. Bank Guarantee: Bank guarantee is a promise by a bank on behalf of its customer to a third party to pay an amount specified in the guarantee deed in case the customer fails to perform the obligation as stipulated in the deed. Banking Ombudsman: Banking Ombudsman is an independent dispute resolution authority set up by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services. Bills: Bills are financial negotiable instruments such as Bills of Exchange or Promissory Notes. Bill of Exchange is issued by a seller to his buyer directing him to make payment for the goods supplied/ services rendered. Bill in the form of a promissory note is issued by a buyer to his seller undertaking to make payment for the goods received/ services rendered. Bill Purchase / Discounting: Bill purchase / discounting are modes of extending credit to the seller of goods who has raised demand / usance bill of exchange. Demand bills are purchased and usance bills are discounted. Card: Card is a general term for any plastic card, which a customer may use to pay for goods and services or to withdraw cash. In this Code, it includes ATM/ Smart/Debit/Credit cards. Cash Credit/Overdraft: Cash credit/overdraft is a form of credit facility in which a borrower is sanctioned a pre- arranged limit with the freedom to borrow as much money as he requires. In case of flow of credit to the account, he can withdraw afresh subject to the limit sanctioned. As such, the limit works as a revolving line of credit. Bank charges interest on the outstanding balances. Cash losses: Cash losses mean net losses minus depreciation. Cheque Collection Policy: Cheque Collection Policy refers to the policy followed by a bank in respect of various local and outstation cheques and instruments deposited with the bank for credit to an account. Compensation Policy: Compensation Policy refers to the policy followed by a bank for compensating its customers for the financial losses incurred by them (the customers) due to the acts of omission or commission on the part of the bank. Credit facilities/ Bank Loan: Credit facilities from the bank may be in the form of a term loan or in the form of overdraft or cash credit that is extended by a bank to its customer for a specified period and he is charged interest on the outstanding balances. Credit Information Companies (CICs): Credit Information Companies are companies formed and registered under the Companies Act, 1956 and which have been granted a Certificate of Registration by the Reserve Bank. These companies are empowered to collect data on credit from credit institutions who are its members and disseminate the same after analysis, to its members and specified users. Current Account: A form of demand deposit wherefrom withdrawals are allowed any number of times depending upon the balance in the account or up to a particular agreed amount. Customer: An MSE or its authorised representative who has an account with a bank or who avails of other products/ services from a bank. Deceased account: A Deceased account is a deposit account in which case either the single account holder has deceased or in case of joint accounts one or more of joint account holders has/ have deceased. Demat accounts: A Demat account refers to dematerialised account and is an account in which the stocks of investors are held in electronic form. Deposit Accounts: Savings deposits means a form of demand deposit which is subject to restrictions as to the number of withdrawals as also the amounts of withdrawals permitted by the bank during any specified period. Term deposit means a deposit received by the bank for a fixed period withdrawable only after the expiry of the fixed period and includes deposits such as Recurring/Short Deposits/Fixed Deposits/ Monthly Income Certificate/Quarterly Income Certificate etc.
24
An enterprise engaged in the manufacture or production of goods pertaining to any industry where the investment in plant and machinery does not exceed Rs. 25 lakh (or) An enterprise engaged in rendering services where investment in equipment does not exceed Rs. 10 lakh. A small enterprise is defined as : An enterprise engaged in manufacture or production of goods pertaining to any industry where the investment in plant and machinery is more than Rs. 25 lakh but does not exceed Rs. 5 crore (or) An enterprise engaged in rendering services where investment in equipment is more than Rs. 10 lakh but does not exceed Rs. 2 crore. National Electronic Funds Transfer: National Electronic Funds Transfer (NEFT) system is a nation-wide funds transfer system to facilitate transfer of funds from one bank branch to any other bank branch in the country. Net worth: Net worth means sum of Capital and free reserves minus accumulated losses. Nomination Facility: The nomination facility enables the bank to: make payment to the nominee of a deceased depositor, of the amount standing to the credit of the depositor, return to the nominee, the articles left by a deceased person in the banks safe custody, release to the nominee of the hirer, the contents of a safety locker, in the event of death of the hirer. Non-Fund based facility: Non-fund based facilities are such facilities extended by banks which do not involve outgo of funds from the bank when the customer avails the facilities but may at a later date crystallise into financial liability if the customer fails to honour the commitment made by availing these facilities. Non-fund based facilities are generally extended in the form of Bank Guarantees, Acceptances and Letters of Credit. Non Performing Asset: A Non Performing Asset (NPA) is a loan or an advance where i) interest and/ or installment of principal remain overdue for a period of more than 90 days in respect of a term loan. ii) the account remains out of order in respect of an Overdraft/Cash Credit (OD/CC). iii) the bill remains overdue for a period of more than 90 days in the case of bills purchased or discounted. Originator: An organisation which collects payments from a customers account in line with customers instructions. Other Security Information: A selection of personal facts and information (in an order which
25
Rehabilitation Package: Rehabilitation package is the package drawn for the rehabilitation of a sick unit. The package has to be drawn in accordance with the RBI stipulations and it usually consists of i) Working Capital with relaxation in the rate of interest in terms of regulatory guidelines ii) Funded Interest Term Loan iii) Working Capital Term Loan iv) Term Loan v) Contingency Loan Assistance Smart Cards: A smart card is a plastic card about the size of a credit card, with an embedded microchip which can process data. It provides a secure way of identification, authentication and storage of data. It can be used for telephone calling, electronic cash payments, and other applications. Security: Represents assets used as support for a loan or other liability. In the event of the borrower defaulting on the loan, the lender bank can claim these assets in lieu of the sum owed. Primary security is the asset created out of the credit facility extended to the borrower and / or which is directly associated with the business / project of the borrower for which the credit facility has been extended. Collateral security is any other security offered for the said credit facility. For example, hypothecation of jewellery, mortgage of house etc. Services i) In respect of small and micro service enterprises, services refer to small road and water transport operators, small business, professional and selfemployed persons, and all other service enterprises. ii) Services rendered by the banks include various facilities like remittance (issue of DDs, MTs, TTs etc), receipt and payment of cash, exchange of notes and foreign exchange etc. provided by the banks to the customers. Sick Unit: Sick unit refers to a unit whose account has remained substandard for more than six months or there has been erosion in net worth due to accumulated cash losses to the extent of 50% of the net worth during the previous accounting year and the unit has been in commercial production for at least two years. Substandard: A substandard asset would be one, which has remained NPA for a period less than or equal to 12 months. Tariff Schedule: The schedule containing charges levied by a bank on the products and services offered by it to its customers. Unpaid Cheque: This is a cheque, which is returned unpaid (bounced) by the drawee bank.
26
Banking Awareness
For Bank PO
1. 2. Present Statutory Liquidity Ratio is? 1) 23 % 2) 25 % 3) 30 % 4) 4.25 % 5) 8.75 % If Statutory Liquidity Ratio increases, the availability of bank loans? 1) increase 2) zero 3) become 100 percent 4) decrease 5) not available Banks recover term loans from the parties in EMIs. The letter 'E' represents? 1) Easy 2) Essential 3) Equated 4) Effective 5) Economical On 8th November 2012, which bank and Vodafone declared they offer 'm-pesa', a mobile money transfer and payment service? 1) SBI 2) Bank of India 3) Union Bank of India 4) OBC 5) ICICI To control inflation, Statutory Liquidity Ratio to be? 1) decreased 2) must be zero 3) must be negative 4) must be in double digit only 5) increased United Bank Limited (UBL) is awaiting approval from the Reserve Bank of India to start banking operations in India. It belongs to? 1) Pakistan 2) China 3) Indonesia 4) Iran 5) South Korea Which of the following term do not represent any part of the Banking Technology? 1) NEFT 2) RTGS 3) ITC 4) CBS 5) M - Banking Statutory Liquidity Ratio declared by? 9.
& Clerks
Exams
15. technology based initiatives? 1) Axis Bank 2) Yes Bank 3) HSBC 4) ICICI 5) None of these Which of the following statements about Regional Rural Banks (RRBs) is not correct? 1) RRBs are sponsored by commercial banks. 2) They were set up to develop rural economy. 3) The area of RRBs is limited to a specific region comprising one or more districts. 4) The first RRB was established in 1982. 5) NABARD regulates all RRBs. The RBI made it mandatory to lend 40% loans to Priority sectors to the Private banks which have 1) More than 20 branches in India 2) More than 20 banks in India and spread in atleast 5 states 3) More than 50 branches in India 4) More than 35 branches in India 5) None of these Which of the following banks opened India's first ever financial supermarket, aimed at cross-selling non-traditional banking products like insurance, credit cards and mutual funds, in Jaipur on August 8, 2012? 1) State Bank of India 2) Punjab National Bank 3) Punjab and Sind Bank 4) State Bank of Bikaner and Jaipur 5) None of these New innovations in the banking business, promoting loans to poorer and small
10.
3.
4.
11.
5.
12.
6.
13.
7.
8.
14.
1) Government of India 2) State Bank of India 3) SEBI 4) Reserve Bank of India 5) Exim Bank ANZ is a foreign bank based in? 1) Argentina 2) Austria 3) Australia 4) Angola 5) Andorra Which of the following is not a nationalized bank? 1) Indian Bank 2) Syndicate Bank 3) Yes Bank 4) Dena Bank 5) Union Bank of India Name the bank which has decided to join the social media platform, Facebook, where it will allow its customers to access their bank accounts, among other services in line with its philosophy Khayal Aapka (Your Care)? 1)HDFC 2) ICICI Bank 3) Axis Bank 4) State Bank of India 5) IDBI Licensing, controlling other institutions which do the part banking, and review of banks performance are the ...... functions of RBI. 1) Promotional 2) Supervisory 3) Traditional 4) Educative 5) Indirect Which of the following is not a scheduled commercial bank? 1) IDBI Bank 2) Axis Bank 3) HDFC Bank 4) NABARD 5) Kotak Mahindra Bank Which of the following bank has launched recently 25 Electronic branches and other
16.
17.
18.
27
5) Traditional, Promotional and Supervisory According to the international rating agency Moodys Analytics, Indias Gross Domestic Product (GDP) growth in 2012 is forecast to be 1) 5.5 % 2) 5.7 % 3) 5.8 % 4) 5.3 % 5) 5.6 % For which of the following companies E-mandatory is made compulsory by SEBI? 1) Top-500 listed companies 2) Multinational Companies 3) Software companies 4) Above Rs 1000cr turnover companies 5) None of these Which bank has recently announced to launch the non cash transactions through social networking site Facebook ? 1) SBI 2) Andhra Bank 3) Bank of Baroda 4) ICICI 5) Axis Bank Crossed Cheque means? 1) Two lines put across the cheque to invalidate it 2) Ordering the bank to pay cash to government bodies only but not to others 3) Putting two lines across the top left of the cheque ordering the bank to pay cash to payee through account only 4) The cheque issued by RBI in favour of State governments and Central governments to give loans 5) None of these Which of the following is the Apex level institution for housing? 1) EXIM Bank 2) NABARD 3) NHB 4) SIDBI 5) HUDCO
19.
26.
32
20.
27.
33.
21.
28.
34.
22.
23.
29.
35.
24.
30.
ANSWERS
1. 1 6. 1 11. 2 16. 1 21. 4 26. 3 31. 1 2. 4 7. 3 12. 2 17. 4 22. 1 27. 5 32. 1 3. 3 8. 4 13. 4 18. 4 23. 5 28. 3 33. 4 4. 5 9. 3 14. 4 19. 3 24. 3 29. 4 34. 3 5. 5 10. 15. 20. 25. 30. 35. 3 4 5 5 5 3
25.
28
3.
10.
4.
11.
5.
12.
6.
13.
7.
29
36. Who was conferred the 27th Indira Gandhi Award for National Integration on October 31, 2012, the death anniversary of former Prime Minister Indira Gandhi? 1) A.R.Rahman 2) Shyam Benegal 3) Javed Akhtar 4) Gulzar 5) Lata Mangeshkar 37. Recently, in which among the following country, the 21st ASEAN Summit was held? 1) Thailand 2) Malaysia 3) Cambodia 4) Vietnam 5) None of these 38. World famous Pushkar fair was recently held in? 1) Haryana 2) Punjab 3) Rajasthan 4) Gujarat 5) None of these 39. The year 2012 marks the 100th anniversary of the first gurdwara built in the United States. Identify the gurdwara from the given options? 1) Atlanta Sikh Gurdwara 2) Gurdwara Gurjot Parkash Sahib 3) Stockton Gurdwara Sahib 4) Gurdwara Guru Gyan Sagar 5) None of these 40. With reference to the Eurozone crisis, what is the new timeline given by the Eurozone to Greece to meet its deficitreduction targets? 1) 2014 2) 2015 3) 2016 4) 2017 5) None of these 41. UNO declared which day as Malala Day? 1) 10th November 2) 10th October 3) 10th December 4) 10th August 5) 10th September 42. Bill Moggridge of UK died in September 2012. He created the world's first? 1) Personal computer 2) Laptop computer 3) Calculator 4) Super computer 5) None of these 43. Which Institute secured 1st Rank in the QS World University Rankings 20112012 for Best Universities across the world? 1) Cambridge University 2) Harvard University 3) Oxford University
29.
30.
31.
32.
33.
34.
35.
30
58. Senior IAS officer Ajit M Sharan was appointed as Member Secretary in National Commission for Women (NCW) on? 1) 14 May 2012 2) 16 June 2012 3) 18 October 2012 4) 3 October 2012 5) None of these 59. Which among the following country has opened the biggest marine reserve in the oceans around its coast? 1) United States of America 2) Brazil 3) Australia 4) Canada 5) None of these 60. Who has been recently appointed as the new Secretary general of Rajya Sabha in Septermber 2012? 1) Arun Jaitley 2) P. J. Kurien 3) Shumsher K Sheriff 4) Jaswant Singh 5) None of these 61. Which among the following day is celebrated as the Water Conservation Day" in India? 1) November 15 2) November 17 3) November 18 4) November 19 5) None of these 62. What is the rank of India on Ernst & Youngs renewable attractive ness index? 1) 2nd 2) 3rd 3) 4th 4) 5th 5) None of these 63. Recently, in which among the following State, the National Institute of Food Technology Entrepreneurship and Manage ment was inaugurated by Agriculture and Food Proce ssing Industries Minister? 1) Haryana 2) Punjab 3) Karnataka 4) Bihar 5) None of these 64. Recently, in which among the following city, the International Forum of New Cinema was organised by India's oldest film society Cine Central? 1) Mumbai 2) Bangalore 3) Kolkata 4) Nagpur 5) Hyderabad 65. India will get Rs 250 crore grant from which of the following countries for improving rural
44.
45.
46.
47.
48.
49.
50.
31
NRHM and utilize its Emergency Medical Transport System as highway ambulance? 1) Delhi 2) West Bengal 3) Maharashtra 4) Uttar Pradesh 5) Rajasthan Who among the following have been recently awarded with Borlaug Award for 2012? 1) Aditi Mukherji and Rajiv Singh 2) K.V. Prabhu and Aditi Mukherji 3) K.V. Prabhu and Ashok Kumar Singh 4) Aditi Mukherji and Ashok Kumar Singh 5) None of these Who among the following has headed the Committee on GAAR, which recommended to postpone the controversial tax about 6 year? 1) Rangarajan 2) Amartya Sen 3) Parthasarathy Shome 4) Chidambaram 5) None of these Recently, who among the following was appointed as the BBCs Director General? 1) Jimmy Savile 2) Tony Hall 3) Chris Patten 4) George Entwistle 5) None of these The first National Security Advisor of India, Brajesh Mishra died on __ at New Delhi after suffering from a heart ailment. 1) 28 September 2012 2) 14 October 2012 3) 10 August 2012 4) 19 July 2012 5) None of these Huge Chavez re-elected as President of Venezuela on ___ Venezuela. 1) 9 October 2012 2) 14 October 2012 3) 15 August 2012 4) 03 July 2012 5) None of these Apart from Delhi which of the following cities have been chosen for the DRDOs ballistic missile defence system that can put in place at short notice? 1) Mumbai 2) Bangalore 3) Kolkata 4) Ahmadabad 5) All the above cities
66.
79.
67.
80.
68.
81.
69.
82.
70.
83.
71.
84.
32
1) Uttar Pradesh 2) Bihar 3) West Bengal 4) Punjab 5) None of these 98. A Rare audio of Indias Freedom fighter voice unearthed recently. Name the Leader? 1) Motilal Nehru 2) Bhagat Singh 3) Lala Lajpati roy 4) S.N. Banerjee 5) BalaGangadhar Tilak 99. Under the Legal Metrology Amendment Rules 2012 the Union Government has made it mandatory for a manufacturer to pack items in 1) any size 2) in small sizes only 3) in big sizes only 4) prescribed standard sizes only 5) None of these 100.The 12th annual Miss Earth 2012 pageant was held in Muntinlupa city, Philippines on November 24, 2012. Who won the title? 1) Tereza Fajksova (Czech Republic) 2) Stephany Stefanowitz (Philippines) 3) Osmariel Villalobos (Venezuela) 4) Camila Brant (Brazil) 5) Prachi Mishra (India)
91.
92.
93.
94.
95.
ANSWERS
1. 2 6. 1 11. 3 16. 3 21. 3 26. 2 31. 3 36. 4 41. 1 46. 2 51. 2 56. 2 61. 4 66. 1 71. 1 76. 2 81. 2 86. 2 91. 2 96. 3 2. 3 7. 4 12. 1 17. 4 22. 2 27. 2 32. 4 37. 3 42. 2 47. 1 52. 3 57. 3 62. 3 67. 4 72. 2 77. 2 82. 1 87. 2 92. 2 97. 3 3. 4 8. 2 13. 1 18. 3 23. 3 28. 2 33. 1 38. 3 43. 4 48. 1 53. 4 58. 4 63. 1 68. 4 73. 5 78. 4 83. 1 88. 1 93. 5 98. 5 4. 3 5. 2 9. 2 10. 3 14. 2 15. 1 19. 3 20. 1 24. 1 25. 2 29. 3 30. 2 34. 1 35. 4 39. 3 40. 3 44. 3 45. 2 49. 2 50. 1 54. 3 55. 3 59. 3 60. 3 64. 3 65. 4 69. 1 70. 3 74. 4 75. 3 79. 3 80. 3 84. 1 85. 5 89. 2 90. 2 94. 1 95. 3 99. 4 100. 1
96.
97.