Net Single Premium Annual Cost

Interest Rate 0.03 Beginning Age 35

Age 38 Policy Cost 5000

Type of Insurance Whole Life Annuity First Payment Age 55

Annual payments 50000 Interest Rate 0.03

Net Single Premium 21.0523 Annual Cost 693.0906

1958 CSO Mortality Table

age lx dx Dx Nx Cx Mx
1 ### ### ### ### 16471.864 ### age 3
2 ### ### ### ### 13787.524 ###
3 ### ### ### ### 12837.749 ###
4 ### ### ### ### 11934.193 ###
5 ### ### ### ### 11156.965 ###
6 ### ### ### ### 10417.328 ###
7 ### ### ### ### 9789.464 ###
8 ### ### ### ### 9266.745 ###
9 ### ### ### ### 8839.092 ###
10 ### ### ### ### 8571.528 ###
11 ### ### ### ### 8449.523 ###
12 ### ### ### ### 8392.725 ###
13 ### ### ### ### 8525.775 ###
14 ### ### ### ### 8704.932 ###
15 ### ### ### ### 8864.550 ###
16 ### ### ### ### 9064.961 ###
17 ### ### ### ### 9243.829 ###
18 ### ### ### ### 9346.988 ###
19 ### ### ### ### 9327.222 ###
20 ### ### ### ### 9299.602 ###
21 ### ### ### ### 9214.012 ###
22 ### ### ### ### 9075.863 ###
23 ### ### ### ### 8936.960 ###
24 ### ### ### ### 8751.644 ###
25 ### ### ### ### 8569.542 ###
26 ### ### ### ### 8432.941 ###
27 ### ### ### ### 8296.154 ###
28 ### ### ### ### 8200.069 ###
29 ### ### ### ### 8140.858 ###
30 ### ### ### ### 8076.940 ###
31 ### ### ### ### 8045.567 ###
32 ### ### ### ### 8007.660 ###
33 ### ### ### ### 7998.081 ###
34 ### ### ### ### 8014.251 ###
35 ### ### ### ### 8117.923 ###
36 ### ### ### ### 8269.054 ###
37 ### ### ### ### 8492.305 ###
38 ### ### ### ### 8838.258 ###
39 ### ### ### ### 9237.171 ###
40 ### ### ### ### 9709.221 ###
41 ### ### ### ### 10218.176 ###
42 ### ### ### ### 10731.609 ###
43 ### ### ### ### 11271.289 ###
44 ### ### ### ### 11831.248 ###
45 ### ### ### ### 12429.129 ###
46 ### ### ### ### 13079.355 ###
47 ### ### ### ### 13772.152 ###
48 ### ### ### ### 14518.518 ###
49 ### ### ### ### 15306.897 ###
50 ### ### ### ### 16145.109 ###
51 ### ### ### ### 17020.413 ###
52 ### ### ### ### 17902.007 ###
53 ### ### ### ### 18814.279 ###
54 ### ### ### ### 19743.028 ###
55 ### ### ### ### 20690.546 ###
56 ### ### ### ### 21672.210 ###
57 ### ### ### ### 22683.397 ###
58 ### ### ### ### 23717.295 ###
59 ### ### ### ### 24752.177 ###
60 ### ### ### ### 25804.703 ###
61 ### ### ### ### 26836.035 ###
62 ### ### ### ### 27846.132 ###
63 ### ### ### ### 28830.120 ###
64 ### ### ### ### 29779.577 ###
65 ### ### ### ### 30692.340 ###
66 ### ### ### 9611139.649 31569.314 ###
67 ### ### ### 8675144.731 32395.427 ###
68 ### ### ### 7797981.116 33150.537 ###
69 ### ### ### 6978761.382 33751.833 ###
70 ### ### ### 6216552.955 34140.261 ###
71 ### ### ### 5510296.605 34253.620 ###
72 ### ### ### 4858751.090 34069.047 ###
73 ### ### ### 4260436.248 33584.287 ###
74 ### ### ### 3713617.099 32889.906 ###
75 ### ### ### 3216309.008 32050.095 ###
76 ### ### ### 2766375.525 31116.905 ###
77 ### ### ### 2361596.995 30109.192 ###
78 ### ### ### 1999725.036 29022.371 ###
79 ### ### ### 1678502.229 27787.430 ###
80 ### ### ### 1395657.796 26354.463 ###
81 ### ### ### 1148838.981 24712.991 ###
82 ### ### ### 935563.526 22868.199 ###
83 ### ### ### 753212.968 20862.502 ###
84 ### ### ### 599041.791 18761.225 ###
85 ### ### ### 470223.537 16631.093 92609.210
86 ### ### 86577.685 363918.496 14526.529 75978.117
87 ### ### 69529.476 277340.811 12497.068 61451.589
88 ### ### 55007.278 207811.335 10587.550 48954.521
89 ### ### 42817.574 152804.058 8832.089 38366.971
90 ### ### 32738.371 109986.483 7251.376 29534.882
91 ### ### 24533.451 77248.112 5853.989 22283.506
92 ### ### 17964.896 52714.662 4638.273 16429.518
93 ### ### 12803.374 34749.766 3596.143 11791.245
94 ### ### 8834.317 21946.392 2715.983 8195.102
95 97165.000 ### 5861.024 13112.075 1998.652 5479.119
96 63037.000 ### 3691.662 7251.051 1435.657 3480.467
97 37787.000 ### 2148.481 3559.389 1018.801 2044.810
98 19331.000 ### 1067.103 1410.907 692.218 1026.009
99 6415.000 6415.000 343.804 343.804 333.791 333.791
 Follow the steps to enable your Net Single Premium & Anual Cost Calculator.
>> This template is prepared for calculating net single premiums and annual costs using 1958 CSO Mortality Table.
>> Your Net Single Premium & Anual Cost Calculator is ready to use. Following steps are for online use.
1) Visit the site below:
http://www.spreadsheetweb.com/getting_started.htm
You will only need the username and password to create your Net Single Premium & Anual Cost Calculator.
2) Visit the site below:
http://trial.spreadsheetweb.com/spreadsheetweb/
Login to page with your new account information.
3) Click "Add Web Application" to upload this file. Your Net Single Premium & Anual Cost Calculator will be created automatically.
You can simply use the Net Single Premium & Anual Cost Calculator from that link or place it on your website.
>> Your Net Single Premium & Anual Cost Calculator will look like:
http://www1.spreadsheetweb.com/SpreadSheetWeb/Output.aspx?ApplicationId=bcb13eed-a773-451e-8a31-3089e0ce0da6
>> In order to see more online applications created with PSW you can check the link below:
http://www.spreadsheetweb.com/demos.htm

Copyright (c) 2009 Pagos, Inc. http://www.pagos.com/

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