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Project on Npa

Project on Npa

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Published by Touseef Shagoo
project made under the head NON PERFORMING ASSETS WITH SPECIAL REFERENCE TO J&K BANK KASHMIR
project made under the head NON PERFORMING ASSETS WITH SPECIAL REFERENCE TO J&K BANK KASHMIR

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Published by: Touseef Shagoo on Oct 10, 2010
Copyright:Attribution Non-commercial

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02/01/2013

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1
LOVELY PROFESSIONAL UNIVERSITYDEPARTMENT OF MANAGEMENT
 
Report on Summer Training
 
NON PERFORMING ASSESTS WITH SPECIALREFERENCE TO THE JAMMU AND KASHMIR BANK LTDSubmitted
 
to Lovely Professional University
 
In partial fulfillment of theRequirements for the award of Degree of Master of Business Administration
Submitted by: Name of the student:
TAUSEEF AHMAD SHAGOO
 University Roll No:
 RS1904B32.
 
DEPARTMENT OF MANAGEMENTLOVELY PROFESSIONAL UNIVERSITYPHAGWARA
 
2
ACKNOW
LEE
N
T
 
I
t
g
iv
me
i
mmense p
l
easure
t
presen
t
 
t
e repor 
t
of my projec
t
 
titl
ed³NPA AT THE J&K 
B
ANK LTD.Th
i
s work wou
l
d no
t
ha
v
e been poss
i
 b
l
e w
it
hou
t
 
t
he ass
i
s
t
ance andgu
i
dance of a no. of peop
l
e. I wou
l
d
li
ke
t
o
t
ake
t
h
i
s oppor 
t
un
it
y
t
o
t
hank eachand e
v
ery one of 
t
hem.A
t
i
rs
t
I wou
l
d
li
ke
t
o
t
hank 
t
he managemen
t
of 
t
he Jammu &Kashm
i
B
ank L
t
d. for pro
vi
d
i
ng me an oppor 
t
un
it
y
t
o work as summer 
t
ra
i
nee a
t
Zona
l
Off 
i
ce Nor 
t
h Kashm
i
B
aramu
ll
a.I express my s
i
ncere gra
tit
ude
t
o my Projec
t
 
i
n charge a
t
J&K 
B
ank 
M
r. Ghu
l
am
asoo
l
Hajam, C
l
us
t
er Head-I, Nor 
t
h Kashm
i
B
aramu
ll
a and
M
r. Ghu
l
am Jee
l
an
i
for 
t
ak 
i
ng keen
i
n
t
eres
t
 
i
n my projec
t
work and g
ivi
ng me
v
a
l
uab
l
e gu
i
dance a
t
e
v
ery s
t
age.I a
l
so express my s
i
ncere gra
tit
ude
t
o my projec
t
gu
i
de
M
r. Harendrafor gu
i
d
i
ng me ap
tl
y and a
t
e
v
ery s
t
age of my projec
t
.
 
3
 
CONTENTS 
CHAPTER I 
-
EXECUTIVE SUMMARY««««««««««««. 04
CHAPTER II 
-
INTRODUCTION (NPA)««««««««««««.. 09
CHAPTER III- 
LITERATURE REVIEW««««««««««««.. 20
CHAPTER IV- 
J&K BANK INTERODUCTION««««««««« 27
CHAPTER V- 
BANK AT GLANCE«««««««««««««... 33
CHAPTER VI- 
ORGANIZATIONAL STRUCTURE««««««« 37
CHAPTER VII- 
FINANCIAL PRODUCTS««««««««««« 41
CHAPTER VIII- 
 
N
P WIH SPECI EEE
N
CEJ&KB
N
K
««««««««««««««« 50
CHAPTER IX- 
DATA COLLECTION AND INTERPRETATION«.. 64
y
CONCLUSION«««««««««««««.. 75
y
RECOMMENDATIONS«««««««««.. 76
y
QUESTIONNAIRE«««««««««««.. 78
y
REFERENCES««««««««««««« 82

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