FINANCIAL INSTITUTIONAL

SUPPORT TO WOMEN
ENTREPRENEURES IN INDIA

by
Mrs.T.Shobha Rani,
Mrs. M.Padma Lalitha
‘Women Entrepreneur’ is a person who
accepts challenging role to meet her
personal needs and become
economically independent.”
women entrepreneurship
"Empowering women is a prerequisite for creating
a good nation. When women are empowered,
society with stability is assured. Empowerment of
women is essential as their thoughts and their value
systems lead to the development of a good family,
good society and ultimately a good nation”.

- APJ Abdul Kalam

Financial Institutions:

In financial economics, a financial

institution is an institution that
provides financial services for its
clients or members, by acting as
financial intermediary.
Banking Institution:

An organization which mobilizes the

savings as deposits and disburse them
as loans for the economic development
of the nation.
Some Schemes for Women Entrepreneurs
DENA BANK DENA SHAKTHI
INDIAN BANK TERM LOAN SCHEME

PRIYADARSHINI
BANK OF INDIA
YOJANA

CENTRAL BANK OF
CENT KALYANI
INDIA
STATE BANK OF STREE SHAKTI
INDIA PACKAGE
VIJAYABANK ARAVIND,MAHIMA
All the banks are providing loans at a concession of
0.25-0.5% on interest rate.

Amount of loan ranges from RS.5000---Rs20 lakh

Priority sectors are- agriculture, retail trade,

education ,housing etc.,
 Developmental Institutions:
Developmental banks are those financial
institutions engaged in the promotion and
development of industry, agriculture and other
key sectors. These institutions can be classified
as central government and state government
institutions.
1.Small Industries Development Organization (SIDO)
2.Small Industries Development Bank of India (SIDBI)
(i)Schemes of Assistance for Women Entrepreneurs
(ii)Mahila Udyam Nidhi Scheme
(iii))Informal lending
(iv) Marketing Fund for Women (MFW)
3.Industrial Development Bank of India (IDBI)
i)Scheme for Women Entrepreneurs
(ii) Mahila Vikas Nidhi (MVN) Scheme
(iii) Scheme for Re-finance Assistance to Woven
Entrepreneurs
4. National Bank for Agriculture and Rural Development
(NABARD)
(i)NABARD "Women's Cell"
(ii) Self-Help Groups
(iii) Scheme covered under Automatic Refinance Facility (ARF

5.The Khadi and Village Industries Commission (KVIC)

(
6.The National Small Industries Corporation Limited ( NSIC )
 STATE LEVEL FINANCIAL INSTITUTIONS

Karnataka State Financial Corporation (KSFC)

Scheme for Women Entrepreneurs:

Rajasthan Financial Corporation Scheme for Women

• Entrepreneurs
Andhra Pradesh State Financial Corporation Scheme for
Women Entrepreneurs
  CONCLUSION
 It can be concluded that though there are many
institutions to provide financial assistance to the women
entrepreneurs in our country, this facility is availed by few
only.The reasons behind this are lack of awareness about the
institutional schemes and mind set of entrepreneurs who
believe that the procedure of sanctioning the loans is
cumbersome. It was clearly stated in those schemes that the
procedure of application and sanctioning are similar to other
loans. So, this opportunity should be availed by women
entrepreneurs to the optimal extent, as this assistance is
provided with concession in order to encourage and empower
women.
 Women Entrepreneurship in India
States No of Units No. of Women Percentage
Registered Entrepreneurs

Tamil Nadu 9618 2930 30.36

Uttar Pradesh 7980 3180 39.84
Kerala 5487 2135 38.91
Punjab 4791 1618 33.77
Maharastra 4339 1394 32.12
Gujrat 3872 1538 39.72
Karnatka 3822 1026 26.84
Madhya Pradesh 2967 842 28.38
Other States & UTS 14576 4185 28.71
Total 57,452 18,848 32.82
Women Work Participation

Country Percentage
India (1970-1971) 14.2

India (1980-1981) 19.7

India (1990-1991) 22.3

India (2000-2001) 31.6

USA 45
UK 43
Indonesia 40
Sri Lanka 35
Brazil 35
THANK YOU