LIC JEEVAN ANKUR A PATHETIC PLAN

1. Product Number : 807 Product Name : Jeevan Ankur Illustration 2 Age at entry: 35 years Policy term: 10 years Mode of premium payment: Yearly Amount of annual premium: Rs.9055/- * Sum Assured: Rs. 100,000/End Total of Premiums Year Paid Till End Of Year Amount Amount payable on Maturity at the end of year Payable Variable Total on Scenario Scenario Scenario Scenario Death 1 2 1 2 during Guaranteed the Year ** 100000 100000 100000 100000 100000 100000 100000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
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1 2 3 4 5 6 7

9055 18110 27165 36220 45275 54330 63385

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72440 81495 90550

100000 100000 100000

0 0 100000

0 0 0

0 0 20000

0 0

0 0

100000 120000

* Note:- The annual premium shown above is exclusive of Service Tax. ** In addition to Basic Sum Assured an amount equal to 10% of the Basic Sum Assured (referred to as Income Benefit) shall be payable on each policy anniversary, from the policy anniversary coinciding with or next following the date of death of Life Assured, till the end of policy term to the nominee. Total Premium pay as per LIC illustration 2 Rs.91908/- ( S.T.INCLUSIVE ) AND AS PER 6@ ILLUSRTATION GUREENTED AMOUNT IS RS.1,00,000/- THE REURN IN IRR CALCULATING IS 1.53% ONLY If you add the loyalty addition of Rs.10000/- ( not guaranteed ) then total amount is Rs.110000/- means in IRR CALCULATOR return is 3.24% only .If you cover insurance of Rs.100000/-then mortality charges as per mortality rate is Rs.8415/-

2. Product Number : 807 Product Name : Jeevan Ankur Illustration 4 Age at entry: 35 years Policy term: 10 years Mode of premium payment: Single Amount of annual premium: Rs.62565/- * Sum Assured: Rs. 100,000/End Total of Premiums Year Paid Till End Of Year Amount Amount payable on Maturity at the end of year Payable Variable Total on Scenario Scenario Scenario Scenario Death Guaranteed 1 2 1 2 during the Year ** 100000 100000 100000 100000 100000 100000 100000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1 2 3 4 5 6 7

62565 62565 62565 62565 62565 62565 62565

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62565 62565 62565

100000 100000 100000

0 0 100000

0 0 0

0 0 36000

0 0

0 0

100000 136000

* Note:- The single premium shown above is exclusive of Service Tax. ** In addition to Basic Sum Assured an amount equal to 10% of the Basic Sum Assured (referred to as Income Benefit) shall be payable on each policy anniversary, from the policy anniversary coinciding with or next following the date of death of Life Assured, till the end of policy term to the nominee. For 1 time premium as per LIC TABLE Rs 62565/- ( S.TAX EXTRA ) After 10 years will receive 1 lakh only (which is also non guaranteed as return in Notes ) 3. Product Number : 807 Product Name : Jeevan Ankur Rs. 46,245.00/- p.a. if you total premiumRs.786185/- ( S.T.EXTRA ) pay for 17 years then you can get 10,00,000/- for child education as per 6% AS PER LIC table coz of tradition plan Notes : i) This illustration is applicable to a standard (from medical, life style and occupation point of view) life. ii) The non-guaranteed benefits (1) and (2) in above illustration are calculated so that they are consistent with the Projected Investment Rate of Return assumption of 6% p.a.(Scenario 1) and 10% p.a. (Scenario 2) respectively. In other words, in preparing this benefit illustration, it is assumed that the Projected Investment Rate of Return that LIC will be able to earn throughout the term of the policy will be 6% p.a. or 10% p.a., as the case may be. The Projected Investment Rate of Return is not guaranteed. iii) The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.

Actual cost of Child Education with Todays Cost of Education Child Age 0 year Faculty BBA MBA ENGG. MEDICAL Indian Education Fees 2 LAKH 4 LAKH 6 LAKH 40 LAKH Overseas Edu. Fees 5 LAKH 10 LAKH 15 LAKH 1 CRORE

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After 17 years Required with min. 6% Inflation Child At 17 Years Faculty BBA MBA ENGG. MEDICAL Indian Education Fees 5 LAKH 10 LAKH 16 LAKH 1 CRORE Overseas Edu. Fees 13.50 LAKH 27 LAKH 40 LAKH 2.70 CRORE

Is there any sense for buy this plan for return in IRR of 1.53% only If our Inflation is more then 6% then our investment return should be more then that and also without any charges we already published a lots of article that insurance is never become a god investment due to heavy charges and others. So Hire a Good Independent Financial Planner who is really independent not belongs to any company for good knowledge and create good wealth according to your Goals.. We will not recommended you to invest in LIC JEEVAN ANKUR Investment Solution to : Individual, Corporate, HNI, Trust,NRI, HUF etc... Write Us your Query for any kind of Investment to kirang.gandhi@gmail.com or Kirang_gandhi@yahoo.co.in Expert Advice : Financial Literacy and Knowledge Coaching Personal Financial Planning, Comprehensive Financial Planning Financial Health check up, Net worth Analysis, Asset Allocation strategy, Cash flow Planning, Budget Planning, Tax Planning, Emergency Fund Planning, Insurance Planning,
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Health Insurance Planning, Child Future / Retirement Planning, Other Financial Goals, Emergency Fund Planning, Risk Analysis ( Investment ), Investment Review, Investment Planning, Estate Planning, Debt Advisory, Insurance Policy Analysis

Note : Meeting priority to appt. only

For Further Details kindly Contact :

Thanks And Regards, Kirang Gandhi Independent Financial Planner www.fpindia.in www.kgandhi.anindia.in M-9028142155,9271267305

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