Index Plus (873)

Proposer Details
Name: Age: Sum Assured: Policy Term Premium Payment
Mr. a 30 1000000 10 Years Yearly

Premium Chart
Mode Basic Premium GST @ 4.5% Total Premium
Yearly Premium 100000 0 100000
 How 'Index Plus' Works !
Mr. a will pay a Yly Premium of Rs.100000 and if the
NAV value grow at 15.0% pa through out the policy
term then policyholder will receive an amount shown in
the chart below.

Index Plus is a unit linked plan. In this plan,The

investment risk in investment portfolio is borne by the
policy holder

Option to Choose Funds 1.Flexi Growth, 2.Flexi Smart

Growth,

Option to select Minimum Sum Assured of 10 times and

7 times of total yearly Premium is available till age 50 &
7 times after the age of 50. If the NAV Value is less
than Sum Assured, the Plan will provide 10 times or 7
times of yearly Premium as per the mode selected. Or
which so ever is higher throughout the policy term.
Please Refer the chart Below.

Note the Initial NAV taken for calculation is 10.0 with a constant growth of
15.0% per annum throughout the policy term. Which is an ideal condition.

NAV may vary at the time of maturity and surrender

 Benefit And Coverage Table
Year Age Yearly NAV Guaranteed Normal Cash Value
Premium Addition Coverage
1 30 100000 10.0 0 1000000 Lock In
2 31 100000 11.5 0 1000000 Lock In
3 32 100000 13.23 0 1000000 Lock In
4 33 100000 15.21 0 1000000 Lock In
5 34 100000 17.49 0 1000000 Lock In
6 35 100000 20.11 5000 1000000 830046
7 36 100000 23.13 0 1042626 1042626
8 37 100000 26.6 0 1283273 1283273
9 38 100000 30.59 0 1555791 1555791
10 39 100000 35.18 10000 1875682 1875682
 Disclaimer

Premium shown in the app is indicative and not exact. Actual premium can vary according to
underwriting rules applicable. Maturity calculations shown in the app are based on the current
bonus rates and can vary based on the actual experiances of the corporation. For more details
on risk factors, terms and conditions please read the sales brochure carefully before concluding
a sale.

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