The key performance ratios for commercial banks are as under 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

. Net Interest Income (NII) = Interest earned Interest paid. Net Interest Margin (NIM) = NII / Average assets. (%) Gross NPA Ratio = Gross NPA / Total Assets. (%) Net NPA Ratio = Net NPA / Total Assets (%). Provision Coverage Ratio = Loan Loss Provisions / Total NPA. Credit Deposit Ratio = Aggregate Credit / Aggregate Deposits (%). Investment Deposit Ratio = Total Investments / Total Deposits (%). CASA Ratio = Low Cost Deposits (Current plus Savings) / Total Deposits (%). Return on Assets Ratio (ROA) = Net Profit / Total Assets (%). Return on equity (ROE) = Net Profit / Equity Capital (%). Capital to Risk Weighted Assets Ratio (CRAR) = Total Capital / Total Risk weighted Assets (%). Please calculate and tabulate the above ratios for the following banks for the last 3 years 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. State Bank of India. Punjab National Bank. Bank of Baroda. Canara Bank. Bank of India. Union bank of India. Central bank of India. Oriental bank of Commerce. Dena Bank. Syndicate Bank Andhra Bank. Allahabad Bank Indian Bank. Indian Overseas bank. United Commercial Bank. United Bank of India. Bank of Maharashtra. Corporation Bank. Vijaya Bank Punjab & Sind Bank. HDFC Bank. ICICI Bank. Axis Bank. Indus Ind Bank. Yes Bank. Federal Bank. Karnataka Bank. Karur Vysya Bank. Saraswat Co- op. Bank. Shamrao Vithal Co-op. Bank.