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Loan to Value Ratio

Loan amount is assessed on the basis of project cost and permissible EMI/NMI ratio after taking into account of applicable margin but the maximum loan amount is restricted to the stipulated LTV ratio, arrived on the basis of assessed value of the underlying property, as given below: Home Loan Loan to value (LTV) Ratio for For Home Under House ready for Loan Upto Rs. 20 Lacs Loan Above Rs. 20 Lacs Construction 90% 80% Possesion 90% 80% Discretion power for Sanctioning Concession on LTV

NIL

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