Bonuses on Traditional Plans are as follows for the policy anniversaries falling in the given financial year.

Sr. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

Product Name
Assure 10 Years Security and Growth Plan (CRB)
Assure 20 Years Security and Growth Plan (CRB)
Assure 30 Years Security and Growth Plan (CRB)
Assure Golden Years Plan (CRB)
Assure Educare 18 (CRB)
Assure Educare 21 (CRB)
Assure 21 Years Money Saver Plan (CRB)
Assure Career Builder 27 (CRB)
Nirvana (CRB)
Nirvana Plus (CRB)
Mahalife (Cash Dividend
Mahalife Gold (Cash Dividend)
Shubh Life( Policy term 10 years)** (SRB)
Shubh Life ( Policy term 15 years)** (SRB)
Shubh Life ( Policy term 20 years)** (SRB)
Shubh Life ( Policy term 25 years)** (SRB)
Shubh Life ( Policy term 30 years)** (SRB)
Starkid (SRB)

2012-13 (TB*)

(TB) 2012-13

2012

2011

2010

N/A

35%
57%
81%
31%

3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.50%
5.00%
0.88%
3.25%
5.50%
4.00%
4.00%
4.00%
4.00%
10.00%

3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.50%
5.00%
0.66%
2.64%
3.50%
3.50%
3.50%
3.50%
3.50%
10.00%

3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.50%
5.00%
0.40%
2.10%
3.50%
2.00%
1.75%
1.50%
0.00%
10.00%

65%
85%
43%
N/A
N/A

72%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

55%
47%
67%
68%
80%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

2009

2008

3.25% 3.75%
3.25% 3.75%
3.25% 3.75%
3.25% 3.75%
3.25% 3.75%
3.25% 3.75%
3.25% 3.75%
3.25% 3.75%
2.50% 2.75%
4.00%
N/A
0.40% 0.525%
2.40%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

2007

2006

2005

2004

2003

2002

3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
3.75%
2.75%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

3.50%
3.50%
3.50%
3.50%
3.50%
3.50%
3.50%
3.50%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

3.50%
3.50%
3.50%
3.50%
3.50%
3.50%
3.50%
3.50%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

3.25%
3.25%
3.25%
3.25%
3.25%
3.25%
3.25%
3.25%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

4.00%
4.00%
4.00%
4.00%
N/A
N/A
4.00%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

5.00%
5.00%
5.00%
5.00%
N/A
N/A
5.00%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

*Please note that the bonus on Nirvana was declared for the first time in 2007.
CRB - Compounded Reversionary bonus,
SRB - Simple Reversionary bonus
(TB) 2012-13 - Terminal bonus is paid out as % of all accumulated CRB till maturity or death if premium is paid for 10 Years in FY2012-13
TB* - Terminal bonus is paid out as % of all accumulated CRB till maturity or death if premium is paid for 11 Years in FY2012-13