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(One Time Password) , user should enter OTP followed by the OTP number and the keyword for the particular transaction.
<Mbsreg>
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Change Mpin For accepting Terms and Conditions of the Service, which are available over Banks website www.sbi.co.in. For balance enquiry Mini statement of account Mobile Top-up
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<Sbal><UserId><Mpin> <Smin><UserId><Mpin> <Stopup><UserId><Mpin><telecom operator of beneficiary Mobile><Mob no of beneficiary> <Amount> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number ><Stopup><UserId> <Mpin><telecom operator of beneficiary Mobile><Mob no of beneficiary> <Amount>
<Sdth><UserId><Mpin><Service Provider><DTH serial number><amount> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number ><Sdth><UserId><Mpin> <Service Provider><DTH serial number><amount>
DTH recharge
Smobitop><UserId><Mpin><WalletID><amount> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number > <Smobitop><UserId> <Mpin><WalletID><amount> <Sfpin> <User ID> <Sdereg>
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<IMPS><Mobile No><MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)> If the transaction requires an OTP, the following keyword should be sent: <OTP>< OTP number ><IMPS><Mobile No> <MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)>