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Financial Inclusion: The Task: Krishan Jindal
Financial Inclusion: The Task: Krishan Jindal
Krishan Jindal
facilities etc.
27% farm household only have access to formal credit sources. Only 4% in NE Region have access to formal sources. Only 20% in NE Region borrow both from formal and informal sources (Tripura State 49%) More exclusion among marginal farmers and tribal families.
61%
63%
9.5% 7%
High
risk cost
products
Inappropriate
Marginal Farmers Landless Farmers Oral Lessees Self Employed Urban slum developers Migrants Minorities Social excluded groups Senior citizens Women
Products
Use of intermediaries
Linkage of SHGs with bank
29 lakh SHGs credit linked 42 million families covered Linkage of MFIs with banks
Business facilitators and correspondence model.
Others IT solution for financial inclusion Credit counseling and financial education Revamping of RRBs and cooperative banks
Thank you