How to conduct Chits

1982 se tI{ Nnn \nbaw 30-4-2012 apX tIc-f-n \ne-hn hp. Cu \nb-a-ns ASn-m-\-n 2012
Pq amkw 4mw XnXn apX
tIcf Nnn \nbaw dqkv {]m_-ey-n hn-p--Xm-Wv.

]pXnb Nnn dqkv {]Imcw Nnn-I

Bcw-`n-p--Xn-\p {]mY-anI
am\nt-i-
Prepared by :

RAJITH DAVIS ATTATHARA

ADVOCATE
Published by All Kerala Chitty Foremans Association, Thrissur

{]mcw`w
Nnn \nbaw 1982, 85-mw hIpp {]Imcw Cu \nbaw \ne-hn
ap]p Nnn-Iv Cu BIvSv _m[-I-am-bn-cn-n-.
I

hcp--Xn\p

DZml-c-W-n-\v, 30-4-12 BWv tI{ Nnn \nbaw tIc-fn

\ne-hn h-Xv. Bb-Xp-sImp Xs 30-4-12 \v
ap]p Nnn-Iv Cu \nbaw
_m[-I-am-Ip--X-.
II

Bsms Nnn \Smw?

]pXnb \nb-a-{]-Imcw hyn-Iv, ]mvWjnv m]-\,

I\n \nb-a-{]-Imcw cPn-kv{Sm-nb I-\n-I tIm-tdohv skmsskn, Ipdp hyn-IfpsS Iqmbva Fn-hv
Nnn \S-m-hp--Xm-Wv.

III.

Ccw m]-\-v Nnn \S-p--Xn\v Nnn-p-I-bn

\nb-{-W-aptm?

Hmtcm hn`m-K-ns m]--\-pw Nnn \S-p--Xn\v

aggregate NnnpI kw_-nv \nb-{Ww Gs-Sp-n-bn]dbpw {]Im-c-am-Ip-p.

p-v. BbXv Xmsg

(1) Hcp hyn \S-p m]-\-n\v ]c-am-h[n 1 ew cq] am{Xw NnnpI hcp Nnn \S-phm km[n-q.
(2) ]mvWjnv t^w As-n hyn-I-fpsS Iqm-bva-bm-sW-n ]mvWam-cpsS
Fw 4 Ipd-bm--Xm-sW-n ]c-am-h[n 6 ew cq]bpw 4 Ipd-hm-sW-n Hmtcm
hynpw ]c-am-h[n 1 ew F \ne-bn 3 ew hsc-bm-Im-hp--Xm-Wv.
(3) t^mam Hcp I-\ntbm tIm-td-ohv skmssk-ntbm BsW-n Ah-cpsS _mekv jon
{]kvXm-hn-n-cn-p {]Im-c-ap net owned fund s 10 aS-n Ihn-bm XpI hsc
aggregated Nnn-p-I-bm-Im-hp--Xm-Wv.
DZm-l-c-W-n-\v, I-\n-bpsS Cu hjs _mekv jov {]Imcw
net
owned fund 2 ew cq]-bm-sW-n ]c-am-h[n 20 ew cq] hscbp Nnn-I Bcw-`n-m-hp-XmWv

IV.

Nnn-bpsS Imem-h[n

]pXnb \nb-a-{]-Imcw Nnn-bpsS Imem-h[n 5 hj-am-Wv.

Fm kwm\ km-cns {]tXyI A\p-a-Xn-tbm-Sphsc-bm-m-hp--Xm-Wv.
V

IqSn 10 hjw

Nnn cPn-kv{Sm-

tI{ Nnn \nb-a-ns ASn-m-\-n tIcf km

Nnn-bpsS N cq]-s-Sp-n-bn-p-v. AXp-{]-Imcw
AXmXv A[n-Imc ]cn-[n-bn-ep kv cPnkv{Sm-dmWv Nnn
Akn-v cPn-kv{Sm-. Hmtcm Pn-bn-sebpw Pnm
cPnkv{Smam-cm-bn-cnpw Nnn sU]yqn cPn-kv{Sm. Nnn-bpsS
A\p-aXn \Ip--Xn\v sU]yqn cPn-kv{SmmWv A[n-Im-cap--Xv.

Bb-Xn-\p-thn FORM I {]Im-c-ap At] Nnn Bcw-`nm\p-t-in-p t^mam 3 tImn klnXw Nnn Akn-v
cPn-kv{Smv \tI--Xm-Wv.
A{]-Imcw \Ip At]-tbm-sSmw _mekv jons HmUn- kmy-s-Sp-nb 3
]Iv lmP-cm--Ww. IqSmsX aXn-bmb skIyq-cnn \tI-Xm-Wv. A{]Imcw kan-p At]--I Akn-v
cPn-kv{Sm Pn cPn-kv{Smv kan-p-Xpw Pn
cPn-kv{Sm
AXns ]In Nnn Ckvs]-IvSv \Ip-Xpw Nnn
Ckvs]-IvS-dpsS At\z-jW dntmns ASn-m-\-n
sU]yqn cPnkv{Sm Nnn Bcw-`n-p--Xn-\p A\p-aXn
\Ip--Xm-Wv.
A{]-Imcw Nnn Bcw-`n-p--Xn-\p At]--tbm-sSmw Nnn
F{Knsans IcSv klnXw kan-t--Xm-Wv. XpSv
A\p-aXn e`n {]Imcw hcn-m-cpsS t]cp-hnhcw \Ip
apdv Nnn Bcw-`n-m-hp--Xm-Wv.

VI. Nnn cPn-kv{Sm

tIcf Nnn dqkv 2012 3mw hIpp {]Imcw cPn-kvt{S-j Unmp-sav
Nnn cPn-kv{Sm.

sF.-Pn. bmWv

Hmtcm Pn-bnse cPn-kv{Smamsc Nnn sU]yqn cPn-kv{Sm-dmbn \nb-an-n-p4mw hIpp {]Im-c-ap Authorised officer sU]yqn cPn-kv{Sm-dmIpp
3 (d) hIpp {]Imcw Hcp kv cPn-kv{Sm-^o-knse kv cPn-kv{Smamsc

Nnn Akn-v cPn-

kv{Sm Bbn \nb-an-n-p--Xm-Wv.

VII. Nnn Bcw-`n-p-Xn\v apIq A\p-aXn e`n-bv
* Nnn Bcw-`n-p--Xn\v BZyambn t^mam I\n t_mUv tbmKw
Ipdn/Nnn/Bcw-`n-p-hm Xocp-am-\-sa-Sp-t--Xm-Wv.

Xpw

{]Imcw IqSn

VIII. Nnn Bcw-`n-p--Xn\v apIq A\p-a-Xnv At]

Nnn Bcw-`n-pXn\v apIq A\p-aXn e`n-p--Xn\v t^mdw I {]Imcw At] kan-t--Xm-Wv.
VIII. At]--tbm-sSmw lmP-cm-t--Xmb tcJ-I
(a) Last Audited Balance Sheet
(b) Last Balance sheet prepare sNbvXn-p XnXn apX At]

sImSp-p XnXn hsc-bp Auv tvsav HmUn- km-ys-Sp-n-b-Xns 3 tImn

(c) I\n cPn-kvt{S-j Cetificate
(d) satm-dmw & Bn-nkv Hm^v Atkm-kn-tb-j
(e) dqkv {]Im-c-ap \nnX ^okv
(f) Nnn DSSn (F{Kn-sans) Ic-Sv
(g) 19-mw N {]Imcw skIyq-cnn \In-b-Xns tcJ

IX. Nnn Akn-v cPn-kv{Sm At] e`n-m sNp \S-]Sn {Iaw

1. At]--tbm-sSmw A\p-_ tcJ-I-fp-sSbpw Hcp tImn kqnv 2
kv{Smv Ab-psImSpp-p.
2. Nnn sU]yqn cPn-kv{Sm Hcp tImn ssIhiw shv A\p-_
Hcp tImn Nnn Ckvs]-IvSv ]cn-tim-[-\bvv
\Ipp.

]Iv Nnn sU]yqn cPn-

tcJ-I klnXw

3. Nnn Ckvs]-IvS ]cn-tim-[-\bvv tijw hni-Z-amb ]cn-tim-[-\- bpsS ASn-m-\-n sU]yqn

cPn-kv{Smv dntmv \Ip-p.

4. sU]yqn cPn-kv{Sm dntmv e`n--Xns ASn-m-\-n At]

Itbm \nc-kn-p-Itbm sNp-p.

A\p-h-Zn-p-

Nnn Bcw-`n-p--Xn-\p A\p-aXn e`n-m Xe-bm (t^mam) I-\nbvv ]ckyw sNbvXv Ipdn
hcn-msc tNm-hp--Xm-Wv. ]c-ky-n A\p-aXn \{v hy-am--Ww.

X. Nnn cPn-kvt{S-j
Nnn A\p-aXn {]Im-c-ap hcn-msc tNn Ign-m Form II ]dbp Nnn DSSn, hcn-m-cpsS t]cp hnh-c- klnXw Akn, cPn- kv{Smv Nnn cPn-kvt{S-j sNp--Xn\v At] kan-Ww.
A{]-Imcw \Inb At] {]Imcw Nnn cPn-kv{Sv sNbvXv kn-^n- v cPn-kv{Sm Xe-bm-fn\v
\Ip-p.

Cu cPn-kvt{S-j {]Imcw Nnn Bcw-`n-m-hp--Xm-Wv.

Xe-bm Nnn Bcw-`np Ign-m Hmtcm \dp-s-Sp-n-sbpw an\nvkv

{]Imcw ^b sNt--Xm-Wv.

Form XX

X. Xe-bm Nnn Bcw-`n-p--Xn\v skIyq-cnn \IpXn\p

\S-]-Sn-{I-a-
1. Nnn ke-bpsS ]IpXn AwKn-IrX _mn Nnn Akn-v cPn-kv{SmsUtm-knv sN-Ww.

dpsS t]cn

2. _mn ]Ip-Xnv _mv Kymcn \In-bm aXn-bm-Ip--Xm-Wv.

3. CuSmbn mhc hkvXp \Ip-I-bm-sW-n Nnn ke-bpsS 2 Ccn
CuSmbn \I-Ww.

hne-h-cp hkvXp