Professional Documents
Culture Documents
TX ScribdFinLiCo Toolbox Greek
TX ScribdFinLiCo Toolbox Greek
: (Financial Literacy
Competences for Adult Learners - FinLiCo)
: 510140-LLP-1-2010-1-PT-GRUNDTVIG-GMP
2012
.
.
:
/ 6
( . 2) / 8
( .3) / 11
( .4) / 13
: - 1 Bingo ( .11) / 26
: 1 2 ( .13) / 33
( . 14) / 56
- ( . 17) / 72
( . 19) / 73
( . 20) / 74
( . 23) / 75
... ( . 32) / 78
( . 33) / 79
- - Caribbean Partner hand scheme ( . 35) / 81
( . 39) / 88
( . 42) / 92
; ( . 43) / 93
( . 45) / 95
(Financial Literacy Competences for Adult Learners - FinLiCo),
. /
,
FinLiCo -
.
,
,
,
.
,
( 2),
,
.
,
.
.
( . 2)
2: 2 -
3 -
7 -
9 -
.
/
.
,
,
.
/ /
(.. ).
.
99 , , 1 / , 1 .
100.
.
.
.
.
. ,
.
500 .
. ,
,
.
. .
.
20 .
o : 10 .
o : 50
.
o : 50
.
o : 10
.
o : 25
.
o : 25
.
,
1 / 2 , 2 ,
2 , ..
10
100.
. 100
10% .
%
. .. 67,
6,7%
.
( 100).
100
50
50
5% 5%
- 70
- 70
FL
.
.
,
.
.
,
.
510140-LLP-1-2010-1-PT-GRUNDTVIG-G
11
( . 3)
2: 2
4
11
, MP3 :
FinLiCo MP3
,
12-15 .
: ,
.
,
.
, FinLiCo
.
15
, , .
,
.
,
.
, :
, ,
,
. ,
, ,
,
.
,
12
, ,
,
.
.
13
( .4)
2: 10 -
.
,
,
.
()
1:
1.000 .
.
;
10%,
60
18%
7%,
55
20%
2:
;
14
3:
120 .
5% . ;
16
60
126
160
4:
.
;
5%
0% 6
2%
5:
, , ;
6:
, ,
10 000 ;
A: 30%, 36 210
B: 20%, 36 230
15
7:
,
5.15% 5
5.15% 3 .
, ;
3
5
8:
;
9:
,
;
16
()
1:
;
2:
;
3:
1 000 .
400 , 100 100
. , , 75 , 100
125 ,
400 ;
1
2
17
4
6
4:
:
-
-
5:
, ;
6:
;
7:
;
18
8:
;
52 10
12 52
52 12
52 12
()
1:
, ;
35 ,
55 ,
2:
,
;
19
3:
700 1.099
. ,
300 ;
4:
,
,
,
;
5:
.
;
6:
;
.
20
150
280
70
140
SMS
50
105
A
B
B
7:
, :
8:
,
;
21
()
1:
30 . 1,15
, 20%.
;
0,23
0,92
1,00
1,38
2:
:
3:
,
;
22
4:
.
,
,
.
;
,
,
. ,
,
5:
,
, :
6:
, ;
23
7:
;
,
8:
1000 .
3000 ,
. , , ,
600 .
;
3 000
,
, ,
24
()
1:
,
;
2:
;
3:
:
25
4:
,
:
5:
, ;
,
,
6:
,
;
7:
;
ATM
26
:
1 Bingo ( .11)
2: 7
11
( ).
, bingo.
,
.
Bingo.
,
.
Bingo .
,
, .
27
ESOL
.
.
AL SLc/1.1
AL SLc/1.2
AL SLc/1.3
E Sc/L1.1
AE Sc/L1.2
AE Sc/L1.3
AE Sc/L1.1
28
1 bingo: .
,
.
1 -: , , ESOL
Bingo. :
.
.
, .
, ,
,
.
,
.
, BINGO!
29
, ..
; ,
eBay; ; ..
bingo
.
,
, ..
, ..
- : , ,
- : ,
eBay
- : ,
, /
, , .
, .. , ,
, , , .
:
/ / .. / /
/ / ..
30
, :
1 -.
. .
, ..
, .
,
, , ,
.. ,
... ,
.
, , ,
..
31
: - 1
Bing
A
:
20
,
eBay
B
:
20
32
1 -
-
,
This resource has been produced by LLU+ for the Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
33
:
1 - 2 -
( . 13)
2: 2
4
11
,
, , ,
.
,
,
.
.
,
, ,
, .
, 16-19 ,
.
, ,
,
.
34
,
.
/
,
,
,
,
,
,
,
.
AL Rt/L1.5
.
,
AL Rt/L1.5
AE Rw/L1.1
AL Rw/L1.3
AE Rw/L1.2
ESOL
AE Rt/L1.3
AN N2/L1.2
AN N2/L1.10
AN N2/L1.3
AN N2/L1.11
AN N2/L1.5
AN MSS1/L1.1
AN N2/L1.6
AN N1/L1.8
AN N2/L1.7
AN N1/L1.9
AN N2/L1.8
AN N2/L1.1
AN N2/L1.9
KS C1.2
FS Reading L1
KS N1.2
FS Maths L1
KS C1.2
35
,
,
.
AL Rt/L2.1
AL Rt/L2.2
AL Rt/L2.3
AL Rt/L2.5
AL Rt/L2.6
AE Rt/L2.1
AE Rt/L2.2
AE Rt/L2.3
AE Rt/L2.5
AE Rt/L2.6
AL Rt/L2.7
AE Rt/L2.7
AN N1/L2.1
AN N2/L2.5
AN N1/L2.2
AN N2/L2.6
AN N2/L2.3
AN N2/L2.7
AN N2/L2.1
AN N2/L2.8
AN N2/L2.2
AN N2/L2.9
AN N2/L2.3
AN N2/L2.10
AN N2/L2.4
AN MSS1/L2.1
KS C2.2
FS Reading L2
KS N2.2
FS Maths L2
36
A .1 2 :
.
, .
.
.1 2 :
.1 2 LCD :
.1 2 LCD:
. .
, ,
, .
, 16-19 ,
.
7 :
( ) A3, A4
.
8 - bingo: A3
, .
37
/
, ,
.
:
, .. , , , , .
. 8 bingo , , , , ,
. .
7
.
:
, :
, %, .
. ,
, ,
.
.1 .
38
,
, ,
.
,
,
.
, s .
, ,
.1 .
96
2
94
2
2.68
100 .
2.47 1
99
2
85
2
2.67
100 .
3.32 1
1
2
1
1
27
1.20
24
1.35
1.80
1.05
1
1.70
1.10
design: www.adisha.eu
39
, ..
,
;
, .. ;
, ,
;
LCD :
.
A
1:
99.99
: 99.99
149.99
159.99
10
15%
: 135.99
: 139.99
2:
119.99
149.99
159.99
: 119.99
+
10%
: 134.99
30 (
)
: 129.99
.
(
), ,
, , ,
. ( OFT Technology
).
40
.1
2 LCD. ,
,
.
.
,
.
41
.
15
, , .
.1 2
LCD .
. , ,
, ,
.
. .:
,
, ,
.
42
2 /
:
, ,
,
.. %, .
, : , %
. , , :
.
, .
:
plasma LCD
:
, ..
43
:
1 2
Page 1of 8
1
150 g
2
150 g
36
10%
This resource has been produced by LLU+ for the
Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these
materials are entirely fictitious and any similarity
to a real business or its activities is coincidental
and unintentional.
44
:
1 2
Page 2of 8
7
1.50
This resource has been produced by LLU+ for the
Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these
materials are entirely fictitious and any similarity
to a real business or its activities is coincidental
and unintentional.
20%
1.80
1/4
45
:
1 2
Page 3 of 8
1
2.25 kg
2.40
2
2.25 kg
2.00
This resource has been produced by LLU+ for the
Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these
materials are entirely fictitious and any similarity
to a real business or its activities is coincidental
and unintentional.
46
:
1 2
Page 4 of 8
1
2
2
This resource has been produced by LLU+ for the
Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these
materials are entirely fictitious and any similarity
to a real business or its activities is coincidental
and unintentional.
1.50
30%
2.20
47
:
1 2
Page 5 of 8
1
400
0.64
2
400
0.99
This resource has been produced by LLU+ for the
Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these
materials are entirely fictitious and any similarity
to a real business or its activities is coincidental
and unintentional.
48
:
1 2
Page 6 of 8
1
This resource has been produced by LLU+ for the
Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these
materials are entirely fictitious and any similarity
to a real business or its activities is coincidental
and unintentional.
1
0.47
2
0.85
49
:
1 2
Page 7 of 8
1
2.98
10%
2
200
5.34
50
:
1 2
Page 8 of 8
600 ml
2.47
1.99
51
:
1 2
()
1
2
1
2
1
2
1
2
1
2
1
2
1
2
1
2
52
:
1 2 LCD
Page 1 of 1
LCD
; ;
1:
99.99
2:
119.99
+
1:
149.99
2:
149.99
+ 10%
10
1:
159.99
+
15%
!
2:
159.99
53
1 2 LCD
Page 1 of 1
LCD
A
15 inches
15 inches
38.1 cm
786432 pixels
786432 pixels
NICAM
NICAM
NICAM
14.9 inches
14.9 inches
38 cm
200 cd/m
200 cd/m
200 cd/m
500:1
500:1
450:1
scarts
Fastext
This resource has been produced by LLU+ for the Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these materials are entirely fictitious and any similarity to a real business or its activities is
coincidental and unintentional.
54
: pixels
.
: ,
,
.
:
.
:
.
: .
This resource has been produced by LLU+ for the Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these materials are entirely fictitious and any similarity to a real business or its activities is
coincidental and unintentional.
55
8 - bingo
- bingo
This resource has been produced by LLU+ for the Office of Fair Trading: www.oft.gov.uk/skilledtogo
Revised 03/11
The events and businesses named in these materials are entirely fictitious and any similarity to a real business or its activities is
coincidental and unintentional.
56
( . 14)
2: 1
:
: Pdf documents
: ,
: 30 1
:
.
:
.
,
(/) ,
.
, .
.
.
40 .
.
.
.
57
:
, :
(/) ,
.
, ,
,
.
(/)
.
(/) .
,
,
.
,
.
,
.
(/)
.
(/)
-
.
,
.
58
,
, ,
.
1. :
:
1.
;
2.
;
3.
; ;
18, ,
.
, ,
Croydon.
,
.
,
, ,
. ,
, 0%
12 !
12
, , ,
- ,
.
, 0%
.
,
, .
59
0% 12
, ,
.
4 ,
5 ,
.
,
;
, ,
,
,
.
,
,
. 21 ,
, , ,
, .
, , , ,
60
.
,
.
, ,
,
, . ,
. , ,
, .
,
, , .. ,
, , .
, ,
, -
. ,
,
;
.
, , . ,
, , ,
.
5
61
, . , , ,
.
, . ,
,
.
. .
. ,
:
, 13,000,
,
1000 . .
. .
.
.
.
. .
, ,
20 (
),
.
.
. , ,
.
,
,
.
, .
300 .
62
,
.
,
.
, .
,
,
, .
23
,
, .
, ,
,
, 9,000.
.
63
.
, ,
.
.
,
.
.
25 , , 6
, .
.
5 , 30
,
8,000.
, ,
. ,
,
64
.
,
(
, ),
,
.
, ,
.
-
. ,
.
1. ;
( / / )
( )
.
.
/
/
/ .
/
/
.
65
2. ;
0%
12 .
0% (
).
/
.
3. ; ;
( )
.. http://www.citizensadvice.org.uk/index/
getadvice.htm
http://www.cccs.co.uk/
, ,
.
2.
66
.
:
(
)
.
.
,
.
( ) ,
,
67
:
,
:
,
,
.
.
,
.
.
.
1
( 1, 2 &
3),
68
1:
,
: , .
.
2:
1:
3: ;
1:
- then working there your service . . .
: . . .
1: 5
7 12
.
3: 3 ,
10
: ,
,
2: ;
.
;
:
, ,
,
69
. ,
1:
. . .
3: .
;
2
() ()
:
.
: ;
:
.
: .
, .
:
.
, ;
,
.
: .
, ,
.
70
:
.
,
.
:
,
, . ,
.
:
,
: , ,
.
3
() // ()
: .
,
.
: ;
: , .
.
:
.
:
,
.
71
: !
: .
, , . ,
.
; - ;
; ;
: ;
. ;
.
:
. .
: ;
: .
72
-
( . 17)
2: 1
9
,
, ,
.
.
,
, ,
(
, , ,
, , , ..).
,
.
.
!
. (Pablo Picasso)
.
!
. ()
; !!
.
, . (Voltaire)
,
.(;)
(Buzzie Bavasi)
73
, (Ron Kittle)
, , , ,
(Carl Sandburg)
,
. (Oliver Wendell Holmes, jr.)
( .
19)
2: 9
10
-: , ,
:
: /
:
:
:
. :
... .
.
.
.
,
74
.
:
;
;
( .
20)
2: 1
4
-: , ,
:
: /
:
:
:
,
. : . .
. . . .
....;!;!;!;!
.
.
,
75
.
:
; ;
;
( .
23)
2: 1
-: ,
: ,
: 15
: 15
:
:
A
1:
. .
76
77
2:
.
3: ,
,
.
.
B
:
;
;
;
;
;
;
;
;
-:
,
,
;
;
78
:
,
,
.
.
:
,
.
... ( .
32)
2: 1
2
-:
: / /
.
,
,
.
1:
(, , , .).
2:
( ), .
: 15%, 20% 50%. !
79
3: ,
.
4: ,
.
5: , ,
.
.
6: , !
7:
8:
( , )
...
( . 33)
2: 1
3
6
-:
: / / /
, ,
.
, ,
---.
80
,
,
.
:
,
.
.
,
( ,
, ,
)
, . ,
,
,
. ,
,
. , , .
, , .
, ,
.
81
,
Partner Hand 4
.
.
(ROSCA). (DART IT: 2011)
82
1940,
, , ,
,
.
.
,
,
,
. ,
.
,
sou-sou, box money, meeting turn partner hand
tinton . DART IT (2011)
. 9 2011 www.dartitindia.com/
microfinance.php
:
partner hand
.
.
, 10 , 100
, 1 hand`.
, .
.
hand / ,
1 10 10% .
83
,
, .
,
, draws the hand .
:
10 partner hand .
hand .
10 hands x 100 hand = 1000
1 hands ( )
10 100 .
2 the full
hand (1000 100 = 900)
partner hand .
:
hand , (100),
.
, 10
, 90. (. )
, Partner pot.
,
.
84
PARTNER HAND
: ( 2012)
:
: :
Joy
100
10/1/11
10
90
Petra
100
10/1/11
10
90
Simon
100
13/1/11
10
90
Winnie
100
20/1/11
10
90
Nash
100
21/1/11
10
90
Francis
100
21/1/11
10
90
Katie
100
25/1/11
10
90
Maple
100
25/1/11
10
90
Julies
100
25/1/11
10
90
Carmen
100
25/1/11
10
90
: 100
: 900
: 1000
Partner Hand
:
(partner),
.
:
hand , (100),
.
, 10
, 90. (. )
, Partner pot.
,
.
1 Hand = _____________________ ____________________
85
PARTNER HAND
:
:
: :
,
.
PARTNER HAND
:
:
: :
86
:
partner hand
, :
, ,
.
.
10 , .
(100) 10
x 100 = 1000 10,100, 1000 N1/L1.4( UK Adult
Numeracy Curriculum reference )
1 (
) 10%
100 (10% 100 = 10)
, N2/L1.9 ( UK Adult Numeracy Curriculum reference )
2
, 1000 10%
, (10/100x1000=100)
, N2/L1.11 ( UK Adult Numeracy Curriculum
reference
,
.
:
;
: rotating savings, credit association. , : sousou, box money, meeting turn, partner hand and tinton.
87
,
;
: .
: .
Hand . ,
, the pot amount
.
88
( . 39)
2: 10 -
1:
Dennis 20 .
Jasmine, 18
.
,
.
, .
, , , .
300 . .
Dennis 895 Jasmine
240 . , , ,
Jasmine.
Dennis , .
214 Jasmine
(56 ) (50 ),
515 . ,
, . ,
, Dennis
Jasemin .
. ,
. 150
. Jasmine
- ,
Dennis .
.
Dennis
89
Jasmine. : 360 ,
, , 30.
!
:
.
. ;
Dennis Jasmine;
.
2 Dennis Jasmin:
Dennis 20
.
Jasemin,
18 . Dennis
.
Jasmin
895
/ 250
214
: 300
: 2
56 / .
, Nadine
,
Dennis ,
Dennis
: 1500 -
: 150
: 112
90
625
Dennis
Jasemin 290
60
,
,
Jasmine
Dennis
Dennis
900
,
Dennis
D+J Jasmin
14
Dennis ,
,
.
Jasmin
: , ,
, , ,
Dennis ,
Jasmine
Nadine
Jasmine
.
,
,
91
Dennis Jasmin
895
250
214
100
560
895
290
300
600
56
280
1526
895
340
300
56
280
150
,
!
1126
625
Jasmin 290
915
340
300
56
280
60
,
!
1036
:
700
Jasmin 290
438
1428
340
300
56
280
60
1036
990
+ 600
+ 112
+ 3.500
+ 1700
+ 1.500
8.402
+ ,
,
3.740
12.142
92
( . 42)
2: 8
10 -
:
100
/
:
:
:
:
...
1000
10 000
1 .
93
; (
. 43)
2: 2
4
, ,
.
.
.
/
Downloads
;
, ;
;
, ;
94
( ):
.
-; ( ;
;)
;
;
;
95
(
. 45)
2: 6
7
11
,
smartphones.
MMS
MP3-Player
GPS
Ghettoblaster
;
;
;
;
96
Chatting
...
...
97
design: www.adisha.eu