QUESTIONNAIRE

Dear Sir/Madam, I would like to introduce myself as a PGDM (AIMA) student of M.S.Ramaiah Management Institute, Bangalore and doing a project on the topic. A Study on Comparative Analysis of Mutual Fund and Other Investment Options This project is to be submitted to the AIMA for the award of PGDM. Hence I, request you to kindly spend few minutes of your valuable time in answering this.

Section A - Identification

1) Name:

2) Age:

a) 20-30 [ ]

b) 30-40 [ ]

c) 40-50 [ ]

d) 50 and above [ ]

3) Occupation:

a) Government employee b) Private Employee c) Self-Employed d) Professional

[ ] [ ] [ ] [ ]

e) Others........

4) Address:

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5) Education:

a) Ssc c) Graduation

[ ] [ ]

b) Puc d) Post Graduate

[ ] [ ]

e) Other..

6) Phone No.:

7) Income :

a) Below 250000 b) 250000-400000 c) 400000-550000 d) 5500000-800000 e) 800000 and above

[ ] [ ] [ ] [ ] [ ]

8) Normally what percentage of your monthly household income could be available for investment?

a) 10%-15% b) 16%-20% c) 21%-25% d) 26%-30% e) 30% and above

[ ] [ ] [ ] [ ] [ ]

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9) Normally how much income of your monthly household income could be available for savings: a) Below 15000 b) 15000-30000 c) 30000-45000 d) 45000 and above [ ] [ ] [ ] [ ]

Section B Investment Objectives

10) Whats your investment objective? (You can choose more than one options) a) Dividend gain b) Capital gain c) Tax savings d) Return e) Low risk and Low Return f) Moderate risk and Moderate return f) High risk and High return [ ] [ ] [ ] [ ] [ ] [ ] [ ]

11) How did you know about various Mutual Fund Schemes? a) Bank c) Newspaper e) Friends [ ] [ ] [ ] b) Agents d) Television [ ] [ ]

b) Others..

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12) Which are the investments you have made? a) Financial planning b) Tax maximizing c) Mutual funds d) Real state e) Home loan f) Fixed deposits g) Personal loan h) Life insurance i) Health care [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ]

13) Since when are you investing in financial instruments? (a) Less than 3 months (c) 6 months 8 months (e) More than 12 months [ ] [ ] [ ] (b) 3 months 6 months (d) 8 months 12 months [ ] [ ]

(f) Others (please specify) ______________

14) What do you think about saving money? (a) I dont believe in saving. (b) Id like to save, but my expenses & financial commitments do not permit (c) I try to save whenever & wherever possible. (d) I always save some percentage of my take-home salary without exception. (e) Others (please specify) ________________________________

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Section C - Your trading information

15) Do you invest in Mutual Funds? a) Yes [ ] b) No [ ]

16) If not, then what other option(s) do you prefer to invest? a) Fixed deposits b) Post office c) Government bonds d) Insurance e) Gold f) Home loans g) Equity/ Shares h) Real state [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ]

17) In which sector do you prefer to invest your money? a) Government sector b) Private sector [ ] [ ]

18) In the past, you have invested mostly in (choose one):

a) Savings a/c and PO schemes b) Mutual fund investing in bond a) Mutual fund investing in stocks b) Balanced mutual fund c) Individual stocks & bonds d) Ulips e) Other instruments like real state, gold
ALL INDIA MANAGEMENT ASSOCIATION, NEW DELHI

[ ] [ ] [ ] [ ] [ ] [ ] [ ]
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19) What is your purpose behind investments? (a) Safety of Capital (b) Retirement (c) Beating Inflation (d) Tax Minimization (e) Liquidity (f) Growth of Capital Returns [ ] [ ] [ ] [ ] [ ] [ ]

(g) Others (please specify) ________________________________

20) Rank the following investment 1 to 8, highest as 1 and lowest as 8? (a) Bank deposits (c) Postal deposits [ ] [ ] (b) Property/Land (d) Gold (f) Government bonds (h) Equity/Shares [ ] [ ] [ ] [ ]

(e) Life insurance policies [ ] (g) Mutual funds [ ]

21) Rank the following investment which is the best investment option according you? (a) Bank deposit (c) Postal deposit (e) Life insurance (g) Mutual Funds [ ] [ ] [ ] [ ] (b) Property/Land (d) Gold (f) Government bonds (h) Equity/ Shares [ ] [ ] [ ] [ ]

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22) Which factor do you consider before investing in mutual fund or other investment options? a) Safety of principal b) Low risk c) High returns d) Maturity [ ] [ ] [ ] [ ]

23) Which factor do you consider most important while choosing an investment option?

(a) How quickly will I be able to increase wealth? (b) The opportunity for steady growth (c) The amount of monthly income the investment will generate (d) The safety of investment principal

[ ] [ ] [ ] [ ]

24) Please indicate your preference on the following investment avenues

Categories

Highly Favorable

Favorable

Neutral

Unfavorable

Highly Unfavorable

(a) Share Market (b)Mutual Funds (c) Insurance (d)Bank Deposits (e) Real state

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25) Evaluation of various Investment Avenues in market

Return Categories Current Yield

appreciation

Capital

Risk

Marketability/ Tax Liquidity shelter

Convenience

(a)Share Market (b)Mutual Funds (c) Insurance (d)Bank Deposits (e) state Real

26) Do you invest your money in share market? a) Yes b) No [ ] [ ]

27) How often do you monitor your investment? a) Daily b) Weekly c) Monthly d) Yearly [ ] [ ] [ ] [ ]
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ALL INDIA MANAGEMENT ASSOCIATION, NEW DELHI

28) Your comfort level in making investment decisions can best be described as

a) Low b) Moderate c) High

[ ] [ ] [ ]

29) If in the near future if you ever plan to invest in your money in any of the mutual fund company, which would be your first investment choice? (a) Canara bank mutual fund (b) HSBC mutual fund (c) Prudential ICICI mutual fund (d) Birla sun life mutual fund (e) Tata mutual fund (f) Sahara mutual fund (g) Standard charted mutual fund (h) Other. [ ] [ ] [ ] [ ] [ ] [ ] [ ]

30) Would you like to give any suggestions regarding improvement of investment in Mutual Fund and other investment options?

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BIBLIOGRAPHY
BOOKS: 1. C.R Kothari: Research Methodology; Wishva Publication, New Delhi. 2. M.J Mathew : Risk & Return Analysis

MAGAZINES:1 2 3 4 5 Business world. Invest one Business Today Invest time by MAX NEW YORK LIFE INSURANCE Fund Fact Sheets of Reliance Mutual Fund.

NEWSPAPERS:1. 2. Financial Time. Economic Times.

WEBSTIES: www.reliancemutualfund.com www.google.com www.indiainfoline.com www.amfi.com www.mutualfundsindia.com www.businesslink.com

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