Analysis on operations 1) Other operational exp of non-fin services ent Ratio : Year Other operational exp of non-fin services

ent(in Rs. Million) Sales (in Rs. Million) Other operational exp of non-fin services ent Ratio 2009-2010 76819.8 135575.2 0.57 2010-2011 80830 133120 0.61 2011-2012 68790 121380 0.57

140000 120000 100000 80000 60000 40000 20000

135575.2

133120 121380 Other operational exp of non-fin services ent (in Rs. Million) 68790 Sales (in Rs. Million)

76819.8

80830

Other operational exp of non-fin services ent Ratio 0.57 0.61 2010-2011 0.57 2011-2012

0 2009-2010

Comments: The Other operational exp of non-fin services ent change from 0.57 to 0.61 and finally to 0.57 over span of three years. This is due to increase in expenses from Rs. 76819.8 Million to Rs. 80830 Million and then the value has decreased to Rs. 68790 Million. This is better as the contribution to the expenses has decreased in year 2012. 2) Selling and distribution expenses : Year Selling and distribution expenses (in Rs. Million) Sales (in Rs. Million) Selling and distribution expenses Ratio 2009-2010 14313.4 135575.2 0.11 2010-2011 13200 133120 0.10 2011-2012 10790 121380 0.09

140000 120000 100000 80000 60000 40000 20000 0

135575.2

133120 121380 Selling and distribution expenses (in Rs. Million) Sales (in Rs. Million)

14313.4 0.11 2009-2010

13200 0.10 2010-2011

10790 0.09 2011-2012

Selling and distribution expenses Ratio

Comments: The Selling and Distribution expense ratio change from 0.11 to 0.10 and finally to 0.09 over span of three years. This is due to decrease in expenses from Rs. 14313.4 Million to Rs. 13200 Million and then the value has decreased to Rs. 10790 Million. This is better as the contribution to the expenses has decreased in year 2012.