TABLE NO. 1.

1 PROGRESS OF COMMERCIAL BANKING AT A GLANCE

June
1969

March
2003

March
2004

March
2005

March
2006

March
2007

March
2008

March
2009

March
2010

March
2011

10

89

294

291

288

222

183

175

170

169

169

73

289

286

284

218

179

171

166

165

165

196

196

196

133

96

91

86

82

82

16

8262

66535

67188

68355

69471

71839

76050

80547

85393

90263

(a) Rural

1833

32303

32121

32082

30579

30551

31076

31667

32624

33683

(b) Semi-Urban

3342

14859

15091

15403

15556

16361

17675

18969

20740

22843

(c) Urban

1584

10693

11000

11500

12032

12970

14391

15733

17003

17490

(d) Metropolitan

1503

8680

8976

9370

11304

11957

12908

14178

15026

16247

64.0

16.0

16.0

16.0

16.0

15.0

15.0

14.5

13.8

13.4

IMPORTANT INDICATORS
No. of Commercial Banks
(a) Scheduled Commercial Banks
Of which:

Regional Rural Banks

(b) Non-Scheduled Commercial Banks

Number of Offices of Scheduled
Commercial Banks in India ^

Population per office (in thousands)

Deposits of Scheduled Commercial
Banks in India (` Billion)
of which: (a) Demand
(b) Time
Credit of Scheduled Commercial
Banks in India (` Billion)

46.46 13117.61# 15422.84& 17328.58& 21090.49 26119.33 31969.39 38341.10 44928.26 52079.69
21.04

1878.37

2459.43

2650.33

3646.40

4297.31

5243.10

5230.85

6456.10

6417.05

25.42 11239.24 12963.42 14678.24 17444.09 21822.03 26726.30 33110.25 38472.16 45662.64
35.99

7464.32

Deposits of Scheduled Commercial

Banks per office (` Million)

5.6

197.2

229.5

253.5

303.6

363.1

420.4

476.0

526.1

577.0

Credit of Scheduled Commercial Banks

per office (` Million)

4.4

112.2

128.8

164.5

216.9

268.5

310.6

344.6

380.0

436.7

Per Capita Deposits of Scheduled

Commercial Banks (`)

88

12554

14550

16091

19276

23468

28327

33471

38062

43034

Per Capita Credit of Scheduled

Commercial Banks (`)

68

7143

8166

10440

13774

17355

20928

24230

27489

32574

Deposits of Scheduled Commercial Banks

as percentage of National Income
(at current prices)

15.5

65.3

68.5

68.5

73.8

79.1

84.4

88.1

86.6

82.3

Scheduled Commercial Banks'

Advances to Priority Sector (` Billion)

5.04

2509.89

3113.35

4007.75

5467.74

7037.56

8247.73

Share of Priority Sector Advances in

Total Credit of Scheduled
Commercial Banks (per cent)

14.0

34.6

37.1

36.7

37.2

36.5

34.9

34.8

35.1

33.9

Share of Priority Sector Advances in

Total Non-Food Credit of Scheduled
Commercial Banks (per cent)

15.0

37.1

38.8

38.1

38.2

37.4

35.6

35.4

35.6

34.5

Credit Deposit Ratio

77.5

56.9

56.1

64.9

71.5

73.9

73.9

72.4

72.2

75.7

Investment Deposit Ratio

29.3

41.3

43.8

41.6

35.5

30.3

30.4

30.4

30.8

28.8

8.2

6.3

5.6

6.9

6.6

7.5

8.6

6.7

6.8

6.7

Cash Deposit Ratio

8655.94 11243.00 15070.77 19311.89 23619.14 27755.49 32447.88 39420.82

9674.14 11384.06 13373.33

# Includes Resurgent India Bonds (RIB) (` 179.45 Billion) and also India Millennium Deposits (IMD) (` 256.62 Billion)
& Includes India Millennium Deposits (IMD) (` 256.62 Billion)
^ Excludes Administrative Offices
See Notes on Tables.