L1

Rasio CAMELS Perbankan Indonesia Tahun 2004 - 2008

No

Nama Bank

1
2
3
4
5
6
7
8
9
10
11
12
13

Bank Victoria International

Bank Swadesi
Bank Rakyat Indonesia
Bank Permata
Bank Pan Indonesia
Bank NISP
Bank Niaga
Bank Negara Indonesia
Bank Mega
Bank Mayapada Internasional
Bank Mandiri
Bank Kesawan
Bank Internasional Indonesia
Bank Himpunan Saudara
1906
Bank Ekonomi Raharja
Bank Danamon Indonesia
Bank Central Asia
Bank Bumiputera Indonesia
Bank Bumi Arta
Bank Bukopin
Bank Artha Graha
Internasional
BPD Jambi
BPD Jawa Timur
BPD Kalimantan Timur
Anz Panin Bank

14
15
16
17
18
19
20
21
22
23
24
25

2004
14.92
25.95
16.19
11.40
37.43
15.11
13.24
17.09
13.53
14.43
25.30
12.58
20.89

2005
21.92
24.06
15.29
9.90
28.72
19.71
18.32
15.99
11.13
14.24
23.70
14.34
22.41

CAR
2006
24.02
26.55
19.96
13.50
29.47
17.07
18.88
15.30
15.92
13.82
25.30
9.43
24.12

12.86
12.90
25.60
24.00
10.16
33.52
15.09

15.86
12.83
22.70
21.50
10.37
37.28
13.08

21.41
14.03
20.80
22.10
12.91
41.02
15.79

14.99
13.18
20.30
18.79
11.86
34.30
12.84

12.75
14.10
13.00
15.80
12.00
31.15
11.20

0.46
0.72
4.00
1.30
3.33
2.23
3.43

0.35
0.89
2.60
1.70
7.98
3.01
3.37

1.66
2.52
3.30
1.30
5.58
2.34
3.71

1.18
2.45
2.30
0.80
6.10
2.27
3.57

1.17
1.07
2.30
0.60
5.64
1.92
4.87

12.13
27.32
15.90
31.90
22.40

11.14
25.80
18.60
27.70
18.14

11.38
50.02
39.10
29.80
17.81

12.24
35.70
34.40
27.30
18.10

14.93
18.00
25.50
25.12
16.82

2.95
0.80
0.50
3.20
3.51

3.61
1.10
0.60
1.50
4.40

4.85
0.83
0.40
1.30
5.60

2.55
0.40
0.60
1.90
4.80

3.00
0.40
0.72
1.60
2.40

2007
19.58
20.66
16.66
13.96
23.33
16.15
18.00
17.65
14.21
29.95
21.10
10.36
21.33

2008
23.22
33.27
13.18
11.00
20.31
17.01
16.00
14.38
16.16
23.69
15.70
10.43
19.93

2004
5.23
2.66
4.19
3.60
7.71
1.01
2.50
4.60
1.98
3.11
7.10
5.79
4.02

2005
6.03
2.63
4.68
5.30
9.34
2.46
3.03
13.70
1.43
1.79
25.20
12.76
2.95

NPL
2006
3.79
2.55
4.81
6.40
7.95
2.49
3.08
10.47
1.68
0.65
16.30
6.20
5.03

2007
2.39
1.95
3.44
4.60
3.06
2.53
3.03
8.18
1.53
0.48
7.20
6.81
3.10

2008
2.54
2.16
2.80
3.50
4.34
2.72
2.00
4.96
1.18
2.83
4.70
4.08
2.00

26
27
28
29
30
31
32
33
34

Bank ICBC Indonesia

Bank Yudha Bhakti
BPD Sumatera Selatan
Centratama Nasional Bank
Bank Lampung
BPD Kalimantan Barat
Bank Hana
Bank Mestika Dharma
Bank Sinar Harapan Bali
Total
Rata-rata per tahun

No

Nama Bank

1
2
3
4
5
6
7
8
9
10
11
12
13

Bank Victoria International

Bank Swadesi
Bank Rakyat Indonesia
Bank Permata
Bank Pan Indonesia
Bank NISP
Bank Niaga
Bank Negara Indonesia
Bank Mega
Bank Mayapada Internasional
Bank Mandiri
Bank Kesawan
Bank Internasional Indonesia
Bank Himpunan Saudara
1906
Bank Ekonomi Raharja
Bank Danamon Indonesia
Bank Central Asia
Bank Bumiputera Indonesia

14
15
16
17
18

70.95
16.10
15.70
12.90
14.40
15.50
21.00
22.60
17.44
688.43
20.25

57.80
15.90
15.21
15.30
14.60
12.90
18.40
21.50
15.03
661.37
19.45

64.70
15.30
19.41
19.10
23.10
18.90
18.70
23.90
18.40
771.02
22.68

95.30
16.30
16.40
21.50
21.50
21.80
105.50
26.00
15.02
836.26
24.60

107.90
15.24
15.90
25.20
26.32
18.90
40.50
26.40
41.62
762.63
22.43

1.60
2.50
3.42
1.30
1.40
0.70
1.42
2.01
1.20
95.48
2.81

1.32
4.00
3.20
3.50
1.60
0.90
1.43
2.20
0.80
141.36
4.16

2.50
5.20
2.00
4.70
0.70
0.50
1.50
2.90
1.20
125.99
3.71

2.30
4.90
2.23
6.70
1.50
0.22
1.21
4.00
0.63
100.91
2.97

1.30
2.00
2.00
3.80
1.80
0.12
0.70
2.13
0.70
80.05
2.35

2004
1.54
2.34
5.77
2.30
5.61
2.50
1.10
2.41
2.99
2.11
3.10
0.37
2.32

2005
1.46
2.06
5.04
1.20
2.27
1.52
2.49
1.61
1.25
0.84
0.50
0.30
1.70

ROA
2006
1.76
1.28
4.36
1.20
2.78
1.55
2.09
1.85
0.88
1.55
1.10
0.36
1.17

2007
1.64
1.17
4.61
1.90
3.14
1.31
2.01
0.85
2.33
1.46
2.30
0.35
0.65

2008
0.88
2.53
4.18
1.70
1.75
1.54
1.00
1.12
1.98
1.27
2.50
0.23
1.00

2004
5.17
5.30
12.16
5.80
6.38
4.66
5.50
5.59
6.36
7.24
4.40
4.95
5.21

2005
3.82
4.60
12.18
5.90
4.11
4.15
5.85
5.60
4.01
5.74
4.10
3.56
6.22

NIM
2006
2.71
3.00
11.16
6.40
5.05
4.76
6.21
5.19
3.46
6.16
4.70
3.82
5.63

2007
2.56
3.20
10.86
7.00
5.81
4.99
5.44
4.99
5.06
6.85
5.20
4.68
5.19

2008
2.61
5.00
10.81
6.20
4.74
5.40
5.00
6.26
5.44
7.57
5.50
4.24
5.59

3.78
1.92
4.50
3.21
1.27

1.74
2.04
3.10
3.40
1.24

2.20
1.62
1.80
3.80
0.26

3.73
1.87
2.40
3.30
0.57

3.00
2.26
1.50
3.40
0.00

15.10
4.11
8.60
5.30
6.91

12.79
4.40
8.90
6.00
4.83

9.84
3.95
9.60
7.20
5.58

12.37
4.28
8.00
6.10
6.00

10.46
4.61
8.00
6.60
5.17

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

Bank Bumi Arta

Bank Bukopin
Bank Artha Graha
Internasional
BPD Jambi
BPD Jawa Timur
BPD Kalimantan Timur
Anz Panin Bank
Bank ICBC Indonesia
Bank Yudha Bhakti
BPD Sumatera Selatan
Centratama Nasional Bank
Bank Lampung
BPD Kalimantan Barat
Bank Hana
Bank Mestika Dharma
Bank Sinar Harapan Bali
Total
Rata-rata per tahun

No

Nama Bank

1
2
3
4
5
6
7
8
9
10
11

Bank Victoria International

Bank Swadesi
Bank Rakyat Indonesia
Bank Permata
Bank Pan Indonesia
Bank NISP
Bank Niaga
Bank Negara Indonesia
Bank Mega
Bank Mayapada Internasional
Bank Mandiri

2.72
1.91

2.53
2.09

2.61
1.85

1.68
1.63

2.07
1.66

6.33
5.35

7.26
6.05

7.82
5.18

6.60
4.27

6.90
4.80

0.99
4.60
2.00
5.00
5.00
2.50
3.60
1.60
4.20
4.00
3.20
3.00
7.80
3.40
104.66
3.08

0.34
4.20
4.00
3.00
5.04
2.50
2.50
1.30
2.90
3.30
2.70
2.30
7.40
1.60
81.46
2.40

0.40
3.30
4.40
3.30
4.10
2.40
0.80
1.30
1.60
2.00
1.00
1.40
6.50
2.00
70.57
2.08

0.29
3.60
3.90
3.00
4.40
0.00
1.30
1.50
0.60
2.00
1.00
2.00
5.90
2.00
70.39
2.07

0.34
4.00
3.90
4.00
4.50
1.00
0.90
1.90
1.40
2.80
2.00
-1.50
5.10
4.00
69.91
2.06

5.47
11.10
9.50
7.00
11.00
4.70
9.00
12.00
10.00
10.00
11.00
9.10
11.00
16.00
267.29
7.86

5.18
11.00
9.80
6.00
10.00
5.00
7.50
13.00
10.60
9.00
10.00
7.10
10.50
14.00
248.75
7.32

3.88
9.50
9.00
5.20
15.00
6.10
4.40
15.00
9.00
10.00
8.00
6.00
10.00
13.70
242.20
7.12

3.67
8.00
7.00
5.00
14.00
4.00
5.40
6.40
9.00
9.00
7.00
7.00
8.90
13.00
226.82
6.67

3.74
11.90
8.00
6.00
12.00
3.00
5.20
8.00
7.70
8.00
8.00
6.20
8.20
11.40
228.24
6.71

2004
89.46
80.93
68.86
83.10
55.58
76.49
61.60
78.82
73.74
81.27
45.20

2005
88.94
82.91
70.83
89.30
77.65
86.52
60.12
84.88
88.78
92.65
55.60

BOPO
2006
86.88
91.12
74.38
90.00
78.25
87.98
59.65
84.79
92.78
88.91
48.90

2007
85.59
90.80
69.80
84.80
73.74
88.19
78.00
93.04
79.21
88.46
75.00

2008
92.23
80.52
72.65
88.90
84.56
86.12
88.00
90.16
83.15
90.63
73.00

2004
54.72
54.11
75.69
57.20
72.93
77.34
87.84
55.12
48.80
73.74
53.70

2005
41.20
55.36
77.83
78.50
55.17
77.62
79.30
54.24
51.25
82.35
51.70

LDR
2006
51.94
54.89
72.53
83.10
80.47
82.17
68.54
48.98
42.70
85.35
57.20

2007
55.92
62.16
68.80
88.00
92.36
89.14
79.00
60.56
46.74
103.88
52.00

2008
53.46
83.11
79.93
81.80
78.93
76.69
87.00
68.61
64.67
100.22
56.00

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

Bank Kesawan
Bank Internasional Indonesia
Bank Himpunan Saudara
1906
Bank Ekonomi Raharja
Bank Danamon Indonesia
Bank Central Asia
Bank Bumiputera Indonesia
Bank Bumi Arta
Bank Bukopin
Bank Artha Graha
Internasional
BPD Jambi
BPD Jawa Timur
BPD Kalimantan Timur
Anz Panin Bank
Bank ICBC Indonesia
Bank Yudha Bhakti
BPD Sumatera Selatan
Centratama Nasional Bank
Bank Lampung
BPD Kalimantan Barat
Bank Hana
Bank Mestika Dharma
Bank Sinar Harapan Bali
Total
Rata-rata per tahun

98.41
80.15

98.28
83.52

97.65
90.68

95.16
91.00

102.64
93.00

52.32
44.22

55.40
57.10

69.50
70.01

68.46
76.00

74.66
79.00

79.82
78.94
52.00
65.70
91.38
75.09
82.00

89.40
79.47
65.00
66.80
115.86
80.39
83.20

90.83
86.26
80.00
68.80
98.54
80.18
87.00

80.70
80.27
74.00
66.70
95.56
85.17
84.00

82.42
75.63
85.00
66.70
96.81
82.44
84.40

89.43
46.49
72.20
30.60
83.76
28.30
85.13

87.97
52.75
80.80
41.80
80.60
59.10
68.39

84.57
42.40
75.50
40.30
87.42
45.51
58.86

93.87
52.05
88.10
43.00
84.50
51.99
65.26

102.19
61.42
86.40
53.00
90.44
59.86
83.60

107.00
62.80
69.30
57.00
68.70
76.00
75.00
86.80
75.00
73.00
77.00
78.50
50.90
82.50
2538.04
74.65

97.00
63.80
73.80
63.50
71.98
79.30
81.90
87.20
83.00
78.30
79.10
82.70
50.70
90.20
2722.58
80.08

97.00
69.00
69.50
68.00
77.00
80.10
94.10
87.00
92.00
80.80
81.00
90.50
59.00
90.00
2798.58
82.31

97.00
71.00
68.10
64.50
76.30
99.00
90.00
83.70
96.00
78.20
84.30
84.40
55.70
85.70
2793.09
82.15

97.00
61.00
67.40
55.30
75.90
114.00
92.70
81.80
98.00
80.90
80.20
119.10
55.00
77.40
2854.66
83.96

85.12
55.60
45.00
36.00
89.20
75.00
62.10
77.00
93.20
73.00
56.90
83.00
92.50
85.80
2253.06
66.27

85.40
53.70
45.10
22.00
78.20
89.00
57.30
45.00
75.00
64.00
50.00
76.00
110.90
96.70
2236.73
65.79

79.52
37.30
38.70
17.90
77.00
77.50
49.10
34.00
79.30
65.00
38.00
88.40
91.60
90.90
2166.16
63.71

82.22
93.47
60.40
89.00
42.10
54.00
24.00
33.60
66.20
87.50
63.60
47.50
52.60
67.60
44.30
53.30
82.80
88.70
103.90
109.30
46.60
68.00
105.00
100.40
89.30
97.80
102.00
109.00
2386.81 2620.16
70.20
77.06

L2

No

Nama Bank

1
2
3
4
5
6
7
8
9
10
11
12
13

Bank Victoria International

Bank Swadesi
Bank Rakyat Indonesia
Bank Permata
Bank Pan Indonesia
Bank NISP
Bank Niaga
Bank Negara Indonesia
Bank Mega
Bank Mayapada Internasional
Bank Mandiri
Bank Kesawan
Bank Internasional Indonesia
Bank Himpunan Saudara
1906
Bank Ekonomi Raharja
Bank Danamon Indonesia
Bank Central Asia
Bank Bumiputera Indonesia
Bank Bumi Arta
Bank Bukopin
Bank Artha Graha
Internasional
BPD Jambi
BPD Jawa Timur
BPD Kalimantan Timur
Anz Panin Bank
Bank ICBC Indonesia

14
15
16
17
18
19
20
21
22
23
24
25
26

2005
-0.14
0.06
0.05
-0.95
-0.42
-0.30
-0.17
-0.54
-0.44
-0.04
-0.89
0.12
-0.12

Pertumbuhan Laba
2006
2007
0.49
0.49
-0.31
0.03
0.12
0.14
9.74
0.60
0.29
0.31
0.16
0.06
1.11
0.31
0.36
-0.53
-0.15
2.43
1.14
0.13
3.01
0.80
0.39
0.53
-0.13
-0.66

2008
-0.27
1.27
0.23
-0.09
-0.18
0.27
-0.55
0.36
-0.04
0.01
0.22
-0.50
1.31

-0.24
0.16
-0.17
0.13
-2.52
-0.16
0.22

0.61
0.00
-0.28
0.18
-1.16
0.15
0.23

1.41
0.28
0.56
0.06
1.60
-0.22
0.19

0.19
0.36
-0.21
0.29
-0.91
0.33
-0.02

-0.72
0.10
0.04
-0.03
0.20
0.14

0.36
0.16
0.62
0.94
0.07
-0.04

-0.51
0.48
0.06
0.21
0.30
-0.23

0.45
0.54
0.19
0.48
0.50
0.52

27
28
29
30
31
32
33
34

Bank Yudha Bhakti

BPD Sumatera Selatan
Centratama Nasional Bank
Bank Lampung
BPD Kalimantan Barat
Bank Hana
Bank Mestika Dharma
Bank Sinar Harapan Bali

-0.34
0.28
-0.15
0.13
0.10
0.05
0.09
-0.52

-0.58
0.54
-0.36
0.19
0.20
-0.28
0.01
0.03

0.69
0.49
-0.60
0.13
0.42
0.37
0.08
0.69

-0.29
0.43
1.40
0.09
0.44
-3.97
-0.02
1.64