Janata Bank Limited

Profit and Loss Account

for the year 31 December 2010
PARTICULARS

Note

Interest income
Interest paid on deposits and borrowings etc.
Net Interest Income
Investment income
Commission, exchange and brokerage
Other operating income
Total Operating Income (A)

19
20

Salary and allowances

Rent, taxes, insurance and electricity, etc.
Legal expenses
Postage, stamp, telecommunication etc.
Stationery, printings , advertisements etc.
Chief Executive's salary and fees
Directors' fees
Auditor's fees
Depreciation, repairs and maintenance
Other expenses
Total Operating Expenses (B)

24
25
26
27
28
29
30
31
32
33

21
22
23

Profit/(Loss) before amortization, provision & tax ( C ) =(A-B)

Amortization of valuation adjustment D)*
Profit/(Loss) before provision & tax ( E ) =(C-D)
Provision for loans and advances
Provision for off balance sheet items
Provision for other Assets
Provision for SAF & Gratuity
Other provisions
Total provision (F)
Total profit/(loss) before income tax G = (E-F)
Provision for taxation ( Including Ruler Tax) (H)
Prior year
Current year

9.5
34
35
36
37
39

40

Deferred tax*
Net profit/(loss) after taxation I = (G-H)

9.6 (i)

2010
Taka

2009
Taka
(Re-stated)

19,027,541,063
(11,960,330,916)
7,067,210,147
6,956,055,481
3,459,612,651
1,170,721,669
18,653,599,948

14,867,965,209
(10,376,982,626)
4,490,982,583
5,602,314,548
2,870,042,705
733,788,146
13,697,127,982

5,162,418,734
471,334,402
5,720,999
12,513,364
131,712,692
4,200,000
2,517,000
4,369,636
215,336,259
607,071,521
6,617,194,607

3,996,581,522
415,175,831
5,370,963
1,865,896
106,649,043
8,400,000
1,062,000
2,166,608
183,171,745
398,560,520
5,119,004,128

12,036,405,341
998,571,947
11,037,833,394
812,401,521
330,000,000
1,000,000,000
1,075,000,000
3,217,401,521
7,820,431,873

8,578,123,854
998,571,947
7,579,551,907
688,063,124
35,200,000
100,000,000
650,000,000
450,000,000
1,923,263,124
5,656,288,783

2,064,623,940
2,064,623,940

793,305,697
1,006,603,730
1,799,909,427

847,833,100
4,907,974,833

1,052,128,515
2,804,250,841

Note

Appropriations
Statutory Reserve
General Reserve
Legal Reserve

Surplus transferred to retained earnings

17

Earnings per share

13.4

2010
Taka

2009
Taka
(Re-stated)

1,564,086,375
9,277,294
1,573,363,669

1,131,257,757
7,916,798
1,139,174,555

3,334,611,164

1,665,076,286

98.16

73.37

* Please see the note no. 9.5 and 9.6

The annexed notes 1 to 42 form an integral part of these financial statements.

Sd/S. M. Aminur Rahman

CEO & Managing Director

Sd/Dr. R. M. Debnath
Director

Sd/Dr. Jamaluddin Ahmed, FCA

Director

Sd/Dabir Uddin Ahmed

Director

Sd/Dr. Abul Barkat

Chairman

See annexed auditors' report to the shareholders of date.

Sd/Rahman Rahman Huq

Chartered Accountants

Sd/Aziz Halim Khair Choudhury

Chartered Accountants

Dhaka, 21 April 2011