Tuition Beloit No wait, EE, Spouse, Dep Child 1 class/ semester at Beloit

Life/ADD Annual salary to max of $50,000, amt doubles in case of accidental death

Carleton

6 yr wait Nex: 1/2 tuition+ 1/2 Board @ Carleton only, dep benefits Ex: 1/2 tuition @ Carleton, 1/3 of Carleton's tuition, 50 % of other's FT 1 class/semester or reduced rate up to 12 credits/year. Dep of FT EE's with 6 years svs 38.1% Colby's tuition

<50 is 3.5 x annual; 50-64 is 2 x annual; 65+ is 1 x annual. Max $250,000

Colby

Age based: <30 = $50,000; 30-34 = $45,000; 35-39 = $40,000; 40-44 = $35,000; 45-49 = $30,000; 50-54 = $25,000; 55-59 = $20,000; 60+ = $15,000

Colorado College

FT 5 yr wait Dep children of FT staff tuition @ CC up to 4 years, Exchance Assc Colleges of the Midwest.

1.5 x annual; max $500,000

Grinnell

2 year FT wait Dep children of FT staff; Grinnell and tuition exchange ACM and GLCA; $1,500/yr cash grant or full tution whichever is less at other institutions FT 7 year wait 50% of tuition at Haverford or equal amt to another school (2 child limit)

1.5 x annual salary; min $20,000 max $400,000

Haverford

FT EE only. 6 mos service wait; $15,000

Knox

FT no wiat; PT @ 866 hours/yr no wait Full tuition @ Knox; participate in ACM Exchange or $500/year for any other college.

2.5 x annual salary; max $100,000

Oberlin

100% Oberlin, up to 50% Oberlin tuition at other institution

1 x annual salary, max $200,000

Occidental

5 year wait Occidental or Tuition Exhange Inc.

1x annual earnings up to $500,000

Pomona

1 year wait Min of 30 hours per week, 50% at Pomona or any other college, cannot exceed 50% Pomona's tuition

1 x annual, min of $20,000 and max of $400,000

Reed

6 year wait, faculty tenured. half time; full waiver for Reed; 2/3 toward any other college prorated part time; 100% FTE for NIC Exchange

30 day wait, .5 FTE+ 2 x annual salary

Swarthmore

5 year wait FTE gets up to 50% or $16,460 PTE gets up to 25% or $8,320

age based: <35 is 4x annual 35- 40 3.5 x annual, 40-45 3 x annual, 45-50 2.5x annual, 50-55 2 x annual, 55-60 1.5 x annual, 60+ 1 x annual. Max of 150,000

Wabash

5 year wait; FT only 16 semester limit, up to 8 per child GLCA schools, parent pays about 10%

1.5 annual, Max 50,000

LTD 6 mo wait, 60% salary

FLEX yes

Medical Plans Humana (Single, Limited Family, and Family)

% of ER Contribution EE 72% Family 66%

6 mo wait, 60% salary

yes

3 plans Options Blue (Aware) Aware PPO Accord HRA

80% EE Family Unknown

6 mo wait, 60% salary

yes

2 Plans HMO main Comp Care

EE <$32,000 95% Family 76% EE .$72,000 85% Family 56%

6 mo wait, 60% salary

yes

Great West PPO POS

EE 80% Family 70%

yes yes 1 plan Wellmark Blue Cross EE 90% Dep 80%

FT only; 1 year service; 24 mo disability waiting period

yes

Panel of 4 physicians; free visits. FT - 90 day wait PT - 2 yr wait

Independents Blue Cross Catastrophic ER% contrib based on salary EE 100%; Dep <$42,000 is 80% Dep >$42,000 is 70%. PT EE eligible but prorated based on FTE

2 year svs with 6 mo waiting period; EE pays premium 0.25% salary, college pays balance

yes

1 plan Self-funded PPO Benefit Administrative Systems

EE 73% Family 73%

First 6 months ER pays 100%, then reduced to 60%

yes

60% covered salary up to $14,000/month Benefit duration depends on age <62 to age 67, 62= 60 months, 63= 48 months, 64= 42 months, 65= 36 months, 66= 30 months, 67= 24 months, 68= 18 months, 69+ = 12 months 1st of month following .75 FTE; then 60% salary

yes

3 plans EE 80% Kaiser HMO Dependents 75% Health Net Elect Open Access (EOA) Health Net POS

yes

4 plans Kaiser HMO Blue Cross HMO Blue Cross PPO HDHP Lumenos 2 plans Kaiser Pioneer PPO

EE 90% Kaiser HMO Dep 70%

1st of month following .75 FTE; 60% salary

yes

EE 100% Kaiser Dependents 75% EE 71% PPO Dependents 53%

<12 months = 0; must use sick days 12-48 months; first 2 wks sick pay, wks 3-13 75% base pay, wks 14-26 60% base pay 48 or more months; fist 2 wks sick pay, wks 3-13 100% base pay, wks 14-26 60% base pay

yes

3 plans Keystone KPOS Keystone 15 HMO Personal Choice

EE 100% HMO & POS Dependents 86% HMO Dependents 76% POS EE 97% PPO Dependents 62% PPO

N/A

yes

CIGNA

100% EE 60% Family

Dental - % ER Contribution Humana Dental EE 67% Family 67% Delta Dental - 2 plans EE pays 100%

Vision - % of ER Contribution Plans of America; EE 100%

Eligible FTE 0.5

None

0.5

None

VSP EE paid Vision Service Plan

N/A

Delta Dental FT EE 100% PT EE 50% Dep 100% EE paid.

Eye Med 100% EE paid

0.48

Delta Dental EE 90% Dep 80% FT 1 year wait, PT 2 year wait. List of available local and extensive dental services in HR dept

VSP EE paid Vision Service Plan

N/A

Davis Vision EE 100% paid

.5 @ .75 FTE considered full time

Included in medical

Included in medical

0.42

3 plans Superior Dental Care Core Superior Dental Care Enhanced CIGNA HMO

0.5

2 plans Delta Preferred Delta Care EE 70% Dependents 70% 2 Plans Guardian Prepaid DHMO (pref. dentist) Guardian Dentist of Choice EE 100%

weye exam included in all medical plans; no hardware in HMO's and $100 allowance every 24 months w/ POS

0.75

0.5 2 Plans Core plan VSP exam + 20% off hardware Buy-up plan (same but add. Hardware disc in and out of network.) 100% 1 pair + $25 copay Included in Medical Plans 0.5

3 plans EE 100% lowest cost plan Dependents 75% lowest cost plan

Delta Dental EE 57% Dependents 57%

Davis Vision EE and Dependents 62%

0.5-.75 benefits, 0.75+ = FT

Included in medical

Option to enroll in VSP

Unknown

Cash in Lieu No

No

1 time $300 pmt for opt out

No

50% ER contribution toward Flex

yes, $235/yr with verified other coverage

No

No

No

No

Yes

Yes; waiver all coverage $196.92/year; waiver of medical only is $173.93/year

No