Maria Decastro 9019 88th Ave Apt E31 Woodhaven, NY 11421- 2157

Bank of America, P.O.Box 982236, El Paso, TX 79998-2236

Demand for written communications only 2300 Mcdermott Rd Ste 200-235 Plano, Texas 75025 214-618-5089 Re: Chase card Account Ending: 5026 Dear Creditor,

This letter is to let you know that I have been experiencing some financial difficulty; this has affected my ability to make payments in a timely manner.
I am however, now getting financial counseling to help me develop a debt repayment plan that I hope will be aceptable to you.

Do not call me on my mobile phone , at home or try to contact me through my friends or relatives. Please send any and all written communications to me a t the above address in writing.

According to the Fair Debt Collection Practices Act, [15USC 1692C] Section 805(c): CEASING COMMUNICATIONS: If a customer notifies the debt collector in writing that the consumer wishes the debt collector to cease futher communication with the consumer, the debt collector shall not communicate futher with the consumer with respect to such debt.

I am requesting that you work in partnership with me so that I can get myself out of the situation I am currently in. This letter also serves as a request to reduce the current balance on my account in an effort to allow me to pay it in full. Please also eliminate any interest from accruing and refrain from adding any futher penalties to my account until I have made arrangements to pay. If my last request to reduce my balance is acceptable to you, please send me a letter of settlement to my address. I appreciate you following my requests detailed in this letter. Thank you for your consideration.

Sincerely, ________________________________