UTI Systematic Investment Plan

An early & regular investment today, leads to prosperous tomorrow

Human Life Cycle

Phase III
60 y yrs

Phase II
St Stage II

Retirement

22 yrs

Phase I Education

Childs Marriage Childs Education

Housing

Child birth Marriage

Earning Age 22 yrs 38 yrs 10 -15 yrs

Earning Year : Most Challenging Phase

Meet the current rec rring expenses recurring e penses Build Capital Assets Make Provisions for
Rent, Electricity, T l h Telephoneetc t Childs Education / Marriage Annual Holiday Tour House Car etc Retirement Illness, Accident, etc etc..

To turn your dreams in to reality you need to save and invest

Are you ready for challenge?

Though, it is critical, most of us dont plan for the future.
No Planning for financial goals Hassle of keeping track

I will start next Month Hassle of keeping track No planning l for f financial f l goals

Lack of Awareness

I dont have money to save Lack of Awareness

Concern

No Money

Concern returns are hardly worth the effort

Is there any solution to over come this problem? bl ?

Smart way to Invest

Simple way to get Rich !! Rs1000 invested every month for 30 years
2500000 2260488 2000000

Returns

1500000 1000000 500000 0 204845 77437 73477 5 years 414470

1326833

1490359 8% p.a 10% p.a 951026

759369 589020 346038 182946

10 years 15 years 20 years 25 years 30 years

Number Of Years

Power Of Compounding p g

Formula to get Rich!!

St t E Start Early l

I Invest tR Regularly g l l

Wealth C Creation ti

Time value of Money

Increase in fixed monthly expense over a period of time
90,000 , 80,000 80 000 80,000

Mo onthly Expe ense

70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 Today 5 yrs 10 yrs 38,000 30,000 49,000

62,000

Fixed Monthly Expense

15 yrs

20 yrs

Number of year

Time value of Money

While the value of your saving erodes over a period of time, thanks to Inflation
35,000 30,000 30,000 Num mber of year rs 25,000 , 20,000 15,000 10,000 5,000 0 Today 5 yrs 10 yrs Savings 15 yrs 20 yrs 24,000 18,000 14,000 11,000

Saving

Time value of Money

Fixed Monthly Expense & Saving Mismatch
90,000 90 000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 , 10,000 0 Fixed Monthly Ex xp / Savings s
80 000 80,000 62,000 49,000 , 38,000 30,000
30,000 24 000 24,000 18,000 14,000 11,000

Fixed Monthly E Expense Saving

Today

5 yrs

10 yrs

15 yrs

20 yrs

Number of years

Investors need to save regularly in to assets that can beat inflation to meet g their financial goal..

Sensex returns from 1979 to 2008

SENSEX Returns from 1979 to 2008
25000 20287 20000

15000

13942

SENSEX
10000 9647 9398 5006 3972 3659 3055 3262 6603 5839 3377

5000

1909 442 228 253 779 527 2615 524 666 272 119 148 236 1048

3363 3930 3085 3110

7 19 9 8 19 0 8 19 1 8 19 2 8 19 3 8 19 4 8 19 5 8 19 6 8 19 7 8 19 8 8 19 9 9 19 0 9 19 1 9 19 2 9 19 3 9 19 4 9 19 5 9 19 6 9 19 7 9 19 8 9 20 9 0 20 0 0 20 1 0 20 2 0 20 3 0 20 4 0 20 5 0 20 6 0 20 7 08

19

Investors are willing to buy equities at higher prices!

In 2002 when Sensex was at 3200 levels, inflows into equity MF were Rs4517cr In 2007 when Sensex was in the range 15-20000, inflows into equity MF was Rs1,07,189cr Rs1 07 189cr

Thank You

REGISTERED OFFICE: UTI Tower, 'Gn' Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051. Phone: 022 - 66786666. Direct applications for open ended schemes: With effect from January 4, 2008, no entry load shall be charged for direct applications received by the Asset Management Company i.e. applications received through internet, submitted to AMC or Collection Centre / Investor Service Centre that are not routed through any distributor / agent / broker (including applications for additional purchases received directly from an investor under the same folio and switch switch-in in to a scheme from other schemes, if such a transaction is done directly by the investor). STATUTORY DETAILS: UTI Mutual Fund has been set up as a trust under the Indian Trusts Act, 1882. Sponsors: State Bank of India, Punjab National Bank, Bank of Baroda and Life Insurance Corporation of India (liability of sponsors limited to Rs.10,000/-). Trustee: UTI Trustee Co.(P) Ltd. (Incorporated under the Companies Act, 1956). Investment Manager: UTI Asset Management Co.Ltd. (Incorporated under the Companies Act, 1956). Risk Factors: All investments in mutual funds and securities are subject to market risks and the NAV of the funds may go up or down depending upon the factors and forces affecting the securities markets. There can be no assurance that the scheme objectives will be achieved. achieved Past performance of the Sponsors/Mutual Fund/ Scheme(s)/AMC is not necessarily indicative of future results. The mutual fund does not guarantee or assure any dividend under the schemes and the same is subject to availability of distributable surplus. Realization of all the assurances and promises made, if any, are subject to the laws of the land as they exist at any relevant point of time. The scheme is subject to risks relating to Credit, Interest Rates, Liquidity, Securities Lending, and Investment in Overseas Markets, Trading in debt and equity derivatives (the specific risk could be Credit, Market, Illiquidity, Reinvestment risk, Judgmental error, Interest rate swaps and Forward rate agreements). Please contact the nearest UTI Fi Financial i lC Center, t Chi Chief fR Representative t ti or AMFI certified tifi d A Agent tf for a copy of f th the K Key I Information f ti M Memorandum d cum Application Form and Offer Document. Please read theoffer document carefully before investing. UTI Asset Management Company Ltd is proposing, subject to market conditions and other considerations, a public issue of its equity shares and has filed a Draft Red Herring Prospectus with SEBI. The Draft Red Herring Prospectus is available on the website of SEBI at www.sebi.gov.in and the respective websites of the BRLMs at www.jmfinancial.in, www.citibank.co.in, www.enam.com, www.gs.com/country_pages/india, www.ibb.ubs.com/Corporates/indianipo, www icicisecurities com www www.icicisecurities.com, www.sbicaps.com sbicaps com and www www.india.clsa.com. india clsa com Potential investors should refer to the DRHP for Risk Factors and other information. This advertisement is restricted and not for publication or distribution in or into the United States. This advertisement is not for offer or sale in or into the United States of any equity shares or any other security of the company. The securities of the company have not been and will not be registered under the US Securities Act of 1933, as amended from time to time and may not be sold in the United States absent registration under US securities laws or an exemption from such registration. There will be no public offering of any equity shares or any other security of the company in the United States.