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 K  = ( $+
7  1 = ? (  $+
7 
D  
:=


4% 2 = 8%

:
 (4-1)
$ % (4 $7  ! 
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7 
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+ F ?( ( 1  $
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(1-4-1)

%
( / , 6 1  6  $+
7 1 D
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: 

(Principal) ( P ) 4
 C 4 ># % M1
(Interest rate) ( i ) 4
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7  M2
(Time) ( n ) 4

5 4 $ (4 $7 M3
:

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I = P i n ( 1 )
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: (1-1) 

$+
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7 ' . ?%10 K = (
:
:=
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1000 0.10 1 = 100SR

:
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(2-4-1)

%
(  ( (1)  1 (
'# ( ) %
( K  N
( 1)
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I
i n

P =

$+
7  
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i=

I
P n
$ 
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n =

I
P i
: (2-1) 


$+
7 1 (  
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 20000 ># #  

G # ?
 $
5(  #  $# ,' +
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:

P = 20000 SR

i = 9%
n = 3 years

># %
= ( 6  +
 
 
 $

:  
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 1I &

I = P i n = 20000 0.09 3 = 5400

: (3-1) 

480   ( < $ K
 
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:
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n = 4 ( years ); I = 480; i = 8%
: 6  $+
7 F
  1 (
' 


I = P i n

(  $   ' 1 @ 

480 = P 0.08 4
480
p=
= 1500 ( SR )
0.08 4
: (4-1) 

,' +
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n = 3 ( years ); I = 900; P = 5000


. 
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900 = 5000 i 3
= ( $+
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i=

900
= 0.6 = 6% ( yearly )
5000 3

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 (5-1)
 
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# % 8 # (
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 2160
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(4 $  ?= ( <   
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7 

i ( yearly ) = 3% 4 = 12%
(  ( <  4 . C(! & %12  = (  1 =
.$ 
:
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 1) 6  $+
7 1 (
 


2160 = 12000 12% n


: (4 $ F
 1)
5(

n =

2160
= 1.5 ( years )
12000 12%
. ( 1.5  
 $ 1 =

$ 1 D ?
/ (4 $ F
  = ( <   1)
1) ?,
 
 7 .= ( < 7     (4
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2160 = 12000 3% n
: (4 $ F
 1)
5(

n =

2160
= 6 ( quarters )
12000 3%

. ( 1.5   ( P


 6  
 $ 1 =
: (6-1) 

'' $+
7 F ? #
)  53 9 $ 
 5000 >#  
.%11.5 $+
7  1:
G # 
 # 1
:

P = 5000 SR

># %

i = 11.5%
9
n = years
12

= ( 6  +
 
 
 $

:  
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 1I &

I = P i n = 5000 0.115

9
= 431.25
12

: . ( 97( #  % =53  D = (   


G  1)

I = P i n = 5000

0.115
9 = 431.25
12

(  
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 6
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& 360  # 
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5

. 365
5

G  366 365 =  % 


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M4

: (7-1) 

I ?
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 1
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:
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G +   1I
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()
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I = P i n = 8000 0.09 n = 428


428
n =
= 0.59444 ( years )
8000 0.09
1 ) .
( $ 1I ?= (    $+
7  1! G0(
. ( 0.59444  
 $ 1 = ? (

:=
 
!
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days = 0.59444 360 = 214


1 6  #  . ( F '  #
+ U F. : 0/
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: (8-1) 

: 
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 1000
.
G ( %15 
G  130 $ 
 4000
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 1 '' $+
7 .

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7 F

60
= 33.33 ( SR )
360
90
I 2 = P i n = 1000 0.12
= 30 ( SR )
360
130
I 3 = P i n = 4000 0.15
= 216.67 ( SR )
360
I 1 = P i n = 2000 0.10

: >
 < . 1 '' $+
7 1I &

I = I 1 + I 2 + I 3 = 33.33 + 30 + 216.67 = 280

10

:! / 0 - . #  (7-1)


># % <. %
 1 $

5(: 
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5(  '' +  (>
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Fv = P + I
:  
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7 1 (
 


Fv = P + P i n
= P (1 + i n )
: (9-1) 

?53 15 $ 
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(%   
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7 F
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Fv = P ( 1 + i n )
:1 O 
P = 34000 ( SR ); i = 17.5%; n = 15 ( months )
:1I

15
12
= 34000 ( 1 + 0.21875 ) = 41437.5

Fv = 34000 1 + 0.175

: 
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7 1I &

11

Fv = P + I
41437.5 = 34000 + I
I = 41437.5 34000 = 7437.5
1 (
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7 %
( 1 %( = N
( 1)
$7 ? i $+
7  ? P ># % N
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P =

Fv
1 + i n
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i=

Fv P
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n =

Fv P
P i

2.D 6  $+


7 F
 
! 1 (
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+ 7 C( D
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: (10-1) 

#. 1 .  ;%( ( $
G ( %10  1  >#  
. ># % F ?
 6900 =
 $7 &#
5(  ># 

1I ) $+
7# 
! 1 (
' 

Fv = P ( 1 + i n )

6900 = P ( 1 + 0.10 1.5 )


6900 = P ( 1.15 )

12

:  ># % 1I &

P =

6900
= 6000
1.15
: (11-1) 



 ># #. 1 . 
G  219 $ 
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. 6  $+
7  . ?8174.4  $
5( 
:

Fv P
P n
8174.4 7800
i=
= 0.0789 = 7.89%
219
7800
360
i=

: (12-1) 

.  ?G
( %11 K 6  $+
  
 3500 >#   
.
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 $ . .
 3808 (  (4 $  ># #. 1
:

Fv P
P i
3808 3500
n =
= 0.8 ( years )
3500 0.11
n =

:=
 
!
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Days = 0.8 360 = 288

13

! 
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