S.

No

Primary Lending Institution s

Floating

Fixed(for Fixed(with the entire reset tenure) clause)

12.25% NA 11.75% NA NA NA NA NA NA 10.75

Reset clause after how many months

NA NA NA NA 12

Current Benchmar k Rate (for floating)

10.75% 14.25% NA 14.25% 18.25%

Markup/Markdown to Benchmark Rates

BR: 10.2% NA BR-10% NA NA

1 2 3 4

Allahabad 12.75% Bank Andhra Bank BR + 1.25% Axis Bank Bank of India DHFL Vyasa Housing Finance 11% 11% 13.50%

5
GIC Housing Finance 12.50% NA NA NA NA NA

6 7 8 9 10 11 12
ICICI Home Finance Co. Ltd. IDBI Home Finance Ltd. India Infoline Housing Finance Ltd. Gruh Finance Limited HDFC Ltd. HSBC Bank HUDCO 10.75-16% 11.7517.00% 16.75% 11-14% Floating + 1.00% 14.50% 10.7515.75% 10.75% 13.25-15% 13.25-15% Base+0.5% Linked to the GPLR 36 36 36 24 16.25 varied

10.75% 11-13% 10.5014.00% 10.50%

18.50% NA 17.75%

BR 10% NA -

11.00%

NA

12.2513.25% NA

36-60

15.25%

BR 10.75%

12.50%

NA

NA

16.25%

13 14 15 16
Indiabullls Housing Finance Ltd. NA NA NA NA 17%

Dependent on individual rating of each customer, amount of loan, tenure, CIBIL scores etc. Markup NA Markdown 5.5% ( 14 -8.5 =5.5) BR:15.50% 2.50% NA

17

Karnataka 11.75Bank 14.75% LIC Housing 10.80% Finance Manipal linked to PLR Housing Finance Syndicate Limited Micro Housing Finance Corporation 12-15%

NA NA NA

NA 12.15% NA

NA 60 NA

15.75% 14.65% 15.25%

NA

NA

NA

14%

1-4%

18

National Rural -11% Trust 13% General Housing 14.5% Finance Ltd 17.75%

NA

NA

NA

15.75%

19

Orange City Housing Finance Ltd.

NA

10 50%* (ROI 10-14% for home loans) NA

NA

NA

NA

NA

20
PNB Housing Finance Ltd. 11.75% 14.00% 36 14.25% BR:10.75%

21
Reliance Home Finance Private Limited Repco Home Finance Ltd. 12.75% NA NA NA 17.75% 5.50%

22

12.50%

NA

NA

NA

16.00%

3.25%

23
Rose Valley Housing Development Finance Corporation Ltd. 11.50% NA NA% ---NA

24
State Bank of India (SBI) 10.50% NA 9.75-12% 12 NA BR:10%

25
Sundaram BNP Paribas Home Finance Ltd. 12-14.25% 15.50% 3%

26 27
Union Bank of India 11.75% NA NA NA 15.75% NA