TABLE OF CONTANTS

CHAPTER 1:
Introduction Origin of the report Objectives of the report Scope of the study Methodology Limitations

Page
1 1 2 2 3 3

CHAPTER: 2
An overview of the NCC Bank Ltd: History of private Bank in Bangladesh Conversion of NCL into NCCBL Mission Vision Objective of the NCCBL Division of NCCBL
4 5 6 7 7 13

CHAPTER: 3
General Banking: Customer Services Concept of Deposit Classification of Bank Account Remittance Clearing Collection Cash and others
14 14 15 20 23 25 25

CHAPTER 4:
Credit Management: Introduction
Credit investigation

Principle of sound lending Modern concept of good lending Analysis of the depth or risk allied with each & event credit proposal
Ratio analysis for lending Bank-some consideration

29 30 32 33 35 35 38 39 41 44 46

Camel rating Security or collateral security offered Different types of loans and advances offered by NCCBL Bank guarantee Product of loans of NCCBL
vii

Different lending rates of NCC Bank Limited Conclusion

48 50

CHAPTER: 5
Foreign Exchange Businesses: Importance of foreign exchange business in our economy Import procedure Definition of L\C Classification of L\C The clauses contained in a L\C Parties involved in a letter of credit L\C application Transmission of L\C Amendment of letter of credit Presentation of the documents Common discrepancies of import documents Bank-to-bank letter of credit Various steps involved in the operations of letter of credit Export procedure of NCCBL Common discrepancies
51 51 53 53 53 54 56 57 57 57 58 58 59 60 62 63 68 68 68 68 69 70 72

CHAPTER: 6
Swot analysis of the NCCBL Special Services: ATM Service Credit card Swift

CHAPTER:7
Findings & Recommendations: Limitation of NCC Bank Ltd Recommendations Conclusion

viii