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$40,000.00, el da de hoy.
d1=34,790.80*(1+(0.3/12))^12=$46,789.76
M2=15000*(1+(0.36/12))^12=$21,386.41
d2=21,386.41*(1+(0.3/12))^3=$23,030.82
M3=50000*(1+(0.24/12))^10=$60,949.72
d3=60,949.72*(1+(0.3/12))^6=$70,682.99
M4=10000*(1+(0.42/12))^8=$13,168.09
d4=13,168.09*(1+(0.3/12))^5=$14,898.48
Total= $130,295.03
P1=M5=40000*(1+(0.3/12))^12=$53,795.55
P1=M5=35000*(1+(0.3/12))^6=$40,589.26
46,789.76+23,030.82+70,682.99+14,898.48=53,795.55+40,589.26+X
X=$61,017.24
UNIDAD 2 ACTIVIDAD 5
3. Juan Rosales pidi hoy $1,000.00 que liquidara en dos pagos de $500.00 cada uno,
ms intereses del 27% con capitalizacin mensual; uno vence dentro de 30 das y el
segundo en 120 das. Hoy mismo reestructura su deuda con la misma tasa de inters de
la siguiente forma: hacer tres pagos iguales, el primero dentro de 30, 60 y 90 das
contados a partir de hoy. De cunto sern dichos pagos?
Debe = paga
[500*(1+(0.27/12))^3] + [500*(1+(0.27/12))^0] = [X*(1+(0.27/12))^3] + [X*(1+(0.27/12))^2] + [X*(1+(0.27/12))^1]
534.51 + 500 = X* [((1+(0.27/12))^3)+((1+(0.27/12))^2)+((1+(0.27/12))^1)]
X= $329.77
UNIDAD 2 ACTIVIDAD 5
4. Si tienes una deuda de $12,000.00 para pagar en 7 meses y otra de $18,000.00 para
cubrirlos en 15 meses, decides reestructurar ambas deudas con una tasa del 9% con
capitalizacin trimestral, pagando dentro de 5 meses $6,000.00, $10,000.00 dentro de 12
meses Cunto tendrs que cubrir en el mes 15?
Debe = paga
[12000*(1+(0.09/4))^8] + [18000*(1+(0.09/4))^0] = [6000*(1+(0.09/4))^10] + [10000*(1+(0.09/4))^3] + [X*(1+(0.09/4))^0]
14337.97+ 18000 = 18185.52 + X
X= $14,152.45
Debe = paga
[35000/4*(1+(0.48/12))^5]+[35000/4*(1+(0.48/12))^4]+ [35000/4*(1+(0.48/12))^3]+ [35000/4*(1+(0.48/12))^2] = [X*(1+(0.48/12))^3] + [2X*(1+(0.48/12))^0]
40188.53 = X(1.124864)+ 2X
40188.53 = X(1.124864+2)
X= $12860.89